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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Interest and dividend income        
Loans, including fees $ 64,528 $ 62,665 $ 189,352 $ 181,436
Loans held-for-sale 27 29 60 60
Securities:        
Taxable 9,113 8,946 25,757 29,611
Tax exempt 1,291 1,333 3,889 4,007
Dividends from FHLBC and FRBC stock 497 597 1,716 1,273
Interest bearing deposits with financial institutions 616 659 1,851 1,887
Total interest and dividend income 76,072 74,229 222,625 218,274
Interest expense        
Savings, NOW, and money market deposits 4,860 2,558 13,214 5,449
Time deposits 5,539 1,982 14,541 3,802
Securities sold under repurchase agreements 93 27 262 43
Other short-term borrowings 4,185 5,840 12,080 13,345
Junior subordinated debentures 270 245 838 805
Subordinated debentures 547 547 1,639 1,639
Senior notes       2,408
Notes payable and other borrowings       87
Total interest expense 15,494 11,199 42,574 27,578
Net interest and dividend income 60,578 63,030 180,051 190,696
Provision for credit losses 2,000 3,000 9,250 8,501
Net interest and dividend income after provision for credit losses 58,578 60,030 170,801 182,195
Noninterest income        
Mortgage servicing rights mark to market (loss) gain (964) 281 (1,108) (148)
Net gain on sales of mortgage loans 507 407 1,289 1,111
Securities losses, net (1) (924)   (4,146)
Change in cash surrender value of BOLI 860 919 2,852 1,579
Death benefit realized on BOLI 12   905  
Card related income 2,589 2,606 7,542 7,540
Other income 1,595 1,024 3,367 3,286
Total noninterest income 10,581 9,877 32,209 25,450
Noninterest expense        
Salaries and employee benefits 24,676 23,115 72,412 67,161
Occupancy, furniture and equipment 3,876 3,506 11,702 10,620
Computer and data processing 2,375 1,922 6,814 4,986
FDIC insurance 632 744 1,915 2,122
Net teller & bill paying 570 534 1,669 1,551
General bank insurance 320 300 941 911
Amortization of core deposit intangible 570 616 1,724 1,858
Advertising expense 299 93 963 338
Card related expense 1,458 1,347 4,058 3,785
Legal fees 202 97 666 699
Consulting & management fees 480 549 1,613 1,859
Other real estate expense, net 242 (27) 201 181
Other expense 3,608 4,627 10,748 12,104
Total noninterest expense 39,308 37,423 115,426 108,175
Income before income taxes 29,851 32,484 87,584 99,470
Provision for income taxes 6,900 8,149 21,430 25,966
Net income $ 22,951 $ 24,335 $ 66,154 $ 73,504
Basic earnings per share $ 0.52 $ 0.55 $ 1.48 $ 1.65
Diluted earnings per share 0.50 0.54 1.45 1.62
Dividends declared per share $ 0.05 $ 0.05 $ 0.15 $ 0.15
Wealth management        
Noninterest income        
Service charges on deposits $ 2,787 $ 2,475 $ 8,127 $ 7,203
Service charges on deposits        
Noninterest income        
Service charges on deposits 2,646 2,504 7,569 7,290
Secondary mortgage fees        
Noninterest income        
Service charges on deposits 84 66 199 201
Mortgage servicing income        
Noninterest income        
Service charges on deposits $ 466 $ 519 $ 1,467 $ 1,534