<SEC-DOCUMENT>0001567619-20-002707.txt : 20200211
<SEC-HEADER>0001567619-20-002707.hdr.sgml : 20200211
<ACCEPTANCE-DATETIME>20200211150613
ACCESSION NUMBER:		0001567619-20-002707
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20191231
FILED AS OF DATE:		20200211
DATE AS OF CHANGE:		20200211
EFFECTIVENESS DATE:		20200211

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORIZON BANCORP INC /IN/
		CENTRAL INDEX KEY:			0000706129
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				351562417
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-06479
		FILM NUMBER:		20596105

	BUSINESS ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360
		BUSINESS PHONE:		2198790211

	MAIL ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORIZON BANCORP /IN/
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS MICHIANA FINANCIAL CORP
		DATE OF NAME CHANGE:	19861021
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0000706129</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>12-31-2019</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>12-31-2019</reportCalendarOrQuarter>
      <filingManager>
        <name>HORIZON BANCORP INC /IN/</name>
        <address>
          <com:street1>515 FRANKLIN STREET</com:street1>
          <com:city>MICHIGAN CITY</com:city>
          <com:stateOrCountry>IN</com:stateOrCountry>
          <com:zipCode>46360</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-06479</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Rachel L. Saxon</name>
      <title>President &amp; Senior Trust Officer</title>
      <phone>219-873-2618</phone>
      <signature>Rachel L. Saxon</signature>
      <city>Michigan City</city>
      <stateOrCountry>IN</stateOrCountry>
      <signatureDate>02-11-2020</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
      <tableEntryTotal>279</tableEntryTotal>
      <tableValueTotal>106573</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
    </summaryPage>
  </formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>form13fInfoTable.xml
<TEXT>
<XML>
<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable">		<infoTable>
			<nameOfIssuer>Aflac Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>001055102</cusip>
			<value>231</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4370</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4370</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Riverfront Dynamic Alerian MLP</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>00162Q866</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>522</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>522</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AT&amp;T Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>00206R102</cusip>
			<value>598</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15298</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>13891</Sole>
				<Shared>0</Shared>
				<None>1407</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Abbott Labs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>002824100</cusip>
			<value>755</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8690</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6990</Sole>
				<Shared>0</Shared>
				<None>1700</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Abbvie Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>00287Y109</cusip>
			<value>576</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5150</Sole>
				<Shared>0</Shared>
				<None>1350</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Abiomed Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>003654100</cusip>
			<value>216</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1268</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>295</Sole>
				<Shared>0</Shared>
				<None>973</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Advanced Micro Devices</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>007903107</cusip>
			<value>267</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6218</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1649</Sole>
				<Shared>0</Shared>
				<None>4569</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Alphabet Inc Cl C</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>02079K107</cusip>
			<value>416</value>
			<shrsOrPrnAmt>
				<sshPrnamt>311</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>311</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Altria Group Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>02209S103</cusip>
			<value>359</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7090</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1868</Sole>
				<Shared>0</Shared>
				<None>5322</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Amazon.Com Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>023135106</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>American Electric &amp; Power CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>025537101</cusip>
			<value>759</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8027</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5775</Sole>
				<Shared>0</Shared>
				<None>2252</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>American Express CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>025816109</cusip>
			<value>285</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2283</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>45</Sole>
				<Shared>0</Shared>
				<None>2238</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ameriprise Financial Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>03076C106</cusip>
			<value>143</value>
			<shrsOrPrnAmt>
				<sshPrnamt>861</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>861</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ametek Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>031100100</cusip>
			<value>713</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7150</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Amgen Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>031162100</cusip>
			<value>933</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3872</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3069</Sole>
				<Shared>0</Shared>
				<None>803</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Anthem Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>036752103</cusip>
			<value>286</value>
			<shrsOrPrnAmt>
				<sshPrnamt>946</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>946</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Antero Midstream Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>03676B102</cusip>
			<value>49</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6500</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Apple Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>037833100</cusip>
			<value>1066</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3631</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3506</Sole>
				<Shared>0</Shared>
				<None>125</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Archer Daniels Midland Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>039483102</cusip>
			<value>83</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1794</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1794</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ares Cap Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>04010L103</cusip>
			<value>54</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2894</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2894</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Autodesk Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>052769106</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>75</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>75</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BP PLC Sponsored ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>055622104</cusip>
			<value>216</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5732</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5732</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Bank of America Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>060505104</cusip>
			<value>229</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Baxter International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>071813109</cusip>
			<value>655</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7832</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5533</Sole>
				<Shared>0</Shared>
				<None>2299</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Berkshire Hathaway Inc Class B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>084670702</cusip>
			<value>366</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1965</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1470</Sole>
				<Shared>0</Shared>
				<None>495</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Blackrock Munienhanced Fd Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>09253Y100</cusip>
			<value>39</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Block H &amp; R Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>093671105</cusip>
			<value>239</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10177</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2453</Sole>
				<Shared>0</Shared>
				<None>7724</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Boeing Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>097023105</cusip>
			<value>208</value>
			<shrsOrPrnAmt>
				<sshPrnamt>638</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>183</Sole>
				<Shared>0</Shared>
				<None>455</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Bristol Myers Squibb Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>110122108</cusip>
			<value>1417</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22075</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>18831</Sole>
				<Shared>0</Shared>
				<None>3244</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Bristol-Myers Squibb</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>110122157</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3037</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3037</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Broadcom Ltd</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>11135F101</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>0</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Brown Forman Corp Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>115637209</cusip>
			<value>252</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3730</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>949</Sole>
				<Shared>0</Shared>
				<None>2781</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cboe Global Markets Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>12503M108</cusip>
			<value>253</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2107</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>526</Sole>
				<Shared>0</Shared>
				<None>1581</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CMS Energy Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>125896100</cusip>
			<value>63</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Csx Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>126408103</cusip>
			<value>310</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4284</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3550</Sole>
				<Shared>0</Shared>
				<None>734</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CVS Health Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>126650100</cusip>
			<value>986</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13270</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>12955</Sole>
				<Shared>0</Shared>
				<None>315</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Caterpillar Inc Del</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>149123101</cusip>
			<value>322</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2180</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2180</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Centerpoint Energy Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>15189T107</cusip>
			<value>49</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1796</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1796</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Chemours CO Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>163851108</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>40</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>40</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Chevron Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>166764100</cusip>
			<value>488</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4054</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3495</Sole>
				<Shared>0</Shared>
				<None>478</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>17275R102</cusip>
			<value>660</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13754</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>12912</Sole>
				<Shared>0</Shared>
				<None>842</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Citigroup Inc New</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>172967424</cusip>
			<value>40</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Clorox CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>189054109</cusip>
			<value>648</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4220</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4220</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Coca Cola CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>191216100</cusip>
			<value>1023</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18485</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>17885</Sole>
				<Shared>0</Shared>
				<None>600</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cognizant Tech Solutions Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>192446102</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>184</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>184</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Colgate Palmolive Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>194162103</cusip>
			<value>598</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8680</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>8680</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ComcAst Corp Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>20030N101</cusip>
			<value>455</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10120</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>9976</Sole>
				<Shared>0</Shared>
				<None>144</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Conagra Foods Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>205887102</cusip>
			<value>323</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9438</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>9438</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Conocophillips</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>20825C104</cusip>
			<value>184</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2830</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2650</Sole>
				<Shared>0</Shared>
				<None>180</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cooper Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>216648402</cusip>
			<value>404</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1257</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1257</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Corteva Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>22052L104</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>262</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>92</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cracker Barrel Old Ctry Store</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>22410J106</cusip>
			<value>10</value>
			<shrsOrPrnAmt>
				<sshPrnamt>65</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>65</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cummins Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>231021106</cusip>
			<value>244</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1366</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>465</Sole>
				<Shared>0</Shared>
				<None>901</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DXC Technology Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>23355L106</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>61</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>61</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Davita Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>23918K108</cusip>
			<value>263</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3499</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>890</Sole>
				<Shared>0</Shared>
				<None>2609</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Deere &amp; Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>244199105</cusip>
			<value>222</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1280</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1280</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Disney Walt CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>254687106</cusip>
			<value>526</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3651</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3651</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Discover Financial Services</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>254709108</cusip>
			<value>115</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1356</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1015</Sole>
				<Shared>0</Shared>
				<None>341</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Dover Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>260003108</cusip>
			<value>510</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4425</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4425</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Dow Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>260557103</cusip>
			<value>187</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3423</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3253</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26441C204</cusip>
			<value>378</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4146</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4146</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DuPont de Nemours Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26614N102</cusip>
			<value>211</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3289</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3119</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Eastman Chemical CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>277432100</cusip>
			<value>436</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5506</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3090</Sole>
				<Shared>0</Shared>
				<None>2416</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ecolab</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>278865100</cusip>
			<value>451</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2339</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2339</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Edwards Lifesciences</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>28176E108</cusip>
			<value>242</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1039</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>262</Sole>
				<Shared>0</Shared>
				<None>777</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Emerson Elec Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>291011104</cusip>
			<value>901</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11815</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>11815</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Enbridge Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>29250N105</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>344</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>344</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Entergy Louisiana LLC 1st Mtg</nameOfIssuer>
			<titleOfClass>Pfd Stk</titleOfClass>
			<cusip>29364W504</cusip>
			<value>119</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4552</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3571</Sole>
				<Shared>0</Shared>
				<None>981</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Equifax Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>294429105</cusip>
			<value>250</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1784</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>437</Sole>
				<Shared>0</Shared>
				<None>1347</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Exelon Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30161N101</cusip>
			<value>56</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1232</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1232</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30231G102</cusip>
			<value>906</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12988</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>11488</Sole>
				<Shared>0</Shared>
				<None>1500</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Flir Sys Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>302445101</cusip>
			<value>244</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4692</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1158</Sole>
				<Shared>0</Shared>
				<None>3534</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Facebook Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30303M102</cusip>
			<value>258</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1258</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>812</Sole>
				<Shared>0</Shared>
				<None>446</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Factset Research</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>303075105</cusip>
			<value>410</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1527</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1527</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Federated Short Inter Duration Mun Trust</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>313907107</cusip>
			<value>144</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13922</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>13922</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Federated Short Term Income Fund</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>31420C787</cusip>
			<value>120</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13970</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>13970</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fedex Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>31428X106</cusip>
			<value>246</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1627</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>450</Sole>
				<Shared>0</Shared>
				<None>1177</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>316773100</cusip>
			<value>279</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9064</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9064</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Financial Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>320209109</cusip>
			<value>138</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5426</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3426</Sole>
				<Shared>0</Shared>
				<None>2000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Merchants Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>320817109</cusip>
			<value>108</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2604</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2604</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Trust Financials Alphadex</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>33734X135</cusip>
			<value>207</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6168</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2804</Sole>
				<Shared>0</Shared>
				<None>3364</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fluor Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>343412102</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>409</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>409</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Flowserve Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>34354P105</cusip>
			<value>287</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5772</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5772</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ford Motor CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>345370860</cusip>
			<value>62</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6630</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1900</Sole>
				<Shared>0</Shared>
				<None>4730</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>369550108</cusip>
			<value>419</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2374</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1333</Sole>
				<Shared>0</Shared>
				<None>1041</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Mills Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>370334104</cusip>
			<value>578</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10764</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>10764</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Motors CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>37045V100</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Genuine Parts CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>372460105</cusip>
			<value>358</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3374</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3374</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>375558103</cusip>
			<value>363</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5590</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5590</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Glaxosmithkline PLC ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>37733W105</cusip>
			<value>26</value>
			<shrsOrPrnAmt>
				<sshPrnamt>550</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>550</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Global Pmts Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>37940X102</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>74</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>74</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Graco</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>384109104</cusip>
			<value>293</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5644</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5644</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Grainger Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>384802104</cusip>
			<value>88</value>
			<shrsOrPrnAmt>
				<sshPrnamt>261</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>261</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HSBC Holdings PLC Spon ADR New</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>404280406</cusip>
			<value>47</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1200</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HP Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>40434L105</cusip>
			<value>15</value>
			<shrsOrPrnAmt>
				<sshPrnamt>716</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>716</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Hanesbrands Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>410345102</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Hershey CO Foods Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>427866108</cusip>
			<value>380</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2585</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2585</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Home Depot Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>437076102</cusip>
			<value>537</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2460</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2460</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Honda Motor LTD Amern Shs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>438128308</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>200</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Honeywell International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>438516106</cusip>
			<value>205</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1158</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1158</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Horizon Bancorp Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>440407104</cusip>
			<value>7116</value>
			<shrsOrPrnAmt>
				<sshPrnamt>502171</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>282731</Sole>
				<Shared>0</Shared>
				<None>219440</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Hormel Foods</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>440452100</cusip>
			<value>340</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7530</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7530</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Host Hotels &amp; Resorts Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>44107P104</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Huntington Bancshares</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>446150104</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>0</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Huntington Ingalls Inds Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>446413106</cusip>
			<value>253</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1007</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>253</Sole>
				<Shared>0</Shared>
				<None>754</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Illinois Tool Wks Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>452308109</cusip>
			<value>1307</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7278</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7278</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Intel Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>458140100</cusip>
			<value>1189</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19872</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>15999</Sole>
				<Shared>0</Shared>
				<None>3873</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>International Business Machines</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>459200101</cusip>
			<value>1057</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7889</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7670</Sole>
				<Shared>0</Shared>
				<None>219</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>International Paper Co Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>460146103</cusip>
			<value>281</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6097</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1075</Sole>
				<Shared>0</Shared>
				<None>5022</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Intuit</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>461202103</cusip>
			<value>250</value>
			<shrsOrPrnAmt>
				<sshPrnamt>953</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>233</Sole>
				<Shared>0</Shared>
				<None>720</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Financial Preferred ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V621</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>275</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>275</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Dynamic Pharmaceuticals</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V662</cusip>
			<value>161</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2480</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1221</Sole>
				<Shared>0</Shared>
				<None>1259</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Dwa Basic Materials</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V704</cusip>
			<value>135</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2152</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>932</Sole>
				<Shared>0</Shared>
				<None>1220</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Dwa Energy Momentum ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V878</cusip>
			<value>15</value>
			<shrsOrPrnAmt>
				<sshPrnamt>526</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>210</Sole>
				<Shared>0</Shared>
				<None>316</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco International Corp ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46138E636</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>94</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>94</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco DB Energy Fund</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46140H304</cusip>
			<value>86</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5880</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Dow Jones Select</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287168</cusip>
			<value>94</value>
			<shrsOrPrnAmt>
				<sshPrnamt>889</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>889</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Core S&amp;P 500 ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287200</cusip>
			<value>2476</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7660</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7660</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P 500 Growth Indext</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287309</cusip>
			<value>13</value>
			<shrsOrPrnAmt>
				<sshPrnamt>68</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>68</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P 500 Value Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287408</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>95</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>95</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Barclays 1-3 Year</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287457</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>95</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>95</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Msci Eafe Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287465</cusip>
			<value>46</value>
			<shrsOrPrnAmt>
				<sshPrnamt>661</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>661</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Expanded Tech Sector ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287549</cusip>
			<value>1091</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4504</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2034</Sole>
				<Shared>0</Shared>
				<None>2470</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Nasdaq Biotechnology</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287556</cusip>
			<value>176</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1457</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>667</Sole>
				<Shared>0</Shared>
				<None>790</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 1000 Value Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287598</cusip>
			<value>24</value>
			<shrsOrPrnAmt>
				<sshPrnamt>173</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>173</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 1000 Growth</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287614</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>0</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 2000 Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287655</cusip>
			<value>40</value>
			<shrsOrPrnAmt>
				<sshPrnamt>208</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>208</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P Smallcap 600 Value</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287879</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>17</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P Small Cap 600 Growth</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287887</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>15</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Barclays 3-7 Year</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464288661</cusip>
			<value>70</value>
			<shrsOrPrnAmt>
				<sshPrnamt>557</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>557</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Silver Trust</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46428Q109</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>437</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>437</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Core Msci Eafe ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46432F842</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>141</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>141</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>JPMorgan</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46625H100</cusip>
			<value>543</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3892</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3892</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>478160104</cusip>
			<value>947</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6492</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6159</Sole>
				<Shared>0</Shared>
				<None>333</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kellogg CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>487836108</cusip>
			<value>394</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5695</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5695</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Keycorp New</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>493267108</cusip>
			<value>218</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10760</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>10760</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kimberly Clark Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>494368103</cusip>
			<value>486</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3534</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3534</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kinder Morgan Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>49456B101</cusip>
			<value>44</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2092</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2092</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kohls Corporation WI</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>500255104</cusip>
			<value>418</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8212</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>8212</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kraft Heinz Company</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>500754106</cusip>
			<value>29</value>
			<shrsOrPrnAmt>
				<sshPrnamt>900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>900</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kratos  Defense &amp; Security</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>50077B207</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>0</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kroger CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>501044101</cusip>
			<value>413</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14239</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>14239</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>L Brands Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>501797104</cusip>
			<value>18</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>L3 Harris Technologies Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>502431109</cusip>
			<value>311</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1572</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>409</Sole>
				<Shared>0</Shared>
				<None>1163</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Laboratory Corp America Hldgs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>50540R409</cusip>
			<value>246</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1455</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>357</Sole>
				<Shared>0</Shared>
				<None>1098</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lilly Eli &amp; CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>532457108</cusip>
			<value>776</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5902</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>4301</Sole>
				<Shared>0</Shared>
				<None>1601</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>539830109</cusip>
			<value>275</value>
			<shrsOrPrnAmt>
				<sshPrnamt>706</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>226</Sole>
				<Shared>0</Shared>
				<None>480</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lowes Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>548661107</cusip>
			<value>956</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7979</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7979</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Msc Industrial Direct Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>553530106</cusip>
			<value>24</value>
			<shrsOrPrnAmt>
				<sshPrnamt>300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>170</Sole>
				<Shared>0</Shared>
				<None>130</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Marathon Oil Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>565849106</cusip>
			<value>68</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5025</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2527</Sole>
				<Shared>0</Shared>
				<None>2498</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Marathon Pete Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>56585A102</cusip>
			<value>54</value>
			<shrsOrPrnAmt>
				<sshPrnamt>900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>800</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Mastercard Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>57636Q104</cusip>
			<value>259</value>
			<shrsOrPrnAmt>
				<sshPrnamt>868</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>215</Sole>
				<Shared>0</Shared>
				<None>653</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>McDonalds Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>580135101</cusip>
			<value>692</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3502</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3502</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Mercantile Bank Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>587376104</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>600</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Merck &amp; CO Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>58933Y105</cusip>
			<value>327</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3200</Sole>
				<Shared>0</Shared>
				<None>400</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MetLIfe Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>59156R108</cusip>
			<value>98</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1925</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1925</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Micro Focus International PLC ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>594837403</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>81</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>81</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Microsoft Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>594918104</cusip>
			<value>1452</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9434</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>8832</Sole>
				<Shared>0</Shared>
				<None>1102</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Motorola Solutions Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>620076307</cusip>
			<value>243</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1508</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>371</Sole>
				<Shared>0</Shared>
				<None>1137</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>National Information</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>62914B100</cusip>
			<value>698</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31250</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>31250</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>National Oil Well Varco Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>637071101</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>354</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>354</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Neogen Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>640491106</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>53</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>53</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nestle Sp ADR Rep Re</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>641069406</cusip>
			<value>406</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3753</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3753</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>New York Cmnty Bancorp Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>649445103</cusip>
			<value>46</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3840</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3840</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Newmark Group Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>65158N102</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>92</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>92</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Newmont Goldcorp Corporation</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>651639106</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>62</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>62</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nextera Energy Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>65339F101</cusip>
			<value>875</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3615</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3615</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nisource Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>65473P105</cusip>
			<value>466</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16723</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>16723</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nokia Corp ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>654902204</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>160</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>160</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Northrop Grumman Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>666807102</cusip>
			<value>411</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1194</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>386</Sole>
				<Shared>0</Shared>
				<None>808</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Novartis A G Sponsored ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>66987V109</cusip>
			<value>452</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4775</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4775</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nucor Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>670346105</cusip>
			<value>251</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4461</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1106</Sole>
				<Shared>0</Shared>
				<None>3355</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nutrien LTD</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>67077M108</cusip>
			<value>19</value>
			<shrsOrPrnAmt>
				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>400</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>O&apos;Reilly Automotive Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>67103H107</cusip>
			<value>122</value>
			<shrsOrPrnAmt>
				<sshPrnamt>279</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>175</Sole>
				<Shared>0</Shared>
				<None>104</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Occidental Petroleum Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>674599105</cusip>
			<value>262</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6361</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1486</Sole>
				<Shared>0</Shared>
				<None>4875</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Omnicom Group</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>681919106</cusip>
			<value>58</value>
			<shrsOrPrnAmt>
				<sshPrnamt>712</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>316</Sole>
				<Shared>0</Shared>
				<None>396</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Oracle Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>68389X105</cusip>
			<value>515</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9730</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5462</Sole>
				<Shared>0</Shared>
				<None>4268</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PIMCO Total Retrun Fund Cl I</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>693390700</cusip>
			<value>4966</value>
			<shrsOrPrnAmt>
				<sshPrnamt>480268</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>452370</Sole>
				<Shared>0</Shared>
				<None>27898</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ppg</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>693506107</cusip>
			<value>446</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3340</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3340</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pacwest Bancorp Del</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>695263103</cusip>
			<value>42</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pasquale Trucking Inc 401(K)mutual Fund</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>700000995</cusip>
			<value>520</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pepsico Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>713448108</cusip>
			<value>956</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6995</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6666</Sole>
				<Shared>0</Shared>
				<None>329</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pfizer Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>717081103</cusip>
			<value>6709</value>
			<shrsOrPrnAmt>
				<sshPrnamt>171214</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>21184</Sole>
				<Shared>0</Shared>
				<None>150030</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Philip Morris International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>718172109</cusip>
			<value>406</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4777</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1946</Sole>
				<Shared>0</Shared>
				<None>2831</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Phillips 66</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>718546104</cusip>
			<value>181</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1625</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1625</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pioneer Natural Resources CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>723787107</cusip>
			<value>52</value>
			<shrsOrPrnAmt>
				<sshPrnamt>342</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>139</Sole>
				<Shared>0</Shared>
				<None>203</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pioneer Strategic Income Fd Cl Y</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>723884409</cusip>
			<value>4969</value>
			<shrsOrPrnAmt>
				<sshPrnamt>451301</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>424853</Sole>
				<Shared>0</Shared>
				<None>26448</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pitney Bowes Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>724479100</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>400</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Principal Spectrum Prfd Capital Sec Inc Cl I</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>74253Q416</cusip>
			<value>140</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13448</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>13448</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Procter &amp; Gamble CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>742718109</cusip>
			<value>1062</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8499</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>8499</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Prospect Capital Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>74348T102</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Prudential Financial Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>744320102</cusip>
			<value>103</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1100</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>747525103</cusip>
			<value>776</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8794</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6553</Sole>
				<Shared>0</Shared>
				<None>2241</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Quest Diagnostics Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>74834L100</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>116</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>116</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Raytheon CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>755111507</cusip>
			<value>213</value>
			<shrsOrPrnAmt>
				<sshPrnamt>969</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>505</Sole>
				<Shared>0</Shared>
				<None>464</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Realty Income Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>756109104</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>125</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>125</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Roper Technologies, Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>776696106</cusip>
			<value>38</value>
			<shrsOrPrnAmt>
				<sshPrnamt>106</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>74</Sole>
				<Shared>0</Shared>
				<None>32</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ross Stores</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>778296103</cusip>
			<value>489</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4199</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4199</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ryder Sys Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>783549108</cusip>
			<value>27</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78409V104</cusip>
			<value>257</value>
			<shrsOrPrnAmt>
				<sshPrnamt>943</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>237</Sole>
				<Shared>0</Shared>
				<None>706</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78462F103</cusip>
			<value>1097</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3407</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2913</Sole>
				<Shared>0</Shared>
				<None>494</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Gold Shares</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78463V107</cusip>
			<value>161</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1124</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>529</Sole>
				<Shared>0</Shared>
				<None>595</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Bloomberg Barclays Intl ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A516</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>90</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>90</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P Regional Banking ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A698</cusip>
			<value>137</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2350</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1162</Sole>
				<Shared>0</Shared>
				<None>1188</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P Dividend</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A763</cusip>
			<value>39</value>
			<shrsOrPrnAmt>
				<sshPrnamt>360</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>251</Sole>
				<Shared>0</Shared>
				<None>109</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Dow Jones Indl</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78467X109</cusip>
			<value>285</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Sandstorm Gold Ltd</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>80013R206</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>478</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>478</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Schlumberger</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>806857108</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>400</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Energy Select Sector SPDR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81369Y506</cusip>
			<value>107</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1784</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>555</Sole>
				<Shared>0</Shared>
				<None>1229</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Utilities Select Sector</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81369Y886</cusip>
			<value>297</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4603</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2152</Sole>
				<Shared>0</Shared>
				<None>2451</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Service Pptys Tr</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81761L102</cusip>
			<value>49</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>A O Smith Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>831865209</cusip>
			<value>246</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5156</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1095</Sole>
				<Shared>0</Shared>
				<None>4061</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Snap On, Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>833034101</cusip>
			<value>364</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2146</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2146</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Southern CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>842587107</cusip>
			<value>346</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5425</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5425</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Southwest Airlines CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>844741108</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>0</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Stanley Black &amp; Deck</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>854502101</cusip>
			<value>43</value>
			<shrsOrPrnAmt>
				<sshPrnamt>259</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>259</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Starbucks Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>855244109</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>0</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Stryker Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>863667101</cusip>
			<value>708</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3374</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2674</Sole>
				<Shared>0</Shared>
				<None>700</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Sysco Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>871829107</cusip>
			<value>1337</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15632</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>15632</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Td Ameritrade Holding Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>87236Y108</cusip>
			<value>17</value>
			<shrsOrPrnAmt>
				<sshPrnamt>341</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>341</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TJX Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872540109</cusip>
			<value>663</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10859</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>10023</Sole>
				<Shared>0</Shared>
				<None>836</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>T Mobile Us Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872590104</cusip>
			<value>242</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3091</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>752</Sole>
				<Shared>0</Shared>
				<None>2339</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Target Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>87612E106</cusip>
			<value>846</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6602</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6602</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Textron Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>883203101</cusip>
			<value>237</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5316</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1280</Sole>
				<Shared>0</Shared>
				<None>4036</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>3m CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>88579Y101</cusip>
			<value>1552</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>7905</Sole>
				<Shared>0</Shared>
				<None>895</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Tootsie Roll Inds Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>890516107</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>25</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>25</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Tripadvisor Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>896945201</cusip>
			<value>255</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8401</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1914</Sole>
				<Shared>0</Shared>
				<None>6487</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Twitter Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>90184L102</cusip>
			<value>247</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7707</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1629</Sole>
				<Shared>0</Shared>
				<None>6078</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Two Hbrs Invt Corp New</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>90187B408</cusip>
			<value>37</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2500</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>US Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>902973304</cusip>
			<value>57</value>
			<shrsOrPrnAmt>
				<sshPrnamt>965</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>965</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Unilever PLC Sponsored ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>904767704</cusip>
			<value>29</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>United Parcel Service Inc Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>911312106</cusip>
			<value>263</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2248</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>676</Sole>
				<Shared>0</Shared>
				<None>1572</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>United Technologies Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>913017109</cusip>
			<value>57</value>
			<shrsOrPrnAmt>
				<sshPrnamt>380</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>380</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vaneck Vectors Trust</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92189F700</cusip>
			<value>40</value>
			<shrsOrPrnAmt>
				<sshPrnamt>587</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>358</Sole>
				<Shared>0</Shared>
				<None>229</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vaneck Vectors ETF Trust JP</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92189H300</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>67</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>67</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Ftse Developed Markets</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>921943858</cusip>
			<value>48</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Ftse Emerging Markets</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922042858</cusip>
			<value>31</value>
			<shrsOrPrnAmt>
				<sshPrnamt>690</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>440</Sole>
				<Shared>0</Shared>
				<None>250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Consumer Discretionary</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A108</cusip>
			<value>409</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2157</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>914</Sole>
				<Shared>0</Shared>
				<None>1243</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Consumer Staples ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A207</cusip>
			<value>348</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2156</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1133</Sole>
				<Shared>0</Shared>
				<None>1023</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Financials ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A405</cusip>
			<value>253</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3320</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1575</Sole>
				<Shared>0</Shared>
				<None>1745</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Health Care Index Fund</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A504</cusip>
			<value>328</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1713</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>747</Sole>
				<Shared>0</Shared>
				<None>966</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Industrials ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A603</cusip>
			<value>189</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1225</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>554</Sole>
				<Shared>0</Shared>
				<None>671</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Communication Services</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A884</cusip>
			<value>121</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1290</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>637</Sole>
				<Shared>0</Shared>
				<None>653</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Short-Term Corporate</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92206C409</cusip>
			<value>19</value>
			<shrsOrPrnAmt>
				<sshPrnamt>237</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>237</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Varian Medical Systems Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92220P105</cusip>
			<value>268</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1890</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>473</Sole>
				<Shared>0</Shared>
				<None>1417</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ventas Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92276F100</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>0</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard 500 S&amp;P ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908363</cusip>
			<value>917</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3100</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Mid-Cap Value ETF Voe</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908512</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>37</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Mid-Cap Growth Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908538</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>31</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard REIT ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908553</cusip>
			<value>128</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1377</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>120</Sole>
				<Shared>0</Shared>
				<None>1257</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ETF Vanguard Total</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908769</cusip>
			<value>2278</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13920</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>13920</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Verisign Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92343E102</cusip>
			<value>252</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1306</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>315</Sole>
				<Shared>0</Shared>
				<None>991</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Verizon Communications Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92343V104</cusip>
			<value>1001</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16310</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>16310</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vertex Pharmaceuticals Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92532F100</cusip>
			<value>254</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1162</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>300</Sole>
				<Shared>0</Shared>
				<None>862</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Viacomcbs Inc Class B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92556H206</cusip>
			<value>284</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6765</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2154</Sole>
				<Shared>0</Shared>
				<None>4612</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Visa Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92826C839</cusip>
			<value>75</value>
			<shrsOrPrnAmt>
				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>400</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Virtus Seix Investment Grade Tax Exempt Cl I</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92837F599</cusip>
			<value>490</value>
			<shrsOrPrnAmt>
				<sshPrnamt>41839</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>7649</Sole>
				<Shared>0</Shared>
				<None>34190</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>W P Carey Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92936U109</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wabtec Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>929740108</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>138</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>138</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wal-Mart Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>931142103</cusip>
			<value>999</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8416</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>8416</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Walgreens Boots Alliance Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>931427108</cusip>
			<value>504</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8559</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>7674</Sole>
				<Shared>0</Shared>
				<None>885</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wellcare Health Plans Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>94946T106</cusip>
			<value>260</value>
			<shrsOrPrnAmt>
				<sshPrnamt>787</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>198</Sole>
				<Shared>0</Shared>
				<None>589</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wells Fargo &amp; CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>949746101</cusip>
			<value>361</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6705</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6171</Sole>
				<Shared>0</Shared>
				<None>534</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Welltower Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>95040Q104</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>175</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>175</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Western Asset Fds Inc Core Bond Fund</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>957663677</cusip>
			<value>53</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4077</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4077</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Weyerhaeuser Company</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>962166104</cusip>
			<value>258</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8535</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2154</Sole>
				<Shared>0</Shared>
				<None>6381</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Whirlpool Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>963320106</cusip>
			<value>186</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1258</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1258</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Yum Brands Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>988498101</cusip>
			<value>251</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2496</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>600</Sole>
				<Shared>0</Shared>
				<None>1896</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Zimmer Biomet Holdings Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>98956P102</cusip>
			<value>819</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5475</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5475</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Aon PLC Class A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G0408V102</cusip>
			<value>115</value>
			<shrsOrPrnAmt>
				<sshPrnamt>550</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>550</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Accenture PLC</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>995</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4726</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3743</Sole>
				<Shared>0</Shared>
				<None>983</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Bunge Limited</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G16962105</cusip>
			<value>58</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Eaton Corp PLC Shs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G29183103</cusip>
			<value>177</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1871</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1871</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Everest Re Group</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G3223R108</cusip>
			<value>77</value>
			<shrsOrPrnAmt>
				<sshPrnamt>277</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>277</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Linde PLC</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G5494J103</cusip>
			<value>70</value>
			<shrsOrPrnAmt>
				<sshPrnamt>330</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>330</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Medtronic PLC</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G5960L103</cusip>
			<value>739</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6510</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6406</Sole>
				<Shared>0</Shared>
				<None>104</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Golar Lng Ltd</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G9456A100</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>800</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Te Connectivity Ltd</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>H84989104</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>112</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>112</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Check Point Software</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>M22465104</cusip>
			<value>326</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2936</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2936</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
