Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2013

Summary of Regulatory Capital Requirement

	Actual					For Capital¹ Adequacy Purposes					For Well¹ Capitalized Purposes
	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of December 31, 2013
Total capital¹(to risk-weighted assets)
Consolidated	$	192,904		16.33	%	$	94,503		8.00	%		N/A		N/A
Bank		173,634		14.67	%		94,688		8.00	%	$	118,360		10.00	%
Tier 1 capital¹(to risk-weighted assets)
Consolidated		178,115		15.08	%		47,245		4.00	%		N/A		N/A
Bank		158,827		13.42	%		47,340		4.00	%		71,011		6.00	%
Tier 1 capital¹(to average assets)
Consolidated		178,115		10.28	%		69,305		4.00	%		N/A		N/A
Bank		158,827		9.18	%		69,206		4.00	%		86,507		5.00	%
As of December 31, 2012
Total capital¹(to risk-weighted assets)
Consolidated	$	178,638		13.72	%	$	104,162		8.00	%		N/A		N/A
Bank		161,557		12.42	%		104,062		8.00	%	$	130,078		10.00	%
Tier 1 capital¹(to risk-weighted assets)
Consolidated		162,354		12.47	%		52,078		4.00	%		N/A		N/A
Bank		145,273		11.17	%		52,023		4.00	%		78,034		6.00	%
Tier 1 capital¹(to average assets)
Consolidated		162,354		9.17	%		70,820		4.00	%		N/A		N/A
Bank		145,273		8.22	%		70,692		4.00	%		88,366		5.00	%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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