Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2014

Summary of Regulatory Capital Requirement


						For Capital¹					For Well¹
	Actual					Adequacy Purposes					Capitalized Purposes
	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of December 31, 2014
Total capital¹ (to risk-weighted assets)
Consolidated	$	212,276		14.48	%	$	117,280		8.00	%		N/A		N/A
Bank		192,604		13.08	%		117,801		8.00	%	$	147,251		10.00	%
Tier 1 capital¹ (to risk-weighted assets)
Consolidated		195,775		13.35	%		58,659		4.00	%		N/A		N/A
Bank		176,103		11.96	%		58,897		4.00	%		88,346		6.00	%
Tier 1 capital¹ (to average assets)
Consolidated		195,775		9.76	%		80,236		4.00	%		N/A		N/A
Bank		176,103		8.80	%		80,047		4.00	%		100,059		5.00	%
As of December 31, 2013
Total capital¹ (to risk-weighted assets)
Consolidated	$	192,904		16.33	%	$	94,503		8.00	%		N/A		N/A
Bank		173,634		14.67	%		94,688		8.00	%	$	118,360		10.00	%
Tier 1 capital¹ (to risk-weighted assets)
Consolidated		178,115		15.08	%		47,245		4.00	%		N/A		N/A
Bank		158,827		13.42	%		47,340		4.00	%		71,011		6.00	%
Tier 1 capital¹ (to average assets)
Consolidated		178,115		10.28	%		69,305		4.00	%		N/A		N/A
Bank		158,827		9.18	%		69,206		4.00	%		86,507		5.00	%

¹	As defined by regulatory agencies

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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