XML 76 R63.htm IDEA: XBRL DOCUMENT v3.24.0.1
LOANS AND ALLOWANCE FOR LOAN LOSSES - Allowance for Loan Losses Activity by Portfolio Segment (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Allowance for Loan Losses [Roll Forward]      
Balance at beginning of period $ 36,515 $ 35,273 $ 49,006
Loans charged-off (4,204) [1] (2,584) (2,751)
Recoveries of loans charged-off 1,454 1,888 1,980
Net loans (charged-off) recovered (2,750) (696) (771)
Provision for (reversal of) loan losses 8,909 1,938 (12,962)
Balance at end of period 42,674 36,515 35,273
Construction real estate loans      
Allowance for Loan Losses [Roll Forward]      
Balance at beginning of period 3,164 3,787 6,490
Loans charged-off (92) 0 0
Recoveries of loans charged-off 2 2 2
Net loans (charged-off) recovered (90) 2 2
Provision for (reversal of) loan losses 2,213 (625) (2,705)
Balance at end of period 5,287 3,164 3,787
1-4 family residential real estate loans      
Allowance for Loan Losses [Roll Forward]      
Balance at beginning of period 2,173 1,866 2,270
Loans charged-off (119) (69) (136)
Recoveries of loans charged-off 110 107 75
Net loans (charged-off) recovered (9) 38 (61)
Provision for (reversal of) loan losses 676 269 (343)
Balance at end of period 2,840 2,173 1,866
Commercial real estate loans      
Allowance for Loan Losses [Roll Forward]      
Balance at beginning of period 28,701 26,980 35,709
Loans charged-off (788) [1] 0 0
Recoveries of loans charged-off 1 81 87
Net loans (charged-off) recovered (787) 81 87
Provision for (reversal of) loan losses 4,352 1,640 (8,816)
Balance at end of period 32,266 28,701 26,980
Commercial real estate loans | Commercial and Industrial Sector      
Allowance for Loan Losses [Roll Forward]      
Loans charged-off (788)    
Reclassification to held-for-sale 8,100    
Commercial loans      
Allowance for Loan Losses [Roll Forward]      
Balance at beginning of period 2,235 2,397 4,107
Loans charged-off (1,283) (792) (1,004)
Recoveries of loans charged-off 298 593 674
Net loans (charged-off) recovered (985) (199) (330)
Provision for (reversal of) loan losses 836 37 (1,380)
Balance at end of period 2,086 2,235 2,397
Municipal loans      
Allowance for Loan Losses [Roll Forward]      
Balance at beginning of period 45 47 46
Loans charged-off 0 0 0
Recoveries of loans charged-off 0 0 0
Net loans (charged-off) recovered 0 0 0
Provision for (reversal of) loan losses (26) (2) 1
Balance at end of period 19 45 47
Loans to individuals      
Allowance for Loan Losses [Roll Forward]      
Balance at beginning of period 197 196 384
Loans charged-off (1,922) (1,723) (1,611)
Recoveries of loans charged-off 1,043 1,105 1,142
Net loans (charged-off) recovered (879) (618) (469)
Provision for (reversal of) loan losses 858 619 281
Balance at end of period $ 176 $ 197 $ 196
[1] Included in charge-offs for the year ended December 31, 2023 is a $788,000 write down to fair value an $8.1 million commercial real estate loan relationship transferred to held for sale.