XML 37 R27.htm IDEA: XBRL DOCUMENT v3.25.1
Allowance for Loan Losses (Tables)
3 Months Ended
Mar. 31, 2025
Allowance for Credit Loss [Abstract]  
Schedule of Changes in Allowance For Credit Losses on Loans Receivable and Unfunded Commitments
The following tables detail the activity in the ACL on loans by segment and class for the periods indicated:
Three Months Ended March 31, 2025
Beginning BalanceCharge-offs Recoveries(Reversal of)
Provision for
Credit Losses
Ending Balance
(Dollars in thousands)
Commercial business:
Commercial and industrial$9,766 $(222)$26 $(227)$9,343 
Owner-occupied CRE12,819 — — 490 13,309 
Non-owner occupied CRE15,708 — — (78)15,630 
Total commercial business38,293 (222)26 185 38,282 
Residential real estate
3,464 — — 581 4,045 
Real estate construction and land development:
Residential
779 — — (51)728 
Commercial and multifamily
7,877 — — (661)7,216 
Total real estate construction and land development8,656 — — (712)7,944 
Consumer2,055 (154)51 (63)1,889 
Total$52,468 $(376)$77 $(9)$52,160 
Three Months Ended March 31, 2024
Beginning BalanceCharge-offs Recoveries
Provision for
(Reversal of)
Credit Losses
Ending Balance
(Dollars in thousands)
Commercial business:
Commercial and industrial$11,128 $(77)$217 $379 $11,647 
Owner-occupied CRE8,999 — — 393 9,392 
Non-owner occupied CRE11,176 — — 1,698 12,874 
Total commercial business31,303 (77)217 2,470 33,913 
Residential real estate3,473 — — 3,478 
Real estate construction and land development:
Residential1,643 — — (726)917 
Commercial and multifamily
9,233 — — (75)9,158 
Total real estate construction and land development10,876 — — (801)10,075 
Consumer2,347 (123)16 30 2,270 
Total$47,999 $(200)$233 $1,704 $49,736 
The following table details the activity in the ACL on unfunded commitments during the periods indicated:
Three Months Ended
March 31,
20252024
(Dollars in thousands)
Balance, beginning of period$587 $1,288 
Provision for (reversal of) credit losses on unfunded commitments60 (312)
Balance, end of period$647 $976