XML 55 R43.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Loans and Allowance for Credit Losses on Loans (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance $ 44,113 $ 53,392 $ 44,264 $ 49,480
Provision for (Release of) Credit Losses 3,950 2,427 7,494 7,079
Charge-offs 6,011 733 9,999 1,755
Recoveries 217 228 510 510
Financing Receivable, Allowance for Credit Loss, Ending Balance 42,269 55,314 42,269 55,314
Net provision expense     7,500  
Commercial        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 6,382 11,511 3,998 11,968
Provision for (Release of) Credit Losses 327 319 2,653 (262,000)
Charge-offs 3 380 18 407
Recoveries 22 82 95 233
Financing Receivable, Allowance for Credit Loss, Ending Balance 6,728 11,532 6,728 11,532
Leases        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 2,959 2,766 2,952 2,865
Provision for (Release of) Credit Losses (900) (83) (933) 691,000
Charge-offs 81   81 882
Recoveries   7 40 16
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,978 2,690 1,978 2,690
Commercial real estate - Investor        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 16,270 15,260 17,105 10,674
Provision for (Release of) Credit Losses 6,132 4,822 5,230 9,391,000
Charge-offs 4,580 71 4,596 71
Recoveries 20 20 103 37
Financing Receivable, Allowance for Credit Loss, Ending Balance 17,842 20,031 17,842 20,031
Commercial real estate - Owner occupied        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 10,992 15,576 12,280 15,001
Provision for (Release of) Credit Losses (2,650) (2,816) (70) (2,243,000)
Charge-offs 1,281 201 5,168 201
Recoveries 119 3 138 5
Financing Receivable, Allowance for Credit Loss, Ending Balance 7,180 12,562 7,180 12,562
Real estate - construction        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 1,097 1,045    
Provision for (Release of) Credit Losses 923 134    
Financing Receivable, Allowance for Credit Loss, Ending Balance 2,020 1,179 2,020 1,179
Construction        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance     1,038 1,546
Provision for (Release of) Credit Losses     982 (367,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance 2,020 1,179 2,020 1,179
Residential real estate - Investor        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 636 746 669 768
Provision for (Release of) Credit Losses (30) (8) (65) (49,000)
Recoveries 3 5 5 24
Financing Receivable, Allowance for Credit Loss, Ending Balance 609 743 609 743
Residential real estate - Owner occupied        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 1,660 1,722 1,821 2,046
Provision for (Release of) Credit Losses (51) 110 (220) (224,000)
Recoveries 9 36 17 46
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,618 1,868 1,618 1,868
Multifamily        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 2,593 2,665 2,728 2,453
Provision for (Release of) Credit Losses 211 72 76 284,000
Financing Receivable, Allowance for Credit Loss, Ending Balance 2,804 2,737 2,804 2,737
HELOC        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 1,508 1,788 1,656 1,806
Provision for (Release of) Credit Losses (40) (118) (205) (165,000)
Recoveries 15 24 32 53
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,483 1,694 1,483 1,694
Other        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 16 313 17 353
Provision for (Release of) Credit Losses 28 (5) 46 23,000
Charge-offs 66 81 136 194
Recoveries 29 51 80 96
Financing Receivable, Allowance for Credit Loss, Ending Balance 7 278 7 278
Unfunded Loan Commitment        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance     2,700  
Financing Receivable, Allowance for Credit Loss, Ending Balance 2,500 $ 2,700 2,500 $ 2,700
Unfunded Loan Commitment | Other Liabilities        
Allowance for loan losses:        
ACL on unfunded commitments $ 2,500   $ 2,500