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Reinsurance (Tables)
6 Months Ended
Jun. 30, 2024
Insurance [Abstract]  
Summary of Effects of Reinsurance
The following tables reflect amounts affecting the condensed consolidated statements of operations and comprehensive loss for reinsurance as of and for the three and six months ended June 30, 2024, and 2023 (in millions).
For the Three Months Ended June 30,
20242023
Written premiumsEarned premiumsLoss and LAE incurredWritten premiumsEarned premiumsLoss and LAE incurred
Direct$255.0 $208.3 $119.2 $240.2 $185.4 $196.0 
Assumed2.6 3.9 4.0 4.6 1.9 4.0 
Gross257.6 212.2 123.2 244.8 187.3 200.0 
Ceded(163.8)(147.8)(62.8)(213.6)(165.0)(123.3)
Net$93.8 $64.4 $60.4 $31.2 $22.3 $76.7 
For the Six Months Ended June 30,
20242023
Written premiumsEarned premiumsLoss and LAE incurredWritten premiumsEarned premiumsLoss and LAE incurred
Direct$443.6 $410.8 $236.5 $425.9 $349.5 $320.7 
Assumed8.8 8.1 7.9 8.3 2.8 5.6 
Gross452.4 418.9 244.4 434.2 352.3 326.3 
Ceded(249.7)(294.0)(131.4)(381.7)(316.2)(211.9)
Net$202.7 $124.9 $113.0 $52.5 $36.1 $114.4