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Loans (Tables) | 12 Months Ended
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Dec. 31, 2015
Amounts of Loans |
|  | December 31 |  |  | December 31 |
|  | 2015 |  |  | 2014 |
Commercial |  |  |  |  |  |  |  |
Working capital and equipment |  | $ | 381,245 |  |  | $ | 300,940 |
Real estate, including agriculture |  |  | 391,668 |  |  |  | 343,455 |
Tax exempt |  |  | 8,674 |  |  |  | 8,595 |
Other |  |  | 23,408 |  |  |  | 21,324 |
Total |  |  | 804,995 |  |  |  | 674,314 |
Real estate |  |  |  |  |  |  |  |
1–4 family |  |  | 433,015 |  |  |  | 250,799 |
Other |  |  | 4,129 |  |  |  | 3,826 |
Total |  |  | 437,144 |  |  |  | 254,625 |
Consumer |  |  |  |  |  |  |  |
Auto |  |  | 168,397 |  |  |  | 154,538 |
Recreation |  |  | 5,365 |  |  |  | 5,673 |
Real estate/home improvement |  |  | 47,015 |  |  |  | 38,288 |
Home equity |  |  | 127,113 |  |  |  | 112,426 |
Unsecured |  |  | 4,120 |  |  |  | 3,613 |
Other |  |  | 10,290 |  |  |  | 5,921 |
Total |  |  | 362,300 |  |  |  | 320,459 |
Mortgage warehouse |  |  | 144,692 |  |  |  | 129,156 |
Total loans |  |  | 1,749,131 |  |  |  | 1,378,554 |
Allowance for loan losses |  |  | (14,534 | ) |  |  | (16,501 | )
Loans, net |  | $ | 1,734,597 |  |  | $ | 1,362,053 |
Recorded Investment of Individual Loan Categories | The following table shows the recorded investment of individual loan categories.
December 31, 2015 |  | Loan Balance |  |  | Interest Due |  |  | Deferred Fees / (Costs) |  |  | Recorded Investment |
Owner occupied real estate |  | $ | 268,281 |  |  | $ | 613 |  |  | $ | 1,328 |  |  | $ | 270,222 |
Non owner occupied real estate |  |  | 326,399 |  |  |  | 306 |  |  |  | 497 |  |  |  | 327,202 |
Residential spec homes |  |  | 5,018 |  |  |  | 9 |  |  |  | 17 |  |  |  | 5,044 |
Development & spec land loans |  |  | 18,183 |  |  |  | 33 |  |  |  | 26 |  |  |  | 18,242 |
Commercial and industrial |  |  | 184,911 |  |  |  | 1,246 |  |  |  | 335 |  |  |  | 186,492 |
Total commercial |  |  | 802,792 |  |  |  | 2,207 |  |  |  | 2,203 |  |  |  | 807,202 |
Residential mortgage |  |  | 414,924 |  |  |  | 1,275 |  |  |  | 2,470 |  |  |  | 418,669 |
Residential construction |  |  | 19,751 |  |  |  | 34 |  |  |  | — |  |  |  | 19,785 |
Mortgage warehouse |  |  | 144,692 |  |  |  | 480 |  |  |  | — |  |  |  | 145,172 |
Total real estate |  |  | 579,367 |  |  |  | 1,789 |  |  |  | 2,470 |  |  |  | 583,626 |
Direct installment |  |  | 54,341 |  |  |  | 168 |  |  |  | (359 | ) |  |  | 54,150 |
Direct installment purchased |  |  | 153 |  |  |  | — |  |  |  | — |  |  |  | 153 |
Indirect installment |  |  | 151,523 |  |  |  | 323 |  |  |  | — |  |  |  | 151,846 |
Home equity |  |  | 157,164 |  |  |  | 628 |  |  |  | (522 | ) |  |  | 157,270 |
Total consumer |  |  | 363,181 |  |  |  | 1,119 |  |  |  | (881 | ) |  |  | 363,419 |
Total loans |  |  | 1,745,340 |  |  |  | 5,115 |  |  |  | 3,792 |  |  |  | 1,754,247 |
Allowance for loan losses |  |  | (14,534 | ) |  |  | — |  |  |  | — |  |  |  | (14,534 | )
Net loans |  | $ | 1,730,806 |  |  | $ | 5,115 |  |  | $ | 3,792 |  |  | $ | 1,739,713 |
December 31, 2014 |  | Loan Balance |  |  | Interest Due |  |  | Deferred Fees / (Costs) |  |  | Recorded Investment |
Owner occupied real estate |  | $ | 228,380 |  |  | $ | 385 |  |  | $ | 680 |  |  | $ | 229,445 |
Non owner occupied real estate |  |  | 297,299 |  |  |  | 309 |  |  |  | 506 |  |  |  | 298,114 |
Residential spec homes |  |  | 2,027 |  |  |  | 2 |  |  |  | — |  |  |  | 2,029 |
Development & spec land loans |  |  | 12,097 |  |  |  | 28 |  |  |  | 30 |  |  |  | 12,155 |
Commercial and industrial |  |  | 133,256 |  |  |  | 859 |  |  |  | 39 |  |  |  | 134,154 |
Total commercial |  |  | 673,059 |  |  |  | 1,583 |  |  |  | 1,255 |  |  |  | 675,897 |
Residential mortgage |  |  | 242,521 |  |  |  | 737 |  |  |  | 599 |  |  |  | 243,857 |
Residential construction |  |  | 11,505 |  |  |  | 21 |  |  |  | — |  |  |  | 11,526 |
Mortgage warehouse |  |  | 129,156 |  |  |  | 480 |  |  |  | — |  |  |  | 129,636 |
Total real estate |  |  | 383,182 |  |  |  | 1,238 |  |  |  | 599 |  |  |  | 385,019 |
Direct installment |  |  | 40,137 |  |  |  | 129 |  |  |  | (375 | ) |  |  | 39,891 |
Direct installment purchased |  |  | 219 |  |  |  | — |  |  |  | — |  |  |  | 219 |
Indirect installment |  |  | 141,868 |  |  |  | 314 |  |  |  | (163 | ) |  |  | 142,019 |
Home equity |  |  | 139,007 |  |  |  | 568 |  |  |  | (234 | ) |  |  | 139,341 |
Total consumer |  |  | 321,231 |  |  |  | 1,011 |  |  |  | (772 | ) |  |  | 321,470 |
Total loans |  |  | 1,377,472 |  |  |  | 3,832 |  |  |  | 1,082 |  |  |  | 1,382,386 |
Allowance for loan losses |  |  | (16,501 | ) |  |  | — |  |  |  | — |  |  |  | (16,501 | )
Net loans |  | $ | 1,360,971 |  |  | $ | 3,832 |  |  | $ | 1,082 |  |  | $ | 1,365,885 |
Loans Purchased With Evidence Of Credit Deterioration [Member] |
Amounts of Loans | The carrying amounts of those loans included in the balance sheet amounts of loans receivable are as follows:
|  | December 31 |  |  | December 31 |  |  | December 31 |  |  | December 31 |
|  | 2015 |  |  | 2015 |  |  | 2015 |  |  | 2015 |
|  | Heartland |  |  | Summit |  |  | Peoples |  |  | Total |
Commercial |  | $ | 1,633 |  |  | $ | 5,567 |  |  | $ | 1,061 |  |  | $ | 8,261 |
Real estate |  |  | 693 |  |  |  | 1,216 |  |  |  | 179 |  |  |  | 2,088 |
Consumer |  |  | 6 |  |  |  | 35 |  |  |  | — |  |  |  | 41 |
Outstanding balance |  | $ | 2,332 |  |  | $ | 6,818 |  |  | $ | 1,240 |  |  | $ | 10,390 |
Carrying amount, net of allowance of $63 |  |  |  |  |  |  |  |  |  |  |  |  |  | $ | 10,327 |
|  | December 31 |  |  | December 31 |  |  | December 31 |  |  | December 31 |
|  | 2014 |  |  | 2014 |  |  | 2014 |  |  | 2014 |
|  | Heartland |  |  | Summit |  |  | Peoples |  |  | Total |
Commercial |  | $ | 5,492 |  |  | $ | 7,725 |  |  | $ | — |  |  | $ | 13,217 |
Real estate |  |  | 900 |  |  |  | 1,458 |  |  |  | — |  |  |  | 2,358 |
Consumer |  |  | 8 |  |  |  | 43 |  |  |  | — |  |  |  | 51 |
Outstanding balance |  | $ | 6,400 |  |  | $ | 9,226 |  |  | $ | — |  |  | $ | 15,626 |
Carrying amount, net of allowance of $359 |  |  |  |  |  |  |  |  |  |  |  |  |  | $ | 15,267 |

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