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SHAREHOLDERS' EQUITY (Tables)

12 Months Ended

Dec. 31, 2024

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Schedule of compliance with regulatory capital requirements under ranking regulations

As of December 31, 2024, the most recent notification from the FDIC categorized us as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized we must maintain minimum Common Equity Tier 1 risk-based, Tier 1 risk-based, Total risk-based and Tier 1 leverage ratios as set forth in the following table (dollars in thousands).  There are no conditions or events since that notification that management believes have changed our category.

						Actual												For Capital Adequacy Purposes												To Be Well Capitalized Under Prompt Corrective Action Provisions
						Amount						Ratio						Amount						Ratio						Amount						Ratio
December 31, 2024
Common Equity Tier 1 (to Risk Weighted Assets)
Consolidated						$	739,351					13.04		%				$	255,228					4.50		%				N/A						N/A
Bank Only						$	870,541					15.35		%				$	255,183					4.50		%				$	368,598					6.50		%
Tier 1 Capital (to Risk Weighted Assets)
Consolidated						$	797,814					14.07		%				$	340,304					6.00		%				N/A						N/A
Bank Only						$	870,541					15.35		%				$	340,244					6.00		%				$	453,659					8.00		%
Total Capital (to Risk Weighted Assets)
Consolidated						$	935,308					16.49		%				$	453,739					8.00		%				N/A						N/A
Bank Only						$	915,993					16.15		%				$	453,659					8.00		%				$	567,074					10.00		%
Tier 1 Capital (to Average Assets) (1)
Consolidated						$	797,814					9.67		%				$	330,155					4.00		%				N/A						N/A
Bank Only						$	870,541					10.55		%				$	330,042					4.00		%				$	412,553					5.00		%
December 31, 2023
Common Equity Tier 1 (to Risk Weighted Assets)
Consolidated						$	690,296					12.28		%				$	252,954					4.50		%				N/A						N/A
Bank Only						$	836,228					14.88		%				$	252,865					4.50		%				$	365,249					6.50		%
Tier 1 Capital (to Risk Weighted Assets)
Consolidated						$	748,755					13.32		%				$	337,273					6.00		%				N/A						N/A
Bank Only						$	836,228					14.88		%				$	337,153					6.00		%				$	449,537					8.00		%
Total Capital (to Risk Weighted Assets)
Consolidated						$	884,095					15.73		%				$	449,697					8.00		%				N/A						N/A
Bank Only						$	877,691					15.62		%				$	449,537					8.00		%				$	561,922					10.00		%
Tier 1 Capital (to Average Assets) (1)
Consolidated						$	748,755					9.39		%				$	318,906					4.00		%				N/A						N/A
Bank Only						$	836,228					10.49		%				$	318,814					4.00		%				$	398,517					5.00		%

(1)    Refers to quarterly average assets as calculated in accordance with policies established by bank regulatory agencies.

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- References

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

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