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Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2020
Commitments and Contingencies Disclosure [Abstract]  
Summary of outstanding commitments to extend credit, including letters of credit
The following table presents outstanding commitments to extend credit, including letters of credit, at the dates indicated:
 December 31, 2020December 31, 2019
 (In thousands)
Commercial business:
Commercial and industrial$640,018 $584,287 
Owner-occupied CRE3,488 17,193 
Non-owner occupied CRE18,396 35,573 
Total commercial business661,902 637,053 
Real estate construction and land development:
Residential52,453 75,066 
Commercial and multifamily
127,821 230,343 
Total real estate construction and land development180,274 305,409 
Consumer263,249 269,898 
Total outstanding commitments$1,105,425 $1,212,360 
Allowance For Credit Losses And Allowance for Unfunded Commitments And Letters Of Credit
The following table details the activity in the ACL on unfunded commitments during the periods indicated:
Year Ended December 31,
202020192018
(In thousands)
Balance, beginning of period$306 $306 $170 
Impact of CECL Adoption3,702 — — 
Adjusted balance, beginning of period4,008 306 170 
Provision for credit losses on unfunded commitments673 — 136 
Balance, end of period$4,681 $306 $306