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Regulatory & Capital Matters (Tables) | 6 Months Ended
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Jun. 30, 2022
Regulatory & Capital Matters |
Schedule of capital levels and industry defined regulatory minimum required levels | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Minimum Capital | ​ | Well Capitalized | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | Adequacy with Capital | ​ | Under Prompt Corrective | ​
​ | ​ | Actual | ​ | Conservation Buffer, if applicable1 | ​ | Action Provisions2 | ​
​ |  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio | ​
June 30, 2022 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Common equity tier 1 capital to risk weighted assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consolidated | ​ | $ | 415,443 | ​ | 9.35 | % | ​ | $ | 311,027 | ​ | 7.00 | % | ​ | ​ | N/A | ​ | N/A | ​
Old Second Bank | ​ | ​ | 543,518 | ​ | 12.24 | ​ | ​ | ​ | 310,835 | ​ | 7.00 | ​ | ​ | $ | 288,633 | ​ | 6.50 | %
Total capital to risk weighted assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consolidated | ​ | ​ | 545,284 | ​ | 12.27 | ​ | ​ | ​ | 466,624 | ​ | 10.50 | ​ | ​ | ​ | N/A | ​ | N/A | ​
Old Second Bank | ​ | ​ | 588,359 | ​ | 13.25 | ​ | ​ | ​ | 466,247 | ​ | 10.50 | ​ | ​ | ​ | 444,045 | ​ | 10.00 | ​
Tier 1 capital to risk weighted assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consolidated | ​ | ​ | 440,443 | ​ | 9.91 | ​ | ​ | ​ | 377,777 | ​ | 8.50 | ​ | ​ | ​ | N/A | ​ | N/A | ​
Old Second Bank | ​ | ​ | 543,518 | ​ | 12.24 | ​ | ​ | ​ | 377,443 | ​ | 8.50 | ​ | ​ | ​ | 355,241 | ​ | 8.00 | ​
Tier 1 capital to average assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consolidated | ​ | ​ | 440,443 | ​ | 7.24 | ​ | ​ | ​ | 243,339 | ​ | 4.00 | ​ | ​ | ​ | N/A | ​ | N/A | ​
Old Second Bank | ​ | ​ | 543,518 | ​ | 8.94 | ​ | ​ | ​ | 243,185 | ​ | 4.00 | ​ | ​ | ​ | 303,981 | ​ | 5.00 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
December 31, 2021 | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Common equity tier 1 capital to risk weighted assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consolidated | ​ | $ | 394,421 | ​ | 9.46 | % | ​ | $ | 291,855 | ​ | 7.00 | % | ​ | ​ | N/A | ​ | N/A | ​
Old Second Bank | ​ | ​ | 514,992 | ​ | 12.41 | ​ | ​ | ​ | 290,487 | ​ | 7.00 | ​ | ​ | $ | 269,738 | ​ | 6.50 | %
Total capital to risk weighted assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consolidated | ​ | ​ | 522,932 | ​ | 12.55 | ​ | ​ | ​ | 437,513 | ​ | 10.50 | ​ | ​ | ​ | N/A | ​ | N/A | ​
Old Second Bank | ​ | ​ | 558,503 | ​ | 13.46 | ​ | ​ | ​ | 435,682 | ​ | 10.50 | ​ | ​ | ​ | 414,935 | ​ | 10.00 | ​
Tier 1 capital to risk weighted assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consolidated | ​ | ​ | 419,421 | ​ | 10.06 | ​ | ​ | ​ | 354,382 | ​ | 8.50 | ​ | ​ | ​ | N/A | ​ | N/A | ​
Old Second Bank | ​ | ​ | 514,992 | ​ | 12.41 | ​ | ​ | ​ | 352,734 | ​ | 8.50 | ​ | ​ | ​ | 331,985 | ​ | 8.00 | ​
Tier 1 capital to average assets | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Consolidated | ​ | ​ | 419,421 | ​ | 7.81 | ​ | ​ | ​ | 214,812 | ​ | 4.00 | ​ | ​ | ​ | N/A | ​ | N/A | ​
Old Second Bank | ​ | ​ | 514,992 | ​ | 9.58 | ​ | ​ | ​ | 215,028 | ​ | 4.00 | ​ | ​ | ​ | 268,785 | ​ | 5.00 | ​
​ 1 Amounts are shown inclusive of a capital conservation buffer of 2.50%. 2 The prompt corrective action provisions are only applicable at the Bank level. The Bank exceeded the general minimum regulatory requirements to be considered “well capitalized.”

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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