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Loans and Allowance for Credit Losses on Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | $ 44,113 | $ 53,392 | $ 44,264 | $ 49,480
Provision for (Release of) Credit Losses | 3,950 | 2,427 | 7,494 | 7,079
Charge-offs | 6,011 | 733 | 9,999 | 1,755
Recoveries | 217 | 228 | 510 | 510
Financing Receivable, Allowance for Credit Loss, Ending Balance | 42,269 | 55,314 | 42,269 | 55,314
Net provision expense |  |  | 7,500 |
Commercial |  |  |  |
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 6,382 | 11,511 | 3,998 | 11,968
Provision for (Release of) Credit Losses | 327 | 319 | 2,653 | (262,000)
Charge-offs | 3 | 380 | 18 | 407
Recoveries | 22 | 82 | 95 | 233
Financing Receivable, Allowance for Credit Loss, Ending Balance | 6,728 | 11,532 | 6,728 | 11,532
Leases |  |  |  |
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 2,959 | 2,766 | 2,952 | 2,865
Provision for (Release of) Credit Losses | (900) | (83) | (933) | 691,000
Charge-offs | 81 |  | 81 | 882
Recoveries |  | 7 | 40 | 16
Financing Receivable, Allowance for Credit Loss, Ending Balance | 1,978 | 2,690 | 1,978 | 2,690
Commercial real estate - Investor |  |  |  |
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 16,270 | 15,260 | 17,105 | 10,674
Provision for (Release of) Credit Losses | 6,132 | 4,822 | 5,230 | 9,391,000
Charge-offs | 4,580 | 71 | 4,596 | 71
Recoveries | 20 | 20 | 103 | 37
Financing Receivable, Allowance for Credit Loss, Ending Balance | 17,842 | 20,031 | 17,842 | 20,031
Commercial real estate - Owner occupied |  |  |  |
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 10,992 | 15,576 | 12,280 | 15,001
Provision for (Release of) Credit Losses | (2,650) | (2,816) | (70) | (2,243,000)
Charge-offs | 1,281 | 201 | 5,168 | 201
Recoveries | 119 | 3 | 138 | 5
Financing Receivable, Allowance for Credit Loss, Ending Balance | 7,180 | 12,562 | 7,180 | 12,562
Real estate - construction |  |  |  |
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 1,097 | 1,045 |  |
Provision for (Release of) Credit Losses | 923 | 134 |  |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 2,020 | 1,179 | 2,020 | 1,179
Construction |  |  |  |
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance |  |  | 1,038 | 1,546
Provision for (Release of) Credit Losses |  |  | 982 | (367,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 2,020 | 1,179 | 2,020 | 1,179
Residential real estate - Investor |  |  |  |
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 636 | 746 | 669 | 768
Provision for (Release of) Credit Losses | (30) | (8) | (65) | (49,000)
Recoveries | 3 | 5 | 5 | 24
Financing Receivable, Allowance for Credit Loss, Ending Balance | 609 | 743 | 609 | 743
Residential real estate - Owner occupied |  |  |  |
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 1,660 | 1,722 | 1,821 | 2,046
Provision for (Release of) Credit Losses | (51) | 110 | (220) | (224,000)
Recoveries | 9 | 36 | 17 | 46
Financing Receivable, Allowance for Credit Loss, Ending Balance | 1,618 | 1,868 | 1,618 | 1,868
Multifamily |  |  |  |
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 2,593 | 2,665 | 2,728 | 2,453
Provision for (Release of) Credit Losses | 211 | 72 | 76 | 284,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 2,804 | 2,737 | 2,804 | 2,737
HELOC |  |  |  |
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 1,508 | 1,788 | 1,656 | 1,806
Provision for (Release of) Credit Losses | (40) | (118) | (205) | (165,000)
Recoveries | 15 | 24 | 32 | 53
Financing Receivable, Allowance for Credit Loss, Ending Balance | 1,483 | 1,694 | 1,483 | 1,694
Other |  |  |  |
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 16 | 313 | 17 | 353
Provision for (Release of) Credit Losses | 28 | (5) | 46 | 23,000
Charge-offs | 66 | 81 | 136 | 194
Recoveries | 29 | 51 | 80 | 96
Financing Receivable, Allowance for Credit Loss, Ending Balance | 7 | 278 | 7 | 278
Unfunded Loan Commitment |  |  |  |
Allowance for loan losses: |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance |  |  | 2,700 |
Financing Receivable, Allowance for Credit Loss, Ending Balance | 2,500 | $ 2,700 | 2,500 | $ 2,700
Unfunded Loan Commitment | Other Liabilities |  |  |  |
Allowance for loan losses: |  |  |  |
ACL on unfunded commitments | $ 2,500 |  | $ 2,500 |

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