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Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2012
Allowance for Loan Losses [Abstract] |
Allowance for Loans Losses |
|  | Three Months Ended September 30 |  |  | Nine Months Ended September 30 |
|  | 2012 (Unaudited) |  |  | 2011 (Unaudited) |  |  | 2012 (Unaudited) |  |  | 2011 (Unaudited) |
Balance at beginning of the period |  | $ | 18,374 |  |  | $ | 18,586 |  |  | $ | 18,882 |  |  | $ | 19,064 |
Loans charged-off: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  |  | 92 |  |  |  | 65 |  |  |  | 95 |  |  |  | 189 |
Non owner occupied real estate |  |  | 81 |  |  |  | 196 |  |  |  | 109 |  |  |  | 310 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | 221 |  |  |  | 17 |  |  |  | 548 |  |  |  | 227 |
Total commercial |  |  | 394 |  |  |  | 278 |  |  |  | 752 |  |  |  | 726 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 247 |  |  |  | 86 |  |  |  | 451 |  |  |  | 837 |
Residential construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total real estate |  |  | 247 |  |  |  | 86 |  |  |  | 451 |  |  |  | 837 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 90 |  |  |  | 78 |  |  |  | 261 |  |  |  | 480 |
Direct Installment Purchased |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Indirect Installment |  |  | 313 |  |  |  | 494 |  |  |  | 922 |  |  |  | 1,280 |
Home Equity |  |  | 123 |  |  |  | 359 |  |  |  | 1,010 |  |  |  | 1,888 |
Total consumer |  |  | 526 |  |  |  | 931 |  |  |  | 2,193 |  |  |  | 3,648 |
Total loans charged-off |  |  | 1,167 |  |  |  | 1,295 |  |  |  | 3,396 |  |  |  | 5,211 |
Recoveries of loans previously charged-off: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  |  | — |  |  |  | — |  |  |  | 352 |  |  |  | 18 |
Non owner occupied real estate |  |  | — |  |  |  | — |  |  |  | 7 |  |  |  | — |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | 61 |  |  |  | 9 |  |  |  | 114 |  |  |  | 14 |
Total commercial |  |  | 61 |  |  |  | 9 |  |  |  | 473 |  |  |  | 32 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 42 |  |  |  | — |  |  |  | 74 |  |  |  | 10 |
Residential construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total real estate |  |  | 42 |  |  |  | — |  |  |  | 74 |  |  |  | 10 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 28 |  |  |  | 16 |  |  |  | 63 |  |  |  | 83 |
Direct Installment Purchased |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Indirect Installment |  |  | 173 |  |  |  | 179 |  |  |  | 563 |  |  |  | 568 |
Home Equity |  |  | 16 |  |  |  | 51 |  |  |  | 100 |  |  |  | 120 |
Total consumer |  |  | 217 |  |  |  | 246 |  |  |  | 726 |  |  |  | 771 |
Total loan recoveries |  |  | 320 |  |  |  | 255 |  |  |  | 1,273 |  |  |  | 813 |
Net loans charged-off |  |  | 847 |  |  |  | 1,040 |  |  |  | 2,123 |  |  |  | 4,398 |
Provision charged to operating expense |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | 625 |  |  |  | 1,341 |  |  |  | 320 |  |  |  | 1,290 |
Real estate |  |  | 254 |  |  |  | 815 |  |  |  | 900 |  |  |  | 968 |
Consumer |  |  | 162 |  |  |  | (592 | ) |  |  | 589 |  |  |  | 2,186 |
Total provision charged to operating expense |  |  | 1,041 |  |  |  | 1,564 |  |  |  | 1,809 |  |  |  | 4,444 |
Balance at the end of the period |  | $ | 18,568 |  |  | $ | 19,110 |  |  | $ | 18,568 |  |  | $ | 19,110 |
Allowance for loan losses and the recorded investment in loans by portfolio segment |
September 30, 2012 |  | Commercial |  |  | Real Estate |  |  | Mortgage Warehousing |  |  | Consumer |  |  | Total |
Allowance For Loan Losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 2,403 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 2,403 |
Collectively evaluated for impairment |  |  | 5,655 |  |  |  | 2,974 |  |  |  | 1,716 |  |  |  | 5,820 |  |  |  | 16,165 |
Total ending allowance balance |  | $ | 8,058 |  |  | $ | 2,974 |  |  | $ | 1,716 |  |  | $ | 5,820 |  |  | $ | 18,568 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 12,865 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 12,865 |
Collectively evaluated for impairment |  |  | 436,121 |  |  |  | 177,218 |  |  |  | 244,660 |  |  |  | 287,957 |  |  |  | 1,145,956 |
Total ending loans balance |  | $ | 448,986 |  |  | $ | 177,218 |  |  | $ | 244,660 |  |  | $ | 287,957 |  |  | $ | 1,158,821 |
December 31, 2011 |  | Commercial |  |  | Real Estate |  |  | Mortgage Warehousing |  |  | Consumer |  |  | Total |
Allowance For Loan Losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 2,136 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 2,136 |
Collectively evaluated for impairment |  |  | 5,881 |  |  |  | 2,472 |  |  |  | 1,695 |  |  |  | 6,698 |  |  |  | 16,746 |
Total ending allowance balance |  | $ | 8,017 |  |  | $ | 2,472 |  |  | $ | 1,695 |  |  | $ | 6,698 |  |  | $ | 18,882 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 7,960 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 7,960 |
Collectively evaluated for impairment |  |  | 345,350 |  |  |  | 157,663 |  |  |  | 208,726 |  |  |  | 266,450 |  |  |  | 978,189 |
Total ending loans balance |  | $ | 353,310 |  |  | $ | 157,663 |  |  | $ | 208,726 |  |  | $ | 266,450 |  |  | $ | 986,149 |

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- Definition Schedule of allowance for loans by loan portfolio. + References No definition available. + Details
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