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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Interest and dividend income    
Loans, including fees $ 36,376 $ 22,207
Loans held-for-sale 57 55
Securities:    
Taxable 5,047 1,615
Tax exempt 1,433 1,307
Dividends from FHLBC and FRBC stock 153 115
Interest bearing deposits with financial institutions 269 92
Total interest and dividend income 43,335 25,391
Interest expense    
Savings, NOW, and money market deposits 397 241
Time deposits 277 500
Securities sold under repurchase agreements 11 31
Junior subordinated debentures 280 280
Subordinated debentures 546  
Senior notes 485 673
Notes payable and other borrowings 103 123
Total interest expense 2,099 1,848
Net interest and dividend income 41,236 23,543
Release of credit losses   (3,000)
Net interest and dividend income after release of credit losses 41,236 26,543
Noninterest income    
Mortgage servicing rights mark to market gain 2,978 1,113
Net gain on sales of mortgage loans 1,495 3,721
Change in cash surrender value of BOLI 124 334
Card related income 2,550 1,447
Other income 901 450
Total noninterest income 13,493 11,300
Noninterest expense    
Salaries and employee benefits 19,967 13,506
Occupancy, furniture and equipment 3,733 2,467
Computer and data processing 6,228 1,298
FDIC insurance 410 201
General bank insurance 315 276
Amortization of core deposit intangible 665 120
Advertising expense 182 60
Card related expense 534 593
Legal fees 294 55
Consulting & management fees 605 416
Other real estate (gain) expense, net (12) 36
Other expense 5,365 2,710
Total noninterest expense 38,286 21,738
Income before income taxes 16,443 16,105
Provision for income taxes 4,423 4,226
Net income $ 12,020 $ 11,879
Basic earnings per share $ 0.27 $ 0.41
Diluted earnings per share 0.27 0.40
Dividends declared per share $ 0.05 $ 0.01
Trust Income    
Noninterest income    
Service charges on deposits $ 2,698 $ 2,151
Deposit Account    
Noninterest income    
Service charges on deposits 2,090 1,195
Secondary mortgage fees    
Noninterest income    
Service charges on deposits 139 322
Bank Servicing    
Noninterest income    
Service charges on deposits $ 518 $ 567