XML 56 R45.htm IDEA: XBRL DOCUMENT v3.23.2
Loans and Allowance for Credit Losses on Loans - Credit Quality (Details) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
2022     $ 895,000    
2021     274,000    
2020     372,000    
2019     12,000    
Prior     202,000    
Total $ 733,000 $ 386,000 1,755,000 $ 900,000  
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 563,872,000   563,872,000   $ 1,207,348,000
2022 / 2021 1,150,307,000   1,150,307,000   886,935,000
2021 / 2020 771,352,000   771,352,000   476,753,000
2020 / 2019 422,160,000   422,160,000   257,206,000
2019 / 2018 224,642,000   224,642,000   167,647,000
Prior 343,198,000   343,198,000   245,580,000
Revolving Loans 538,615,000   538,615,000   628,140,000
Revolving Loans Converted To Term Loans 1,379,000   1,379,000    
Total Loans 4,015,525,000   4,015,525,000   3,869,609,000
Minimum          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Loan commitment for inclusion in credit quality analysis     50,000    
Pass [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 563,173,000   563,173,000   1,165,744,000
2022 / 2021 1,090,447,000   1,090,447,000   837,389,000
2021 / 2020 726,470,000   726,470,000   401,848,000
2020 / 2019 361,762,000   361,762,000   183,707,000
2019 / 2018 180,234,000   180,234,000   165,368,000
Prior 326,921,000   326,921,000   226,741,000
Revolving Loans 491,958,000   491,958,000   600,854,000
Revolving Loans Converted To Term Loans 1,379,000   1,379,000    
Total Loans 3,742,344,000   3,742,344,000   3,581,651,000
Special Mention [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 307,000   307,000   16,031,000
2022 / 2021 34,370,000   34,370,000   27,684,000
2021 / 2020 26,169,000   26,169,000   70,495,000
2020 / 2019 51,294,000   51,294,000   31,990,000
2019 / 2018 1,944,000   1,944,000   1,301,000
Prior 2,672,000   2,672,000   10,131,000
Revolving Loans 28,837,000   28,837,000   21,397,000
Total Loans 145,593,000   145,593,000   179,029,000
Substandard [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 392,000   392,000   25,573,000
2022 / 2021 25,490,000   25,490,000   21,862,000
2021 / 2020 18,713,000   18,713,000   4,410,000
2020 / 2019 9,104,000   9,104,000   41,509,000
2019 / 2018 42,464,000   42,464,000   978,000
Prior 13,605,000   13,605,000   8,708,000
Revolving Loans 17,820,000   17,820,000   5,889,000
Total Loans 127,588,000   127,588,000   108,929,000
Commercial          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
2020     364,000    
Prior     43,000    
Total 380,000 52,000 407,000 82,000  
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 127,530,000   127,530,000   231,889,000
2022 / 2021 229,058,000   229,058,000   73,327,000
2021 / 2020 47,568,000   47,568,000   25,760,000
2020 / 2019 18,918,000   18,918,000   27,350,000
2019 / 2018 21,311,000   21,311,000   6,964,000
Prior 5,986,000   5,986,000   2,651,000
Revolving Loans 368,277,000   368,277,000   473,023,000
Revolving Loans Converted To Term Loans 1,379,000   1,379,000    
Total Loans 820,027,000   820,027,000   840,964,000
Commercial | Pass [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 127,530,000   127,530,000   225,056,000
2022 / 2021 226,048,000   226,048,000   70,608,000
2021 / 2020 45,876,000   45,876,000   21,597,000
2020 / 2019 16,103,000   16,103,000   12,742,000
2019 / 2018 9,914,000   9,914,000   6,957,000
Prior 5,986,000   5,986,000   2,651,000
Revolving Loans 335,806,000   335,806,000   447,821,000
Revolving Loans Converted To Term Loans 1,379,000   1,379,000    
Total Loans 768,642,000   768,642,000   787,432,000
Commercial | Special Mention [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022         1,875,000
2022 / 2021         272,000
2021 / 2020 260,000   260,000   1,182,000
2020 / 2019         2,432,000
2019 / 2018 43,000   43,000    
Revolving Loans 28,837,000   28,837,000   21,286,000
Total Loans 29,140,000   29,140,000   27,047,000
Commercial | Substandard [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022         4,958,000
2022 / 2021 3,010,000   3,010,000   2,447,000
2021 / 2020 1,432,000   1,432,000   2,981,000
2020 / 2019 2,815,000   2,815,000   12,176,000
2019 / 2018 11,354,000   11,354,000   7,000
Revolving Loans 3,634,000   3,634,000   3,916,000
Total Loans 22,245,000   22,245,000   26,485,000
Real estate - residential loans          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Mortgage loans in process of foreclosure 215,000   215,000   600,000
Leases          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
2022     870,000    
2019     12,000    
Total     882,000    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 86,364,000   86,364,000   162,985,000
2022 / 2021 138,692,000   138,692,000   64,203,000
2021 / 2020 53,672,000   53,672,000   26,995,000
2020 / 2019 20,558,000   20,558,000   17,923,000
2019 / 2018 12,373,000   12,373,000   4,449,000
Prior 3,260,000   3,260,000   830,000
Total Loans 314,919,000   314,919,000   277,385,000
Leases | Pass [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 86,364,000   86,364,000   161,379,000
2022 / 2021 138,055,000   138,055,000   64,203,000
2021 / 2020 53,672,000   53,672,000   26,995,000
2020 / 2019 20,558,000   20,558,000   17,653,000
2019 / 2018 12,036,000   12,036,000   4,449,000
Prior 3,260,000   3,260,000   830,000
Total Loans 313,945,000   313,945,000   275,509,000
Leases | Substandard [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022         1,606,000
2022 / 2021 637,000   637,000    
2020 / 2019         270,000
2019 / 2018 337,000   337,000    
Total Loans 974,000   974,000   1,876,000
Commercial real estate - Investor          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
2021     71,000    
Total 71,000 243,000 71,000 480,000  
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 175,796,000   175,796,000   433,775,000
2022 / 2021 394,026,000   394,026,000   232,121,000
2021 / 2020 215,250,000   215,250,000   123,981,000
2020 / 2019 122,814,000   122,814,000   84,814,000
2019 / 2018 71,326,000   71,326,000   48,005,000
Prior 80,566,000   80,566,000   57,826,000
Revolving Loans 20,295,000   20,295,000   7,113,000
Total Loans 1,080,073,000   1,080,073,000   987,635,000
Commercial real estate - Investor | Pass [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 175,445,000   175,445,000   416,094,000
2022 / 2021 363,460,000   363,460,000   228,686,000
2021 / 2020 213,303,000   213,303,000   118,491,000
2020 / 2019 112,372,000   112,372,000   63,845,000
2019 / 2018 60,729,000   60,729,000   46,935,000
Prior 71,447,000   71,447,000   46,406,000
Revolving Loans 7,982,000   7,982,000   7,113,000
Total Loans 1,004,738,000   1,004,738,000   927,570,000
Commercial real estate - Investor | Special Mention [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022         5,349,000
2022 / 2021 12,885,000   12,885,000   1,417,000
2021 / 2020         5,490,000
2020 / 2019 5,409,000   5,409,000   10,206,000
2019 / 2018         1,070,000
Prior         9,123,000
Total Loans 18,294,000   18,294,000   32,655,000
Commercial real estate - Investor | Substandard [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 351,000   351,000   12,332,000
2022 / 2021 17,681,000   17,681,000   2,018,000
2021 / 2020 1,947,000   1,947,000    
2020 / 2019 5,033,000   5,033,000   10,763,000
2019 / 2018 10,597,000   10,597,000    
Prior 9,119,000   9,119,000   2,297,000
Revolving Loans 12,313,000   12,313,000    
Total Loans 57,041,000   57,041,000   27,410,000
Commercial real estate - Owner occupied          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
2022     22,000    
2021     179,000    
Total 201,000   201,000 121,000  
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 94,424,000   94,424,000   180,679,000
2022 / 2021 161,188,000   161,188,000   263,102,000
2021 / 2020 223,507,000   223,507,000   155,044,000
2020 / 2019 120,094,000   120,094,000   81,981,000
2019 / 2018 76,963,000   76,963,000   49,598,000
Prior 114,216,000   114,216,000   90,730,000
Revolving Loans 33,885,000   33,885,000   33,745,000
Total Loans 824,277,000   824,277,000   854,879,000
Commercial real estate - Owner occupied | Pass [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 94,424,000   94,424,000   169,703,000
2022 / 2021 145,156,000   145,156,000   223,731,000
2021 / 2020 185,929,000   185,929,000   105,669,000
2020 / 2019 83,503,000   83,503,000   47,351,000
2019 / 2018 57,794,000   57,794,000   49,367,000
Prior 111,532,000   111,532,000   86,660,000
Revolving Loans 33,885,000   33,885,000   33,745,000
Total Loans 712,223,000   712,223,000   716,226,000
Commercial real estate - Owner occupied | Special Mention [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022         8,430,000
2022 / 2021 13,538,000   13,538,000   22,242,000
2021 / 2020 22,245,000   22,245,000   48,184,000
2020 / 2019 35,427,000   35,427,000   17,668,000
2019 / 2018 226,000   226,000   231,000
Prior 2,123,000   2,123,000   1,008,000
Total Loans 73,559,000   73,559,000   97,763,000
Commercial real estate - Owner occupied | Substandard [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022         2,546,000
2022 / 2021 2,494,000   2,494,000   17,129,000
2021 / 2020 15,333,000   15,333,000   1,191,000
2020 / 2019 1,164,000   1,164,000   16,962,000
2019 / 2018 18,943,000   18,943,000    
Prior 561,000   561,000   3,062,000
Total Loans 38,495,000   38,495,000   40,890,000
Construction          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 10,385,000   10,385,000   54,275,000
2022 / 2021 81,107,000   81,107,000   65,758,000
2021 / 2020 56,855,000   56,855,000   54,839,000
2020 / 2019 35,370,000   35,370,000   2,506,000
2019 / 2018 1,981,000   1,981,000   226,000
Prior 1,216,000   1,216,000   1,408,000
Revolving Loans 2,144,000   2,144,000   1,523,000
Total Loans 189,058,000   189,058,000   180,535,000
Construction | Pass [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 10,078,000   10,078,000   53,058,000
2022 / 2021 73,533,000   73,533,000   65,758,000
2021 / 2020 56,855,000   56,855,000   39,542,000
2020 / 2019 25,249,000   25,249,000   2,390,000
2019 / 2018 1,865,000   1,865,000   226,000
Prior 1,216,000   1,216,000   1,408,000
Revolving Loans 2,144,000   2,144,000   1,523,000
Total Loans 170,940,000   170,940,000   163,905,000
Construction | Special Mention [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 307,000   307,000    
2022 / 2021 7,574,000   7,574,000    
2021 / 2020         15,297,000
2020 / 2019 10,121,000   10,121,000    
Total Loans 18,002,000   18,002,000   15,297,000
Construction | Substandard [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022         1,217,000
2020 / 2019         116,000
2019 / 2018 116,000   116,000    
Total Loans 116,000   116,000   1,333,000
Residential real estate - Investor          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 2,101,000   2,101,000   15,358,000
2022 / 2021 15,215,000   15,215,000   9,980,000
2021 / 2020 9,269,000   9,269,000   6,945,000
2020 / 2019 6,702,000   6,702,000   9,084,000
2019 / 2018 8,450,000   8,450,000   5,039,000
Prior 12,318,000   12,318,000   9,956,000
Revolving Loans 1,880,000   1,880,000   991,000
Total Loans 55,935,000   55,935,000   57,353,000
Residential real estate - Investor | Pass [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 2,101,000   2,101,000   14,737,000
2022 / 2021 14,624,000   14,624,000   9,910,000
2021 / 2020 9,201,000   9,201,000   6,945,000
2020 / 2019 6,702,000   6,702,000   8,585,000
2019 / 2018 8,029,000   8,029,000   4,853,000
Prior 11,616,000   11,616,000   9,548,000
Revolving Loans 1,880,000   1,880,000   991,000
Total Loans 54,153,000   54,153,000   55,569,000
Residential real estate - Investor | Special Mention [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2022 / 2021         70,000
2021 / 2020 68,000   68,000    
Total Loans 68,000   68,000   70,000
Residential real estate - Investor | Substandard [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022         621,000
2022 / 2021 591,000   591,000    
2020 / 2019         499,000
2019 / 2018 421,000   421,000   186,000
Prior 702,000   702,000   408,000
Total Loans 1,714,000   1,714,000   1,714,000
Residential real estate - Owner occupied          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 9,856,000   9,856,000   42,016,000
2022 / 2021 43,040,000   43,040,000   45,151,000
2021 / 2020 42,368,000   42,368,000   28,655,000
2020 / 2019 27,164,000   27,164,000   16,869,000
2019 / 2018 16,158,000   16,158,000   12,283,000
Prior 78,891,000   78,891,000   73,106,000
Revolving Loans 728,000   728,000   1,638,000
Total Loans 218,205,000   218,205,000   219,718,000
Residential real estate - Owner occupied | Pass [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 9,856,000   9,856,000   41,885,000
2022 / 2021 42,915,000   42,915,000   44,884,000
2021 / 2020 42,368,000   42,368,000   28,418,000
2020 / 2019 27,072,000   27,072,000   16,146,000
2019 / 2018 15,462,000   15,462,000   12,152,000
Prior 76,144,000   76,144,000   70,741,000
Revolving Loans 728,000   728,000   1,638,000
Total Loans 214,545,000   214,545,000   215,864,000
Residential real estate - Owner occupied | Substandard [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022         131,000
2022 / 2021 125,000   125,000   267,000
2021 / 2020         237,000
2020 / 2019 92,000   92,000   723,000
2019 / 2018 696,000   696,000   131,000
Prior 2,747,000   2,747,000   2,365,000
Total Loans 3,660,000   3,660,000   3,854,000
Multifamily          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 51,855,000   51,855,000   79,354,000
2022 / 2021 82,738,000   82,738,000   129,940,000
2021 / 2020 121,056,000   121,056,000   52,604,000
2020 / 2019 68,811,000   68,811,000   14,809,000
2019 / 2018 14,341,000   14,341,000   40,290,000
Prior 44,040,000   44,040,000   6,365,000
Revolving Loans 343,000   343,000   329,000
Total Loans 383,184,000   383,184,000   323,691,000
Multifamily | Pass [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 51,855,000   51,855,000   76,877,000
2022 / 2021 81,441,000   81,441,000   126,257,000
2021 / 2020 117,460,000   117,460,000   52,262,000
2020 / 2019 68,474,000   68,474,000   13,125,000
2019 / 2018 12,666,000   12,666,000   39,703,000
Prior 43,224,000   43,224,000   6,098,000
Revolving Loans 343,000   343,000   329,000
Total Loans 375,463,000   375,463,000   314,651,000
Multifamily | Special Mention [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022         377,000
2022 / 2021 373,000   373,000   3,683,000
2021 / 2020 3,596,000   3,596,000   342,000
2020 / 2019 337,000   337,000   1,684,000
2019 / 2018 1,675,000   1,675,000    
Prior 549,000   549,000    
Total Loans 6,530,000   6,530,000   6,086,000
Multifamily | Substandard [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022         2,100,000
2022 / 2021 924,000   924,000    
2019 / 2018         587,000
Prior 267,000   267,000   267,000
Total Loans 1,191,000   1,191,000   2,954,000
HELOC          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 1,098,000   1,098,000   2,822,000
2022 / 2021 2,838,000   2,838,000   518,000
2021 / 2020 230,000   230,000   1,497,000
2020 / 2019 1,462,000   1,462,000   1,703,000
2019 / 2018 1,648,000   1,648,000   724,000
Prior 2,602,000   2,602,000   2,597,000
Revolving Loans 92,180,000   92,180,000   99,341,000
Total Loans 102,058,000   102,058,000   109,202,000
HELOC | Pass [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 1,057,000   1,057,000   2,760,000
2022 / 2021 2,810,000   2,810,000   517,000
2021 / 2020 229,000   229,000   1,497,000
2020 / 2019 1,462,000   1,462,000   1,703,000
2019 / 2018 1,648,000   1,648,000   657,000
Prior 2,393,000   2,393,000   2,288,000
Revolving Loans 90,307,000   90,307,000   97,258,000
Total Loans 99,906,000   99,906,000   106,680,000
HELOC | Special Mention [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Revolving Loans         111,000
Total Loans         111,000
HELOC | Substandard [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 41,000   41,000   62,000
2022 / 2021 28,000   28,000   1,000
2021 / 2020 1,000   1,000    
2019 / 2018         67,000
Prior 209,000   209,000   309,000
Revolving Loans 1,873,000   1,873,000   1,972,000
Total Loans 2,152,000   2,152,000   2,411,000
Other          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]          
2022     3,000    
2021     24,000    
2020     8,000    
Prior     159,000    
Total 81,000 $ 91,000 194,000 $ 217,000  
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 4,463,000   4,463,000   4,195,000
2022 / 2021 2,405,000   2,405,000   2,835,000
2021 / 2020 1,577,000   1,577,000   433,000
2020 / 2019 267,000   267,000   167,000
2019 / 2018 91,000   91,000   69,000
Prior 103,000   103,000   111,000
Revolving Loans 18,883,000   18,883,000   10,437,000
Total Loans 27,789,000   27,789,000   18,247,000
Other | Pass [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2023 / 2022 4,463,000   4,463,000   4,195,000
2022 / 2021 2,405,000   2,405,000   2,835,000
2021 / 2020 1,577,000   1,577,000   432,000
2020 / 2019 267,000   267,000   167,000
2019 / 2018 91,000   91,000   69,000
Prior 103,000   103,000   111,000
Revolving Loans 18,883,000   18,883,000   10,436,000
Total Loans $ 27,789,000   $ 27,789,000   18,245,000
Other | Substandard [Member]          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
2021 / 2020         1,000
Revolving Loans         1,000
Total Loans         $ 2,000