<SEC-DOCUMENT>0001193125-16-533571.txt : 20160705
<SEC-HEADER>0001193125-16-533571.hdr.sgml : 20160705
<ACCEPTANCE-DATETIME>20160407140333
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0001193125-16-533571
CONFORMED SUBMISSION TYPE:	CORRESP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20160407

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORIZON BANCORP /IN/
		CENTRAL INDEX KEY:			0000706129
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				351562417
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		CORRESP

	BUSINESS ADDRESS:	
		STREET 1:		515 FRANKLIN SQUARE
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360
		BUSINESS PHONE:		2198790211

	MAIL ADDRESS:	
		STREET 1:		515 FRANKLIN SQUARE
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS MICHIANA FINANCIAL CORP
		DATE OF NAME CHANGE:	19861021
</SEC-HEADER>
<DOCUMENT>
<TYPE>CORRESP
<SEQUENCE>1
<FILENAME>filename1.htm
<TEXT>
<HTML><HEAD>
<TITLE>CORRESP</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g144811001.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">April&nbsp;7, 2016 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><U><B><I>Via EDGAR</I></B></U></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">U.S. Securities and Exchange Commission</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Division of Corporation Finance</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Attn: Christopher Dunham, Staff Attorney</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">100 F Street, N.E.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Washington, D.C. 20549</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>Re:</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Horizon Bancorp </B></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Registration Statement on Form S-4 filed on March&nbsp;16, 2016, as amended by </B></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Amendment No.&nbsp;1 to Registration Statement on S-4 filed on April&nbsp;6, 2016 </B></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>&nbsp;&nbsp;&nbsp;&nbsp;</B></TD>
<TD ALIGN="left" VALIGN="top"><B>File No.&nbsp;333-210244 </B></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dear Mr.&nbsp;Dunham: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to Rule 461 promulgated under the Securities Act of 1933, as amended, Horizon Bancorp (the &#147;<U>Registrant</U>&#148;) hereby
respectfully requests that effectiveness of the above-referenced Registration Statement be accelerated by the Securities and Exchange Commission (the &#147;<U>Commission</U>&#148;) to 4:00 p.m. (EDT) on Monday, April&nbsp;11, 2016, or as soon as
practicable thereafter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In connection with the foregoing request, the Registrant hereby acknowledges that: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">should the Commission or the staff, acting pursuant to delegated authority, declare the Registration Statement effective, it does not foreclose the Commission from taking any action with respect to the Registration
Statement; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the action of the Commission or the staff, acting pursuant to delegated authority, in declaring the Registration Statement effective, does not relieve the Registrant from its full responsibility for the adequacy and
accuracy of the disclosure in the Registration Statement; and </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#149;</TD>
<TD WIDTH="1%" VALIGN="top">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">the Registrant may not assert staff comments and the declaration of effectiveness as a defense in any proceeding initiated by the Commission or any person under the federal securities laws of the United States.
</TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="100%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Sincerely,</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">/s/ Mark E. Secor</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mark E. Secor</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Chief Financial Officer</P></TD></TR></TABLE></DIV>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="90%"></TD></TR>

<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">cc:</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Craig M. Dwight</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Curt W. Hidde, Esq.</P></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt ;margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">David P. Hooper, Esq.</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">515 Franklin Square &#9679; Michigan City, IN 46360 &#9679; (219)&nbsp;873-2640 &#9679; toll-free 888-873-2640
&#9679; www.accesshorizon.com </P>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g144811001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g144811001.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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M%G!5?R!_*ICN<^'UDV=;\:/^1)A_Z_$_]!:G+8UQ'P&U\-/^2>:/_P!<V_\
M0VIK8NC\"-[5]4MM%TFYU*[;;!;H7;U/H![D\4]C2345=GBO@72KGQYXZN?$
M.J+NMK>02L#RI?\ @0>P !_ >M0M7<XZ474GS,Z/XUZY+::59:/"Y47;&2;'
M=%Q@?B3^E.3+Q$K+E.B\ ^%K/PKX9BN9(U^W3Q"6YF(Y&1G:/0#^=&D5=FM&
MGRI);LZ+3+9AYE].O^DW/)!_@7^%?P_GFL:,'K4EN_P71'74E]A;(X[XJ>$K
M;5_#T^K0Q*NH62;]X',D8^\I]<#D?2MI(XJT%*-^IF?#_7)=4^&&KV4[EY-/
M@DC4GKL*$K^7(_"A/0FE*]-KL>3:,FK6,3>(-+W*-.D3?(O.S=G&1_=."#]:
MA')'F7O+H?1/@SQ?:>+M'6YBQ'=Q86X@SRC>H]CV-:)W/0IU%-7/%](NI;#X
MGZA<6[;9([B<CT^\>/I7!C)RI4^:/1CP$%/$N,O,]]TR6SO[".Z@AC59?F8!
M1PW?/OD5UT:JJP4T;U*;IR<67P   !@#M6IF% !0 4 % 'SUX@T=-?\ C)=Z
M5),T*7-P%+J,E?D!Z?A6;W."4>:K8ZO_ (458_\ 0<N?^_*U7*:_5EW.<\ :
M>ND_%\Z<DAD6U:>(.1@L ",XJ5HS.DN6K8EMIE\.?'29[P[(Y+IQN;@ 2@[3
M_P"/"GLP7N5M3WBK.X* /(_CAJ4(L],TP,#.9#.P[JH&!^9)_*HD<N)>B10\
M=V4FG?"7PQ:S B1&3<#V)1CC]:'HB:JM3BC&M_A3JFH^&++6=,NXKEYXA*;9
MQL8>P.<']*7+H0J#<5)'3_#;QM;6%VOA?4=*ATNX+[%>-"F^3T<'D,?6FGT-
M:-1)\C5C8^-'_(DP_P#7XG_H+4Y;%8CX#:^&G_)/-'_ZYM_Z&U-;%T?@1P/Q
M8\03:SK5KX3TO,I21?-5?XY3]U?PSGZGVJ9/H85Y<SY$>G^%/#T'ACP[;:9%
M@N@W2N/XW/WC_GL!5)6.F$.2-CS+XY6<JWND7P&8RCQ9]&!!']?RJ9'-B5JF
M>GZ5?0:[X=T^Y@8-#<QH6QVP/F'YC%*2YE8[*<M.9&Q6@'.^.M3ATKP5JL\S
M ;X&A0'^)F&T#]?TI/1&=1\L&>=?"ZSDC\!^*;Q@1'-&T:'UVQMG_P!"J8['
M/15H28_X(P17-CKUO/&LD,@B5T89# AL@T1'AU=-&3KVD:E\*_%D.K:46?3)
MFPH8\%>IB?\ H?\ "A^ZR)1=&5UL5/ PCU_XAZ@P0HMW%<2(&ZJ2<C\JQJTU
M5@X/J:82IR5U-'IG@F_:"]FTV4X#Y90>S#J/R_E7F9;5<9NDSW\;33BJB.YK
MW#R@H * "@ H \++K_PT%C</^/O'7_IG4?:.+_E\>Z59VGAGA5U_X7O>@,/^
M/BY[^S5"^(XH?QF=C\3/ 3^)K=-2TU5_M.W7:4)QYR=<9]1VIM7-JU+GU6YQ
M^@?%C5O#B#2O$&GRW)@^0,QV3*!V8'[WUI*5MS&-=PTDC3U+XY0_9V72](D\
M\C >Y<!0?H.3^E',4\2NB,_P?X,UCQAX@'B3Q,)/LN\2 2C:9R.@"]D%"5]6
M33IRG+FD;_QO*KX8TX$@?Z7_ .R-3EL:8GX4=9X (/@'1"""/LR]*:V-:7P(
M\^^-NEV]K<:9K4)$5U*QB=AP6VC*M]1_A4R,,0DK2)_'^L#6_A!H^I,PWSS1
M%^?X@K!OU!H>P59<U),TM&\3P>%O@OI^HLRF;RVC@0G[TA=L?EU/TIIV149\
ME),\N\(^*[/0/$,NM:E:2:A=D,4(D"[7;[S'/4_XFI3L<U.:C+F9Z#_PO>R_
MZ <W_@0O^%/F-_K*[&[9W=G\6O!M_'+:FS59]D+%P[(X4$-^N,>E/=&B:K19
MY[IVN>)_A5J$FGWUIYMB[[O+<GRW_P!J-^Q/I^8J=8G.I3HNSV.K;XYZ:+?<
MNC71FQ]TR*%_/_ZU5S&OUE=CDY9_%/Q:UB)%A\C3HFX*@^3".Y)_B;_/%3JS
M+WZS\CV"71[3P_X"N]-M!M@M[*49/5CM.6/N3S5[(Z^51A9' ? EE,.M@$$Y
MA[^S5,3##=3U35M*L];TR?3[^(2V\RX8=QZ$>A%6=4HJ2LSR7P9X5O/"7Q86
MQN,O"UM*T$V.)%X_4=Q4)69R4X.%2QZ?/X<LVU"._M\V]RC[R4^ZWKD>]<TL
M'3<U4CHSU8XF:@X2U1L5V',% !0 4 % %/\ LK3OM/VG[!;?:-V[S?*7=GUS
MC.:!<JWL7*!E)=-TNWG^TK96L4P)/F")0V?7.,TFTMQ**OHA\FI6,7W[R!?K
M(*S=:FMY+[S14YO9,R-3N?"FI+MU+[#=8Z>8@<CZ'%9/%T%O)%?5:DMXF9:_
M\()I<OFV=C9I(.C);9(^A(K-X[#KJ5' U%M$TF\:Z0O1IF^D=2\QH+O]QJL%
M5*5YXLT&\"BYT]KD)RHEA5L?3)J'F='LROJ%1[V&Q>-M-M8EAM=.>.)?NHFU
M0/P%1_:E/I%E++Y+JB*Y\56.H;?/T#[5M^[YBJ^/IP:7]II[08/ =Y(3^V8I
MK=+=?"8>!#E8S$"H/J!MQ5?7YO:F_P"OD3]2IK1S0\WDTT"0?\(:C0H241HA
MM4GJ0"O%/ZW7>U)B^JT%HYH013M]WP59C_>C0?TJOK&)?_+K\2?JV&7V_P "
M1;*\;IX/TT?4)_A357%/_EVOO%['"K[7X%VU_MNSC,=KH5A;(3DK'(%!/K@"
MJ53%_P B^\/9X9;2?W$DZZY>0F&ZTK3I8FZI+(6!_#%5S8K^5?>)PP_=_<9*
M>#(%F\T>&-"#]?NDC\L8IKZS_+'[V9^RPJ[_ '(WX(]9@B6**WTV*-> J%@!
M^ %5_M/:/XE6H+:_X#Y(]6FB:*:+3WC8896W$$>A&*K_ &CR_$7[GS_ CM-.
MN;)F:UL],MRPPQBB*Y^N*%[;R_$FU%;7_ M@:GW-K^ :J_>^7XA^[\P,%T\D
M<D@M3)'G8VPY7/7'-/\ >>0O<\R<"Z_B>+\%/^-5[XO=)%#C[Q!^@JE?J(@N
M-1LK0'S[J*/'4,X!_*LYU:</BDD5&G.7PHRI_&&CP<+,\Q_Z9H3_ #KEEF%"
M.SN=$<'5?2QFS>/8AD06+MZ%W _EFN:6:1^S$WC@']J1G3>.-2?_ %4,$7X%
MC_.N>69U7LDC:.!IK=LI/XFUNY.%NG^D2#^@K%XW$3V?W&JPM&.Z%$'B2^[7
MS@]V8J/UQ1RXNIW%S8>'8E3PCK<YS(BI[R2Y_EFK6 Q$M_S)>,HQV_(N1> K
MH_ZV\A3_ '5)_P *VCE<^LD9O'QZ(NQ> K=?];?2M_NJ!_C6T<K@MY,R>/ET
MB7(_!.DI][SW^LF/Y5LLMH+>YF\;5?8MQ^%=%C_Y<5;_ 'F)_K6JP.'7V3-X
MJL_M"7UKH>B:;/?W%E"EO;H7=A$&( K58>C':*^XREB*EKN3.:L/B?X)N+U;
M6.7[.6. \EOL3\^WXU:C!;(Y_K*D[-G>KMV@KC!Z8K0T,2T\7:->^(I]!ANB
M=1@W;HRA XZX/0]:5^A"G%RY>I=UC6+/0=,EU&_=DMHB-[*I;&3@<#W-/8<I
M**NPT;6K#7]-34--G\ZW<D X(((Z@@]*$$9*2NBIHGBK2O$%U=VVG3/)+9G;
M,&C*[3DC'/T-).XHS4M$5O$'CGP_X9D\G4;X"XQGR8E+N![@=/QH;2%*I&&X
MGAGQQHOBR::'2Y)6DA7>ZR1E<#.*$[A"I&>Q'K_Q!\-^&[@VU]?;KE?O0PJ7
M9?KC@?C0VD$JL8:,=X?\?>'?$LXM["^Q<GI#,I1F^F>OX4)IA&K&6B+'B3QA
MI'A-8#JDDJ>>&\L1QELXQGI]10W8<ZD8;B>&_&6B>*DD_LNZ+R1C+Q.I5P/7
M![>XH3N$*D9[%7Q%\0M \+W_ -BU&687&P/MCB+<'H<].U#:1,ZL8.S-#P]X
MJT?Q1;/-I5V)=GWT8%73Z@T)W*A.,]C9IEA0!SGB+PQ'J2M<VB*EZ.3V$GL?
M?WKSL7@E67-#XOS.W#XIT_=EL8=MX&OY,&XN(H1Z#+&N&&65'\32.J6.@OA5
MS7M_ VGQ\SSS3'V(4?I77#+*2^)MG/+'5'LK&I;^'-(ML%+&(D=W&[^==4<)
M0AM$YY8BK+>1HQPQ0C$4:H/11BNE14=D8MM[CZ8@H * "@ H * .=\>?\B)K
M7_7JU)[&=3X&>47$%FOP,LY&TPS73S-MN$BSY6)#DLW8$<?C4]#ELO8['IN@
M:Q;Z9\,;/4WNTN8K2R!:13U*C&WGOD8JEL=,9)4[GDMM:WVC:5I'Q!<NUQ-J
M+O/SUC8X_7#C\14;:G*DXI5/,]1^)DT=Q\,[^>)@T<BQ.K#N"ZD&K>QTUM:;
M."^&VKW/A/6K/3]0;&G:W$LL#_PJYX'Z_*?PJ5H849.#L]F6O FHMI!\>Z@B
MY>V)D4'U#28_6A:7'2?+S,O_  P\(6.K:=)XEUJ);^\NIG*^>-RK@X+$'J2<
M]:<5U*HTU)<TCJ?%<=AX1\.:KKFE6,%K?>0(0\2!>K  D#C@G--Z&L[0BY)&
M)\-?!&EGP_;ZWJ5M'?7][F7=.-X0$\8![GJ3[TDB*--<O,R/XF>"M-@T*7Q!
MI4"6%_8LLA: ; XR!T'0C.0:&A5J:2YD<SXWUG^U]"\#ZM>XR^YI^,@[60,<
M?@:3Z&=25U%LTO#LMEK7QB74O#-L8M+A@(N)$CV(Q*D=.V3M_+-"WT*A:56\
M=B7Q-)9P_''3'U!H4M1;KO,^-@^5\9SQUQ0]PG95E</#LMA-\;;F3P[L.G?9
MF\\P#$9.!DC'&-V/QS0M]!PM[7W=CUZK.H* "@ H * "@ H * "@ H * "@
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?.H('YT#L,%E:K(KK;0AUX5@@R/I0*R)Z!A0 4 ?_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
