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Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2025
Allowance for Credit Loss [Abstract] |
Schedule of Changes in Allowance For Credit Losses on Loans Receivable and Unfunded Commitments | The following tables detail the activity in the ACL on loans by segment and class for the periods indicated:
| Three Months Ended September 30, 2025
| Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision for (Reversal of) Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 9,385 |  |  | $ | (195) |  |  | $ | 78 |  |  | $ | (17) |  |  | $ | 9,251 |
Owner-occupied CRE | 13,434 |  |  | — |  |  | 141 |  |  | (373) |  |  | 13,202 |
Non-owner occupied CRE | 15,534 |  |  | — |  |  | — |  |  | 359 |  |  | 15,893 |
Total commercial business | 38,353 |  |  | (195) |  |  | 219 |  |  | (31) |  |  | 38,346 |
Residential real estate | 3,942 |  |  | (27) |  |  | 1 |  |  | 167 |  |  | 4,083 |
Real estate construction and land development:
Residential | 868 |  |  | — |  |  | — |  |  | 140 |  |  | 1,008 |
Commercial and multifamily | 7,448 |  |  | — |  |  | — |  |  | 1,200 |  |  | 8,648 |
Total real estate construction and land development | 8,316 |  |  | — |  |  | — |  |  | 1,340 |  |  | 9,656 |
Consumer | 1,918 |  |  | (152) |  |  | 36 |  |  | 87 |  |  | 1,889 |
Total | $ | 52,529 |  |  | $ | (374) |  |  | $ | 256 |  |  | $ | 1,563 |  |  | $ | 53,974 |
| Nine Months Ended September 30, 2025
| Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision for (Reversal of) Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 9,766 |  |  | $ | (871) |  |  | $ | 122 |  |  | $ | 234 |  |  | $ | 9,251 |
Owner-occupied CRE | 12,819 |  |  | — |  |  | 141 |  |  | 242 |  |  | 13,202 |
Non-owner occupied CRE | 15,708 |  |  | — |  |  | — |  |  | 185 |  |  | 15,893 |
Total commercial business | 38,293 |  |  | (871) |  |  | 263 |  |  | 661 |  |  | 38,346 |
Residential real estate | 3,464 |  |  | (27) |  |  | 1 |  |  | 645 |  |  | 4,083 |
Real estate construction and land development:
Residential | 779 |  |  | — |  |  | — |  |  | 229 |  |  | 1,008 |
Commercial and multifamily | 7,877 |  |  | — |  |  | — |  |  | 771 |  |  | 8,648 |
Total real estate construction and land development | 8,656 |  |  | — |  |  | — |  |  | 1,000 |  |  | 9,656 |
Consumer | 2,055 |  |  | (410) |  |  | 133 |  |  | 111 |  |  | 1,889 |
Total | $ | 52,468 |  |  | $ | (1,308) |  |  | $ | 397 |  |  | $ | 2,417 |  |  | $ | 53,974 |
| Three Months Ended September 30, 2024
| Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision for (Reversal of) Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 11,134 |  |  | $ | (50) |  |  | $ | 72 |  |  | $ | (472) |  |  | $ | 10,684 |
Owner-occupied CRE | 9,850 |  |  | (2,510) |  |  | — |  |  | 4,819 |  |  | 12,159 |
Non-owner occupied CRE | 13,483 |  |  | — |  |  | — |  |  | 841 |  |  | 14,324 |
Total commercial business | 34,467 |  |  | (2,560) |  |  | 72 |  |  | 5,188 |  |  | 37,167 |
Residential real estate | 3,735 |  |  | — |  |  | — |  |  | (131) |  |  | 3,604 |
| Three Months Ended September 30, 2024
| Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision for (Reversal of) Credit Losses |  | Ending Balance
| (Dollars in thousands)
Real estate construction and land development:
Residential | 910 |  |  | — |  |  | — |  |  | (118) |  |  | 792 |
Commercial and multifamily | 9,908 |  |  | — |  |  | — |  |  | (2,235) |  |  | 7,673 |
Total real estate construction and land development | 10,818 |  |  | — |  |  | — |  |  | (2,353) |  |  | 8,465 |
Consumer | 2,199 |  |  | (85) |  |  | 40 |  |  | 1 |  |  | 2,155 |
Total | $ | 51,219 |  |  | $ | (2,645) |  |  | $ | 112 |  |  | $ | 2,705 |  |  | $ | 51,391 |
| Nine Months Ended September 30, 2024
| Beginning Balance |  | Charge-offs |  | Recoveries |  | Provision for (Reversal of) Credit Losses |  | Ending Balance
| (Dollars in thousands)
Commercial business: |  |  |  |  |  |  |  |  |
Commercial and industrial | $ | 11,128 |  |  | $ | (439) |  |  | $ | 448 |  |  | $ | (453) |  |  | $ | 10,684 |
Owner-occupied CRE | 8,999 |  |  | (2,510) |  |  | 359 |  |  | 5,311 |  |  | 12,159 |
Non-owner occupied CRE | 11,176 |  |  | — |  |  | — |  |  | 3,148 |  |  | 14,324 |
Total commercial business | 31,303 |  |  | (2,949) |  |  | 807 |  |  | 8,006 |  |  | 37,167 |
Residential real estate | 3,473 |  |  | — |  |  | — |  |  | 131 |  |  | 3,604 |
Real estate construction and land development:
Residential | 1,643 |  |  | — |  |  | — |  |  | (851) |  |  | 792 |
Commercial and multifamily | 9,233 |  |  | — |  |  | — |  |  | (1,560) |  |  | 7,673 |
Total real estate construction and land development | 10,876 |  |  | — |  |  | — |  |  | (2,411) |  |  | 8,465 |
Consumer | 2,347 |  |  | (446) |  |  | 101 |  |  | 153 |  |  | 2,155 |
Total | $ | 47,999 |  |  | $ | (3,395) |  |  | $ | 908 |  |  | $ | 5,879 |  |  | $ | 51,391 |
The following table details the activity in the ACL on unfunded commitments during the periods indicated:
| Three Months Ended September 30, |  | Nine Months Ended September 30,
| 2025 |  | 2024 |  | 2025 |  | 2024
| (Dollars in thousands)
Balance, beginning of period | $ | 740 |  |  | $ | 774 |  |  | $ | 587 |  |  | $ | 1,288 |
Provision for (reversal of) credit losses on unfunded commitments | 212 |  |  | (266) |  |  | 365 |  |  | (780) |
Balance, end of period | $ | 952 |  |  | $ | 508 |  |  | $ | 952 |  |  | $ | 508 |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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