XML 36 R26.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Allowance for Loan Losses (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2013
Allowance for Loan Losses [Abstract] |
Allowance for Loan Losses |
|  | Three Months Ended |  |  | Six Months Ended |
|  | June 30 |  |  | June 30 |
|  | 2013 |  |  | 2012 |  |  | 2013 |  |  | 2012 |
|  | (Unaudited) |  |  | (Unaudited) |  |  | (Unaudited) |  |  | (Unaudited) |
Balance at beginning of the period |  | $ | 19,565 |  |  | $ | 19,412 |  |  | $ | 18,270 |  |  | $ | 18,882 |
Loans charged-off: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  |  | 6 |  |  |  | 3 |  |  |  | 138 |  |  |  | 3 |
Non owner occupied real estate |  |  | 45 |  |  |  | 28 |  |  |  | 191 |  |  |  | 28 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | 774 |  |  |  | 327 |  |  |  | 913 |  |  |  | 327 |
Total commercial |  |  | 825 |  |  |  | 358 |  |  |  | 1,242 |  |  |  | 358 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 416 |  |  |  | 115 |  |  |  | 559 |  |  |  | 204 |
Residential construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total real estate |  |  | 416 |  |  |  | 115 |  |  |  | 559 |  |  |  | 204 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 88 |  |  |  | 58 |  |  |  | 195 |  |  |  | 171 |
Direct Installment Purchased |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Indirect Installment |  |  | 271 |  |  |  | 271 |  |  |  | 624 |  |  |  | 609 |
Home Equity |  |  | 201 |  |  |  | 754 |  |  |  | 639 |  |  |  | 887 |
Total consumer |  |  | 560 |  |  |  | 1,083 |  |  |  | 1,458 |  |  |  | 1,667 |
Total loans charged-off |  |  | 1,801 |  |  |  | 1,556 |  |  |  | 3,259 |  |  |  | 2,229 |
Recoveries of loans previously charged-off: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  |  | 14 |  |  |  | 52 |  |  |  | 46 |  |  |  | 352 |
Non owner occupied real estate |  |  | 1 |  |  |  | — |  |  |  | 3 |  |  |  | 7 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | 111 |  |  |  | 28 |  |  |  | 147 |  |  |  | 53 |
Total commercial |  |  | 126 |  |  |  | 80 |  |  |  | 196 |  |  |  | 412 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 5 |  |  |  | 2 |  |  |  | 8 |  |  |  | 32 |
Residential construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total real estate |  |  | 5 |  |  |  | 2 |  |  |  | 8 |  |  |  | 32 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 54 |  |  |  | 20 |  |  |  | 448 |  |  |  | 35 |
Direct Installment Purchased |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Indirect Installment |  |  | 202 |  |  |  | 189 |  |  |  | 372 |  |  |  | 390 |
Home Equity |  |  | — |  |  |  | 18 |  |  |  | 32 |  |  |  | 84 |
Total consumer |  |  | 256 |  |  |  | 227 |  |  |  | 852 |  |  |  | 509 |
Total loan recoveries |  |  | 387 |  |  |  | 309 |  |  |  | 1,056 |  |  |  | 953 |
Net loans charged-off |  |  | 1,414 |  |  |  | 1,247 |  |  |  | 2,203 |  |  |  | 1,276 |
Provision charged to operating expense |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | (940 | ) |  |  | (391 | ) |  |  | 802 |  |  |  | (305 | )
Real estate |  |  | 675 |  |  |  | 35 |  |  |  | 986 |  |  |  | 646 |
Consumer |  |  | 994 |  |  |  | 565 |  |  |  | 1,025 |  |  |  | 427 |
Total provision charged to operating expense |  |  | 729 |  |  |  | 209 |  |  |  | 2,813 |  |  |  | 768 |
Balance at the end of the period |  | $ | 18,880 |  |  | $ | 18,374 |  |  | $ | 18,880 |  |  | $ | 18,374 |
Allowance for loan losses and the recorded investment in loans by portfolio segment |
June 30, 2013 |  | Commercial |  |  | Real Estate |  |  | Mortgage Warehousing |  |  | Consumer |  |  | Total |
Allowance For Loan Losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 2,398 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 2,398 |
Collectively evaluated for impairment |  |  | 5,128 |  |  |  | 3,734 |  |  |  | 1,610 |  |  |  | 6,010 |  |  |  | 16,482 |
Total ending allowance balance |  | $ | 7,526 |  |  | $ | 3,734 |  |  | $ | 1,610 |  |  | $ | 6,010 |  |  | $ | 18,880 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 9,390 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 9,390 |
Collectively evaluated for impairment |  |  | 494,174 |  |  |  | 183,250 |  |  |  | 155,442 |  |  |  | 278,867 |  |  |  | 1,111,733 |
Total ending loans balance |  | $ | 503,564 |  |  | $ | 183,250 |  |  | $ | 155,442 |  |  | $ | 278,867 |  |  | $ | 1,121,123 |
December 31, 2012 |  | Commercial |  |  | Real Estate |  |  | Mortgage Warehousing |  |  | Consumer |  |  | Total |
Allowance For Loan Losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributable to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 1,945 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,945 |
Collectively evaluated for impairment |  |  | 5,826 |  |  |  | 3,204 |  |  |  | 1,705 |  |  |  | 5,590 |  |  |  | 16,325 |
Total ending allowance balance |  | $ | 7,771 |  |  | $ | 3,204 |  |  | $ | 1,705 |  |  | $ | 5,590 |  |  | $ | 18,270 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 10,597 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 10,597 |
Collectively evaluated for impairment |  |  | 451,243 |  |  |  | 190,292 |  |  |  | 251,928 |  |  |  | 290,174 |  |  |  | 1,183,637 |
Total ending loans balance |  | $ | 461,840 |  |  | $ | 190,292 |  |  | $ | 251,928 |  |  | $ | 290,174 |  |  | $ | 1,194,234 |

X
- Definition Allowance for loans and recorded investment. + References No definition available. + Details
Name: | hbnc_ScheduleOfAllowanceForLoansAndRecordedInvestmentByLoanPortfolioTableTextBlock
Namespace Prefix: | hbnc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of allowance for loans by loan portfolio. + References No definition available. + Details
Name: | hbnc_ScheduleOfAllowanceForLoansByLoanPortfolioTableTextBlock
Namespace Prefix: | hbnc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_ValuationAndQualifyingAccountsAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration