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Non-performing Assets and Impaired Loans (Tables)

12 Months Ended

Dec. 31, 2017

Text Block [Abstract]

Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured ("TDRs") by Class of Loans

The following table presents the nonaccrual, loans past due over 90 days still on accrual, and troubled debt restructured (“TDRs”) by class of loans:

						Loans Past
						Due Over 90				Non-								Total Non-
						Days Still				Performing				Performing				Performing
December 31, 2017		Non-accrual				Accruing				TDRs				TDRs				Loans
Commercial
Owner occupied real estate		$	4,742			$	—			$	11			$	1			$	4,754
Non owner occupied real estate			115				—				440				—				555
Residential development			—				—				—				—				—
Development & Spec Land Loans			176				—				—				—				176
Commercial and industrial			1,656				—				—				—				1,656
Total commercial			6,689				—				451				1				7,141
Real estate
Residential mortgage			3,693				—				351				1,450				5,494
Residential construction			—				—				—				222				222
Mortgage warehouse			—				—				—				—				—
Total real estate			3,693				—				351				1,672				5,716
Consumer
Direct Installment			373				—				—				—				373
Direct Installment Purchased			—				—				—				—				—
Indirect Installment			1,041				167				—				—				1,208
Home Equity			1,480				—				211				285				1,976
Total Consumer			2,894				167				211				285				3,557
Total		$	13,276			$	167			$	1,013			$	1,958			$	16,414
						Loans Past
						Due Over 90				Non-								Total Non-
						Days Still				Performing				Performing				Performing
December 31, 2016		Non-accrual				Accruing				TDRs				TDRs				Loans
Commercial
Owner occupied real estate		$	1,532			$	183			$	—			$	—			$	1,715
Non owner occupied real estate			440				—				—				—				440
Residential development			—				—				—				—				—
Development & Spec Land Loans			118				—				—				—				118
Commercial and industrial			159				—				—				—				159
Total commercial			2,249				183				—				—				2,432
Real estate
Residential mortgage			2,959				—				576				1,254				4,789
Residential construction			—				—				233				—				233
Mortgage warehouse			—				—				—				—				—
Total real estate			2,959				—				809				1,254				5,022
Consumer
Direct Installment			512				—				—				—				512
Direct Installment Purchased			—				—				—				—				—
Indirect Installment			659				49				—				—				708
Home Equity			1,557				9				205				238				2,009
Total Consumer			2,728				58				205				238				3,229
Total		$	7,936			$	241			$	1,014			$	1,492			$	10,683

Commercial Loans Individually Evaluated for Impairment by Class of Loans

The following table presents commercial loans individually evaluated for impairment by class of loans:

														Twelve Months Ending
														Average				Cash/Accrual
		Unpaid								Allowance For				Balance in				Interest
		Principal				Recorded				Loan Loss				Impaired				Income
December 31, 2017		Balance				Investment				Allocated				Loans				Recognized
With no recorded allowance
Commercial
Owner occupied real estate		$	3,824			$	3,849			$	—			$	1,673			$	11
Non owner occupied real estate			554				570				—				345				—
Residential development			—				—				—				—				—
Development & Spec Land Loans			176				174				—				233				4
Commercial and industrial			1,656				1,663				—				1,445				25
Total commercial			6,210				6,256				—				3,696				40
With an allowance recorded
Commercial
Owner occupied real estate			931				931				184				78				46
Non owner occupied real estate			—				—				—				—				—
Residential development			—				—				—				—				—
Development & Spec Land Loans			—				—				—				—				—
Commercial and industrial			—				—				—				—				—
Total commercial			931				931				184				78				46
Total		$	7,141			$	7,187			$	184			$	3,774			$	86
														Twelve Months Ending
														Average				Cash/Accrual
		Unpaid								Allowance For				Balance in				Interest
		Principal				Recorded				Loan Loss				Impaired				Income
December 31, 2016		Balance				Investment				Allocated				Loans				Recognized
With no recorded allowance
Commercial
Owner occupied real estate		$	1,533			$	1,533			$	—			$	1,619			$	58
Non owner occupied real estate			440				440				—				871				18
Residential development			—				—				—				—				—
Development & Spec Land Loans			118				118				—				61				16
Commercial and industrial			128				127				—				349				1
Total commercial			2,219				2,218				—				2,900				93
With an allowance recorded
Commercial
Owner occupied real estate			—				—				—				—				—
Non owner occupied real estate			—				—				—				—				—
Residential development			—				—				—				—				—
Development & Spec Land Loans			—				—				—				—				—
Commercial and industrial			31				32				4				5				2
Total commercial			31				32				4				5				2
Total		$	2,250			$	2,250			$	4			$	2,905			$	95

														Twelve Months Ending
														Average				Cash/Accrual
		Unpaid								Allowance For				Balance in				Interest
		Principal				Recorded				Loan Loss				Impaired				Income
December 31, 2015		Balance				Investment				Allocated				Loans				Recognized
With no recorded allowance
Commercial
Owner occupied real estate		$	1,340			$	1,339			$	—			$	1,001			$	22
Non owner occupied real estate			4,938				4,953				—				5,417				8
Residential development			—				—				—				—				—
Development & Spec Land Loans			71				71				—				6				3
Commercial and industrial			79				79				—				275				4
Total commercial			6,428				6,442				—				6,699				37
With an allowance recorded
Commercial
Owner occupied real estate			410				410				105				243				8
Non owner occupied real estate			70				70				32				6				13
Residential development			—				—				—				—				—
Development & Spec Land Loans			—				—				—				—				—
Commercial and industrial			97				97				65				162				—
Total commercial			577				577				202				411				21
Total		$	7,005			$	7,019			$	202			$	7,110			$	58

Payment Status by Class of Loan

The following table presents the payment status by class of loans:

		30 - 59 Days				60 - 89 Days				90 Days or								Loans Not Past
December 31, 2017		Past Due				Past Due				Greater Past Due				Total Past Due				Due				Total
Commercial
Owner occupied real estate		$	1,613			$	1,950			$	—			$	3,563			$	544,033			$	547,596
Non owner occupied real estate			512				122				—				634				663,647				664,281
Residential development			—				—				—				—				16,431				16,431
Development & Spec Land Loans			31				—				—				31				48,643				48,674
Commercial and industrial			520				1				—				521				334,706				335,227
Total commercial			2,676				2,073				—				4,749				1,607,460				1,612,209
Real estate
Residential mortgage			1,248				49				—				1,297				587,061				588,358
Residential construction			63				—				—				63				15,964				16,027
Mortgage warehouse			—				—				—				—				94,508				94,508
Total real estate			1,311				49				—				1,360				697,533				698,893
Consumer
Direct Installment			78				10				—				88				89,529				89,617
Direct Installment Purchased			—				—				—				—				82				82
Indirect Installment			1,859				244				167				2,270				225,053				227,323
Home Equity			502				527				—				1,029				196,549				197,578
Total consumer			2,439				781				167				3,387				511,213				514,600
Total		$	6,426			$	2,903			$	167			$	9,496			$	2,816,206			$	2,825,702
Percentage of total loans			0.23	%			0.10	%			0.01	%			0.34	%			99.66	%

		30 - 59 Days				60 - 89 Days				90 Days or								Loans Not Past
December 31, 2016		Past Due				Past Due				Greater Past Due				Total Past Due				Due				Total
Commercial
Owner occupied real estate		$	1,068			$	—			$	183			$	1,251			$	336,297			$	337,548
Non owner occupied real estate			357				—				—				357				461,540				461,897
Residential development			—				—				—				—				5,006				5,006
Development & Spec Land Loans			1				—				—				1				31,227				31,228
Commercial and industrial			982				—				—				982				229,538				230,520
Total commercial			2,408				—				183				2,591				1,063,608				1,066,199
Real estate
Residential mortgage			886				123				—				1,009				507,224				508,233
Residential construction			—				—				—				—				20,611				20,611
Mortgage warehouse			—				—				—				—				135,727				135,727
Total real estate			886				123				—				1,009				663,562				664,571
Consumer
Direct Installment			139				4				—				143				71,007				71,150
Direct Installment Purchased			—				—				—				—				119				119
Indirect Installment			1,339				237				49				1,625				151,579				153,204
Home Equity			912				267				9				1,188				173,938				175,126
Total consumer			2,390				508				58				2,956				396,643				399,599
Total		$	5,684			$	631			$	241			$	6,556			$	2,123,813			$	2,130,369
Percentage of total loans			0.27	%			0.03	%			0.01	%			0.31	%			99.69	%

Loans by Credit Grades

The following table presents loans by credit grades.

						Special
December 31, 2017		Pass				Mention				Substandard				Doubtful				Total
Commercial
Owner occupied real estate		$	520,907			$	8,622			$	18,067			$	—			$	547,596
Non owner occupied real estate			655,410				3,864				5,007				—				664,281
Residential development			16,431				—				—				—				16,431
Development & Spec Land Loans			47,562				886				226				—				48,674
Commercial and industrial			314,190				7,448				13,589				—				335,227
Total commercial			1,554,500				20,820				36,889				—				1,612,209
Real estate
Residential mortgage			582,864				—				5,494				—				588,358
Residential construction			15,805				—				222				—				16,027
Mortgage warehouse			94,508				—				—				—				94,508
Total real estate			693,177				—				5,716				—				698,893
Consumer
Direct Installment			89,244				—				373				—				89,617
Direct Installment Purchased			82				—				—				—				82
Indirect Installment			226,115				—				1,208				—				227,323
Home Equity			195,602				—				1,976				—				197,578
Total Consumer			511,043				—				3,557				—				514,600
Total		$	2,758,720			$	20,820			$	46,162			$	—			$	2,825,702
Percentage of total loans			97.63	%			0.74	%			1.63	%			0.00	%
						Special
December 31, 2016		Pass				Mention				Substandard				Doubtful				Total
Commercial
Owner occupied real estate		$	322,924			$	4,960			$	9,664			$	—			$	337,548
Non owner occupied real estate			455,648				341				5,908				—				461,897
Residential development			5,006				—				—				—				5,006
Development & Spec Land Loans			31,057				—				171				—				31,228
Commercial and industrial			220,424				3,728				6,368				—				230,520
Total commercial			1,035,059				9,029				22,111				—				1,066,199
Real estate
Residential mortgage			503,444				—				4,789				—				508,233
Residential construction			20,378				—				233				—				20,611
Mortgage warehouse			135,727				—				—				—				135,727
Total real estate			659,549				—				5,022				—				664,571
Consumer
Direct Installment			70,638				—				512				—				71,150
Direct Installment Purchased			119				—				—				—				119
Indirect Installment			152,496				—				708				—				153,204
Home Equity			173,117				—				2,009				—				175,126
Total Consumer			396,370				—				3,229				—				399,599
Total		$	2,090,978			$	9,029			$	30,362			$	—			$	2,130,369
Percentage of total loans			98.15	%			0.42	%			1.43	%			0.00	%

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
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Tabular disclosure of impaired financing receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524

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- Definition

Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

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