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Reinsurance (Tables)
 12 Months Ended
Dec. 31, 2023
Insurance [Abstract]  
Schedule of Effects of Reinsurance
The following table reflects amounts affecting the consolidated statements of operations and comprehensive loss for ceded reinsurance (in millions):
For the Year Ended December 31,
20232022
Written PremiumsEarned PremiumsLoss and LAE IncurredWritten PremiumsEarned PremiumsLoss and LAE Incurred
Direct$834.6 $760.5 $531.8 $628.3 $541.1 $409.6 
Assumed12.7 8.8 11.7 1.6 0.4 0.1 
Gross847.3 769.3 543.5 629.9 541.5 409.7 
Ceded(687.7)(661.8)(361.8)(580.3)(499.0)(308.3)
Net$159.6 $107.5 $181.7 $49.6 $42.5 $101.4 
Schedule of Reinsurance Recoverable
Amounts recoverable from reinsurers are recognized in a manner consistent with the claims liabilities associated with the reinsurance placement and presented on the balance sheet as reinsurance recoverable on paid and unpaid losses and LAE. Such balance is presented in the table below (in millions).
December 31,
20232022
Reinsurance recoverable on paid loss
$59.9 $57.5 
Ceded unpaid loss and LAE
221.4228.8
Total reinsurance recoverable$281.3 $286.3 
Schedule of Ceded Credit Risk The Company has the following unsecured reinsurance recoverable and prepaid reinsurance premium balances from reinsurers (in millions):
December 31,
AM Best RatingReinsurer20232022
A+Munich Reinsurance America, Inc.$60.0 $34.3 
A+
Hannover Rück SE56.9 49.9 
A+Everest Reinsurance Company41.6 55.3 
A+Digital Advantage Insurance Company24.1 19.4 
A+
Swiss Reinsurance America Corporation18.3 14.0 
A+Partner Reinsurance Company of the U.S.14.9 15.0 
A+
Sirius America Insurance Company
12.5 7.8 
$228.3 $195.7 
Other reinsurers143.1 160.3 
$371.4 $356.0