XML 79 R27.htm IDEA: XBRL DOCUMENT
v2.4.0.6

Non-Performing Loans and Impaired Loans (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2012
Non-Performing Loans and Impaired Loans [Abstract] |
Nonaccrual, loans past due over 90 days still on accrual, and troubled debt restructured ("TDRs") by class of loans: |
September 30, 2012 |  | Nonaccrual |  |  | Loans Past Due Over 90 Days Still Accruing |  |  | Non Performing TDR’s |  |  | Performing TDR’s |  |  | Total Non- Performing Loans |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 3,887 |  |  | $ | — |  |  | $ | 1,472 |  |  | $ | — |  |  | $ | 5,359 |
Non owner occupied real estate |  |  | 3,754 |  |  |  | — |  |  |  | 375 |  |  |  | — |  |  |  | 4,129 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | 789 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 789 |
Commercial and industrial |  |  | 492 |  |  |  | 9 |  |  |  | 801 |  |  |  | — |  |  |  | 1,302 |
Total commercial |  |  | 8,922 |  |  |  | 9 |  |  |  | 2,648 |  |  |  | — |  |  |  | 11,579 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 4,266 |  |  |  | 57 |  |  |  | 2,361 |  |  |  | 1,857 |  |  |  | 8,541 |
Residential construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 292 |  |  |  | 292 |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total real estate |  |  | 4,266 |  |  |  | 57 |  |  |  | 2,361 |  |  |  | 2,149 |  |  |  | 8,833 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 97 |  |  |  | 1 |  |  |  | — |  |  |  | — |  |  |  | 98 |
Direct Installment Purchased |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Indirect Installment |  |  | 923 |  |  |  | 42 |  |  |  | — |  |  |  | — |  |  |  | 965 |
Home Equity |  |  | 1,679 |  |  |  | — |  |  |  | 52 |  |  |  | 832 |  |  |  | 2,563 |
Total Consumer |  |  | 2,699 |  |  |  | 43 |  |  |  | 52 |  |  |  | 832 |  |  |  | 3,626 |
Total |  | $ | 15,887 |  |  | $ | 109 |  |  | $ | 5,061 |  |  | $ | 2,981 |  |  | $ | 24,038 |
December 31, 2011 |  | Nonaccrual |  |  | Loans Past Due Over 90 Days Still Accruing |  |  | Non Performing TDR’s |  |  | Performing TDR’s |  |  | Total Non- Performing Loans |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 2,515 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 2,515 |
Non owner occupied real estate |  |  | 3,970 |  |  |  | — |  |  |  | 152 |  |  |  | — |  |  |  | 4,122 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | 90 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 90 |
Commercial and industrial |  |  | 330 |  |  |  | — |  |  |  | 901 |  |  |  | — |  |  |  | 1,231 |
Total commercial |  |  | 6,905 |  |  |  | — |  |  |  | 1,053 |  |  |  | — |  |  |  | 7,958 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 4,550 |  |  |  | — |  |  |  | 1,120 |  |  |  | 2,389 |  |  |  | 8,059 |
Residential construction |  |  | 144 |  |  |  | — |  |  |  | — |  |  |  | 293 |  |  |  | 437 |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total real estate |  |  | 4,694 |  |  |  | — |  |  |  | 1,120 |  |  |  | 2,682 |  |  |  | 8,496 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 256 |  |  |  | 1 |  |  |  | — |  |  |  | — |  |  |  | 257 |
Direct Installment Purchased |  |  | — |  |  |  | 4 |  |  |  | — |  |  |  | — |  |  |  | 4 |
Indirect Installment |  |  | 926 |  |  |  | 29 |  |  |  | — |  |  |  | — |  |  |  | 955 |
Home Equity |  |  | 1,587 |  |  |  | 3 |  |  |  | 25 |  |  |  | 858 |  |  |  | 2,473 |
Total Consumer |  |  | 2,769 |  |  |  | 37 |  |  |  | 25 |  |  |  | 858 |  |  |  | 3,689 |
Total |  | $ | 14,368 |  |  | $ | 37 |  |  | $ | 2,198 |  |  | $ | 3,540 |  |  | $ | 20,143 |
Loans transferred and classified as troubled debt restructuring |
|  | September 30, 2012 |  |  | September 30, 2011 |
|  | Number of Defaults |  |  | Unpaid Principal Balance |  |  | Number of Defaults |  |  | Unpaid Principal Balance |
Commercial |  |  |  |  |  |  |  |
Owner occupied real estate |  |  | 3 |  |  | $ | 1,472 |  |  |  | — |  |  | $ | — |
Non owner occupied real estate |  |  | 3 |  |  |  | 637 |  |  |  | — |  |  |  | — |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 1 |  |  |  | 841 |
Total commercial |  |  | 6 |  |  |  | 2,109 |  |  |  | 1 |  |  |  | 841 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 1 |  |  |  | 582 |  |  |  | 2 |  |  |  | 174 |
Residential construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total real estate |  |  | 1 |  |  |  | 582 |  |  |  | 2 |  |  |  | 174 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Direct Installment Purchased |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Indirect Installment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Home Equity |  |  | — |  |  |  | — |  |  |  | 8 |  |  |  | 724 |
Total Consumer |  |  | — |  |  |  | — |  |  |  | 8 |  |  |  | 724 |
Total |  |  | 7 |  |  | $ | 2,691 |  |  |  | 11 |  |  | $ | 1,739 |
|  | September 30, 2012 |  |  | September 30, 2011 |
|  | Number of Defaults |  |  | Unpaid Principal Balance |  |  | Number of Defaults |  |  | Unpaid Principal Balance |
Commercial |  |  |  |  |  |  |  |
Owner occupied real estate |  |  | 3 |  |  | $ | 1,473 |  |  |  | — |  |  | $ | — |
Non owner occupied real estate |  |  | 2 |  |  |  | 261 |  |  |  | — |  |  |  | — |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | 2 |  |  |  | 361 |
Total commercial |  |  | 5 |  |  |  | 1,734 |  |  |  | 2 |  |  |  | 361 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 2 |  |  |  | 677 |  |  |  | 2 |  |  |  | 1,143 |
Residential construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total real estate |  |  | 2 |  |  |  | 677 |  |  |  | 2 |  |  |  | 1,143 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Direct Installment Purchased |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Indirect Installment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Home Equity |  |  | — |  |  |  | — |  |  |  | 2 |  |  |  | 65 |
Total Consumer |  |  | — |  |  |  | — |  |  |  | 2 |  |  |  | 65 |
Total |  |  | 7 |  |  | $ | 2,411 |  |  |  | 6 |  |  | $ | 1,569 |
Commercial loans individually evaluated for impairment by class of loans |
|  |  |  |  |  |  |  |  |  |  | Three Months Ending |  |  | Nine Months Ending |
September 30, 2012 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance For Loan Loss Allocated |  |  | Average Balance in Impaired Loans |  |  | Cash/Accrual Interest Income Recognized |  |  | Average Balance in Impaired Loans |  |  | Cash/Accrual Interest Income Recognized |
With no recorded allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 4,457 |  |  | $ | 4,460 |  |  | $ | — |  |  | $ | 3,810 |  |  | $ | — |  |  | $ | 1,978 |  |  | $ | 3 |
Non owner occupied real estate |  |  | 2,521 |  |  |  | 2,542 |  |  |  | — |  |  |  | 2,429 |  |  |  | 70 |  |  |  | 1,920 |  |  |  | 72 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | 131 |  |  |  | 131 |  |  |  | — |  |  |  | 109 |  |  |  | (0 | ) |  |  | 37 |  |  |  | — |
Commercial and industrial |  |  | 456 |  |  |  | 471 |  |  |  | — |  |  |  | 382 |  |  |  | — |  |  |  | 129 |  |  |  | — |
Total commercial |  |  | 7,565 |  |  |  | 7,604 |  |  |  | — |  |  |  | 6,730 |  |  |  | 69 |  |  |  | 4,064 |  |  |  | 75 |
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  |  | 903 |  |  |  | 903 |  |  |  | 450 |  |  |  | 910 |  |  |  | (0 | ) |  |  | 1,109 |  |  |  | 1 |
Non owner occupied real estate |  |  | 2,938 |  |  |  | 2,938 |  |  |  | 1,065 |  |  |  | 2,943 |  |  |  | — |  |  |  | 2,843 |  |  |  | — |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | 658 |  |  |  | 658 |  |  |  | 615 |  |  |  | 660 |  |  |  | — |  |  |  | 523 |  |  |  | 6 |
Commercial and industrial |  |  | 801 |  |  |  | 801 |  |  |  | 273 |  |  |  | 801 |  |  |  | — |  |  |  | 807 |  |  |  | — |
Total commercial |  |  | 5,300 |  |  |  | 5,300 |  |  |  | 2,403 |  |  |  | 5,314 |  |  |  | (0 | ) |  |  | 5,282 |  |  |  | 7 |
Total |  | $ | 12,865 |  |  | $ | 12,904 |  |  | $ | 2,403 |  |  | $ | 12,044 |  |  | $ | 69 |  |  | $ | 9,346 |  |  | $ | 82 |
|  |  |  |  |  |  |  |  |  |  | Three Months Ending |  |  | Nine Months Ending |
September 30, 2011 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance For Loan Loss Allocated |  |  | Average Balance in Impaired Loans |  |  | Interest Income Recognized |  |  | Average Balance in Impaired Loans |  |  | Interest Income Recognized |
With no recorded allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 1,315 |  |  | $ | 1,314 |  |  | $ | — |  |  | $ | 1,224 |  |  | $ | 31 |  |  | $ | 856 |  |  | $ | 32 |
Non owner occupied real estate |  |  | 2,403 |  |  |  | 2,625 |  |  |  | — |  |  |  | 1,683 |  |  |  | 85 |  |  |  | 985 |  |  |  | 89 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 9 |  |  |  | — |
Development & Spec Land Loans |  |  | — |  |  |  | 111 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 69 |  |  |  | — |
Commercial and industrial |  |  | 1,154 |  |  |  | 1,156 |  |  |  | — |  |  |  | 1,091 |  |  |  | 47 |  |  |  | 1,099 |  |  |  | 47 |
Total commercial |  |  | 4,872 |  |  |  | 5,206 |  |  |  | — |  |  |  | 3,998 |  |  |  | 163 |  |  |  | 3,018 |  |  |  | 168 |
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  |  | 1,420 |  |  |  | 1,420 |  |  |  | 460 |  |  |  | 1,449 |  |  |  | — |  |  |  | 1,234 |  |  |  | — |
Non owner occupied real estate |  |  | 5,499 |  |  |  | 5,538 |  |  |  | 996 |  |  |  | 4,943 |  |  |  | — |  |  |  | 4,859 |  |  |  | — |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | 90 |  |  |  | 90 |  |  |  | 125 |  |  |  | 90 |  |  |  | — |  |  |  | 179 |  |  |  | — |
Commercial and industrial |  |  | 234 |  |  |  | 308 |  |  |  | 225 |  |  |  | 284 |  |  |  | — |  |  |  | 393 |  |  |  | — |
Total commercial |  |  | 7,243 |  |  |  | 7,356 |  |  |  | 1,806 |  |  |  | 6,766 |  |  |  | — |  |  |  | 6,665 |  |  |  | — |
Total |  | $ | 12,115 |  |  | $ | 12,562 |  |  | $ | 1,806 |  |  | $ | 10,764 |  |  | $ | 163 |  |  | $ | 9,683 |  |  | $ | 168 |
Payment status by class of loan |
September 30, 2012 |  | 30 - 59 Days Past Due |  |  | 60 - 89 Days Past Due |  |  | Greater than 90 Days Past Due |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 1,008 |  |  | $ | 110 |  |  | $ | — |  |  | $ | 1,118 |  |  | $ | 166,897 |  |  | $ | 168,015 |
Non owner occupied real estate |  |  | — |  |  |  | 123 |  |  |  | — |  |  |  | 123 |  |  |  | 187,830 |  |  |  | 187,953 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 1,130 |  |  |  | 1,130 |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 6,645 |  |  |  | 6,645 |
Commercial and industrial |  |  | 433 |  |  |  | 2,373 |  |  |  | 9 |  |  |  | 2,815 |  |  |  | 80,774 |  |  |  | 83,589 |
Total commercial |  |  | 1,441 |  |  |  | 2,606 |  |  |  | 9 |  |  |  | 4,056 |  |  |  | 443,276 |  |  |  | 447,332 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 1,300 |  |  |  | 197 |  |  |  | 57 |  |  |  | 1,554 |  |  |  | 163,166 |  |  |  | 164,720 |
Residential construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 11,742 |  |  |  | 11,742 |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 244,233 |  |  |  | 244,233 |
Total real estate |  |  | 1,300 |  |  |  | 197 |  |  |  | 57 |  |  |  | 1,554 |  |  |  | 419,141 |  |  |  | 420,695 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 162 |  |  |  | 243 |  |  |  | 1 |  |  |  | 406 |  |  |  | 29,841 |  |  |  | 30,247 |
Direct Installment Purchased |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 518 |  |  |  | 518 |
Indirect Installment |  |  | 1,124 |  |  |  | 101 |  |  |  | 42 |  |  |  | 1,267 |  |  |  | 127,235 |  |  |  | 128,502 |
Home Equity |  |  | 1,038 |  |  |  | 139 |  |  |  | — |  |  |  | 1,177 |  |  |  | 127,494 |  |  |  | 128,671 |
Total consumer |  |  | 2,324 |  |  |  | 483 |  |  |  | 43 |  |  |  | 2,850 |  |  |  | 285,088 |  |  |  | 287,938 |
Total |  | $ | 5,065 |  |  | $ | 3,286 |  |  | $ | 109 |  |  | $ | 8,460 |  |  | $ | 1,147,505 |  |  | $ | 1,155,965 |
December 31, 2011 |  | 30 - 59 Days Past Due |  |  | 60 - 89 Days Past Due |  |  | Greater than 90 Days Past Due |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 89 |  |  | $ | 168 |  |  | $ | — |  |  | $ | 257 |  |  | $ | 131,636 |  |  | $ | 131,893 |
Non owner occupied real estate |  |  | 228 |  |  |  | — |  |  |  | — |  |  |  | 228 |  |  |  | 142,041 |  |  |  | 142,269 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 3,574 |  |  |  | 3,574 |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 8,739 |  |  |  | 8,739 |
Commercial and industrial |  |  | 34 |  |  |  | 22 |  |  |  | — |  |  |  | 56 |  |  |  | 65,718 |  |  |  | 65,774 |
Total commercial |  |  | 351 |  |  |  | 190 |  |  |  | — |  |  |  | 541 |  |  |  | 351,708 |  |  |  | 352,249 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 411 |  |  |  | — |  |  |  | — |  |  |  | 411 |  |  |  | 150,482 |  |  |  | 150,893 |
Residential construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 6,181 |  |  |  | 6,181 |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 208,299 |  |  |  | 208,299 |
Total real estate |  |  | 411 |  |  |  | — |  |  |  | — |  |  |  | 411 |  |  |  | 364,962 |  |  |  | 365,373 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 164 |  |  |  | 22 |  |  |  | 1 |  |  |  | 187 |  |  |  | 24,065 |  |  |  | 24,252 |
Direct Installment Purchased |  |  | 7 |  |  |  | 14 |  |  |  | 4 |  |  |  | 25 |  |  |  | 956 |  |  |  | 981 |
Indirect Installment |  |  | 1,333 |  |  |  | 335 |  |  |  | 29 |  |  |  | 1,697 |  |  |  | 126,054 |  |  |  | 127,751 |
Home Equity |  |  | 363 |  |  |  | 92 |  |  |  | 3 |  |  |  | 458 |  |  |  | 113,103 |  |  |  | 113,561 |
Total consumer |  |  | 1,867 |  |  |  | 463 |  |  |  | 37 |  |  |  | 2,367 |  |  |  | 264,178 |  |  |  | 266,545 |
Total |  | $ | 2,629 |  |  | $ | 653 |  |  | $ | 37 |  |  | $ | 3,319 |  |  | $ | 980,848 |  |  | $ | 984,167 |
Loans by credit grades |
September 30, 2012 |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 137,121 |  |  | $ | 8,826 |  |  | $ | 17,632 |  |  | $ | 4,436 |  |  | $ | 168,015 |
Non owner occupied real estate |  |  | 153,131 |  |  |  | 20,694 |  |  |  | 13,008 |  |  |  | 1,120 |  |  |  | 187,953 |
Residential development |  |  | 434 |  |  |  | — |  |  |  | 696 |  |  |  | — |  |  |  | 1,130 |
Development & Spec Land Loans |  |  | 3,637 |  |  |  | 251 |  |  |  | 2,627 |  |  |  | 130 |  |  |  | 6,645 |
Commercial and industrial |  |  | 74,279 |  |  |  | 4,339 |  |  |  | 4,715 |  |  |  | 256 |  |  |  | 83,589 |
Total commercial |  |  | 368,602 |  |  |  | 34,110 |  |  |  | 38,678 |  |  |  | 5,942 |  |  |  | 447,332 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 156,179 |  |  |  | — |  |  |  | 8,541 |  |  |  | — |  |  |  | 164,720 |
Residential construction |  |  | 11,450 |  |  |  | — |  |  |  | 292 |  |  |  | — |  |  |  | 11,742 |
Mortgage warehouse |  |  | 244,233 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 244,233 |
Total real estate |  |  | 411,862 |  |  |  | — |  |  |  | 8,833 |  |  |  | — |  |  |  | 420,695 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 30,149 |  |  |  | — |  |  |  | 98 |  |  |  | — |  |  |  | 30,247 |
Direct Installment Purchased |  |  | 518 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 518 |
Indirect Installment |  |  | 127,537 |  |  |  | — |  |  |  | 965 |  |  |  | — |  |  |  | 128,502 |
Home Equity |  |  | 126,108 |  |  |  | — |  |  |  | 2,563 |  |  |  | — |  |  |  | 128,671 |
Total Consumer |  |  | 284,312 |  |  |  | — |  |  |  | 3,626 |  |  |  | — |  |  |  | 287,938 |
Total |  | $ | 1,064,776 |  |  | $ | 34,110 |  |  | $ | 51,137 |  |  | $ | 5,942 |  |  | $ | 1,155,965 |
December 31, 2011 |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 107,155 |  |  | $ | 4,101 |  |  | $ | 20,637 |  |  | $ | — |  |  | $ | 131,893 |
Non owner occupied real estate |  |  | 118,446 |  |  |  | 11,423 |  |  |  | 12,400 |  |  |  | — |  |  |  | 142,269 |
Residential development |  |  | 1,677 |  |  |  | 529 |  |  |  | 1,368 |  |  |  | — |  |  |  | 3,574 |
Development & Spec Land Loans |  |  | 3,778 |  |  |  | 860 |  |  |  | 4,101 |  |  |  | — |  |  |  | 8,739 |
Commercial and industrial |  |  | 55,964 |  |  |  | 3,012 |  |  |  | 6,798 |  |  |  | — |  |  |  | 65,774 |
Total commercial |  |  | 287,020 |  |  |  | 19,925 |  |  |  | 45,304 |  |  |  | — |  |  |  | 352,249 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 142,834 |  |  |  | — |  |  |  | 8,059 |  |  |  | — |  |  |  | 150,893 |
Residential construction |  |  | 5,744 |  |  |  | — |  |  |  | 437 |  |  |  | — |  |  |  | 6,181 |
Mortgage warehouse |  |  | 208,299 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 208,299 |
Total real estate |  |  | 356,877 |  |  |  | — |  |  |  | 8,496 |  |  |  | — |  |  |  | 365,373 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 23,995 |  |  |  | — |  |  |  | 257 |  |  |  | — |  |  |  | 24,252 |
Direct Installment Purchased |  |  | 977 |  |  |  | — |  |  |  | 4 |  |  |  | — |  |  |  | 981 |
Indirect Installment |  |  | 126,796 |  |  |  | — |  |  |  | 955 |  |  |  | — |  |  |  | 127,751 |
Home Equity |  |  | 111,088 |  |  |  | — |  |  |  | 2,473 |  |  |  | — |  |  |  | 113,561 |
Total Consumer |  |  | 262,856 |  |  |  | — |  |  |  | 3,689 |  |  |  | — |  |  |  | 266,545 |
Total |  | $ | 906,753 |  |  | $ | 19,925 |  |  | $ | 57,489 |  |  | $ | — |  |  | $ | 984,167 |

X
- Details
Name: | hbnc_NonPerformingLoansAndImpairedLoansAbstract
Namespace Prefix: | hbnc_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=7880640&loc=SL6953803-111525 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953401-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of troubled debt restructurings in the periods following the restructuring, including: (1) a description of the portion of the recorded [restructured] debt which is contingently payable based on the occurrence of future events or circumstances; (2) the dollar amount of the portion of the recorded [restructured] debt which is contingently payable based on the occurrence of future events or circumstances; and (3) a description of the circumstance, events, or conditions that would cause payments to occur or the creditor to forgive the contingent portion of recorded debt. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 60 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6402221&loc=d3e15765-112638 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 15 -Paragraph 26 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. + Details
Name: | us-gaap_ScheduleOfDebtorTroubledDebtRestructuringSubsequentPeriodsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration