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Commitments and Contingencies
9 Months Ended
Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and Contingencies
In the ordinary course of business, the Company may enter into various types of transactions that include commitments to extend credit that are not included in its unaudited Condensed Consolidated Financial Statements. The Company applies the same credit standards to these commitments as it uses in all its lending activities and has included these commitments in its lending risk evaluations. The majority of the commitments presented below are variable rate. Loan commitments can be either revolving or non-revolving. The Company’s exposure to credit and market risk under commitments to extend credit is represented by the amount of these commitments.
The following table presents outstanding commitments to extend credit, including letters of credit, at the dates indicated:
 September 30,
2024
December 31,
2023
 
(Dollars in thousands)
Commercial business:
Commercial and industrial$577,763 $542,975 
Owner-occupied CRE3,352 8,731 
Non-owner occupied CRE14,851 26,534 
Total commercial business595,966 578,240 
Real estate construction and land development:
Residential
31,699 46,924 
Commercial and multifamily
167,561 308,206 
Total real estate construction and land development199,260 355,130 
Consumer347,134 335,729 
Total outstanding commitments$1,142,360 $1,269,099