XML 60 R49.htm IDEA: XBRL DOCUMENT v3.22.1
Loans and Allowance for Credit Losses on Loans - Credit Quality (Details) - USD ($)
3 Months Ended
Mar. 31, 2022
Dec. 31, 2021
Loans by risk rating    
2022 / 2021 $ 296,418,000  
2021 / 2020 996,750,000 $ 1,117,231,000
2020 / 2019 567,917,000 617,495,000
2019 / 2018 384,818,000 438,126,000
2018 / 2017 226,631,000 273,820,000
2017 / 2016   183,708,000
Prior 360,106,000 235,366,000
Revolving Loans 569,730,000 556,172,000
Revolving Loans Converted To Term Loans   30,000
Total Loans 3,402,370,000 3,421,948,000
Total Loans   3,110,000
Minimum    
Loans by risk rating    
Loan commitment for inclusion in credit quality analysis 50,000  
Pass [Member]    
Loans by risk rating    
2022 / 2021 295,042,000 1,079,972,000
2021 / 2020 959,128,000 607,575,000
2020 / 2019 544,727,000 392,999,000
2019 / 2018 292,798,000 267,763,000
2018 / 2017 223,031,000 177,970,000
Prior 346,059,000 225,968,000
Revolving Loans 561,269,000 546,694,000
Revolving Loans Converted To Term Loans   30,000
Total Loans 3,222,054,000 3,298,971,000
Special Mention [Member]    
Loans by risk rating    
2022 / 2021 162,000 16,169,000
2021 / 2020 17,378,000 2,222,000
2020 / 2019 18,858,000 26,029,000
2019 / 2018 72,784,000  
Prior 1,283,000  
Revolving Loans 3,243,000 3,816,000
Total Loans 113,708,000 48,236,000
Substandard [Member]    
Loans by risk rating    
2022 / 2021 1,214,000 21,090,000
2021 / 2020 20,244,000 7,698,000
2020 / 2019 4,332,000 19,098,000
2019 / 2018 19,236,000 6,057,000
2018 / 2017 3,600,000 5,738,000
Prior 12,764,000 9,398,000
Revolving Loans 5,218,000 5,662,000
Total Loans 66,608,000 74,741,000
Commercial    
Loans by risk rating    
2022 / 2021 40,106,000 201,800,000
2021 / 2020 122,471,000 54,770,000
2020 / 2019 46,414,000 53,429,000
2019 / 2018 36,582,000 28,503,000
2018 / 2017 15,073,000 5,176,000
Prior 8,977,000 11,020,000
Revolving Loans 425,922,000 416,746,000
Revolving Loans Converted To Term Loans   30,000
Total Loans 695,545,000 771,474,000
Commercial | Pass [Member]    
Loans by risk rating    
2022 / 2021 39,944,000 192,258,000
2021 / 2020 112,254,000 50,638,000
2020 / 2019 42,384,000 38,614,000
2019 / 2018 22,145,000 28,177,000
2018 / 2017 15,024,000 5,176,000
Prior 8,914,000 10,945,000
Revolving Loans 420,642,000 408,394,000
Revolving Loans Converted To Term Loans   30,000
Total Loans 661,307,000 734,232,000
Commercial | Special Mention [Member]    
Loans by risk rating    
2022 / 2021 162,000 44,000
2021 / 2020 398,000 84,000
2020 / 2019 653,000 694,000
2019 / 2018 623,000  
Revolving Loans 3,135,000 3,708,000
Total Loans 4,971,000 4,530,000
Commercial | Substandard [Member]    
Loans by risk rating    
2022 / 2021   9,498,000
2021 / 2020 9,819,000 4,048,000
2020 / 2019 3,377,000 14,121,000
2019 / 2018 13,814,000 326,000
2018 / 2017 49,000  
Prior 63,000 75,000
Revolving Loans 2,145,000 4,644,000
Total Loans 29,267,000 32,712,000
Real estate - residential    
Loans by risk rating    
Mortgage loans in process of foreclosure 623,000 488,000
Leases    
Loans by risk rating    
2022 / 2021 49,340,000 83,402,000
2021 / 2020 79,901,000 44,129,000
2020 / 2019 39,973,000 35,093,000
2019 / 2018 30,796,000 9,573,000
2018 / 2017 8,258,000 1,170,000
Prior 2,864,000 2,664,000
Total Loans 211,132,000 176,031,000
Leases | Pass [Member]    
Loans by risk rating    
2022 / 2021 49,340,000 83,402,000
2021 / 2020 79,901,000 44,129,000
2020 / 2019 39,973,000 32,259,000
2019 / 2018 28,478,000 8,950,000
2018 / 2017 7,891,000 1,170,000
Prior 2,605,000 2,367,000
Total Loans 208,188,000 172,277,000
Leases | Special Mention [Member]    
Loans by risk rating    
2019 / 2018 303,000  
Total Loans 303,000  
Leases | Substandard [Member]    
Loans by risk rating    
2020 / 2019   2,834,000
2019 / 2018 2,015,000 623,000
2018 / 2017 367,000  
Prior 259,000 297,000
Total Loans 2,641,000 3,754,000
Commercial real estate - Investor    
Loans by risk rating    
2022 / 2021 110,946,000 332,951,000
2021 / 2020 312,359,000 236,342,000
2020 / 2019 223,652,000 158,512,000
2019 / 2018 138,376,000 85,230,000
2018 / 2017 61,532,000 68,422,000
Prior 97,388,000 57,330,000
Revolving Loans 21,514,000 18,602,000
Total Loans 965,767,000 957,389,000
Commercial real estate - Investor | Pass [Member]    
Loans by risk rating    
2022 / 2021 110,946,000 315,247,000
2021 / 2020 309,370,000 233,964,000
2020 / 2019 210,682,000 147,511,000
2019 / 2018 86,228,000 85,049,000
2018 / 2017 61,532,000 64,810,000
Prior 92,627,000 55,523,000
Revolving Loans 19,558,000 18,602,000
Total Loans 890,943,000 920,706,000
Commercial real estate - Investor | Special Mention [Member]    
Loans by risk rating    
2022 / 2021   15,466,000
2021 / 2020 106,000  
2020 / 2019 12,970,000 10,550,000
2019 / 2018 51,656,000  
Prior 1,283,000  
Total Loans 66,015,000 26,016,000
Commercial real estate - Investor | Substandard [Member]    
Loans by risk rating    
2022 / 2021   2,238,000
2021 / 2020 2,883,000 2,378,000
2020 / 2019   451,000
2019 / 2018 492,000 181,000
2018 / 2017   3,612,000
Prior 3,478,000 1,807,000
Revolving Loans 1,956,000  
Total Loans 8,809,000 10,667,000
Commercial real estate - Owner occupied    
Loans by risk rating    
2022 / 2021 58,243,000 228,642,000
2021 / 2020 221,085,000 97,549,000
2020 / 2019 120,303,000 66,150,000
2019 / 2018 79,502,000 60,915,000
2018 / 2017 55,681,000 55,487,000
Prior 119,281,000 63,119,000
Revolving Loans 1,697,000 2,522,000
Total Loans 655,792,000 574,384,000
Commercial real estate - Owner occupied | Pass [Member]    
Loans by risk rating    
2022 / 2021 58,243,000 220,324,000
2021 / 2020 198,978,000 96,607,000
2020 / 2019 119,597,000 61,511,000
2019 / 2018 74,853,000 60,915,000
2018 / 2017 55,681,000 54,236,000
Prior 115,207,000 59,887,000
Revolving Loans 1,697,000 2,522,000
Total Loans 624,256,000 556,002,000
Commercial real estate - Owner occupied | Special Mention [Member]    
Loans by risk rating    
2021 / 2020 15,314,000  
2020 / 2019   2,953,000
2019 / 2018 2,963,000  
Total Loans 18,277,000 2,953,000
Commercial real estate - Owner occupied | Substandard [Member]    
Loans by risk rating    
2022 / 2021   8,318,000
2021 / 2020 6,793,000 942,000
2020 / 2019 706,000 1,686,000
2019 / 2018 1,686,000  
2018 / 2017   1,251,000
Prior 4,074,000 3,232,000
Total Loans 13,259,000 15,429,000
Construction    
Loans by risk rating    
2022 / 2021 8,518,000 88,780,000
2021 / 2020 75,318,000 67,767,000
2020 / 2019 51,624,000 42,101,000
2019 / 2018 22,312,000 4,671,000
2018 / 2017 4,763,000 477,000
Prior 1,561,000 1,193,000
Revolving Loans 1,462,000 1,143,000
Total Loans 165,558,000 206,132,000
Construction | Pass [Member]    
Loans by risk rating    
2022 / 2021 7,304,000 88,620,000
2021 / 2020 74,396,000 65,629,000
2020 / 2019 46,389,000 37,169,000
2019 / 2018 11,964,000 2,727,000
2018 / 2017 2,792,000 477,000
Prior 1,561,000 1,193,000
Revolving Loans 1,462,000 1,143,000
Total Loans 145,868,000 196,958,000
Construction | Special Mention [Member]    
Loans by risk rating    
2021 / 2020 922,000 2,138,000
2020 / 2019 5,235,000 4,932,000
2019 / 2018 10,348,000  
Total Loans 16,505,000 7,070,000
Construction | Substandard [Member]    
Loans by risk rating    
2022 / 2021 1,214,000 160,000
2019 / 2018   1,944,000
2018 / 2017 1,971,000  
Total Loans 3,185,000 2,104,000
Residential real estate - Investor    
Loans by risk rating    
2022 / 2021 9,367,000 13,492,000
2021 / 2020 10,587,000 9,902,000
2020 / 2019 7,951,000 13,084,000
2019 / 2018 11,840,000 6,589,000
2018 / 2017 6,887,000 7,444,000
Prior 15,244,000 11,020,000
Revolving Loans 970,000 1,868,000
Total Loans 62,846,000 63,399,000
Residential real estate - Investor | Pass [Member]    
Loans by risk rating    
2022 / 2021 9,367,000 13,371,000
2021 / 2020 10,468,000 9,758,000
2020 / 2019 7,951,000 13,084,000
2019 / 2018 11,330,000 6,392,000
2018 / 2017 6,734,000 7,059,000
Prior 14,482,000 10,602,000
Revolving Loans 970,000 1,868,000
Total Loans 61,302,000 62,134,000
Residential real estate - Investor | Substandard [Member]    
Loans by risk rating    
2022 / 2021   121,000
2021 / 2020 119,000 144,000
2019 / 2018 510,000 197,000
2018 / 2017 153,000 385,000
Prior 762,000 418,000
Total Loans 1,544,000 1,265,000
Residential real estate - Owner occupied    
Loans by risk rating    
2022 / 2021 2,425,000 48,990,000
2021 / 2020 48,156,000 32,095,000
2020 / 2019 30,867,000 20,996,000
2019 / 2018 18,601,000 14,523,000
2018 / 2017 13,270,000 30,738,000
Prior 87,817,000 63,854,000
Revolving Loans 1,982,000 2,052,000
Total Loans 203,118,000 213,248,000
Residential real estate - Owner occupied | Pass [Member]    
Loans by risk rating    
2022 / 2021 2,425,000 48,009,000
2021 / 2020 47,217,000 31,912,000
2020 / 2019 30,623,000 20,990,000
2019 / 2018 17,882,000 13,304,000
2018 / 2017 12,967,000 30,562,000
Prior 84,522,000 60,661,000
Revolving Loans 1,982,000 2,052,000
Total Loans 197,618,000 207,490,000
Residential real estate - Owner occupied | Special Mention [Member]    
Loans by risk rating    
2022 / 2021   659,000
2021 / 2020 638,000  
Total Loans 638,000 659,000
Residential real estate - Owner occupied | Substandard [Member]    
Loans by risk rating    
2022 / 2021   322,000
2021 / 2020 301,000 183,000
2020 / 2019 244,000 6,000
2019 / 2018 719,000 1,219,000
2018 / 2017 303,000 176,000
Prior 3,295,000 3,193,000
Total Loans 4,862,000 5,099,000
Multifamily    
Loans by risk rating    
2022 / 2021 16,859,000 109,608,000
2021 / 2020 115,852,000 71,748,000
2020 / 2019 43,970,000 46,193,000
2019 / 2018 44,706,000 62,733,000
2018 / 2017 60,287,000 11,701,000
Prior 16,953,000 7,117,000
Revolving Loans 59,000 64,000
Total Loans 298,686,000 309,164,000
Multifamily | Pass [Member]    
Loans by risk rating    
2022 / 2021 16,859,000 109,175,000
2021 / 2020 115,523,000 71,748,000
2020 / 2019 43,970,000 39,293,000
2019 / 2018 37,815,000 61,190,000
2018 / 2017 59,557,000 11,399,000
Prior 16,643,000 7,117,000
Revolving Loans 59,000 64,000
Total Loans 290,426,000 299,986,000
Multifamily | Special Mention [Member]    
Loans by risk rating    
2020 / 2019   6,900,000
2019 / 2018 6,891,000  
Total Loans 6,891,000 6,900,000
Multifamily | Substandard [Member]    
Loans by risk rating    
2022 / 2021   433,000
2021 / 2020 329,000  
2019 / 2018   1,543,000
2018 / 2017 730,000 302,000
Prior 310,000  
Total Loans 1,369,000 2,278,000
HELOC    
Loans by risk rating    
2022 / 2021 117,000 907,000
2021 / 2020 1,878,000 2,091,000
2020 / 2019 2,054,000 2,131,000
2019 / 2018 1,972,000 822,000
2018 / 2017 763,000 1,679,000
Prior 1,026,000 2,065,000
Revolving Loans 102,878,000 105,969,000
Total Loans 110,688,000 115,664,000
HELOC | Pass [Member]    
Loans by risk rating    
2022 / 2021 117,000 907,000
2021 / 2020 1,878,000 2,091,000
2020 / 2019 2,052,000 2,131,000
2019 / 2018 1,972,000 805,000
2018 / 2017 736,000 1,667,000
Prior 676,000 1,869,000
Revolving Loans 101,653,000 104,843,000
Total Loans 109,084,000 114,313,000
HELOC | Special Mention [Member]    
Loans by risk rating    
Revolving Loans 108,000 108,000
Total Loans 108,000 108,000
HELOC | Substandard [Member]    
Loans by risk rating    
2020 / 2019 2,000  
2019 / 2018   17,000
2018 / 2017 27,000 12,000
Prior 350,000 196,000
Revolving Loans 1,117,000 1,018,000
Total Loans 1,496,000 1,243,000
HELOC - Purchased    
Loans by risk rating    
Prior 2,672,000 10,626,000
Revolving Loans 6,881,000  
Total Loans 9,553,000 10,626,000
HELOC - Purchased | Pass [Member]    
Loans by risk rating    
Prior 2,499,000 10,446,000
Revolving Loans 6,881,000  
Total Loans 9,380,000 10,446,000
HELOC - Purchased | Substandard [Member]    
Loans by risk rating    
Prior 173,000 180,000
Total Loans 173,000 180,000
Other    
Loans by risk rating    
2022 / 2021 497,000 8,659,000
2021 / 2020 9,143,000 1,102,000
2020 / 2019 1,109,000 437,000
2019 / 2018 131,000 261,000
2018 / 2017 117,000 1,414,000
Prior 6,323,000 5,358,000
Revolving Loans 6,365,000 7,206,000
Total Loans 23,685,000 24,437,000
Other | Pass [Member]    
Loans by risk rating    
2022 / 2021 497,000 8,659,000
2021 / 2020 9,143,000 1,099,000
2020 / 2019 1,106,000 437,000
2019 / 2018 131,000 254,000
2018 / 2017 117,000 1,414,000
Prior 6,323,000 5,358,000
Revolving Loans 6,365,000 7,206,000
Total Loans 23,682,000 24,427,000
Other | Substandard [Member]    
Loans by risk rating    
2021 / 2020   3,000
2020 / 2019 3,000  
2019 / 2018   7,000
Total Loans $ 3,000 $ 10,000