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Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2023
Allowance for Credit Loss [Abstract] |
Schedule of Changes in Allowance For Credit Losses on Loans Receivable and Unfunded Commitments [Table] | The following tables detail the activity in the ACL on loans by segment and class for the periods indicated:
| Three Months Ended September 30, 2023
| Beginning Balance |  | Charge-offs |  | Recoveries |  | (Reversal of) Provision for Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 13,288 |  |  | $ | (15) |  |  | $ | 1,253 |  |  | $ | (2,781) |  |  | $ | 11,745 |
Owner-occupied CRE | 8,503 |  |  | — |  |  | — |  |  | 191 |  |  | 8,694 |
Non-owner occupied CRE | 9,482 |  |  | — |  |  | — |  |  | 1,184 |  |  | 10,666 |
Total commercial business | 31,273 |  |  | (15) |  |  | 1,253 |  |  | (1,406) |  |  | 31,105 |
Residential real estate | 2,865 |  |  | — |  |  | — |  |  | 684 |  |  | 3,549 |
Real estate construction and land development:
Residential | 1,671 |  |  | — |  |  | — |  |  | (163) |  |  | 1,508 |
Commercial and multifamily | 8,014 |  |  | — |  |  | — |  |  | 437 |  |  | 8,451 |
Total real estate construction and land development | 9,685 |  |  | — |  |  | — |  |  | 274 |  |  | 9,959 |
Consumer | 2,585 |  |  | (123) |  |  | 59 |  |  | (187) |  |  | 2,334 |
Total | $ | 46,408 |  |  | $ | (138) |  |  | $ | 1,312 |  |  | $ | (635) |  |  | $ | 46,947 |
| Nine Months Ended September 30, 2023
| Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision for (Reversal of) Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 13,962 |  |  | $ | (176) |  |  | $ | 1,342 |  |  | $ | (3,383) |  |  | $ | 11,745 |
Owner-occupied CRE | 7,480 |  |  | — |  |  | — |  |  | 1,214 |  |  | 8,694 |
Non-owner occupied CRE | 9,276 |  |  | — |  |  | — |  |  | 1,390 |  |  | 10,666 |
Total commercial business | 30,718 |  |  | (176) |  |  | 1,342 |  |  | (779) |  |  | 31,105 |
| Nine Months Ended September 30, 2023
| Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision for (Reversal of) Credit Losses |  | Ending Balance
| (Dollars in thousands)
Residential real estate | 2,872 |  |  | — |  |  | — |  |  | 677 |  |  | 3,549 |
Real estate construction and land development:
Residential | 1,654 |  |  | — |  |  | — |  |  | (146) |  |  | 1,508 |
Commercial and multifamily | 5,409 |  |  | — |  |  | — |  |  | 3,042 |  |  | 8,451 |
Total real estate construction and land development | 7,063 |  |  | — |  |  | — |  |  | 2,896 |  |  | 9,959 |
Consumer | 2,333 |  |  | (420) |  |  | 149 |  |  | 272 |  |  | 2,334 |
Total | $ | 42,986 |  |  | $ | (596) |  |  | $ | 1,491 |  |  | $ | 3,066 |  |  | $ | 46,947 |
| Three Months Ended September 30, 2022
| Beginning Balance |  | Charge-offs |  | Recoveries |  | (Reversal of) Provision for Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 14,033 |  |  | $ | — |  |  | $ | 455 |  |  | $ | 180 |  |  | $ | 14,668 |
Owner-occupied CRE | 8,162 |  |  | — |  |  | — |  |  | (443) |  |  | 7,719 |
Non-owner occupied CRE | 9,512 |  |  | — |  |  | — |  |  | 41 |  |  | 9,553 |
Total commercial business | 31,707 |  |  | — |  |  | 455 |  |  | (222) |  |  | 31,940 |
Residential real estate | 2,137 |  |  | — |  |  | — |  |  | 408 |  |  | 2,545 |
Real estate construction and land development:
Residential | 1,081 |  |  | — |  |  | 5 |  |  | 208 |  |  | 1,294 |
Commercial and multifamily | 2,203 |  |  | — |  |  | 102 |  |  | 1,505 |  |  | 3,810 |
Total real estate construction and land development | 3,284 |  |  | — |  |  | 107 |  |  | 1,713 |  |  | 5,104 |
Consumer | 2,568 |  |  | (138) |  |  | 50 |  |  | 20 |  |  | 2,500 |
Total | $ | 39,696 |  |  | $ | (138) |  |  | $ | 612 |  |  | $ | 1,919 |  |  | $ | 42,089 |
| Nine Months Ended September 30, 2022
| Beginning Balance |  | Charge-offs |  | Recoveries |  | (Reversal of) Provision for Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 17,777 |  |  | $ | (280) |  |  | $ | 876 |  |  | $ | (3,705) |  |  | $ | 14,668 |
Owner-occupied CRE | 6,411 |  |  | (36) |  |  | — |  |  | 1,344 |  |  | 7,719 |
Non-owner occupied CRE | 8,861 |  |  | — |  |  | — |  |  | 692 |  |  | 9,553 |
Total commercial business | 33,049 |  |  | (316) |  |  | 876 |  |  | (1,669) |  |  | 31,940 |
Residential real estate | 1,409 |  |  | (30) |  |  | 3 |  |  | 1,163 |  |  | 2,545 |
Real estate construction and land development:
Residential | 1,304 |  |  | — |  |  | 19 |  |  | (29) |  |  | 1,294 |
Commercial and multifamily | 3,972 |  |  | — |  |  | 155 |  |  | (317) |  |  | 3,810 |
Total real estate construction and land development | 5,276 |  |  | — |  |  | 174 |  |  | (346) |  |  | 5,104 |
Consumer | 2,627 |  |  | (396) |  |  | 669 |  |  | (400) |  |  | 2,500 |
Total | $ | 42,361 |  |  | $ | (742) |  |  | $ | 1,722 |  |  | $ | (1,252) |  |  | $ | 42,089 |
The following table details the activity in the ACL on unfunded commitments during the periods indicated:
| Three Months Ended September 30, |  | Nine Months Ended September 30,
| 2023 |  | 2022 |  | 2023 |  | 2022
| (Dollars in thousands)
Balance, beginning of period | $ | 1,777 |  |  | $ | 997 |  |  | $ | 1,744 |  |  | $ | 2,607 |
(Reversal of) provision for credit losses on unfunded commitments | (243) |  |  | 26 |  |  | (210) |  |  | (1,584) |
Balance, end of period | $ | 1,534 |  |  | $ | 1,023 |  |  | $ | 1,534 |  |  | $ | 1,023 |

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