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Commitments and Contingencies
12 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and Contingencies
(a) Commitments to Extend Credit
In the ordinary course of business, the Company may enter into various types of transactions that include commitments to extend credit that are not included in its Consolidated Financial Statements. The Company applies the same credit standards to these commitments as it uses in all its lending activities and has included these commitments in its lending risk evaluations. The majority of the commitments presented below are variable rate. Loan commitments can be either revolving or non-revolving. The Company’s exposure to credit and market risk under commitments to extend credit is represented by the amount of these commitments.
The following table presents outstanding commitments to extend credit, including letters of credit, at the dates indicated:
 December 31, 2024December 31, 2023
 (Dollars in thousands)
Commercial business:
Commercial and industrial$591,863 $542,975 
Owner-occupied CRE14,778 8,731 
Non-owner occupied CRE23,100 26,534 
Total commercial business629,741 578,240 
 December 31, 2024December 31, 2023
 (Dollars in thousands)
Real estate construction and land development:
Residential28,353 46,924 
Commercial and multifamily
174,606 308,206 
Total real estate construction and land development202,959 355,130 
Consumer348,373 335,729 
Total outstanding commitments$1,181,073 $1,269,099