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Reinsurance (Tables)
9 Months Ended
Sep. 30, 2023
Insurance [Abstract]  
Summary of Effects of Reinsurance
The following tables reflect amounts affecting the consolidated statements of operations and comprehensive loss for reinsurance as of and for the three and nine months ended September 30, 2023, and 2022 (in millions).
For the Three Months Ended September 30,
20232022
Written premiumsEarned premiumsLoss and LAE incurredWritten premiumsEarned premiumsLoss and LAE incurred
Direct$225.9 $207.7 $120.7 $173.0 $139.7 $155.3 
Assumed3.6 3.0 3.8 0.3 0.1 (1.6)
Gross229.5 210.7 124.5 173.3 139.8 153.7 
Ceded(178.0)(177.8)(88.0)(167.3)(129.1)(129.8)
Net$51.5 $32.9 $36.5 $6.0 $10.7 $23.9 
For the Nine Months Ended September 30,
20232022
Written premiumsEarned premiumsLoss and LAE incurredWritten premiumsEarned premiumsLoss and LAE incurred
Direct$651.8 $557.3 $441.4 $451.8 $388.5 $345.2 
Assumed11.8 5.7 9.5 0.4 0.2 0.7 
Gross663.6 563.0 450.9 452.2 388.7 345.9 
Ceded(559.8)(494.0)(300.0)(430.9)(357.8)(270.3)
Net$103.8 $69.0 $150.9 $21.3 $30.9 $75.6