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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Interest Income      
Loans receivable $ 183,631 $ 147,478 $ 112,329
Investment securities      
Taxable 12,606 10,621 9,086
Tax exempt 12,095 8,069 7,068
Total interest income 208,332 166,168 128,483
Interest Expense      
Deposits 33,690 18,225 7,901
Borrowed funds 10,672 11,009 6,178
Subordinated debentures 3,179 2,365 2,304
Total interest expense 47,541 31,599 16,383
Net Interest Income 160,791 134,569 112,100
Provision for loan losses 1,976 2,906 2,470
Net Interest Income after Provision for Loan Losses 158,815 131,663 109,630
Non-interest Income      
Service charges on deposit accounts 9,959 7,762 6,383
Wire transfer fees 653 612 658
Interchange fees 7,655 5,715 5,104
Fiduciary activities 8,580 7,827 7,894
Gains (losses) on sale of investment securities (includes $(75), $(443) and $38 for the years ended December 31, 2019, 2018 and 2017, respectively, related to accumulated other comprehensive earnings reclassificiations) (75) (443) 38
Gain on sale of mortgage loans 9,208 6,613 7,906
Mortgage servicing income net of impairment 1,914 2,120 1,583
Increase in cash value of bank owned life insurance 2,190 1,912 1,797
Death benefit on bank owned life insurance 580 154  
Other income 2,394 2,141 1,773
Total non-interest income 43,058 34,413 33,136
Non-interest Expense      
Salaries and employee benefits 65,206 56,623 51,375
Net occupancy expenses 12,157 10,482 9,535
Data processing 8,480 6,816 5,914
Professional fees 1,946 1,926 2,490
Outside services and consultants 8,152 5,271 7,018
Loan expense 8,633 6,341 4,970
FDIC insurance expense 252 1,444 1,046
Other losses 740 665 368
Other expense 16,466 12,948 12,097
Total non-interest expense 122,032 102,516 94,813
Income Before Income Taxes 79,841 63,560 47,953
Income tax expense (includes $(16), $(93) and $13 for the years ended December 31, 2019, 2018 and 2017, respectively, related to income tax expense (benefit) from reclassification items) 13,303 10,443 14,836
Net Income Available to Common Shareholders $ 66,538 $ 53,117 $ 33,117
Basic Earnings Per Share $ 1.53 $ 1.39 $ 0.96
Diluted Earnings Per Share $ 1.53 $ 1.38 $ 0.95