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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Interest and dividend income      
Loans, including fees $ 253,319 $ 244,187 $ 176,379
Loans held-for-sale 94 91 130
Securities:      
Taxable 34,656 37,940 31,566
Tax exempt 5,164 5,329 5,287
Dividends from FHLBC and FRBC stock 2,278 1,920 936
Interest bearing deposits with financial institutions 2,393 2,503 2,175
Total interest and dividend income 297,904 291,970 216,473
Interest expense      
Savings, NOW, and money market deposits 17,866 8,761 1,900
Time deposits 20,147 6,636 1,448
Securities sold under repurchase agreements 337 93 40
Other short-term borrowings 14,607 18,774 480
Junior subordinated debentures 1,127 1,095 1,136
Subordinated debentures 2,185 2,185 2,185
Senior notes   2,408 2,682
Notes payable and other borrowings   87 446
Total interest expense 56,269 40,039 10,317
Net interest and dividend income 241,635 251,931 206,156
Provision for credit losses 12,750 16,501 6,550
Net interest and dividend income after provision for credit losses 228,885 235,430 199,606
Noninterest income      
Mortgage servicing rights mark to market (loss) gain (723) (1,425) 3,177
Net gain on sales of mortgage loans 1,805 1,477 2,022
Securities losses, net   (4,148) (944)
Change in cash surrender value of BOLI 3,619 2,120 718
Death benefit realized on BOLI 905    
Card related income 10,114 10,051 10,989
Other income 4,218 4,196 5,243
Total noninterest income 43,819 34,179 43,116
Noninterest expense      
Salaries and employee benefits 98,025 88,566 86,573
Occupancy, furniture and equipment 16,159 14,437 14,992
Computer and data processing 9,473 7,277 15,795
FDIC insurance 2,543 2,705 2,401
Net teller & bill paying 2,244 2,115 3,730
General bank insurance 1,268 1,212 1,221
Amortization of core deposit intangible 2,440 2,461 2,626
Advertising expense 1,243 721 589
Card related expense 5,555 5,123 4,348
Legal fees 1,326 927 873
Consulting & management fees 2,496 2,415 2,425
Other real estate expense, net 2,220 399 130
Other expense 14,756 16,843 15,470
Total noninterest expense 159,748 145,201 151,173
Income before income taxes 112,956 124,408 91,549
Provision for income taxes 27,692 32,679 24,144
Net income $ 85,264 $ 91,729 $ 67,405
Basic earnings per share $ 1.90 $ 2.05 $ 1.51
Diluted earnings per share 1.87 2.02 1.49
Dividends declared per share $ 0.21 $ 0.20 $ 0.20
Wealth management      
Noninterest income      
Service charges on deposits $ 11,426 $ 9,803 $ 9,887
Service charges on deposits      
Noninterest income      
Service charges on deposits 10,226 9,817 9,562
Secondary mortgage fees      
Noninterest income      
Service charges on deposits 287 259 332
Mortgage servicing income      
Noninterest income      
Service charges on deposits $ 1,942 $ 2,029 $ 2,130