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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities    
Net Income $ 51,523 $ 66,154
Adjustments to reconcile net income to net cash provided by operating activities:    
Net premium / discount amortization on securities 1,398 2,113
Securities losses, net 1  
Provision for credit losses 24,553 9,250
Originations of loans held-for-sale (55,547) (38,773)
Proceeds from sales of loans held-for-sale 56,624 38,468
Net gains on sales of mortgage loans (1,634) (1,289)
Mortgage servicing rights mark to market loss 1,490 1,108
Net accretion of discount on loans (1,771) (365)
Net change in cash surrender value of BOLI (2,363) (2,852)
Net losses (gains) on sale of other real estate owned 160 (259)
Provision for other real estate owned valuation losses 681  
Depreciation of fixed assets and amortization of leasehold improvements 4,464 4,169
Amortization of operating lease right-of-use asset 1,073 814
Net gains on disposal and transfer of fixed assets (457)  
Amortization of core deposit intangibles 3,310 1,724
Change in current income taxes receivable (4,568) 5,137
Deferred tax (benefit) expense (6,755) 362
Change in accrued interest receivable and other assets 3,119 4,113
Accretion of purchase accounting adjustment on time deposits (609) (128)
Amortization of junior subordinated debentures issuance costs 1  
Change in accrued interest payable and other liabilities 73 14,775
Payments on operating lease payable (829) (69)
Stock based compensation 4,087 3,085
Net cash provided by operating activities 78,024 107,537
Cash flows from investing activities    
Proceeds from maturities and calls, including pay down of securities available-for-sale 200,648 203,013
Proceeds from sales of securities available-for-sale 125,892 5,331
Purchases of securities available-for-sale (183,758) (180,563)
Net (purchases) redemptions of FHLBC/FRBC stock (6,883) 3,150
Net change in loans (85,358) 38,478
Purchases of BOLI policies (460) (460)
Proceeds from claims on BOLI, net of claims receivable 433 1,236
Proceeds from sales of other real estate owned, net of participations 19,349 1,850
Proceeds from disposition of premises and equipment 1,593  
Net purchases of premises and equipment (3,624) (8,638)
Cash received from acquisition, net 10,529  
Net cash provided by investing activities 78,361 63,397
Cash flows from financing activities    
Net change in deposits (240,394) (105,194)
Net change in securities sold under repurchase agreements (12,367) 27,396
Net change in other short-term borrowings 129,500 (70,000)
Dividends paid on common stock (8,552) (6,723)
Purchase of treasury stock (7,376) (791)
Net cash used in financing activities (139,189) (155,312)
Net change in cash and cash equivalents 17,196 15,622
Cash and cash equivalents at beginning of period 99,329 100,145
Cash and cash equivalents at end of period $ 116,525 $ 115,767