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Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2025
Allowance for Credit Loss [Abstract] |
Schedule of Changes in Allowance For Credit Losses on Loans Receivable and Unfunded Commitments | The following tables detail the activity in the ACL on loans by segment and class for the periods indicated:
| Three Months Ended June 30, 2025
| Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision for (Reversal of) Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 9,343 |  |  | $ | (454) |  |  | $ | 18 |  |  | $ | 478 |  |  | $ | 9,385 |
Owner-occupied CRE | 13,309 |  |  | — |  |  | — |  |  | 125 |  |  | 13,434 |
Non-owner occupied CRE | 15,630 |  |  | — |  |  | — |  |  | (96) |  |  | 15,534 |
Total commercial business | 38,282 |  |  | (454) |  |  | 18 |  |  | 507 |  |  | 38,353 |
Residential real estate | 4,045 |  |  | — |  |  | — |  |  | (103) |  |  | 3,942 |
Real estate construction and land development:
Residential | 728 |  |  | — |  |  | — |  |  | 140 |  |  | 868 |
Commercial and multifamily | 7,216 |  |  | — |  |  | — |  |  | 232 |  |  | 7,448 |
Total real estate construction and land development | 7,944 |  |  | — |  |  | — |  |  | 372 |  |  | 8,316 |
Consumer | 1,889 |  |  | (104) |  |  | 46 |  |  | 87 |  |  | 1,918 |
Total | $ | 52,160 |  |  | $ | (558) |  |  | $ | 64 |  |  | $ | 863 |  |  | $ | 52,529 |
| Six Months Ended June 30, 2025
| Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision for (Reversal of) Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 9,766 |  |  | $ | (676) |  |  | $ | 44 |  |  | $ | 251 |  |  | $ | 9,385 |
Owner-occupied CRE | 12,819 |  |  | — |  |  | — |  |  | 615 |  |  | 13,434 |
Non-owner occupied CRE | 15,708 |  |  | — |  |  | — |  |  | (174) |  |  | 15,534 |
Total commercial business | 38,293 |  |  | (676) |  |  | 44 |  |  | 692 |  |  | 38,353 |
Residential real estate | 3,464 |  |  | — |  |  | — |  |  | 478 |  |  | 3,942 |
Real estate construction and land development:
Residential | 779 |  |  | — |  |  | — |  |  | 89 |  |  | 868 |
Commercial and multifamily | 7,877 |  |  | — |  |  | — |  |  | (429) |  |  | 7,448 |
Total real estate construction and land development | 8,656 |  |  | — |  |  | — |  |  | (340) |  |  | 8,316 |
Consumer | 2,055 |  |  | (258) |  |  | 97 |  |  | 24 |  |  | 1,918 |
Total | $ | 52,468 |  |  | $ | (934) |  |  | $ | 141 |  |  | $ | 854 |  |  | $ | 52,529 |
| Three Months Ended June 30, 2024
| Beginning Balance |  | Charge-offs |  | Recoveries |  | (Reversal of) Provision for Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 11,647 |  |  | $ | (312) |  |  | $ | 159 |  |  | $ | (360) |  |  | $ | 11,134 |
Owner-occupied CRE | 9,392 |  |  | — |  |  | 359 |  |  | 99 |  |  | 9,850 |
Non-owner occupied CRE | 12,874 |  |  | — |  |  | — |  |  | 609 |  |  | 13,483 |
Total commercial business | 33,913 |  |  | (312) |  |  | 518 |  |  | 348 |  |  | 34,467 |
Residential real estate | 3,478 |  |  | — |  |  | — |  |  | 257 |  |  | 3,735 |
| Three Months Ended June 30, 2024
| Beginning Balance |  | Charge-offs |  | Recoveries |  | (Reversal of) Provision for Credit Losses |  | Ending Balance
| (Dollars in thousands)
Real estate construction and land development:
Residential | 917 |  |  | — |  |  | — |  |  | (7) |  |  | 910 |
Commercial and multifamily | 9,158 |  |  | — |  |  | — |  |  | 750 |  |  | 9,908 |
Total real estate construction and land development | 10,075 |  |  | — |  |  | — |  |  | 743 |  |  | 10,818 |
Consumer | 2,270 |  |  | (238) |  |  | 45 |  |  | 122 |  |  | 2,199 |
Total | $ | 49,736 |  |  | $ | (550) |  |  | $ | 563 |  |  | $ | 1,470 |  |  | $ | 51,219 |
| Six Months Ended June 30, 2024
| Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision for (Reversal of) Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 11,128 |  |  | $ | (389) |  |  | $ | 376 |  |  | $ | 19 |  |  | $ | 11,134 |
Owner-occupied CRE | 8,999 |  |  | — |  |  | 359 |  |  | 492 |  |  | 9,850 |
Non-owner occupied CRE | 11,176 |  |  | — |  |  | — |  |  | 2,307 |  |  | 13,483 |
Total commercial business | 31,303 |  |  | (389) |  |  | 735 |  |  | 2,818 |  |  | 34,467 |
Residential real estate | 3,473 |  |  | — |  |  | — |  |  | 262 |  |  | 3,735 |
Real estate construction and land development:
Residential | 1,643 |  |  | — |  |  | — |  |  | (733) |  |  | 910 |
Commercial and multifamily | 9,233 |  |  | — |  |  | — |  |  | 675 |  |  | 9,908 |
Total real estate construction and land development | 10,876 |  |  | — |  |  | — |  |  | (58) |  |  | 10,818 |
Consumer | 2,347 |  |  | (361) |  |  | 61 |  |  | 152 |  |  | 2,199 |
Total | $ | 47,999 |  |  | $ | (750) |  |  | $ | 796 |  |  | $ | 3,174 |  |  | $ | 51,219 |
The following table details the activity in the ACL on unfunded commitments during the periods indicated:
| Three Months Ended June 30, |  | Six Months Ended June 30,
| 2025 |  | 2024 |  | 2025 |  | 2024
| (Dollars in thousands)
Balance, beginning of period | $ | 647 |  |  | $ | 976 |  |  | $ | 587 |  |  | $ | 1,288 |
Provision for (reversal of) credit losses on unfunded commitments | 93 |  |  | (202) |  |  | 153 |  |  | (514) |
Balance, end of period | $ | 740 |  |  | $ | 774 |  |  | $ | 740 |  |  | $ | 774 |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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