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Commitments and Contingencies (Tables)
9 Months Ended
Sep. 30, 2021
Outstanding Commitments to Extend Credit and Letters of Credit [Table Text Block]
The following table presents outstanding commitments to extend credit, including letters of credit, at the dates indicated:
 September 30,
2021
December 31, 2020
 (In thousands)
Commercial business:
Commercial and industrial$577,284 $640,018 
Owner-occupied CRE1,533 3,488 
Non-owner occupied CRE8,311 18,396 
Total commercial business587,128 661,902 
Real estate construction and land development:
Residential
46,911 52,453 
Commercial and multifamily
137,161 127,821 
Total real estate construction and land development184,072 180,274 
Consumer282,850 263,249 
Total outstanding commitments$1,054,050 $1,105,425 
Unused Commitments to Extend Credit  
Allowance For Credit Losses And Allowance for Unfunded Commitments And Letters Of Credit
The following table details the activity in the ACL on unfunded commitments during the periods indicated:
Three Months EndedNine Months Ended
September 30,
2021
September 30,
2020
September 30,
2021
September 30,
2020
(In thousands)
Balance, beginning of period$2,451 $4,612 $4,681 $306 
Impact of CECL Adoption— — — 3,702 
Adjusted balance, beginning of period2,451 4,612 4,681 4,008 
(Reversal of) provision for credit losses on unfunded commitments(297)410 (2,527)1,014 
Balance, end of period$2,154 $5,022 $2,154 $5,022