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v3.25.2

Regulatory & Capital Matters - Capital Levels and Industry Defined Regulatory Minimums (Details) $ in Thousands | Jun. 30, 2025 USD ($) | Dec. 31, 2024 USD ($)
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Common equity tier 1 capital to risk weighted assets |  |
Actual | $ 645,493 | $ 607,294
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable | $ 328,137 | $ 331,596
Common equity tier 1 capital to risk weighted assets, Ratio |  |
Actual (as a percent) | 0.1377% | 0.1282%
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) | 7.00% | 0.07%
Total capital to risk weighted assets, Amount |  |
Actual at period end | $ 775,776 | $ 736,492
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable | $ 492,184 | $ 497,630
Total capital to risk weighted assets, Ratio |  |
Risk-based capital ratio (as a percent) | 0.1655 | 0.1554
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) | 0.105 | 0.105
Tier 1 capital to risk weighted assets, Amount |  |
Actual | $ 670,493 | $ 632,294
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable | $ 398,266 | $ 402,886
Tier 1 capital to risk weighted assets, Ratio |  |
Actual (as a percent) | 0.1431 | 0.1334
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) | 0.085 | 0.085
Tier 1 capital to average assets, Amount |  |
Actual | $ 670,493 | $ 632,294
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable | $ 226,709 | $ 223,821
Tier 1 capital to average assets, Ratio |  |
Tier 1 capital leverage ratio (as a percent) | 0.1183 | 0.113
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) | 0.04 | 0.04
Subsidiaries |  |
Common equity tier 1 capital to risk weighted assets |  |
Actual | $ 656,886 | $ 610,285
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable | 327,974 | 331,419
Minimum Required to Be Well Capitalized | $ 304,548 | $ 307,747
Common equity tier 1 capital to risk weighted assets, Ratio |  |
Actual (as a percent) | 0.1402% | 0.1289%
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) | 7.00% | 0.07%
Minimum Required to Be Well Capitalized (as a percent) | 6.50% | 6.50%
Total capital to risk weighted assets, Amount |  |
Actual at period end | $ 702,169 | $ 654,484
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable | 491,846 | 497,256
Minimum Required to Be Well Capitalized | $ 468,425 | $ 473,577
Total capital to risk weighted assets, Ratio |  |
Risk-based capital ratio (as a percent) | 0.1499 | 0.1382
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) | 0.105 | 0.105
Minimum Required to Be Well Capitalized (as a percent) | 0.10 | 0.10
Tier 1 capital to risk weighted assets, Amount |  |
Actual | $ 656,886 | $ 610,285
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable | 398,255 | 402,438
Minimum Required to Be Well Capitalized | $ 374,828 | $ 378,765
Tier 1 capital to risk weighted assets, Ratio |  |
Actual (as a percent) | 0.1402 | 0.1289
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) | 0.085 | 0.085
Minimum Required to Be Well Capitalized (as a percent) | 0.08 | 0.08
Tier 1 capital to average assets, Amount |  |
Actual | $ 656,886 | $ 610,285
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable | 226,708 | 223,958
Minimum Required to Be Well Capitalized | $ 283,385 | $ 279,947
Tier 1 capital to average assets, Ratio |  |
Tier 1 capital leverage ratio (as a percent) | 0.1159 | 0.109
Minimum Required for Capital Adequacy Purposes with Capital Conservation Buffer if applicable (as a percent) | 0.04 | 0.04
Minimum Required to Be Well Capitalized (as a percent) | 0.05 | 0.05

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