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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Assets    
Cash and due from banks $ 52,175 $ 55,534
Interest earning deposits with financial institutions 47,154 44,611
Cash and cash equivalents 99,329 100,145
Securities available-for-sale, at fair value 1,161,701 1,192,829
Federal Home Loan Bank Chicago ("FHLBC") and Federal Reserve Bank Chicago ("FRBC") stock 19,441 33,355
Loans held-for-sale 1,556 1,322
Loans 3,981,336 4,042,953
Less: allowance for credit losses on loans 43,619 44,264
Net loans 3,937,717 3,998,689
Premises and equipment, net 87,311 79,310
Other real estate owned 21,617 5,123
Mortgage servicing rights, at fair value 10,374 10,344
Goodwill 93,260 86,478
Core deposit intangible 22,031 11,217
Bank-owned life insurance ("BOLI") 112,751 109,318
Deferred tax assets, net 26,619 31,077
Other assets 55,670 63,592
Total assets 5,649,377 5,722,799
Deposits:    
Noninterest bearing demand 1,704,920 1,834,891
Interest bearing:    
Savings, NOW, and money market 2,315,134 2,207,949
Time 748,677 527,906
Total deposits 4,768,731 4,570,746
Securities sold under repurchase agreements 36,657 26,470
Other short-term borrowings 20,000 405,000
Junior subordinated debentures 25,773 25,773
Subordinated debentures 59,467 59,382
Other liabilities 67,715 58,147
Total liabilities 4,978,343 5,145,518
Stockholders' Equity    
Common stock 44,908 44,705
Additional paid-in capital 205,284 202,223
Retained earnings 469,165 393,311
Accumulated other comprehensive loss (47,748) (62,781)
Treasury stock (575) (177)
Total stockholders' equity 671,034 577,281
Total liabilities and stockholders' equity $ 5,649,377 $ 5,722,799