Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2024

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

The following table summarizes the Company's consolidated and the Bank's capital ratios compared to the regulatory "adequately capitalized" capital ratios and the regulatory minimum capital ratios needed to qualify as a "well capitalized" institution, as calculated under regulatory guideline at the dates presented:


	Actual				Adequately Capitalized				Well-Capitalized (1)
	(Dollars in thousands)
December 31, 2024
Total capital ratio
Company	$	749,854	13.3	%	$	450,307	8.0	%	$	562,884	10.0	%
Bank	742,222		13.2		450,002		8.0		562,503		10.0
Tier 1 capital ratio
Company	698,412		12.4		337,730		6.0		450,307		8.0
Bank	690,780		12.3		337,502		6.0		450,002		8.0
Common equity Tier 1 capital ratio
Company	676,354		12.0		253,298		4.5		365,874		6.5
Bank	690,780		12.3		253,126		4.5		365,627		6.5
Leverage ratio
Company	698,412		10.0		278,910		4.0		348,637		5.0
Bank	690,780		9.9		278,749		4.0		348,436		5.0
December 31, 2023
Total capital ratio
Company	$	750,945	14.1	%	$	425,084	8.0	%	$	531,355	10.0	%
Bank	732,379		13.8		424,808		8.0		531,009		10.0
Tier 1 capital ratio
Company	704,839		13.3		318,813		6.0		425,084		8.0
Bank	686,273		12.9		318,606		6.0		424,808		8.0
Common equity Tier 1 capital ratio
Company	683,074		12.9		239,110		4.5		345,381		6.5
Bank	686,273		12.9		238,954		4.5		345,156		6.5


Leverage ratio
Company	704,839	10.0	281,673	4.0	352,092	5.0
Bank	686,273	9.8	281,539	4.0	351,923	5.0

(1) The ratios to meet the requirements to be deemed “well-capitalized” under prompt corrective action regulations are only applicable to the Bank. However, the Company manages its capital position as if the requirements apply to the consolidated Company and has presented the ratios as if they also applied on a consolidated basis.