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Other Real Estate Owned (Tables)

12 Months Ended

Dec. 31, 2024

Other Real Estate Owned

Schedule of activity in the other real estate owned (OREO) portfolio, net of valuation reserve

​

​	​	​	​	​	​	​	​	​	​
​	​	Twelve Months Ended
​		December 31,
Other real estate owned		2024			2023		​	2022
Balance at beginning of period	​	$	5,123	​	$	1,561	​	$	2,356
Property additions, net of participation sold	​	​	21,083	​	​	5,580	​	​	87
Less:	​	​	​	​	​	​	​	​	​
Proceeds from property disposals, net of participation sold and gains/losses	​	​	2,845	​	​	1,749	​	​	778
Period valuation write-down	​	​	1,744	​	​	269	​	​	104
Balance at end of period	​	$	21,617	​	$	5,123	​	$	1,561

Schedule of activity in valuation allowance

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​	​	​	​	​	​	​	​	​	​
​	​	Twelve Months Ended
​		December 31,
​		2024			2023			2022
Balance at beginning of period	​	$	118	​	$	856	​	$	1,179
Provision for unrealized losses	​	​	1,744	​	​	269	​	​	104
Reductions taken on sales	​	​	-	​	​	(1,007)	​	​	(427)
Balance at end of period	​	$	1,862	​	$	118	​	$	856
​	​	​	​	​	​	​	​	​	​

Schedule of expenses related to foreclosed assets, net of lease revenue

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​	​	​	​	​	​	​	​	​	​
​	​	Twelve Months Ended
​		December 31,
​		2024			2023		​	2022
Gain on sales, net	​	$	(390)	​	$	(256)	​	$	(163)
Provision for unrealized losses	​	​	1,744	​	​	269	​	​	104
Operating expenses	​	​	1,801	​	​	434	​	​	193
Less:	​	​	​	​	​	​	​	​	​
Lease revenue	​	​	935	​	​	48	​	​	4
Net OREO expense	​	$	2,220	​	$	399	​	$	130

​

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- Definition

Tabular disclosure of expenses related to foreclosed assets, net of lease revenue. Foreclosed assets include all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings.

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- Definition

Tabular disclosure of the change in valuation allowance of other real estate on properties acquired through foreclosure.

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- Definition

Tabular disclosure of the change in other real estate on properties acquired through foreclosure.

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- References

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