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Allowance for Loan Losses (Tables) | 3 Months Ended
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Mar. 31, 2025
Allowance for Credit Loss [Abstract] |
Schedule of Changes in Allowance For Credit Losses on Loans Receivable and Unfunded Commitments | The following tables detail the activity in the ACL on loans by segment and class for the periods indicated:
| Three Months Ended March 31, 2025
| Beginning Balance |  | Charge-offs |  | Recoveries |  | (Reversal of) Provision for Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 9,766 |  |  | $ | (222) |  |  | $ | 26 |  |  | $ | (227) |  |  | $ | 9,343 |
Owner-occupied CRE | 12,819 |  |  | — |  |  | — |  |  | 490 |  |  | 13,309 |
Non-owner occupied CRE | 15,708 |  |  | — |  |  | — |  |  | (78) |  |  | 15,630 |
Total commercial business | 38,293 |  |  | (222) |  |  | 26 |  |  | 185 |  |  | 38,282 |
Residential real estate | 3,464 |  |  | — |  |  | — |  |  | 581 |  |  | 4,045 |
Real estate construction and land development:
Residential | 779 |  |  | — |  |  | — |  |  | (51) |  |  | 728 |
Commercial and multifamily | 7,877 |  |  | — |  |  | — |  |  | (661) |  |  | 7,216 |
Total real estate construction and land development | 8,656 |  |  | — |  |  | — |  |  | (712) |  |  | 7,944 |
Consumer | 2,055 |  |  | (154) |  |  | 51 |  |  | (63) |  |  | 1,889 |
Total | $ | 52,468 |  |  | $ | (376) |  |  | $ | 77 |  |  | $ | (9) |  |  | $ | 52,160 |
| Three Months Ended March 31, 2024
| Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision for (Reversal of) Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 11,128 |  |  | $ | (77) |  |  | $ | 217 |  |  | $ | 379 |  |  | $ | 11,647 |
Owner-occupied CRE | 8,999 |  |  | — |  |  | — |  |  | 393 |  |  | 9,392 |
Non-owner occupied CRE | 11,176 |  |  | — |  |  | — |  |  | 1,698 |  |  | 12,874 |
Total commercial business | 31,303 |  |  | (77) |  |  | 217 |  |  | 2,470 |  |  | 33,913 |
Residential real estate | 3,473 |  |  | — |  |  | — |  |  | 5 |  |  | 3,478 |
Real estate construction and land development:
Residential | 1,643 |  |  | — |  |  | — |  |  | (726) |  |  | 917 |
Commercial and multifamily | 9,233 |  |  | — |  |  | — |  |  | (75) |  |  | 9,158 |
Total real estate construction and land development | 10,876 |  |  | — |  |  | — |  |  | (801) |  |  | 10,075 |
Consumer | 2,347 |  |  | (123) |  |  | 16 |  |  | 30 |  |  | 2,270 |
Total | $ | 47,999 |  |  | $ | (200) |  |  | $ | 233 |  |  | $ | 1,704 |  |  | $ | 49,736 |
The following table details the activity in the ACL on unfunded commitments during the periods indicated:
| Three Months Ended March 31, |  |
| 2025 |  | 2024 |  |  |  |
| (Dollars in thousands)
Balance, beginning of period | $ | 587 |  |  | $ | 1,288 |  |  |  |  |
Provision for (reversal of) credit losses on unfunded commitments | 60 |  |  | (312) |  |  |  |  |
Balance, end of period | $ | 647 |  |  | $ | 976 |  |  |  |  |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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