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v3.23.2

Loans and Allowance for Credit Losses on Loans (Details) - USD ($) | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022 | Dec. 31, 2022
Allowance for loan losses: |  |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | $ 53,392,000 | $ 44,308,000 | $ 49,480,000 | $ 44,281,000 |
(Release of) Provision for Credit Losses | 2,427,000 | 1,330,000 | 7,079,000 | 1,650,000 |
Charge-offs | 733,000 | 386,000 | 1,755,000 | 900,000 |
Recoveries | 228,000 | 136,000 | 510,000 | 357,000 |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 55,314,000 | 45,388,000 | 55,314,000 | 45,388,000 |
Less: allowance for credit losses on loans | 55,314,000 | 45,388,000 | 55,314,000 | 45,388,000 | $ 49,480,000
Net provision expense |  |  | 5,500,000 |  |
Reserve amount |  |  | 247,300,000 |  |
Allowance for credit loss unfunded commitment, purchase accounting adjustment | 372,000 |  | 372,000 |  |
Commercial |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 11,511,000 | 12,576,000 | 11,968,000 | 11,751,000 |
(Release of) Provision for Credit Losses | 319,000 | 1,582,000 | (262,000) | 2,407,000 |
Charge-offs | 380,000 | 52,000 | 407,000 | 82,000 |
Recoveries | 82,000 | 8,000 | 233,000 | 38,000 |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 11,532,000 | 14,114,000 | 11,532,000 | 14,114,000 |
Less: allowance for credit losses on loans | 11,532,000 | 14,114,000 | 11,532,000 | 14,114,000 | 11,968,000
Leases |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 2,766,000 | 2,573,000 | 2,865,000 | 3,480,000 |
(Release of) Provision for Credit Losses | (83,000) | (837,000) | 691,000 | (1,744,000) |
Charge-offs |  |  | 882,000 |  |
Recoveries | 7,000 |  | 16,000 |  |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 2,690,000 | 1,736,000 | 2,690,000 | 1,736,000 |
Less: allowance for credit losses on loans | 2,690,000 | 1,736,000 | 2,690,000 | 1,736,000 | 2,865,000
Commercial real estate - Investor |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 15,260,000 | 10,690,000 | 10,674,000 | 10,795,000 |
(Release of) Provision for Credit Losses | 4,822,000 | (1,029,000) | 9,391,000 | (920,000) |
Charge-offs | 71,000 | 243,000 | 71,000 | 480,000 |
Recoveries | 20,000 | 18,000 | 37,000 | 41,000 |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 20,031,000 | 9,436,000 | 20,031,000 | 9,436,000 |
Less: allowance for credit losses on loans | 20,031,000 | 9,436,000 | 20,031,000 | 9,436,000 | 10,674,000
Commercial real estate - Owner occupied |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 15,576,000 | 8,139,000 | 15,001,000 | 4,913,000 |
(Release of) Provision for Credit Losses | (2,816,000) | 3,332,000 | (2,243,000) | 6,671,000 |
Charge-offs | 201,000 |  | 201,000 | 121,000 |
Recoveries | 3,000 | 7,000 | 5,000 | 15,000 |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 12,562,000 | 11,478,000 | 12,562,000 | 11,478,000 |
Less: allowance for credit losses on loans | 12,562,000 | 11,478,000 | 12,562,000 | 11,478,000 | 15,001,000
Real estate - construction |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 1,045,000 | 2,858,000 | 1,546,000 | 3,373,000 |
(Release of) Provision for Credit Losses | 134,000 | (1,323,000) | (367,000) | (1,838,000) |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 1,179,000 | 1,535,000 | 1,179,000 | 1,535,000 |
Less: allowance for credit losses on loans | 1,179,000 | 1,535,000 | 1,179,000 | 1,535,000 | 1,546,000
Residential real estate - Investor |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 746,000 | 703,000 | 768,000 | 760,000 |
(Release of) Provision for Credit Losses | (8,000) | (47,000) | (49,000) | (114,000) |
Recoveries | 5,000 | 5,000 | 24,000 | 15,000 |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 743,000 | 661,000 | 743,000 | 661,000 |
Less: allowance for credit losses on loans | 743,000 | 661,000 | 743,000 | 661,000 | 768,000
Residential real estate - Owner occupied |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 1,722,000 | 1,950,000 | 2,046,000 | 2,832,000 |
(Release of) Provision for Credit Losses | 110,000 | (103,000) | (224,000) | (1,068,000) |
Recoveries | 36,000 | 22,000 | 46,000 | 105,000 |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 1,868,000 | 1,869,000 | 1,868,000 | 1,869,000 |
Less: allowance for credit losses on loans | 1,868,000 | 1,869,000 | 1,868,000 | 1,869,000 | 2,046,000
Multifamily |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 2,665,000 | 2,977,000 | 2,453,000 | 3,675,000 |
(Release of) Provision for Credit Losses | 72,000 | (543,000) | 284,000 | (1,241,000) |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 2,737,000 | 2,434,000 | 2,737,000 | 2,434,000 |
Less: allowance for credit losses on loans | 2,737,000 | 2,434,000 | 2,737,000 | 2,434,000 | 2,453,000
HELOC |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 1,788,000 | 1,675,000 | 1,806,000 | 2,510,000 |
(Release of) Provision for Credit Losses | (118,000) | (164,000) | (165,000) | (1,035,000) |
Recoveries | 24,000 | 31,000 | 53,000 | 67,000 |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 1,694,000 | 1,542,000 | 1,694,000 | 1,542,000 |
Less: allowance for credit losses on loans | 1,694,000 | 1,542,000 | 1,694,000 | 1,542,000 | 1,806,000
Other |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 313,000 | 167,000 | 353,000 | 192,000 |
(Release of) Provision for Credit Losses | (5,000) | 462,000 | 23,000 | 532,000 |
Charge-offs | 81,000 | 91,000 | 194,000 | 217,000 |
Recoveries | 51,000 | 45,000 | 96,000 | 76,000 |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 278,000 | 583,000 | 278,000 | 583,000 |
Less: allowance for credit losses on loans | 278,000 | 583,000 | 278,000 | 583,000 | 353,000
Unfunded Loan Commitment |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance |  |  | 4,300,000 |  |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 2,700,000 | 3,400,000 | 2,700,000 | 3,400,000 |
Less: allowance for credit losses on loans | 2,700,000 | 3,400,000 | 2,700,000 | 3,400,000 | 4,300,000
Allowance for credit loss unfunded commitment, purchase accounting adjustment | 372,000 | $ 1,300,000 | 372,000 | $ 1,300,000 | $ 819,000
Unfunded Loan Commitment | Other Liabilities [Member] |  |  |  |  |
Allowance for loan losses: |  |  |  |  |
ACL on unfunded commitments | $ 3,100,000 |  | $ 3,100,000 |  |

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