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Fair Values of Financial Instruments | 6 Months Ended
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Jun. 30, 2025
Fair Values of Financial Instruments |
Fair Values of Financial Instruments | Note 13 – Fair Values of Financial Instruments ​ The carrying amount and estimated fair values of financial instruments were as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | June 30, 2025
​ | ​ | Carrying | ​ | Fair | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Amount |  | Value |  | Level 1 |  | Level 2 |  | Level 3
Financial assets: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Cash and due from banks | ​ | $ | 63,484 | ​ | $ | 63,484 | ​ | $ | 63,484 | ​ | $ | - | ​ | $ | -
Interest earning deposits with financial institutions | ​ | ​ | 78,283 | ​ | ​ | 78,283 | ​ | ​ | 78,283 | ​ | ​ | - | ​ | ​ | -
Securities available-for-sale | ​ | ​ | 1,177,688 | ​ | ​ | 1,177,688 | ​ | ​ | 190,446 | ​ | ​ | 972,701 | ​ | ​ | 14,541
FHLBC and FRBC stock | ​ | ​ | 19,087 | ​ | ​ | 19,087 | ​ | ​ | - | ​ | ​ | 19,087 | ​ | ​ | -
Loans held-for-sale | ​ | ​ | 3,235 | ​ | ​ | 3,235 | ​ | ​ | - | ​ | ​ | 3,235 | ​ | ​ | -
Net loans | ​ | ​ | 3,955,677 | ​ | ​ | 3,904,578 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 3,904,578
Mortgage servicing rights | ​ | ​ | 9,680 | ​ | ​ | 9,680 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 9,680
Interest rate swap and rate cap agreements | ​ | ​ | 4,411 | ​ | ​ | 4,411 | ​ | ​ | - | ​ | ​ | 4,411 | ​ | ​ | -
Interest rate lock commitments and forward contracts | ​ | ​ | 1 | ​ | ​ | 1 | ​ | ​ | - | ​ | ​ | 1 | ​ | ​ | -
Interest receivable on securities and loans | ​ | ​ | 25,047 | ​ | ​ | 25,047 | ​ | ​ | - | ​ | ​ | 25,047 | ​ | ​ | -
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Financial liabilities: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Noninterest bearing deposits | ​ | $ | 1,704,083 | ​ | $ | 1,704,083 | ​ | $ | 1,704,083 | ​ | $ | - | ​ | $ | -
Interest bearing deposits | ​ | ​ | 3,094,356 | ​ | ​ | 3,087,048 | ​ | ​ | - | ​ | ​ | 3,087,048 | ​ | ​ | -
Securities sold under repurchase agreements | ​ | ​ | 47,252 | ​ | ​ | 47,252 | ​ | ​ | - | ​ | ​ | 47,252 | ​ | ​ | -
Other short-term borrowings | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | - | ​ | ​ | -
Junior subordinated debentures | ​ | ​ | 25,774 | ​ | ​ | 21,651 | ​ | ​ | - | ​ | ​ | 21,651 | ​ | ​ | -
Subordinated debentures | ​ | ​ | 59,510 | ​ | ​ | 55,690 | ​ | ​ | - | ​ | ​ | 55,690 | ​ | ​ | -
Interest rate swap and rate cap agreements | ​ | ​ | 1,710 | ​ | ​ | 1,710 | ​ | ​ | - | ​ | ​ | 1,710 | ​ | ​ | -
Interest payable on deposits and borrowings | ​ | ​ | 3,097 | ​ | ​ | 3,097 | ​ | ​ | - | ​ | ​ | 3,097 | ​ | ​ | -
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
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​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2024
​ | ​ | Carrying | ​ | Fair | ​ | ​ | ​ | ​ | ​ | ​
​ |  | Amount |  | Value |  | Level 1 |  | Level 2 |  | Level 3
Financial assets: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Cash and due from banks | ​ | $ | 52,175 | ​ | $ | 52,175 | ​ | $ | 52,175 | ​ | $ | - | ​ | $ | -
Interest earning deposits with financial institutions | ​ | ​ | 47,154 | ​ | ​ | 47,154 | ​ | ​ | 47,154 | ​ | ​ | - | ​ | ​ | -
Securities available-for-sale | ​ | ​ | 1,161,701 | ​ | ​ | 1,161,701 | ​ | ​ | 194,143 | ​ | ​ | 952,408 | ​ | ​ | 15,150
FHLBC and FRBC stock | ​ | ​ | 19,441 | ​ | ​ | 19,441 | ​ | ​ | - | ​ | ​ | 19,441 | ​ | ​ | -
Loans held-for-sale | ​ | ​ | 1,556 | ​ | ​ | 1,556 | ​ | ​ | - | ​ | ​ | 1,556 | ​ | ​ | -
Net loans | ​ | ​ | 3,937,717 | ​ | ​ | 3,818,303 | ​ | ​ | - | ​ | ​ | - | ​ | ​ | 3,818,303
Interest rate swap and rate cap agreements | ​ | ​ | 5,498 | ​ | ​ | 5,498 | ​ | ​ | - | ​ | ​ | 5,498 | ​ | ​ | -
Interest rate lock commitments and forward contracts | ​ | ​ | 55 | ​ | ​ | 55 | ​ | ​ | - | ​ | ​ | 55 | ​ | ​ | -
Interest receivable on securities and loans | ​ | ​ | 24,598 | ​ | ​ | 24,598 | ​ | ​ | - | ​ | ​ | 24,598 | ​ | ​ | -
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Financial liabilities: | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Noninterest bearing deposits | ​ | $ | 1,704,920 | ​ | $ | 1,704,920 | ​ | $ | 1,704,920 | ​ | $ | - | ​ | $ | -
Interest bearing deposits | ​ | ​ | 3,063,811 | ​ | ​ | 3,056,180 | ​ | ​ | - | ​ | ​ | 3,056,180 | ​ | ​ | -
Securities sold under repurchase agreements | ​ | ​ | 36,657 | ​ | ​ | 36,657 | ​ | ​ | - | ​ | ​ | 36,657 | ​ | ​ | -
Other short-term borrowings | ​ | ​ | 20,000 | ​ | ​ | 20,000 | ​ | ​ | - | ​ | ​ | 20,000 | ​ | ​ | -
Junior subordinated debentures | ​ | ​ | 25,773 | ​ | ​ | 21,444 | ​ | ​ | - | ​ | ​ | 21,444 | ​ | ​ | -
Subordinated debentures | ​ | ​ | 59,467 | ​ | ​ | 54,533 | ​ | ​ | - | ​ | ​ | 54,533 | ​ | ​ | -
Interest rate swap and rate cap agreements | ​ | ​ | 3,187 | ​ | ​ | 3,187 | ​ | ​ | - | ​ | ​ | 3,187 | ​ | ​ | -
Interest payable on deposits and borrowings | ​ | ​ | 3,871 | ​ | ​ | 3,871 | ​ | ​ | - | ​ | ​ | 3,871 | ​ | ​ | -
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- References No definition available. + Details
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- Definition This element represents disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments, assets, and liabilities. Such certain disclosures about the financial instruments, assets, and liabilities include: (1) the fair value of the required items together with their carrying amounts (as appropriate) and (2) the methodology and assumptions used in developing such estimates of fair value. + References No definition available. + Details
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