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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest and dividend income    
Loans, including fees $ 61,595 $ 62,673
Loans held-for-sale 22 14
Securities:    
Taxable 9,227 8,092
Tax exempt 1,260 1,306
Dividends from FHLBC and FRBC stock 473 635
Interest bearing deposits with financial institutions 988 610
Total interest and dividend income 73,565 73,330
Interest expense    
Savings, NOW, and money market deposits 4,913 4,037
Time deposits 4,829 4,041
Securities sold under repurchase agreements 68 86
Other short-term borrowings 17 4,557
Junior subordinated debentures 288 280
Subordinated debentures 546 546
Total interest expense 10,661 13,547
Net interest and dividend income 62,904 59,783
Provision for credit losses 2,400 3,500
Net interest and dividend income after provision for credit losses 60,504 56,283
Noninterest income    
Mortgage servicing rights mark to market (loss) gain (570) 94
Net gain on sales of mortgage loans 464 314
Securities gains, net   1
Change in cash surrender value of BOLI 498 1,172
Card related income 2,412 2,376
Other income 1,036 1,030
Total noninterest income 10,201 10,501
Noninterest expense    
Salaries and employee benefits 26,993 24,312
Occupancy, furniture and equipment 4,548 3,927
Computer and data processing 2,348 2,255
FDIC insurance 628 667
Net teller & bill paying 658 521
General bank insurance 330 309
Amortization of core deposit intangible 1,037 580
Advertising expense 167 192
Card related expense 1,380 1,277
Legal fees 472 226
Consulting & management fees 426 336
Other real estate expense, net 1,873 46
Other expense 3,645 3,593
Total noninterest expense 44,505 38,241
Income before income taxes 26,200 28,543
Provision for income taxes 6,370 7,231
Net income $ 19,830 $ 21,312
Basic earnings per share $ 0.44 $ 0.48
Diluted earnings per share 0.43 0.47
Dividends declared per share $ 0.06 $ 0.05
Wealth management    
Noninterest income    
Service charges on deposits $ 3,089 $ 2,561
Service charges on deposits    
Noninterest income    
Service charges on deposits 2,719 2,415
Secondary mortgage fees    
Noninterest income    
Service charges on deposits 73 50
Mortgage servicing income    
Noninterest income    
Service charges on deposits $ 480 $ 488