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Non-performing Assets and Impaired Loans (Tables) | 12 Months Ended
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Dec. 31, 2015
Text Block [Abstract] |
Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured ("TDRs") by Class of Loans | The following table presents the nonaccrual, loans past due over 90 days still on accrual, and troubled debt restructured (“TDRs”) by class of loans:
December 31, 2015 |  | Non-accrual |  |  | Loans Past Due Over 90 Days Still Accruing |  |  | Non- Performing TDRs |  |  | Performing TDRs |  |  | Total Non- Performing Loans |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 1,749 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,749 |
Non owner occupied real estate |  |  | 3,034 |  |  |  | — |  |  |  | 1,915 |  |  |  | 60 |  |  |  | 5,009 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | 71 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 71 |
Commercial and industrial |  |  | 176 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 176 |
Total commercial |  |  | 5,030 |  |  |  | — |  |  |  | 1,915 |  |  |  | 60 |  |  |  | 7,005 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 4,354 |  |  |  | 1 |  |  |  | 824 |  |  |  | 808 |  |  |  | 5,987 |
Residential construction |  |  | — |  |  |  | — |  |  |  | 250 |  |  |  | — |  |  |  | 250 |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total real estate |  |  | 4,354 |  |  |  | 1 |  |  |  | 1,074 |  |  |  | 808 |  |  |  | 6,237 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 541 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 541 |
Direct Installment Purchased |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Indirect Installment |  |  | 601 |  |  |  | 27 |  |  |  | — |  |  |  | — |  |  |  | 628 |
Home Equity |  |  | 1,736 |  |  |  | — |  |  |  | 183 |  |  |  | 350 |  |  |  | 2,269 |
Total Consumer |  |  | 2,878 |  |  |  | 27 |  |  |  | 183 |  |  |  | 350 |  |  |  | 3,438 |
Total |  | $ | 12,262 |  |  | $ | 28 |  |  | $ | 3,172 |  |  | $ | 1,218 |  |  | $ | 16,680 |
December 31, 2014 |  | Non-accrual |  |  | Loans Past Due Over 90 Days Still Accruing |  |  | Non- Performing TDRs |  |  | Performing TDRs |  |  | Total Non- Performing Loans |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 1,773 |  |  | $ | — |  |  | $ | — |  |  | $ | 44 |  |  | $ | 1,817 |
Non owner occupied real estate |  |  | 7,439 |  |  |  | — |  |  |  | 217 |  |  |  | 566 |  |  |  | 8,222 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | 812 |  |  |  | — |  |  |  | 1,004 |  |  |  | — |  |  |  | 1,816 |
Total commercial |  |  | 10,024 |  |  |  | — |  |  |  | 1,221 |  |  |  | 610 |  |  |  | 11,855 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 2,297 |  |  |  | 40 |  |  |  | 765 |  |  |  | 2,526 |  |  |  | 5,628 |
Residential construction |  |  | — |  |  |  | — |  |  |  | 266 |  |  |  | — |  |  |  | 266 |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total real estate |  |  | 2,297 |  |  |  | 40 |  |  |  | 1,031 |  |  |  | 2,526 |  |  |  | 5,894 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 227 |  |  |  | 10 |  |  |  | — |  |  |  | — |  |  |  | 237 |
Direct Installment Purchased |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Indirect Installment |  |  | 557 |  |  |  | 47 |  |  |  | — |  |  |  | — |  |  |  | 604 |
Home Equity |  |  | 2,207 |  |  |  | 18 |  |  |  | 391 |  |  |  | 1,236 |  |  |  | 3,852 |
Total Consumer |  |  | 2,991 |  |  |  | 75 |  |  |  | 391 |  |  |  | 1,236 |  |  |  | 4,693 |
Total |  | $ | 15,312 |  |  | $ | 115 |  |  | $ | 2,643 |  |  | $ | 4,372 |  |  | $ | 22,442 |
Commercial Loans Individually Evaluated for Impairment by Class of Loans | The following table presents commercial loans individually evaluated for impairment by class of loans:
|  |  |  |  |  |  |  |  |  |  | Twelve Months Ending |
December 31, 2015 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance For Loan Loss Allocated |  |  | Average Balance in Impaired Loans |  |  | Cash/Accrual Interest Income Recognized |
With no recorded allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 1,340 |  |  | $ | 1,339 |  |  | $ | — |  |  | $ | 1,001 |  |  | $ | 22 |
Non owner occupied real estate |  |  | 4,938 |  |  |  | 4,953 |  |  |  | — |  |  |  | 5,417 |  |  |  | 8 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | 71 |  |  |  | 71 |  |  |  | — |  |  |  | 6 |  |  |  | 3 |
Commercial and industrial |  |  | 79 |  |  |  | 79 |  |  |  | — |  |  |  | 275 |  |  |  | 4 |
Total commercial |  |  | 6,428 |  |  |  | 6,442 |  |  |  | — |  |  |  | 6,699 |  |  |  | 37 |
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  |  | 410 |  |  |  | 410 |  |  |  | 105 |  |  |  | 243 |  |  |  | 8 |
Non owner occupied real estate |  |  | 70 |  |  |  | 70 |  |  |  | 32 |  |  |  | 6 |  |  |  | 13 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | 97 |  |  |  | 97 |  |  |  | 65 |  |  |  | 162 |  |  |  | — |
Total commercial |  |  | 577 |  |  |  | 577 |  |  |  | 202 |  |  |  | 411 |  |  |  | 21 |
Total |  | $ | 7,005 |  |  | $ | 7,019 |  |  | $ | 202 |  |  | $ | 7,110 |  |  | $ | 58 |
|  |  |  |  |  |  |  |  |  |  | Twelve Months Ending |
December 31, 2014 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance For Loan Loss Allocated |  |  | Average Balance in Impaired Loans |  |  | Cash/Accrual Interest Income Recognized |
With no recorded allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 1,169 |  |  | $ | 1,170 |  |  | $ | — |  |  | $ | 645 |  |  | $ | 65 |
Non owner occupied real estate |  |  | 1,193 |  |  |  | 1,194 |  |  |  | — |  |  |  | 1,341 |  |  |  | 51 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | 854 |  |  |  | 854 |  |  |  | — |  |  |  | 357 |  |  |  | 27 |
Total commercial |  |  | 3,216 |  |  |  | 3,218 |  |  |  | — |  |  |  | 2,343 |  |  |  | 143 |
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  |  | 422 |  |  |  | 422 |  |  |  | 165 |  |  |  | 141 |  |  |  | 16 |
Non owner occupied real estate |  |  | 6,453 |  |  |  | 6,453 |  |  |  | 744 |  |  |  | 1,995 |  |  |  | 208 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and industrial |  |  | 962 |  |  |  | 962 |  |  |  | 680 |  |  |  | 798 |  |  |  | 12 |
Total commercial |  |  | 7,837 |  |  |  | 7,837 |  |  |  | 1,589 |  |  |  | 2,934 |  |  |  | 236 |
Total |  | $ | 11,053 |  |  | $ | 11,055 |  |  | $ | 1,589 |  |  | $ | 5,277 |  |  | $ | 379 |
|  |  |  |  |  |  |  |  |  |  | Twelve Months Ending |
December 31, 2013 |  | Unpaid Principal Balance |  |  | Recorded Investment |  |  | Allowance For Loan Loss Allocated |  |  | Average Balance in Impaired Loans |  |  | Cash/Accrual Interest Income Recognized |
With no recorded allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 1,293 |  |  | $ | 1,296 |  |  | $ | — |  |  | $ | 1,845 |  |  | $ | 68 |
Non owner occupied real estate |  |  | 3,521 |  |  |  | 3,525 |  |  |  | — |  |  |  | 2,963 |  |  |  | 172 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | 23 |  |  |  | 23 |  |  |  | — |  |  |  | 25 |  |  |  | — |
Commercial and industrial |  |  | 390 |  |  |  | 405 |  |  |  | — |  |  |  | 712 |  |  |  | — |
Total commercial |  |  | 5,227 |  |  |  | 5,249 |  |  |  | — |  |  |  | 5,545 |  |  |  | 240 |
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Non owner occupied real estate |  |  | 403 |  |  |  | 403 |  |  |  | 202 |  |  |  | 485 |  |  |  | — |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Development & Spec Land Loans |  |  | 159 |  |  |  | 159 |  |  |  | 48 |  |  |  | 166 |  |  |  | — |
Commercial and industrial |  |  | 1,637 |  |  |  | 1,637 |  |  |  | 1,062 |  |  |  | 1,140 |  |  |  | 31 |
Total commercial |  |  | 2,199 |  |  |  | 2,199 |  |  |  | 1,312 |  |  |  | 1,791 |  |  |  | 31 |
Total |  | $ | 7,426 |  |  | $ | 7,448 |  |  | $ | 1,312 |  |  | $ | 7,336 |  |  | $ | 271 |
Payment Status by Class of Loan | The following table presents the payment status by class of loans:
December 31, 2015 |  | 30 - 59 Days Past Due |  |  | 60 - 89 Days Past Due |  |  | Greater than 90 Days Past Due |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 481 |  |  | $ | 18 |  |  | $ | — |  |  | $ | 499 |  |  | $ | 267,782 |  |  | $ | 268,281 |
Non owner occupied real estate |  |  | 49 |  |  |  | — |  |  |  | — |  |  |  | 49 |  |  |  | 326,350 |  |  |  | 326,399 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 5,018 |  |  |  | 5,018 |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 18,183 |  |  |  | 18,183 |
Commercial and industrial |  |  | 32 |  |  |  | — |  |  |  | — |  |  |  | 32 |  |  |  | 184,879 |  |  |  | 184,911 |
Total commercial |  |  | 562 |  |  |  | 18 |  |  |  | — |  |  |  | 580 |  |  |  | 802,212 |  |  |  | 802,792 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 1,121 |  |  |  | 344 |  |  |  | 1 |  |  |  | 1,466 |  |  |  | 413,458 |  |  |  | 414,924 |
Residential construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 19,751 |  |  |  | 19,751 |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 144,692 |  |  |  | 144,692 |
Total real estate |  |  | 1,121 |  |  |  | 344 |  |  |  | 1 |  |  |  | 1,466 |  |  |  | 577,901 |  |  |  | 579,367 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 106 |  |  |  | 10 |  |  |  | — |  |  |  | 116 |  |  |  | 54,225 |  |  |  | 54,341 |
Direct Installment Purchased |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 153 |  |  |  | 153 |
Indirect Installment |  |  | 1,186 |  |  |  | 268 |  |  |  | 27 |  |  |  | 1,481 |  |  |  | 150,042 |  |  |  | 151,523 |
Home Equity |  |  | 1,193 |  |  |  | 203 |  |  |  | — |  |  |  | 1,396 |  |  |  | 155,768 |  |  |  | 157,164 |
Total consumer |  |  | 2,485 |  |  |  | 481 |  |  |  | 27 |  |  |  | 2,993 |  |  |  | 360,188 |  |  |  | 363,181 |
Total |  | $ | 4,168 |  |  | $ | 843 |  |  | $ | 28 |  |  | $ | 5,039 |  |  | $ | 1,740,301 |  |  | $ | 1,745,340 |
Percentage of total loans |  |  | 0.24 | % |  |  | 0.05 | % |  |  | 0.00 | % |  |  | 0.29 | % |  |  | 99.71 | % |  |  |  |
December 31, 2014 |  | 30 - 59 Days Past Due |  |  | 60 - 89 Days Past Due |  |  | Greater than 90 Days Past Due |  |  | Total Past Due |  |  | Loans Not Past Due |  |  | Total |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 103 |  |  | $ | 645 |  |  | $ | — |  |  | $ | 748 |  |  | $ | 227,632 |  |  | $ | 228,380 |
Non owner occupied real estate |  |  | 413 |  |  |  | — |  |  |  | — |  |  |  | 413 |  |  |  | 296,886 |  |  |  | 297,299 |
Residential development |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 2,027 |  |  |  | 2,027 |
Development & Spec Land Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 12,097 |  |  |  | 12,097 |
Commercial and industrial |  |  | 19 |  |  |  | 1 |  |  |  | — |  |  |  | 20 |  |  |  | 133,236 |  |  |  | 133,256 |
Total commercial |  |  | 535 |  |  |  | 646 |  |  |  | — |  |  |  | 1,181 |  |  |  | 671,878 |  |  |  | 673,059 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 1,033 |  |  |  | 193 |  |  |  | 40 |  |  |  | 1,266 |  |  |  | 241,255 |  |  |  | 242,521 |
Residential construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 11,505 |  |  |  | 11,505 |
Mortgage warehouse |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 129,156 |  |  |  | 129,156 |
Total real estate |  |  | 1,033 |  |  |  | 193 |  |  |  | 40 |  |  |  | 1,266 |  |  |  | 381,916 |  |  |  | 383,182 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 113 |  |  |  | 4 |  |  |  | 10 |  |  |  | 127 |  |  |  | 40,010 |  |  |  | 40,137 |
Direct Installment Purchased |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 219 |  |  |  | 219 |
Indirect Installment |  |  | 1,042 |  |  |  | 243 |  |  |  | 47 |  |  |  | 1,332 |  |  |  | 140,536 |  |  |  | 141,868 |
Home Equity |  |  | 1,084 |  |  |  | 189 |  |  |  | 18 |  |  |  | 1,291 |  |  |  | 137,716 |  |  |  | 139,007 |
Total consumer |  |  | 2,239 |  |  |  | 436 |  |  |  | 75 |  |  |  | 2,750 |  |  |  | 318,481 |  |  |  | 321,231 |
Total |  | $ | 3,807 |  |  | $ | 1,275 |  |  | $ | 115 |  |  | $ | 5,197 |  |  | $ | 1,372,275 |  |  | $ | 1,377,472 |
Percentage of total loans |  |  | 0.28 | % |  |  | 0.09 | % |  |  | 0.01 | % |  |  | 0.38 | % |  |  | 99.62 | % |  |  |  |
Loans by Credit Grades | The following table presents loans by credit grades.
December 31, 2015 |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 257,181 |  |  | $ | 4,954 |  |  | $ | 6,146 |  |  | $ | — |  |  | $ | 268,281 |
Non owner occupied real estate |  |  | 320,216 |  |  |  | 585 |  |  |  | 5,598 |  |  |  | — |  |  |  | 326,399 |
Residential development |  |  | 5,018 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 5,018 |
Development & Spec Land Loans |  |  | 18,112 |  |  |  | — |  |  |  | 71 |  |  |  | — |  |  |  | 18,183 |
Commercial and industrial |  |  | 180,581 |  |  |  | 693 |  |  |  | 3,637 |  |  |  | — |  |  |  | 184,911 |
Total commercial |  |  | 781,108 |  |  |  | 6,232 |  |  |  | 15,452 |  |  |  | — |  |  |  | 802,792 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 408,937 |  |  |  | — |  |  |  | 5,987 |  |  |  | — |  |  |  | 414,924 |
Residential construction |  |  | 19,501 |  |  |  | — |  |  |  | 250 |  |  |  | — |  |  |  | 19,751 |
Mortgage warehouse |  |  | 144,692 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 144,692 |
Total real estate |  |  | 573,130 |  |  |  | — |  |  |  | 6,237 |  |  |  | — |  |  |  | 579,367 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 53,800 |  |  |  | — |  |  |  | 541 |  |  |  | — |  |  |  | 54,341 |
Direct Installment Purchased |  |  | 153 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 153 |
Indirect Installment |  |  | 150,895 |  |  |  | — |  |  |  | 628 |  |  |  | — |  |  |  | 151,523 |
Home Equity |  |  | 154,895 |  |  |  | — |  |  |  | 2,269 |  |  |  | — |  |  |  | 157,164 |
Total Consumer |  |  | 359,743 |  |  |  | — |  |  |  | 3,438 |  |  |  | — |  |  |  | 363,181 |
Total |  | $ | 1,713,981 |  |  | $ | 6,232 |  |  | $ | 25,127 |  |  | $ | — |  |  | $ | 1,745,340 |
Percentage of total loans |  |  | 98.20 | % |  |  | 0.36 | % |  |  | 1.44 | % |  |  | 0.00 | % |  |  |  |
December 31, 2014 |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner occupied real estate |  | $ | 215,874 |  |  | $ | 7,623 |  |  | $ | 4,883 |  |  | $ | — |  |  | $ | 228,380 |
Non owner occupied real estate |  |  | 283,518 |  |  |  | 4,458 |  |  |  | 9,323 |  |  |  | — |  |  |  | 297,299 |
Residential development |  |  | 2,027 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 2,027 |
Development & Spec Land Loans |  |  | 12,018 |  |  |  | 79 |  |  |  | — |  |  |  | — |  |  |  | 12,097 |
Commercial and industrial |  |  | 128,589 |  |  |  | 1,799 |  |  |  | 2,868 |  |  |  | — |  |  |  | 133,256 |
Total commercial |  |  | 642,026 |  |  |  | 13,959 |  |  |  | 17,074 |  |  |  | — |  |  |  | 673,059 |
Real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential mortgage |  |  | 236,893 |  |  |  | — |  |  |  | 5,628 |  |  |  | — |  |  |  | 242,521 |
Residential construction |  |  | 11,239 |  |  |  | — |  |  |  | 266 |  |  |  | — |  |  |  | 11,505 |
Mortgage warehouse |  |  | 129,156 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 129,156 |
Total real estate |  |  | 377,288 |  |  |  | — |  |  |  | 5,894 |  |  |  | — |  |  |  | 383,182 |
Consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Direct Installment |  |  | 39,900 |  |  |  | — |  |  |  | 237 |  |  |  | — |  |  |  | 40,137 |
Direct Installment Purchased |  |  | 219 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 219 |
Indirect Installment |  |  | 141,264 |  |  |  | — |  |  |  | 604 |  |  |  | — |  |  |  | 141,868 |
Home Equity |  |  | 135,155 |  |  |  | — |  |  |  | 3,852 |  |  |  | — |  |  |  | 139,007 |
Total Consumer |  |  | 316,538 |  |  |  | — |  |  |  | 4,693 |  |  |  | — |  |  |  | 321,231 |
Total |  | $ | 1,335,853 |  |  | $ | 13,959 |  |  | $ | 27,661 |  |  | $ | — |  |  | $ | 1,377,472 |
Percentage of total loans |  |  | 96.98 | % |  |  | 1.01 | % |  |  | 2.01 | % |  |  | 0.00 | % |  |  |  |

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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953401-111524 + Details
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