The following table shows the recorded investment of individual loan categories.


	Loan					Deferred			Recorded
March 31, 2015	Balance			Interest Due		Fees / (Costs)			Investment
Owner occupied real estate	$	240,027		$	426	$	658		$	241,111
Non owner occupied real estate		308,420			345		515			309,280
Residential spec homes		3,409			5		3			3,417
Development & spec land loans		11,229			28		25			11,282
Commercial and industrial		131,422			828		28			132,278

Total commercial		694,507			1,632		1,229			697,368
Residential mortgage		244,081			743		546			245,370
Residential construction		15,763			22		—			15,785
Mortgage warehouse		178,899			480		—			179,379

Total real estate		438,743			1,245		546			440,534
Direct installment		41,476			135		(380	)		41,231
Direct installment purchased		195			—		—			195
Indirect installment		146,938			302		—			147,240
Home equity		138,458			557		(353	)		138,662

Total consumer		327,067			994		(733	)		327,328

Total loans		1,460,317			3,871		1,042			1,465,230
Allowance for loan losses		(16,634	)		—		—			(16,634	)

Net loans	$	1,443,683		$	3,871	$	1,042		$	1,448,596


	Loan					Deferred			Recorded
December 31, 2014	Balance			Interest Due		Fees / (Costs)			Investment
Owner occupied real estate	$	228,380		$	385	$	680		$	229,445
Non owner occupied real estate		297,299			309		506			298,114
Residential spec homes		2,027			2		—			2,029
Development & spec land loans		12,097			28		30			12,155
Commercial and industrial		133,256			859		39			134,154

Total commercial		673,059			1,583		1,255			675,897
Residential mortgage		242,521			737		599			243,857
Residential construction		11,505			21		—			11,526
Mortgage warehouse		129,156			480		—			129,636

Total real estate		383,182			1,238		599			385,019
Direct installment		40,137			129		(375	)		39,891
Direct installment purchased		219			—		—			219
Indirect installment		141,868			314		(163	)		142,019
Home equity		139,007			568		(234	)		139,341

Total consumer		321,231			1,011		(772	)		321,470

Total loans		1,377,472			3,832		1,082			1,382,386
Allowance for loan losses		(16,501	)		—		—			(16,501	)

Net loans	$	1,360,971		$	3,832	$	1,082		$	1,365,885