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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest and dividend income        
Loans, including fees $ 91,301 $ 64,528 $ 214,850 $ 189,352
Loans held-for-sale 31 27 92 60
Securities:        
Taxable 9,872 9,113 29,058 25,757
Tax exempt 1,235 1,291 3,724 3,889
Dividends from FHLBC and FRBC stock 381 497 1,127 1,716
Interest bearing deposits with financial institutions 1,255 616 4,027 1,851
Total interest and dividend income 104,075 76,072 252,878 222,625
Interest expense        
Savings, NOW, and money market deposits 9,043 4,860 19,562 13,214
Time deposits 10,896 5,539 20,233 14,541
Securities sold under repurchase agreements 60 93 184 262
Other short-term borrowings 308 4,185 325 12,080
Junior subordinated debentures 288 270 864 838
Subordinated debentures 547 547 1,639 1,639
Notes payable and other borrowings 158   158  
Total interest expense 21,300 15,494 42,965 42,574
Net interest and dividend income 82,775 60,578 209,913 180,051
Provision for credit losses 19,653 2,000 24,553 9,250
Net interest and dividend income after provision for credit losses 63,122 58,578 185,360 170,801
Noninterest income        
Mortgage servicing rights mark to market loss (389) (964) (1,490) (1,108)
Net gain on sales of mortgage loans 620 507 1,634 1,289
Securities losses, net (1) (1) (1)  
Change in cash surrender value of BOLI 1,175 860 2,363 2,852
Death benefit realized on BOLI 430 12 430 905
Card related income 2,739 2,589 7,867 7,542
Other income 1,539 1,595 3,601 3,367
Total noninterest income 13,109 10,581 34,208 32,209
Noninterest expense        
Salaries and employee benefits 39,723 24,676 93,666 72,412
Occupancy, furniture and equipment 4,937 3,876 13,962 11,702
Computer and data processing 4,002 2,375 9,042 6,814
FDIC insurance 854 632 2,124 1,915
Net teller & bill paying 691 570 2,019 1,669
General bank insurance 437 320 1,095 941
Amortization of core deposit intangible 1,251 570 3,310 1,724
Advertising expense 545 299 1,032 963
Card related expense 1,708 1,458 4,577 4,058
Legal fees 432 202 1,292 666
Consulting & management fees 2,471 480 3,424 1,613
Other real estate expense, net 128 242 2,036 201
Other expense 5,984 3,608 13,508 10,748
Total noninterest expense 63,163 39,308 151,087 115,426
Income before income taxes 13,068 29,851 68,481 87,584
Provision for income taxes 3,197 6,900 16,958 21,430
Net income $ 9,871 $ 22,951 $ 51,523 $ 66,154
Basic earnings per share $ 0.19 $ 0.52 $ 1.08 $ 1.48
Diluted earnings per share 0.18 0.5 1.06 1.45
Dividends declared per share $ 0.06 $ 0.05 $ 0.18 $ 0.15
Wealth management        
Noninterest income        
Service charges on deposits $ 3,515 $ 2,787 $ 9,707 $ 8,127
Service charges on deposits        
Noninterest income        
Service charges on deposits 2,920 2,646 8,427 7,569
Secondary mortgage fees        
Noninterest income        
Service charges on deposits 92 84 249 199
Mortgage servicing income        
Noninterest income        
Service charges on deposits $ 469 $ 466 $ 1,421 $ 1,467