<SEC-DOCUMENT>0001567619-20-008165.txt : 20200420
<SEC-HEADER>0001567619-20-008165.hdr.sgml : 20200420
<ACCEPTANCE-DATETIME>20200420152605
ACCESSION NUMBER:		0001567619-20-008165
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20200331
FILED AS OF DATE:		20200420
DATE AS OF CHANGE:		20200420
EFFECTIVENESS DATE:		20200420

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORIZON BANCORP INC /IN/
		CENTRAL INDEX KEY:			0000706129
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				351562417
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-06479
		FILM NUMBER:		20802469

	BUSINESS ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360
		BUSINESS PHONE:		2198790211

	MAIL ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORIZON BANCORP /IN/
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS MICHIANA FINANCIAL CORP
		DATE OF NAME CHANGE:	19861021
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
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      <filer>
        <credentials>
          <cik>0000706129</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>03-31-2020</periodOfReport>
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  <formData>
    <coverPage>
      <reportCalendarOrQuarter>03-31-2020</reportCalendarOrQuarter>
      <filingManager>
        <name>HORIZON BANCORP INC /IN/</name>
        <address>
          <com:street1>515 FRANKLIN STREET</com:street1>
          <com:city>MICHIGAN CITY</com:city>
          <com:stateOrCountry>IN</com:stateOrCountry>
          <com:zipCode>46360</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-06479</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Rachel L. Saxon</name>
      <title>President &amp; Senior Trust Officer</title>
      <phone>219-873-2618</phone>
      <signature>Rachel L. Saxon</signature>
      <city>Michigan City</city>
      <stateOrCountry>IN</stateOrCountry>
      <signatureDate>04-20-2020</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
      <tableEntryTotal>267</tableEntryTotal>
      <tableValueTotal>64656</tableValueTotal>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
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			<titleOfClass>Com</titleOfClass>
			<cusip>001055102</cusip>
			<value>115</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3370</sshPrnamt>
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			<shrsOrPrnAmt>
				<sshPrnamt>522</sshPrnamt>
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			<nameOfIssuer>AT&amp;T Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>00206R102</cusip>
			<value>384</value>
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				<sshPrnamt>13169</sshPrnamt>
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			<nameOfIssuer>Abbott Labs</nameOfIssuer>
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			<value>686</value>
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				<sshPrnamt>8690</sshPrnamt>
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			<nameOfIssuer>Abbvie Inc</nameOfIssuer>
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				<sshPrnamt>2358</sshPrnamt>
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			<nameOfIssuer>Abiomed Inc</nameOfIssuer>
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			<value>168</value>
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				<sshPrnamt>1156</sshPrnamt>
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			<cusip>007903107</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>4193</sshPrnamt>
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			<nameOfIssuer>Alphabet Inc Cl C</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>02079K107</cusip>
			<value>337</value>
			<shrsOrPrnAmt>
				<sshPrnamt>290</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<None>0</None>
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			<nameOfIssuer>Alphabet Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>02079K305</cusip>
			<value>116</value>
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				<sshPrnamt>100</sshPrnamt>
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			<nameOfIssuer>Altria Group Inc</nameOfIssuer>
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			<cusip>025537101</cusip>
			<value>187</value>
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			<nameOfIssuer>American Express CO</nameOfIssuer>
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			<cusip>025816109</cusip>
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			<nameOfIssuer>Amgen Inc</nameOfIssuer>
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			<cusip>031162100</cusip>
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			<nameOfIssuer>Anthem Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>036752103</cusip>
			<value>215</value>
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				<sshPrnamt>946</sshPrnamt>
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			<value>63</value>
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				<None>0</None>
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			<nameOfIssuer>Ares Cap Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>04010L103</cusip>
			<value>11</value>
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			<nameOfIssuer>Assured Guaranty Muni Hldgs Inc</nameOfIssuer>
			<titleOfClass>Pfd Stk</titleOfClass>
			<cusip>04623A304</cusip>
			<value>25</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<votingAuthority>
				<Sole>1000</Sole>
				<Shared>0</Shared>
				<None>0</None>
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			<nameOfIssuer>BP PLC Sponsored ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>055622104</cusip>
			<value>132</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>0</None>
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			<nameOfIssuer>Bank of America Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>060505104</cusip>
			<value>4</value>
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			<cusip>067901108</cusip>
			<value>9</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>500</None>
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			<cusip>071813109</cusip>
			<value>556</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6854</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Shared>0</Shared>
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			<nameOfIssuer>Berkshire Hathaway Inc Class B</nameOfIssuer>
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			<cusip>084670702</cusip>
			<value>484</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2645</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>2085</None>
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			<nameOfIssuer>Block H &amp; R Inc</nameOfIssuer>
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			<value>115</value>
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			<nameOfIssuer>Bristol-Myers Squibb</nameOfIssuer>
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			<value>11</value>
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				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Brown Forman Corp Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>115637209</cusip>
			<value>163</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2937</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>297</Sole>
				<Shared>0</Shared>
				<None>2640</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cboe Global Markets Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>12503M108</cusip>
			<value>148</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1662</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>162</Sole>
				<Shared>0</Shared>
				<None>1500</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Csx Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>126408103</cusip>
			<value>243</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4236</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3516</Sole>
				<Shared>0</Shared>
				<None>720</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CVS Health Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>126650100</cusip>
			<value>424</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7147</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6271</Sole>
				<Shared>0</Shared>
				<None>876</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Capitol Bancorp Ltd</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>14056D105</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>300</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Caterpillar Inc Del</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>149123101</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>180</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>180</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Chemours CO Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>163851108</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>40</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>40</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Chevron Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>166764100</cusip>
			<value>148</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2049</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1624</Sole>
				<Shared>0</Shared>
				<None>425</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ciena Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>171779309</cusip>
			<value>20</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>17275R102</cusip>
			<value>394</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10033</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>9203</Sole>
				<Shared>0</Shared>
				<None>830</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Clorox CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>189054109</cusip>
			<value>439</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2534</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2534</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Co Diagnostics Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>189763105</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1124</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1124</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Coca Cola CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>191216100</cusip>
			<value>705</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15941</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>15341</Sole>
				<Shared>0</Shared>
				<None>600</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cognex Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>192422103</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>20</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Colgate Palmolive Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>194162103</cusip>
			<value>422</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6360</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6360</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ComcAst Corp Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>20030N101</cusip>
			<value>299</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8687</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>8543</Sole>
				<Shared>0</Shared>
				<None>144</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Conagra Foods Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>205887102</cusip>
			<value>277</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9438</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>9438</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Conocophillips</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>20825C104</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>380</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>380</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cooper Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>216648402</cusip>
			<value>318</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1153</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1153</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Corteva Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>22052L104</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>262</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>92</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cummins Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>231021106</cusip>
			<value>153</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1128</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>112</Sole>
				<Shared>0</Shared>
				<None>1016</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Davita Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>23918K108</cusip>
			<value>197</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2585</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>245</Sole>
				<Shared>0</Shared>
				<None>2340</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Deere &amp; Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>244199105</cusip>
			<value>39</value>
			<shrsOrPrnAmt>
				<sshPrnamt>280</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>280</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Disney Walt CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>254687106</cusip>
			<value>363</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3761</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3141</Sole>
				<Shared>0</Shared>
				<None>620</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Discover Financial Services</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>254709108</cusip>
			<value>43</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1218</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>885</Sole>
				<Shared>0</Shared>
				<None>333</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Docusign Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>256163106</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Dover Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>260003108</cusip>
			<value>348</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4143</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4143</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Dow Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>260557103</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>396</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>226</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Dropbox Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26210C104</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26441C204</cusip>
			<value>316</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3913</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3913</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DuPont de Nemours Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26614N102</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>262</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>92</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Etfmg Alternative Harvest</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26924G508</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>22</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Eastman Chemical CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>277432100</cusip>
			<value>121</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2590</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>276</Sole>
				<Shared>0</Shared>
				<None>2314</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ecolab</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>278865100</cusip>
			<value>360</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2313</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2313</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Edwards Lifesciences</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>28176E108</cusip>
			<value>155</value>
			<shrsOrPrnAmt>
				<sshPrnamt>823</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>84</Sole>
				<Shared>0</Shared>
				<None>739</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Emerson Elec Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>291011104</cusip>
			<value>330</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6917</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6917</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Entergy Louisiana LLC 1st Mtg</nameOfIssuer>
			<titleOfClass>Pfd Stk</titleOfClass>
			<cusip>29364W504</cusip>
			<value>114</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4552</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3571</Sole>
				<Shared>0</Shared>
				<None>981</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Equifax Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>294429105</cusip>
			<value>168</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1404</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>129</Sole>
				<Shared>0</Shared>
				<None>1275</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Equity Residential</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>29476L107</cusip>
			<value>89</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1450</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1450</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Exelon Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30161N101</cusip>
			<value>45</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1232</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1232</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30231G102</cusip>
			<value>494</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13002</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>10913</Sole>
				<Shared>0</Shared>
				<None>2089</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Flir Sys Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>302445101</cusip>
			<value>119</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3742</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>369</Sole>
				<Shared>0</Shared>
				<None>3373</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Facebook Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30303M102</cusip>
			<value>248</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1489</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>597</Sole>
				<Shared>0</Shared>
				<None>892</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Factset Research</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>303075105</cusip>
			<value>364</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1398</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1398</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fedex Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>31428X106</cusip>
			<value>160</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1317</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>196</Sole>
				<Shared>0</Shared>
				<None>1121</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>316773100</cusip>
			<value>135</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9064</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9064</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Financial Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>320209109</cusip>
			<value>81</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5426</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3426</Sole>
				<Shared>0</Shared>
				<None>2000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Merchants Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>320817109</cusip>
			<value>69</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2604</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2604</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Trust Financials Alphadex</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>33734X135</cusip>
			<value>127</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6007</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2679</Sole>
				<Shared>0</Shared>
				<None>3328</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Tr Exchange Traded Fd Vi</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>33738R100</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1850</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1850</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Flowserve Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>34354P105</cusip>
			<value>138</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5772</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5772</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ford Motor CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>345370860</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4730</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4730</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fox Corp B Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>35137L204</cusip>
			<value>126</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5508</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>598</Sole>
				<Shared>0</Shared>
				<None>4910</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Franco Nevada Corp ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>351858105</cusip>
			<value>20</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>369550108</cusip>
			<value>145</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1097</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>108</Sole>
				<Shared>0</Shared>
				<None>989</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Mills Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>370334104</cusip>
			<value>343</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6400</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Motors CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>37045V100</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Genuine Parts CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>372460105</cusip>
			<value>208</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3090</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3090</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>375558103</cusip>
			<value>393</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5253</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5253</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Glaxosmithkline PLC ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>37733W105</cusip>
			<value>114</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Graco</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>384109104</cusip>
			<value>275</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5644</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5644</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Grainger Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>384802104</cusip>
			<value>42</value>
			<shrsOrPrnAmt>
				<sshPrnamt>167</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>167</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Healthpeak Pptys Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>42250P103</cusip>
			<value>53</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2218</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>589</Sole>
				<Shared>0</Shared>
				<None>1629</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Hershey CO Foods Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>427866108</cusip>
			<value>332</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2506</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2406</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Home Depot Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>437076102</cusip>
			<value>435</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2332</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2332</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Honeywell International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>438516106</cusip>
			<value>155</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1158</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1158</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Horizon Bancorp Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>440407104</cusip>
			<value>4816</value>
			<shrsOrPrnAmt>
				<sshPrnamt>488455</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>264648</Sole>
				<Shared>0</Shared>
				<None>223807</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Hormel Foods</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>440452100</cusip>
			<value>346</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7420</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7420</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Humana Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>444859102</cusip>
			<value>171</value>
			<shrsOrPrnAmt>
				<sshPrnamt>544</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>58</Sole>
				<Shared>0</Shared>
				<None>486</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Huntington Bancshares</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>446150104</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Huntington Ingalls Inds Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>446413106</cusip>
			<value>145</value>
			<shrsOrPrnAmt>
				<sshPrnamt>794</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>80</Sole>
				<Shared>0</Shared>
				<None>714</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Illinois Tool Wks Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>452308109</cusip>
			<value>728</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5119</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5119</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Independent Bank Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>453836108</cusip>
			<value>30</value>
			<shrsOrPrnAmt>
				<sshPrnamt>461</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>461</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Intel Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>458140100</cusip>
			<value>771</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14249</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>10386</Sole>
				<Shared>0</Shared>
				<None>3863</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>International Business Machines</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>459200101</cusip>
			<value>702</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6327</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6108</Sole>
				<Shared>0</Shared>
				<None>219</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>International Paper Co Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>460146103</cusip>
			<value>167</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5367</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>458</Sole>
				<Shared>0</Shared>
				<None>4909</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Intuit</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>461202103</cusip>
			<value>174</value>
			<shrsOrPrnAmt>
				<sshPrnamt>755</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>70</Sole>
				<Shared>0</Shared>
				<None>685</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Financial Preferred ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V621</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>275</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>275</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Dynamic Pharmaceuticals</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V662</cusip>
			<value>123</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2228</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>982</Sole>
				<Shared>0</Shared>
				<None>1246</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Dwa Basic Materials</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V704</cusip>
			<value>80</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1944</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>736</Sole>
				<Shared>0</Shared>
				<None>1208</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Dwa Energy Momentum ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V878</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>474</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>161</Sole>
				<Shared>0</Shared>
				<None>313</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Exchng Traded Fd Tr Ii</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46138E610</cusip>
			<value>43</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>4000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco International Corp ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46138E636</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>94</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>94</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco DB Energy Fund</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46140H304</cusip>
			<value>48</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5880</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Dow Jones Select</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287168</cusip>
			<value>65</value>
			<shrsOrPrnAmt>
				<sshPrnamt>889</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>889</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Core S&amp;P 500 ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287200</cusip>
			<value>1979</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7660</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7660</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P 500 Growth Indext</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287309</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>68</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>68</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P 500 Value Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287408</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>95</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>95</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Barclays 1-3 Year</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287457</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>95</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>95</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Msci Eafe Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287465</cusip>
			<value>84</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1576</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>661</Sole>
				<Shared>0</Shared>
				<None>915</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Expanded Tech Sector ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287549</cusip>
			<value>920</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4343</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1898</Sole>
				<Shared>0</Shared>
				<None>2445</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Nasdaq Biotechnology</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287556</cusip>
			<value>151</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1403</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>621</Sole>
				<Shared>0</Shared>
				<None>782</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 1000 Value Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287598</cusip>
			<value>33</value>
			<shrsOrPrnAmt>
				<sshPrnamt>330</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>330</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 1000 Growth</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287614</cusip>
			<value>123</value>
			<shrsOrPrnAmt>
				<sshPrnamt>815</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>815</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 2000 Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287655</cusip>
			<value>74</value>
			<shrsOrPrnAmt>
				<sshPrnamt>645</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>151</Sole>
				<Shared>0</Shared>
				<None>494</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P Smallcap 600 Value</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287879</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>17</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P Small Cap 600 Growth</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287887</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>15</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Barclays 3-7 Year</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464288661</cusip>
			<value>74</value>
			<shrsOrPrnAmt>
				<sshPrnamt>557</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>557</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Silver Trust</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46428Q109</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>437</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>437</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Core Msci Eafe ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46432F842</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>141</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>141</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>JPMorgan</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46625H100</cusip>
			<value>215</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2392</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2392</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>478160104</cusip>
			<value>782</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5962</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5258</Sole>
				<Shared>0</Shared>
				<None>704</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kellogg CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>487836108</cusip>
			<value>318</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5300</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Keycorp New</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>493267108</cusip>
			<value>112</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10760</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>10760</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kimberly Clark Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>494368103</cusip>
			<value>424</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3316</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3316</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kinder Morgan Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>49456B101</cusip>
			<value>53</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3793</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3793</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kohls Corporation WI</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>500255104</cusip>
			<value>112</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7643</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7643</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kraft Heinz Company</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>500754106</cusip>
			<value>31</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1246</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>346</Sole>
				<Shared>0</Shared>
				<None>900</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kroger CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>501044101</cusip>
			<value>499</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16571</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>13186</Sole>
				<Shared>0</Shared>
				<None>3385</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>L3 Harris Technologies Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>502431109</cusip>
			<value>215</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1196</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>88</Sole>
				<Shared>0</Shared>
				<None>1108</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Laboratory Corp America Hldgs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>50540R409</cusip>
			<value>145</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1149</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>107</Sole>
				<Shared>0</Shared>
				<None>1042</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Las Vegas Sands Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>517834107</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Leidos Holdings Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>525327102</cusip>
			<value>156</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1701</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>178</Sole>
				<Shared>0</Shared>
				<None>1523</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lilly Eli &amp; CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>532457108</cusip>
			<value>676</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4872</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3509</Sole>
				<Shared>0</Shared>
				<None>1363</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lions Gate Entertainment  Corp Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>535919401</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lions Gate Entertainment Corp Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>535919500</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>539830109</cusip>
			<value>192</value>
			<shrsOrPrnAmt>
				<sshPrnamt>567</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>113</Sole>
				<Shared>0</Shared>
				<None>454</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lowes Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>548661107</cusip>
			<value>535</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6212</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6212</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Msc Industrial Direct Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>553530106</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>259</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>132</Sole>
				<Shared>0</Shared>
				<None>127</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Marathon Oil Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>565849106</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4361</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1896</Sole>
				<Shared>0</Shared>
				<None>2465</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Marathon Pete Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>56585A102</cusip>
			<value>19</value>
			<shrsOrPrnAmt>
				<sshPrnamt>800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>800</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Mastercard Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>57636Q104</cusip>
			<value>157</value>
			<shrsOrPrnAmt>
				<sshPrnamt>652</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>63</Sole>
				<Shared>0</Shared>
				<None>589</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>McDonalds Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>580135101</cusip>
			<value>439</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2652</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2602</Sole>
				<Shared>0</Shared>
				<None>50</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Merck &amp; CO Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>58933Y105</cusip>
			<value>31</value>
			<shrsOrPrnAmt>
				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>400</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MetLIfe Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>59156R108</cusip>
			<value>28</value>
			<shrsOrPrnAmt>
				<sshPrnamt>925</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>925</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Microsoft Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>594918104</cusip>
			<value>2091</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13256</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>11991</Sole>
				<Shared>0</Shared>
				<None>1265</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Mondelez International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>609207105</cusip>
			<value>52</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1038</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1038</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Motorola Solutions Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>620076307</cusip>
			<value>157</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1184</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>109</Sole>
				<Shared>0</Shared>
				<None>1075</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>National Information</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>62914B100</cusip>
			<value>719</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31250</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>31250</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>New York Cmnty Bancorp Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>649445103</cusip>
			<value>36</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3840</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3840</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nextera Energy Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>65339F101</cusip>
			<value>389</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1615</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1615</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nisource Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>65473P105</cusip>
			<value>437</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17489</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>17489</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Northrop Grumman Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>666807102</cusip>
			<value>312</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1032</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>255</Sole>
				<Shared>0</Shared>
				<None>777</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Northwest Ind Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>667516108</cusip>
			<value>28</value>
			<shrsOrPrnAmt>
				<sshPrnamt>900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>900</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Novartis A G Sponsored ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>66987V109</cusip>
			<value>367</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4456</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4456</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>O&apos;Reilly Automotive Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>67103H107</cusip>
			<value>82</value>
			<shrsOrPrnAmt>
				<sshPrnamt>271</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>170</Sole>
				<Shared>0</Shared>
				<None>101</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Occidental Petroleum Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>674599105</cusip>
			<value>60</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5192</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>574</Sole>
				<Shared>0</Shared>
				<None>4618</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Omnicom Group</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>681919106</cusip>
			<value>34</value>
			<shrsOrPrnAmt>
				<sshPrnamt>628</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>236</Sole>
				<Shared>0</Shared>
				<None>392</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Oracle Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>68389X105</cusip>
			<value>470</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9730</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5462</Sole>
				<Shared>0</Shared>
				<None>4268</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ppg</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>693506107</cusip>
			<value>261</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3119</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3119</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pacwest Bancorp Del</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>695263103</cusip>
			<value>20</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Patrick Industries Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>703343103</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pepsico Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>713448108</cusip>
			<value>784</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6529</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6098</Sole>
				<Shared>0</Shared>
				<None>431</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pfizer Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>717081103</cusip>
			<value>4476</value>
			<shrsOrPrnAmt>
				<sshPrnamt>137121</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>20384</Sole>
				<Shared>0</Shared>
				<None>116737</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Philip Morris International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>718172109</cusip>
			<value>380</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5206</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1726</Sole>
				<Shared>0</Shared>
				<None>3480</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pioneer Natural Resources CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>723787107</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>18</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Principal Spectrum Prfd Capital Sec Inc Cl I</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>74253Q416</cusip>
			<value>121</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13393</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>13393</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Procter &amp; Gamble CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>742718109</cusip>
			<value>895</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8133</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>7983</Sole>
				<Shared>0</Shared>
				<None>150</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Prospect Capital Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>74348T102</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Public Storage 1/1000 Pfd</nameOfIssuer>
			<titleOfClass>Pfd Stk</titleOfClass>
			<cusip>74460W875</cusip>
			<value>111</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4681</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>4681</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>747525103</cusip>
			<value>515</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7612</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5491</Sole>
				<Shared>0</Shared>
				<None>2121</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Raytheon CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>755111507</cusip>
			<value>127</value>
			<shrsOrPrnAmt>
				<sshPrnamt>969</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>505</Sole>
				<Shared>0</Shared>
				<None>464</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Realty Income Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>756109104</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>125</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>125</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Roku Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>77543R102</cusip>
			<value>44</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Roper Technologies, Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>776696106</cusip>
			<value>32</value>
			<shrsOrPrnAmt>
				<sshPrnamt>102</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>71</Sole>
				<Shared>0</Shared>
				<None>31</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ross Stores</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>778296103</cusip>
			<value>339</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3897</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3897</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Royal Dutch Shell PLC ADR A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>780259206</cusip>
			<value>35</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78409V104</cusip>
			<value>181</value>
			<shrsOrPrnAmt>
				<sshPrnamt>738</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>70</Sole>
				<Shared>0</Shared>
				<None>668</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78462F103</cusip>
			<value>987</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3829</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2713</Sole>
				<Shared>0</Shared>
				<None>1116</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Gold Shares</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78463V107</cusip>
			<value>178</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>692</Sole>
				<Shared>0</Shared>
				<None>508</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Bloomberg Barclays Intl ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A516</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>90</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>90</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P Regional Banking ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A698</cusip>
			<value>66</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2032</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>859</Sole>
				<Shared>0</Shared>
				<None>1173</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P Dividend</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A763</cusip>
			<value>127</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1585</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>251</Sole>
				<Shared>0</Shared>
				<None>1334</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Dow Jones Indl</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78467X109</cusip>
			<value>219</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Spdr Series Trust</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78468R622</cusip>
			<value>30</value>
			<shrsOrPrnAmt>
				<sshPrnamt>316</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>316</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Sandstorm Gold Ltd</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>80013R206</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>478</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>478</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Energy Select Sector SPDR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81369Y506</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1881</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>408</Sole>
				<Shared>0</Shared>
				<None>1473</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Utilities Select Sector</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81369Y886</cusip>
			<value>211</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3799</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1366</Sole>
				<Shared>0</Shared>
				<None>2433</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Service Pptys Tr</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81761L102</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>A O Smith Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>831865209</cusip>
			<value>164</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4350</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>439</Sole>
				<Shared>0</Shared>
				<None>3911</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Snap On, Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>833034101</cusip>
			<value>214</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1971</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1971</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Southern CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>842587107</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>425</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>425</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Southwest Airlines CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>844741108</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Stanley Black &amp; Deck</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>854502101</cusip>
			<value>26</value>
			<shrsOrPrnAmt>
				<sshPrnamt>259</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>259</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Starbucks Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>855244109</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Stmicroelectronics ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>861012102</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Stryker Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>863667101</cusip>
			<value>336</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2020</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2020</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Sysco Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>871829107</cusip>
			<value>513</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11242</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>11242</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TCF Financial Corporation New</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872307103</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>400</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Td Ameritrade Holding Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>87236Y108</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>327</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>327</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TJX Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872540109</cusip>
			<value>496</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10373</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>9351</Sole>
				<Shared>0</Shared>
				<None>1022</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>T Mobile Us Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872590104</cusip>
			<value>176</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2097</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>211</Sole>
				<Shared>0</Shared>
				<None>1886</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Target Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>87612E106</cusip>
			<value>525</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5652</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5652</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Tesla Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>88160R101</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>15</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Textron Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>883203101</cusip>
			<value>114</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4292</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>429</Sole>
				<Shared>0</Shared>
				<None>3863</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>3m CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>88579Y101</cusip>
			<value>1149</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8416</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>7340</Sole>
				<Shared>0</Shared>
				<None>1076</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Travelers Companies Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>89417E109</cusip>
			<value>10</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Trustco Bk Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>898349105</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Twitter Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>90184L102</cusip>
			<value>144</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5873</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>577</Sole>
				<Shared>0</Shared>
				<None>5296</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>US Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>902973304</cusip>
			<value>33</value>
			<shrsOrPrnAmt>
				<sshPrnamt>965</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>965</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>United Parcel Service Inc Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>911312106</cusip>
			<value>202</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2159</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>345</Sole>
				<Shared>0</Shared>
				<None>1814</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>United Technologies Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>913017109</cusip>
			<value>36</value>
			<shrsOrPrnAmt>
				<sshPrnamt>380</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>380</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vaneck Vectors Trust</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92189F700</cusip>
			<value>28</value>
			<shrsOrPrnAmt>
				<sshPrnamt>552</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>328</Sole>
				<Shared>0</Shared>
				<None>224</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vaneck Vectors ETF Trust JP</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92189H300</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>67</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>67</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Star Fd Vg Tl Intl Stk</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>921909768</cusip>
			<value>42</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard International Growth</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>921910204</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>260</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>260</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Global Wellington Fd Admiral S</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>921910766</cusip>
			<value>98</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4112</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>4112</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Wellington Adm</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>921935201</cusip>
			<value>261</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4082</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4082</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Ftse Developed Markets</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>921943858</cusip>
			<value>37</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Whitehall Fds Inc High Div Yld</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>921946406</cusip>
			<value>71</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Ftse Emerging Markets</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922042858</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>690</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>440</Sole>
				<Shared>0</Shared>
				<None>250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Consumer Discretionary</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A108</cusip>
			<value>302</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2076</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>844</Sole>
				<Shared>0</Shared>
				<None>1232</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Consumer Staples ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A207</cusip>
			<value>277</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2012</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1002</Sole>
				<Shared>0</Shared>
				<None>1010</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Financials ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A405</cusip>
			<value>163</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3213</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1488</Sole>
				<Shared>0</Shared>
				<None>1725</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Health Care Index Fund</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A504</cusip>
			<value>275</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1653</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>696</Sole>
				<Shared>0</Shared>
				<None>957</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Industrials ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A603</cusip>
			<value>219</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1986</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1322</Sole>
				<Shared>0</Shared>
				<None>664</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Communication Services</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A884</cusip>
			<value>85</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1116</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>471</Sole>
				<Shared>0</Shared>
				<None>645</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Short-Term Corporate</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92206C409</cusip>
			<value>19</value>
			<shrsOrPrnAmt>
				<sshPrnamt>237</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>237</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Varian Medical Systems Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92220P105</cusip>
			<value>152</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1479</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>142</Sole>
				<Shared>0</Shared>
				<None>1337</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Mun Bd Fd Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922907746</cusip>
			<value>106</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard 500 S&amp;P ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908363</cusip>
			<value>734</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3100</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Mid-Cap Value ETF Voe</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908512</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>37</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Mid-Cap Growth Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908538</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>31</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard REIT ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908553</cusip>
			<value>89</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1273</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1273</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ETF Vanguard Total</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908769</cusip>
			<value>2052</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15920</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>15920</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Verisign Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92343E102</cusip>
			<value>186</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1031</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>94</Sole>
				<Shared>0</Shared>
				<None>937</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Verizon Communications Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92343V104</cusip>
			<value>590</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10983</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>10880</Sole>
				<Shared>0</Shared>
				<None>103</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vertex Pharmaceuticals Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92532F100</cusip>
			<value>213</value>
			<shrsOrPrnAmt>
				<sshPrnamt>897</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>83</Sole>
				<Shared>0</Shared>
				<None>814</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Viacomcbs Inc Class B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92556H206</cusip>
			<value>105</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7489</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>703</Sole>
				<Shared>0</Shared>
				<None>6786</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Visa Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92826C839</cusip>
			<value>64</value>
			<shrsOrPrnAmt>
				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>400</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>W P Carey Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92936U109</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wal-Mart Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>931142103</cusip>
			<value>733</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6447</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6173</Sole>
				<Shared>0</Shared>
				<None>274</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Walgreens Boots Alliance Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>931427108</cusip>
			<value>376</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8216</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>7331</Sole>
				<Shared>0</Shared>
				<None>885</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wells Fargo &amp; CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>949746101</cusip>
			<value>73</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2535</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2010</Sole>
				<Shared>0</Shared>
				<None>525</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Welltower Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>95040Q104</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>175</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>175</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Weyerhaeuser Company</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>962166104</cusip>
			<value>115</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6787</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>712</Sole>
				<Shared>0</Shared>
				<None>6075</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wheaton Precious Metals Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>962879102</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Yum Brands Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>988498101</cusip>
			<value>136</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1987</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>190</Sole>
				<Shared>0</Shared>
				<None>1797</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Zimmer Biomet Holdings Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>98956P102</cusip>
			<value>320</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3167</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3167</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Aon PLC Class A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G0408V102</cusip>
			<value>91</value>
			<shrsOrPrnAmt>
				<sshPrnamt>550</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>550</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Accenture PLC</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>700</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4286</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3203</Sole>
				<Shared>0</Shared>
				<None>1083</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Eaton Corp PLC Shs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G29183103</cusip>
			<value>107</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1371</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1371</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Everest Re Group</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G3223R108</cusip>
			<value>53</value>
			<shrsOrPrnAmt>
				<sshPrnamt>277</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>277</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Linde PLC</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G5494J103</cusip>
			<value>57</value>
			<shrsOrPrnAmt>
				<sshPrnamt>330</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>330</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Medtronic PLC</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G5960L103</cusip>
			<value>542</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6010</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5906</Sole>
				<Shared>0</Shared>
				<None>104</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Te Connectivity Ltd</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>H84989104</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>112</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>112</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Check Point Software</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>M22465104</cusip>
			<value>292</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2900</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Mellanox Technologies Ltd</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>M51363113</cusip>
			<value>24</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
			</votingAuthority>
		</infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
