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Commitments and Contingencies
9 Months Ended
Sep. 30, 2023
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and Contingencies
In the ordinary course of business, the Bank may enter into various types of transactions that include commitments to extend credit that are not included in its unaudited Condensed Consolidated Financial Statements. The Bank applies the same credit standards to these commitments as it uses in all its lending activities and has included these commitments in its lending risk evaluations. The majority of the commitments presented below are variable rate. Loan commitments can be either revolving or non-revolving. The Bank’s exposure to credit and market risk under commitments to extend credit is represented by the amount of these commitments.
The following table presents outstanding commitments to extend credit, including letters of credit, at the dates indicated:
 September 30, 2023December 31, 2022
 
(Dollars in thousands)
Commercial business:
Commercial and industrial$536,785 $548,438 
Owner-occupied CRE9,477 3,083 
Non-owner occupied CRE32,680 13,396 
Total commercial business578,942 564,917 
Real estate construction and land development:
Residential
49,008 43,460 
Commercial and multifamily
345,464 348,956 
Total real estate construction and land development394,472 392,416 
Consumer336,206 323,016 
Total outstanding commitments$1,309,620 $1,280,349