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Reinsurance Receivables (Tables)
 3 Months Ended
Mar. 31, 2022
Reinsurance Disclosures [Abstract]  
Effects of reinsurance
The following table presents the effect of reinsurance on premiums written and earned by our insurance business for the following periods:
Direct amountCeded to other companiesAssumed from other companiesNet amountPercentage of amount - assumed to net
Three Months Ended March 31, 2022
Premiums written:
Life insurance                   $20,059 $8,394 $49 $11,714 0.4 %
Accident and health insurance    34,838 23,545 249 11,542 2.2 %
Property and liability insurance 299,164 156,189 98,471 241,446 40.8 %
Total premiums written             354,061 188,128 98,769 264,702 37.3 %
Premiums earned:
Life insurance                   19,940 10,126 168 9,982 1.7 %
Accident and health insurance    36,058 24,551 332 11,839 2.8 %
Property and liability insurance 257,480 141,416 70,531 186,595 37.8 %
Total premiums earned$313,478 $176,093 $71,031 $208,416 34.1 %
Direct amountCeded to other companiesAssumed from other companiesNet amountPercentage of amount - assumed to net
Three Months Ended March 31, 2021
Premiums written:
Life insurance                   $18,573 $11,027 $410 $7,956 5.2 %
Accident and health insurance    32,163 22,667 4,861 14,357 33.9 %
Property and liability insurance 270,157 136,353 42,888 176,692 24.3 %
Total premiums written             320,893 170,047 48,159 199,005 24.2 %
Premiums earned:
Life insurance                   17,493 9,766 340 8,067 4.2 %
Accident and health insurance    30,179 20,476 3,791 13,494 28.1 %
Property and liability insurance 241,829 160,395 43,924 125,358 35.0 %
Total premiums earned$289,501 $190,637 $48,055 $146,919 32.7 %

The following table presents the components of policy and contract benefits, including the effect of reinsurance on losses and loss adjustment expenses (LAE) incurred:
Direct amountCeded to other companiesAssumed from other companiesNet amountPercentage of amount - assumed to net
Three Months Ended March 31, 2022
Losses and LAE Incurred
Life insurance                   $16,605 $8,782 $265 $8,088 3.3 %
Accident and health insurance    9,988 7,748 1,171 3,411 34.3 %
Property and liability insurance 110,376 76,946 38,347 71,777 53.4 %
Total losses and LAE incurred 136,969 93,476 39,783 83,276 47.8 %
Member benefit claims (1)
21,170 
Total policy and contract benefits$104,446 
Three Months Ended March 31, 2021
Losses and LAE Incurred
Life insurance                   $15,596 $9,332 $153 $6,417 2.4 %
Accident and health insurance    4,818 3,814 660 1,664 39.7 %
Property and liability insurance 75,917 51,996 18,249 42,170 43.3 %
Total losses and LAE incurred 96,331 65,142 19,062 50,251 37.9 %
Member benefit claims (1)
16,923 
Total policy and contract benefits$67,174 
(1)    Member benefit claims are not covered by reinsurance.

The following table presents the components of the reinsurance receivables:
As of
March 31,
2022		December 31, 2021
Prepaid reinsurance premiums:
Life insurance (1)
$71,398 $73,478 
Accident and health insurance (1)
80,515 81,521 
Property and liability insurance498,074 479,091 
Total649,987 634,090 
Ceded claim reserves:
Life insurance3,935 3,928 
Accident and health insurance15,813 12,239 
Property and liability insurance178,490 148,962 
Total ceded claim reserves recoverable198,238 165,129 
Other reinsurance settlements recoverable101,727 81,617 
Reinsurance receivables$949,952 $880,836 
(1)    Including policyholder account balances ceded.
Components of reinsurance receivable
The following table presents the aggregate amount included in reinsurance receivables that is comprised of the three largest receivable balances from non-affiliated reinsurers:
As of
March 31, 2022
Total of the three largest receivable balances from non-affiliated reinsurers$126,831