XML 47 R37.htm IDEA: XBRL DOCUMENT v3.20.2
Commitments and Contingencies (Tables)
9 Months Ended
Sep. 30, 2020
Outstanding Commitments to Extend Credit and Letters of Credit [Table Text Block]
The following table presents outstanding commitments to extend credit, including letters of credit, at the dates indicated:
 September 30, 2020December 31, 2019
 (In thousands)
Commercial business:
Commercial and industrial$637,407 $584,287 
Owner-occupied CRE6,089 17,193 
Non-owner occupied CRE24,863 35,573 
Total commercial business668,359 637,053 
Real estate construction and land development:
One-to-four family residential62,300 75,066 
Five or more family residential and commercial properties
156,629 230,343 
Total real estate construction and land development218,929 305,409 
Consumer255,011 269,898 
Total outstanding commitments$1,142,299 $1,212,360 
Unused Commitments to Extend Credit [Member]  
Allowance For Credit Losses And Allowance for Unfunded Commitments And Letters Of Credit
The following table details the activity in the ACL on unfunded commitments during the three and nine months ended September 30, 2020 and 2019:
Three Months EndedNine months ended
September 30,
2020
September 30,
2019
September 30,
2020
September 30,
2019
(In thousands)
Balance, beginning of period$4,612 $306 $306 $306 
Impact of CECL Adoption— — 3,702 — 
Adjusted balance, beginning of period4,612 306 4,008 306 
Provision for credit losses on unfunded commitments410 — 1,014 — 
Balance, end of period$5,022 $306 $5,022 $306