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Non-performing Assets and Impaired Loans (Tables)

12 Months Ended

Dec. 31, 2016

Text Block [Abstract]

Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured ("TDRs") by Class of Loans

The following table presents the nonaccrual, loans past due over 90 days still on accrual, and troubled debt restructured (“TDRs”) by class of loans:

December 31, 2016		Non-accrual				Loans Past Due Over 90 Days Still Accruing				Non- Performing TDRs				Performing TDRs				Total Non- Performing Loans
Commercial
Owner occupied real estate		$	1,532			$	183			$	—			$	—			$	1,715
Non owner occupied real estate			440				—				—				—				440
Residential development			—				—				—				—				—
Development & Spec Land Loans			118				—				—				—				118
Commercial and industrial			159				—				—				—				159
Total commercial			2,249				183				—				—				2,432
Real estate
Residential mortgage			2,959				—				576				1,254				4,789
Residential construction			—				—				233				—				233
Mortgage warehouse			—				—				—				—				—
Total real estate			2,959				—				809				1,254				5,022
Consumer
Direct Installment			512				—				—				—				512
Direct Installment Purchased			—				—				—				—				—
Indirect Installment			659				49				—				—				708
Home Equity			1,557				9				205				238				2,009
Total Consumer			2,728				58				205				238				3,229
Total		$	7,936			$	241			$	1,014			$	1,492			$	10,683
December 31, 2015		Non-accrual				Loans Past Due Over 90 Days Still Accruing				Non- Performing TDRs				Performing TDRs				Total Non- Performing Loans
Commercial
Owner occupied real estate		$	1,749			$	—			$	—			$	—			$	1,749
Non owner occupied real estate			3,034				—				1,915				60				5,009
Residential development			—				—				—				—				—
Development & Spec Land Loans			71				—				—				—				71
Commercial and industrial			176				—				—				—				176
Total commercial			5,030				—				1,915				60				7,005
Real estate
Residential mortgage			4,354				1				824				808				5,987
Residential construction			—				—				250				—				250
Mortgage warehouse			—				—				—				—				—
Total real estate			4,354				1				1,074				808				6,237
Consumer
Direct Installment			541				—				—				—				541
Direct Installment Purchased			—				—				—				—				—
Indirect Installment			601				27				—				—				628
Home Equity			1,736				—				183				350				2,269
Total Consumer			2,878				27				183				350				3,438
Total		$	12,262			$	28			$	3,172			$	1,218			$	16,680

Commercial Loans Individually Evaluated for Impairment by Class of Loans

The following table presents commercial loans individually evaluated for impairment by class of loans:

														Twelve Months Ending
December 31, 2016		Unpaid Principal Balance				Recorded Investment				Allowance For Loan Loss Allocated				Average Balance in Impaired Loans				Cash/Accrual Interest Income Recognized
With no recorded allowance
Commercial
Owner occupied real estate		$	1,533			$	1,533			$	—			$	1,619			$	58
Non owner occupied real estate			440				440				—				871				18
Residential development			—				—				—				—				—
Development & Spec Land Loans			118				118				—				61				16
Commercial and industrial			128				127				—				349				1
Total commercial			2,219				2,218				—				2,900				93
With an allowance recorded
Commercial
Owner occupied real estate			—				—				—				—				—
Non owner occupied real estate			—				—				—				—				—
Residential development			—				—				—				—				—
Development & Spec Land Loans			—				—				—				—				—
Commercial and industrial			31				32				4				5				2
Total commercial			31				32				4				5				2
Total		$	2,250			$	2,250			$	4			$	2,905			$	95
														Twelve Months Ending
December 31, 2015		Unpaid Principal Balance				Recorded Investment				Allowance For Loan Loss Allocated				Average Balance in Impaired Loans				Cash/Accrual Interest Income Recognized
With no recorded allowance
Commercial
Owner occupied real estate		$	1,340			$	1,339			$	—			$	1,001			$	22
Non owner occupied real estate			4,938				4,953				—				5,417				8
Residential development			—				—				—				—				—
Development & Spec Land Loans			71				71				—				6				3
Commercial and industrial			79				79				—				275				4
Total commercial			6,428				6,442				—				6,699				37
With an allowance recorded
Commercial
Owner occupied real estate			410				410				105				243				8
Non owner occupied real estate			70				70				32				6				13
Residential development			—				—				—				—				—
Development & Spec Land Loans			—				—				—				—				—
Commercial and industrial			97				97				65				162				—
Total commercial			577				577				202				411				21
Total		$	7,005			$	7,019			$	202			$	7,110			$	58

														Twelve Months Ending
December 31, 2014		Unpaid Principal Balance				Recorded Investment				Allowance For Loan Loss Allocated				Average Balance in Impaired Loans				Cash/Accrual Interest Income Recognized
With no recorded allowance
Commercial
Owner occupied real estate		$	1,169			$	1,170			$	—			$	645			$	65
Non owner occupied real estate			1,193				1,194				—				1,341				51
Residential development			—				—				—				—				—
Development & Spec Land Loans			—				—				—				—				—
Commercial and industrial			854				854				—				357				27
Total commercial			3,216				3,218				—				2,343				143
With an allowance recorded
Commercial
Owner occupied real estate			422				422				165				141				16
Non owner occupied real estate			6,453				6,453				744				1,995				208
Residential development			—				—				—				—				—
Development & Spec Land Loans			—				—				—				—				—
Commercial and industrial			962				962				680				798				12
Total commercial			7,837				7,837				1,589				2,934				236
Total		$	11,053			$	11,055			$	1,589			$	5,277			$	379

Payment Status by Class of Loan

The following table presents the payment status by class of loans:

December 31, 2016		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
Commercial
Owner occupied real estate		$	1,068			$	—			$	183			$	1,251			$	336,297			$	337,548
Non owner occupied real estate			357				—				—				357				461,540				461,897
Residential development			—				—				—				—				5,006				5,006
Development & Spec Land Loans			1				—				—				1				31,227				31,228
Commercial and industrial			982				—				—				982				229,538				230,520
Total commercial			2,408				—				183				2,591				1,063,608				1,066,199
Real estate
Residential mortgage			886				123				—				1,009				507,224				508,233
Residential construction			—				—				—				—				20,611				20,611
Mortgage warehouse			—				—				—				—				135,727				135,727
Total real estate			886				123				—				1,009				663,562				664,571
Consumer
Direct Installment			139				4				—				143				71,007				71,150
Direct Installment Purchased			—				—				—				—				119				119
Indirect Installment			1,339				237				49				1,625				151,579				153,204
Home Equity			912				267				9				1,188				173,938				175,126
Total consumer			2,390				508				58				2,956				396,643				399,599
Total		$	5,684			$	631			$	241			$	6,556			$	2,123,813			$	2,130,369
Percentage of total loans			0.27	%			0.03	%			0.01	%			0.31	%			99.69	%

December 31, 2015		30 - 59 Days Past Due				60 - 89 Days Past Due				90 Days or Greater Past Due				Total Past Due				Loans Not Past Due				Total
Commercial
Owner occupied real estate		$	481			$	18			$	—			$	499			$	267,782			$	268,281
Non owner occupied real estate			49				—				—				49				326,350				326,399
Residential development			—				—				—				—				5,018				5,018
Development & Spec Land Loans			—				—				—				—				18,183				18,183
Commercial and industrial			32				—				—				32				184,879				184,911
Total commercial			562				18				—				580				802,212				802,792
Real estate
Residential mortgage			1,121				344				1				1,466				413,458				414,924
Residential construction			—				—				—				—				19,751				19,751
Mortgage warehouse			—				—				—				—				144,692				144,692
Total real estate			1,121				344				1				1,466				577,901				579,367
Consumer
Direct Installment			106				10				—				116				54,225				54,341
Direct Installment Purchased			—				—				—				—				153				153
Indirect Installment			1,186				268				27				1,481				150,042				151,523
Home Equity			1,193				203				—				1,396				155,768				157,164
Total consumer			2,485				481				27				2,993				360,188				363,181
Total		$	4,168			$	843			$	28			$	5,039			$	1,740,301			$	1,745,340
Percentage of total loans			0.24	%			0.05	%			0.00	%			0.29	%			99.71	%

Loans by Credit Grades

The following table presents loans by credit grades.

December 31, 2016		Pass				Special Mention				Substandard				Doubtful				Total
Commercial
Owner occupied real estate		$	322,924			$	4,960			$	9,664			$	—			$	337,548
Non owner occupied real estate			455,648				341				5,908				—				461,897
Residential development			5,006				—				—				—				5,006
Development & Spec Land Loans			31,057				—				171				—				31,228
Commercial and industrial			220,424				3,728				6,368				—				230,520
Total commercial			1,035,059				9,029				22,111				—				1,066,199
Real estate
Residential mortgage			503,444				—				4,789				—				508,233
Residential construction			20,378				—				233				—				20,611
Mortgage warehouse			135,727				—				—				—				135,727
Total real estate			659,549				—				5,022				—				664,571
Consumer
Direct Installment			70,638				—				512				—				71,150
Direct Installment Purchased			119				—				—				—				119
Indirect Installment			152,496				—				708				—				153,204
Home Equity			173,117				—				2,009				—				175,126
Total Consumer			396,370				—				3,229				—				399,599
Total		$	2,090,978			$	9,029			$	30,362			$	—			$	2,130,369
Percentage of total loans			98.15	%			0.42	%			1.43	%			0.00	%

December 31, 2015		Pass				Special Mention				Substandard				Doubtful				Total
Commercial
Owner occupied real estate		$	257,181			$	4,954			$	6,146			$	—			$	268,281
Non owner occupied real estate			320,216				585				5,598				—				326,399
Residential development			5,018				—				—				—				5,018
Development & Spec Land Loans			18,112				—				71				—				18,183
Commercial and industrial			180,581				693				3,637				—				184,911
Total commercial			781,108				6,232				15,452				—				802,792
Real estate
Residential mortgage			408,937				—				5,987				—				414,924
Residential construction			19,501				—				250				—				19,751
Mortgage warehouse			144,692				—				—				—				144,692
Total real estate			573,130				—				6,237				—				579,367
Consumer
Direct Installment			53,800				—				541				—				54,341
Direct Installment Purchased			153				—				—				—				153
Indirect Installment			150,895				—				628				—				151,523
Home Equity			154,895				—				2,269				—				157,164
Total Consumer			359,743				—				3,438				—				363,181
Total		$	1,713,981			$	6,232			$	25,127			$	—			$	1,745,340
Percentage of total loans			98.20	%			0.36	%			1.44	%			0.00	%

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

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-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525

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Tabular disclosure of impaired financing receivables.

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
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-Section 50
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-URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5111-111524

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