<SEC-DOCUMENT>0001567619-20-014625.txt : 20200810
<SEC-HEADER>0001567619-20-014625.hdr.sgml : 20200810
<ACCEPTANCE-DATETIME>20200810154757
ACCESSION NUMBER:		0001567619-20-014625
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20200630
FILED AS OF DATE:		20200810
DATE AS OF CHANGE:		20200810
EFFECTIVENESS DATE:		20200810

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORIZON BANCORP INC /IN/
		CENTRAL INDEX KEY:			0000706129
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				351562417
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-06479
		FILM NUMBER:		201089120

	BUSINESS ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360
		BUSINESS PHONE:		2198790211

	MAIL ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORIZON BANCORP /IN/
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS MICHIANA FINANCIAL CORP
		DATE OF NAME CHANGE:	19861021
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0000706129</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>06-30-2020</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>06-30-2020</reportCalendarOrQuarter>
      <filingManager>
        <name>HORIZON BANCORP INC /IN/</name>
        <address>
          <com:street1>515 FRANKLIN STREET</com:street1>
          <com:city>MICHIGAN CITY</com:city>
          <com:stateOrCountry>IN</com:stateOrCountry>
          <com:zipCode>46360</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-06479</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Rachel L. Saxon</name>
      <title>President &amp; Senior Trust Officer</title>
      <phone>219-873-2618</phone>
      <signature>Rachel L. Saxon</signature>
      <city>Michigan City</city>
      <stateOrCountry>IN</stateOrCountry>
      <signatureDate>08-10-2020</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
      <tableEntryTotal>249</tableEntryTotal>
      <tableValueTotal>93092</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
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			<nameOfIssuer>Aflac Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>001055102</cusip>
			<value>121</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3370</sshPrnamt>
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			<nameOfIssuer>Alps ETF Tr Alerian MLP</nameOfIssuer>
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			<cusip>00162Q452</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>104</sshPrnamt>
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				<None>0</None>
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			<nameOfIssuer>AT&amp;T Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>00206R102</cusip>
			<value>307</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10169</sshPrnamt>
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			<nameOfIssuer>Abbott Labs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>002824100</cusip>
			<value>781</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8540</sshPrnamt>
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				<None>1700</None>
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			<nameOfIssuer>Abbvie Inc</nameOfIssuer>
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			<cusip>00287Y109</cusip>
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				<sshPrnamt>2358</sshPrnamt>
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			<nameOfIssuer>Aberdeen Std Gold ETFTr</nameOfIssuer>
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				<sshPrnamt>900</sshPrnamt>
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			<titleOfClass>Com</titleOfClass>
			<cusip>003654100</cusip>
			<value>220</value>
			<shrsOrPrnAmt>
				<sshPrnamt>909</sshPrnamt>
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			<votingAuthority>
				<Sole>146</Sole>
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				<None>763</None>
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			<nameOfIssuer>Advanced Micro Devices</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>007903107</cusip>
			<value>174</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3311</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>2672</None>
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			<nameOfIssuer>Alphabet Inc Cl C</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>02079K107</cusip>
			<value>298</value>
			<shrsOrPrnAmt>
				<sshPrnamt>211</sshPrnamt>
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			<nameOfIssuer>Altria Group Inc</nameOfIssuer>
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			<cusip>02209S103</cusip>
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			<nameOfIssuer>Amazon.Com Inc</nameOfIssuer>
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			<nameOfIssuer>American Electric &amp; Power CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>025537101</cusip>
			<value>192</value>
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			<nameOfIssuer>American Express CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>025816109</cusip>
			<value>14</value>
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			<nameOfIssuer>Amgen Inc</nameOfIssuer>
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			<cusip>031162100</cusip>
			<value>566</value>
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			<votingAuthority>
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			<nameOfIssuer>Anthem Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>036752103</cusip>
			<value>249</value>
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				<sshPrnamt>946</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<sshPrnamt>1764</sshPrnamt>
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			<value>72</value>
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				<sshPrnamt>1794</sshPrnamt>
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			<votingAuthority>
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				<None>0</None>
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			<nameOfIssuer>BP PLC Sponsored ADR</nameOfIssuer>
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			<cusip>055622104</cusip>
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				<sshPrnamt>5404</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>0</None>
			</votingAuthority>
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			<nameOfIssuer>Bank of America Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>060505104</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
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			<nameOfIssuer>Barrick Gold Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>067901108</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>600</None>
			</votingAuthority>
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			<nameOfIssuer>Baxter International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>071813109</cusip>
			<value>498</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5670</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>4031</Sole>
				<Shared>0</Shared>
				<None>1639</None>
			</votingAuthority>
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			<nameOfIssuer>Berkley W R Corp</nameOfIssuer>
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			<cusip>084423102</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>150</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>Berkshire Hathaway Inc Class B</nameOfIssuer>
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			<cusip>084670702</cusip>
			<value>410</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2299</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>1825</None>
			</votingAuthority>
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			<nameOfIssuer>Block H &amp; R Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
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			<value>153</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10731</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1652</Sole>
				<Shared>0</Shared>
				<None>9079</None>
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			<nameOfIssuer>Bristol Myers Squibb Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>110122108</cusip>
			<value>829</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>11842</Sole>
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				<None>2254</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>Bristol-Myers Squibb</nameOfIssuer>
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			<votingAuthority>
				<Sole>2431</Sole>
				<Shared>0</Shared>
				<None>0</None>
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			<nameOfIssuer>Brown Forman Corp Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
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			<shrsOrPrnAmt>
				<sshPrnamt>2610</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>477</Sole>
				<Shared>0</Shared>
				<None>2133</None>
			</votingAuthority>
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			<nameOfIssuer>Cboe Global Markets Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>12503M108</cusip>
			<value>161</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1722</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>289</Sole>
				<Shared>0</Shared>
				<None>1433</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Csx Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>126408103</cusip>
			<value>278</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3990</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3270</Sole>
				<Shared>0</Shared>
				<None>720</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CVS Health Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>126650100</cusip>
			<value>382</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5886</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>4910</Sole>
				<Shared>0</Shared>
				<None>976</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Carrier Global Corporation</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>14448C104</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>380</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>380</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Caterpillar Inc Del</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>149123101</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>180</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>180</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Chemours CO Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>163851108</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>40</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>40</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Chevron Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>166764100</cusip>
			<value>125</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1396</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1095</Sole>
				<Shared>0</Shared>
				<None>301</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>17275R102</cusip>
			<value>348</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7239</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6409</Sole>
				<Shared>0</Shared>
				<None>830</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Clorox CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>189054109</cusip>
			<value>427</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1947</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1947</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Co Diagnostics Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>189763105</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1124</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1124</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Coca Cola CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>191216100</cusip>
			<value>638</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14290</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>13690</Sole>
				<Shared>0</Shared>
				<None>600</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cognex Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>192422103</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>20</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Colgate Palmolive Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>194162103</cusip>
			<value>392</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5357</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5357</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ComcAst Corp Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>20030N101</cusip>
			<value>229</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5873</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5729</Sole>
				<Shared>0</Shared>
				<None>144</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Conagra Foods Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>205887102</cusip>
			<value>315</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8953</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>8953</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Conocophillips</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>20825C104</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>380</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>380</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cooper Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>216648402</cusip>
			<value>225</value>
			<shrsOrPrnAmt>
				<sshPrnamt>793</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>793</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Corteva Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>22052L104</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>170</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cummins Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>231021106</cusip>
			<value>195</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1128</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>189</Sole>
				<Shared>0</Shared>
				<None>939</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Davita Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>23918K108</cusip>
			<value>173</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2183</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>399</Sole>
				<Shared>0</Shared>
				<None>1784</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Deere &amp; Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>244199105</cusip>
			<value>44</value>
			<shrsOrPrnAmt>
				<sshPrnamt>280</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>280</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Disney Walt CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>254687106</cusip>
			<value>370</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3322</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2687</Sole>
				<Shared>0</Shared>
				<None>635</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Discover Financial Services</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>254709108</cusip>
			<value>53</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1060</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>727</Sole>
				<Shared>0</Shared>
				<None>333</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Docusign Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>256163106</cusip>
			<value>17</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>Dover Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>260003108</cusip>
			<value>400</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4143</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4143</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Dow Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>260557103</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>36</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>36</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26441C204</cusip>
			<value>313</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3913</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3913</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DuPont de Nemours Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26614N102</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>170</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Etfmg Alternative Harvest</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26924G508</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>22</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Eastman Chemical CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>277432100</cusip>
			<value>189</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2708</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>450</Sole>
				<Shared>0</Shared>
				<None>2258</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ecolab</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>278865100</cusip>
			<value>350</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1758</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1758</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Edwards Lifesciences</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>28176E108</cusip>
			<value>170</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2453</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>434</Sole>
				<Shared>0</Shared>
				<None>2019</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Emerson Elec Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>291011104</cusip>
			<value>332</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5345</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5345</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Equifax Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>294429105</cusip>
			<value>203</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1180</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>199</Sole>
				<Shared>0</Shared>
				<None>981</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Equity Residential</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>29476L107</cusip>
			<value>85</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1450</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1450</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Exelon Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30161N101</cusip>
			<value>45</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1232</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1232</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30231G102</cusip>
			<value>563</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12582</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>10683</Sole>
				<Shared>0</Shared>
				<None>1899</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Flir Sys Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>302445101</cusip>
			<value>157</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3878</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>674</Sole>
				<Shared>0</Shared>
				<None>3204</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Facebook Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30303M102</cusip>
			<value>188</value>
			<shrsOrPrnAmt>
				<sshPrnamt>827</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>147</Sole>
				<Shared>0</Shared>
				<None>680</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Factset Research</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>303075105</cusip>
			<value>329</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1003</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1003</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fedex Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>31428X106</cusip>
			<value>204</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1452</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>295</Sole>
				<Shared>0</Shared>
				<None>1157</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>316773100</cusip>
			<value>175</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9064</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9064</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Financial Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>320209109</cusip>
			<value>75</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5426</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3426</Sole>
				<Shared>0</Shared>
				<None>2000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Merchants Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>320817109</cusip>
			<value>72</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2604</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2604</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Trust Financials Alphadex</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>33734X135</cusip>
			<value>137</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5361</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2033</Sole>
				<Shared>0</Shared>
				<None>3328</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Flowserve Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>34354P105</cusip>
			<value>165</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5772</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5772</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ford Motor CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>345370860</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3784</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3784</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fox Corp B Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>35137L204</cusip>
			<value>178</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6644</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1077</Sole>
				<Shared>0</Shared>
				<None>5567</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Franco Nevada Corp ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>351858105</cusip>
			<value>28</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>369550108</cusip>
			<value>176</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1180</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>191</Sole>
				<Shared>0</Shared>
				<None>989</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Mills Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>370334104</cusip>
			<value>328</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5319</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5219</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Motors CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>37045V100</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Genuine Parts CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>372460105</cusip>
			<value>216</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2480</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2480</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>375558103</cusip>
			<value>321</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4178</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4178</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Graco</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>384109104</cusip>
			<value>271</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5644</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5644</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Grainger Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>384802104</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>50</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>50</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Healthpeak Pptys Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>42250P103</cusip>
			<value>57</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2077</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>448</Sole>
				<Shared>0</Shared>
				<None>1629</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Hershey CO Foods Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>427866108</cusip>
			<value>222</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1715</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1615</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Home Depot Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>437076102</cusip>
			<value>444</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1774</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1774</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Honeywell International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>438516106</cusip>
			<value>167</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1158</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1158</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Horizon Bancorp Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>440407104</cusip>
			<value>7897</value>
			<shrsOrPrnAmt>
				<sshPrnamt>738691</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>268191</Sole>
				<Shared>0</Shared>
				<None>470500</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Hormel Foods</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>440452100</cusip>
			<value>258</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5350</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5350</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Humana Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>444859102</cusip>
			<value>181</value>
			<shrsOrPrnAmt>
				<sshPrnamt>466</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>90</Sole>
				<Shared>0</Shared>
				<None>376</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Huntington Bancshares</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>446150104</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Huntington Ingalls Inds Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>446413106</cusip>
			<value>159</value>
			<shrsOrPrnAmt>
				<sshPrnamt>909</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>154</Sole>
				<Shared>0</Shared>
				<None>755</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Illinois Tool Wks Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>452308109</cusip>
			<value>782</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4474</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4474</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Illumina Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>452327109</cusip>
			<value>170</value>
			<shrsOrPrnAmt>
				<sshPrnamt>459</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>66</Sole>
				<Shared>0</Shared>
				<None>393</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Independent Bank Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>453836108</cusip>
			<value>31</value>
			<shrsOrPrnAmt>
				<sshPrnamt>461</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>461</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Intel Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>458140100</cusip>
			<value>744</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12442</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>8579</Sole>
				<Shared>0</Shared>
				<None>3863</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>International Business Machines</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>459200101</cusip>
			<value>464</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3838</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3619</Sole>
				<Shared>0</Shared>
				<None>219</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>International Paper Co Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>460146103</cusip>
			<value>211</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6005</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>846</Sole>
				<Shared>0</Shared>
				<None>5159</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Intuit</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>461202103</cusip>
			<value>183</value>
			<shrsOrPrnAmt>
				<sshPrnamt>617</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>112</Sole>
				<Shared>0</Shared>
				<None>505</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Financial Preferred ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V621</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>275</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>275</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Dynamic Pharmaceuticals</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V662</cusip>
			<value>129</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1988</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>742</Sole>
				<Shared>0</Shared>
				<None>1246</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Dwa Basic Materials</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V704</cusip>
			<value>84</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1654</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>446</Sole>
				<Shared>0</Shared>
				<None>1208</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Dwa Energy Momentum ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V878</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>425</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>112</Sole>
				<Shared>0</Shared>
				<None>313</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco International Corp ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46138E636</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>94</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>94</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco DB Energy Fund</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46140H304</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5880</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Dow Jones Select</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287168</cusip>
			<value>72</value>
			<shrsOrPrnAmt>
				<sshPrnamt>889</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>889</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Core S&amp;P 500 ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287200</cusip>
			<value>2372</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7660</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7660</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P 500 Growth Indext</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287309</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>68</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>68</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P 500 Value Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287408</cusip>
			<value>10</value>
			<shrsOrPrnAmt>
				<sshPrnamt>95</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>95</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Barclays 1-3 Year</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287457</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>95</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>95</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Msci Eafe Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287465</cusip>
			<value>70</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1147</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>661</Sole>
				<Shared>0</Shared>
				<None>486</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Expanded Tech Sector ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287549</cusip>
			<value>1083</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1435</Sole>
				<Shared>0</Shared>
				<None>2445</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Nasdaq Biotechnology</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287556</cusip>
			<value>171</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1251</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>469</Sole>
				<Shared>0</Shared>
				<None>782</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 1000 Value Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287598</cusip>
			<value>37</value>
			<shrsOrPrnAmt>
				<sshPrnamt>330</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>330</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 1000 Growth</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287614</cusip>
			<value>156</value>
			<shrsOrPrnAmt>
				<sshPrnamt>815</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>815</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 2000 Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287655</cusip>
			<value>75</value>
			<shrsOrPrnAmt>
				<sshPrnamt>522</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>151</Sole>
				<Shared>0</Shared>
				<None>371</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P Smallcap 600 Value</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287879</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>17</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P Small Cap 600 Growth</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287887</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>15</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Barclays 3-7 Year</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464288661</cusip>
			<value>74</value>
			<shrsOrPrnAmt>
				<sshPrnamt>557</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>557</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Silver Trust</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46428Q109</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>437</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>437</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Core Msci Eafe ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46432F842</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>141</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>141</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>JPMorgan</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46625H100</cusip>
			<value>225</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2392</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2392</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>478160104</cusip>
			<value>752</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5347</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>4643</Sole>
				<Shared>0</Shared>
				<None>704</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kellogg CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>487836108</cusip>
			<value>265</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4016</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4016</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Keycorp New</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>493267108</cusip>
			<value>131</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10760</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>10760</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kimberly Clark Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>494368103</cusip>
			<value>382</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2703</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2703</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kinder Morgan Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>49456B101</cusip>
			<value>17</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1100</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kohls Corporation WI</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>500255104</cusip>
			<value>115</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5520</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5520</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kraft Heinz Company</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>500754106</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>720</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>720</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kroger CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>501044101</cusip>
			<value>477</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14102</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>10717</Sole>
				<Shared>0</Shared>
				<None>3385</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>L3 Harris Technologies Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>502431109</cusip>
			<value>200</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1176</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>157</Sole>
				<Shared>0</Shared>
				<None>1019</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Laboratory Corp America Hldgs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>50540R409</cusip>
			<value>176</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1060</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>179</Sole>
				<Shared>0</Shared>
				<None>881</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Leidos Holdings Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>525327102</cusip>
			<value>166</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1771</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>310</Sole>
				<Shared>0</Shared>
				<None>1461</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lilly Eli &amp; CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>532457108</cusip>
			<value>592</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3603</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2697</Sole>
				<Shared>0</Shared>
				<None>906</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lions Gate Entertainment  Corp Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>535919401</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lions Gate Entertainment Corp Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>535919500</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>539830109</cusip>
			<value>195</value>
			<shrsOrPrnAmt>
				<sshPrnamt>533</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>147</Sole>
				<Shared>0</Shared>
				<None>386</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lowes Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>548661107</cusip>
			<value>703</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5200</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Msc Industrial Direct Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>553530106</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>217</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>90</Sole>
				<Shared>0</Shared>
				<None>127</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Marathon Oil Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>565849106</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3650</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1185</Sole>
				<Shared>0</Shared>
				<None>2465</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Marathon Pete Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>56585A102</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>600</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Mastercard Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>57636Q104</cusip>
			<value>187</value>
			<shrsOrPrnAmt>
				<sshPrnamt>634</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>104</Sole>
				<Shared>0</Shared>
				<None>530</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>McDonalds Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>580135101</cusip>
			<value>395</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2143</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2093</Sole>
				<Shared>0</Shared>
				<None>50</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Merck &amp; CO Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>58933Y105</cusip>
			<value>31</value>
			<shrsOrPrnAmt>
				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>400</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MetLIfe Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>59156R108</cusip>
			<value>34</value>
			<shrsOrPrnAmt>
				<sshPrnamt>925</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>925</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Microsoft Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>594918104</cusip>
			<value>1419</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6971</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5706</Sole>
				<Shared>0</Shared>
				<None>1265</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Motorola Solutions Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>620076307</cusip>
			<value>175</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1248</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>205</Sole>
				<Shared>0</Shared>
				<None>1043</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>National Information</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>62914B100</cusip>
			<value>718</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31250</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>31250</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>New York Cmnty Bancorp Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>649445103</cusip>
			<value>31</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3072</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3072</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nextera Energy Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>65339F101</cusip>
			<value>388</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1615</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1615</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nisource Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>65473P105</cusip>
			<value>398</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17489</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>17489</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Northrop Grumman Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>666807102</cusip>
			<value>295</value>
			<shrsOrPrnAmt>
				<sshPrnamt>958</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>246</Sole>
				<Shared>0</Shared>
				<None>712</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Novartis A G Sponsored ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>66987V109</cusip>
			<value>314</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3600</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>O&apos;Reilly Automotive Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>67103H107</cusip>
			<value>97</value>
			<shrsOrPrnAmt>
				<sshPrnamt>229</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>128</Sole>
				<Shared>0</Shared>
				<None>101</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Occidental Petroleum Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>674599105</cusip>
			<value>95</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5165</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>750</Sole>
				<Shared>0</Shared>
				<None>4415</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Omnicom Group</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>681919106</cusip>
			<value>30</value>
			<shrsOrPrnAmt>
				<sshPrnamt>556</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>164</Sole>
				<Shared>0</Shared>
				<None>392</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Oracle Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>68389X105</cusip>
			<value>538</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9730</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5462</Sole>
				<Shared>0</Shared>
				<None>4268</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Otis Worldwide Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>68902V107</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>190</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>190</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ppg</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>693506107</cusip>
			<value>235</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2213</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2213</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pacwest Bancorp Del</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>695263103</cusip>
			<value>17</value>
			<shrsOrPrnAmt>
				<sshPrnamt>880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>880</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Parsley Energy Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>701877102</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Patrick Industries Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>703343103</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pepsico Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>713448108</cusip>
			<value>753</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5696</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5265</Sole>
				<Shared>0</Shared>
				<None>431</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pfizer Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>717081103</cusip>
			<value>4484</value>
			<shrsOrPrnAmt>
				<sshPrnamt>137121</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>20384</Sole>
				<Shared>0</Shared>
				<None>116737</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Philip Morris International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>718172109</cusip>
			<value>258</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3676</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>399</Sole>
				<Shared>0</Shared>
				<None>3277</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Procter &amp; Gamble CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>742718109</cusip>
			<value>818</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6840</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6690</Sole>
				<Shared>0</Shared>
				<None>150</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Prospect Capital Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>74348T102</cusip>
			<value>13</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2560</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2560</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>747525103</cusip>
			<value>562</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6157</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>4344</Sole>
				<Shared>0</Shared>
				<None>1813</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Realty Income Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>756109104</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>125</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>125</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Regeneron Pharmaceuticals</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>75886F107</cusip>
			<value>163</value>
			<shrsOrPrnAmt>
				<sshPrnamt>261</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>38</Sole>
				<Shared>0</Shared>
				<None>223</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Roper Technologies, Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>776696106</cusip>
			<value>31</value>
			<shrsOrPrnAmt>
				<sshPrnamt>81</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>50</Sole>
				<Shared>0</Shared>
				<None>31</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ross Stores</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>778296103</cusip>
			<value>222</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2748</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2607</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78409V104</cusip>
			<value>192</value>
			<shrsOrPrnAmt>
				<sshPrnamt>584</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>104</Sole>
				<Shared>0</Shared>
				<None>480</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78462F103</cusip>
			<value>1089</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3530</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2713</Sole>
				<Shared>0</Shared>
				<None>817</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Gold Shares</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78463V107</cusip>
			<value>271</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1620</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>797</Sole>
				<Shared>0</Shared>
				<None>823</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Bloomberg Barclays Intl ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A516</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>90</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>90</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P Regional Banking ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A698</cusip>
			<value>68</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1763</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>590</Sole>
				<Shared>0</Shared>
				<None>1173</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P Dividend</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A763</cusip>
			<value>107</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1172</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>251</Sole>
				<Shared>0</Shared>
				<None>921</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Dow Jones Indl</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78467X109</cusip>
			<value>258</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Sandstorm Gold Ltd</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>80013R206</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>478</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>478</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Energy Select Sector SPDR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81369Y506</cusip>
			<value>65</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1720</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>247</Sole>
				<Shared>0</Shared>
				<None>1473</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Utilities Select Sector</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81369Y886</cusip>
			<value>195</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3464</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1031</Sole>
				<Shared>0</Shared>
				<None>2433</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>Service Pptys Tr</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81761L102</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1600</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Smith &amp; Wesson Brands Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>831754106</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>A O Smith Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>831865209</cusip>
			<value>198</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4211</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>698</Sole>
				<Shared>0</Shared>
				<None>3513</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Snap On, Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>833034101</cusip>
			<value>211</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1525</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1525</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Southern CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>842587107</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>425</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>425</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Southwest Airlines CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>844741108</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>110</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>110</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Stanley Black &amp; Deck</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>854502101</cusip>
			<value>18</value>
			<shrsOrPrnAmt>
				<sshPrnamt>128</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>128</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Starbucks Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>855244109</cusip>
			<value>15</value>
			<shrsOrPrnAmt>
				<sshPrnamt>210</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>210</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Stryker Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>863667101</cusip>
			<value>270</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1499</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1499</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Sysco Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>871829107</cusip>
			<value>545</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9966</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>9966</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TCF Financial Corporation New</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872307103</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>400</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Td Ameritrade Holding Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>87236Y108</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>159</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>159</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TJX Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872540109</cusip>
			<value>409</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8093</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>7071</Sole>
				<Shared>0</Shared>
				<None>1022</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>T Mobile Us Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872590104</cusip>
			<value>192</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1840</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>323</Sole>
				<Shared>0</Shared>
				<None>1517</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>T-Mobile US Inc Rt</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872590112</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1840</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>323</Sole>
				<Shared>0</Shared>
				<None>1517</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Target Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>87612E106</cusip>
			<value>526</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4387</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4387</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Tesla Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>88160R101</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>15</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Textron Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>883203101</cusip>
			<value>213</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6459</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>845</Sole>
				<Shared>0</Shared>
				<None>5614</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>3m CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>88579Y101</cusip>
			<value>1197</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7672</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6659</Sole>
				<Shared>0</Shared>
				<None>1013</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Travelers Companies Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>89417E109</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Twitter Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>90184L102</cusip>
			<value>176</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5924</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>947</Sole>
				<Shared>0</Shared>
				<None>4977</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>US Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>902973304</cusip>
			<value>36</value>
			<shrsOrPrnAmt>
				<sshPrnamt>965</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>965</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>U S Concrete Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>90333L201</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>United Parcel Service Inc Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>911312106</cusip>
			<value>203</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1830</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>304</Sole>
				<Shared>0</Shared>
				<None>1526</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vaneck Vectors Trust</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92189F700</cusip>
			<value>28</value>
			<shrsOrPrnAmt>
				<sshPrnamt>470</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>246</Sole>
				<Shared>0</Shared>
				<None>224</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vaneck Vectors ETF Trust JP</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92189H300</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>67</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>67</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Equity Income Adm</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>921921300</cusip>
			<value>56</value>
			<shrsOrPrnAmt>
				<sshPrnamt>822</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>822</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Ftse Developed Markets</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>921943858</cusip>
			<value>43</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Ftse Emerging Markets</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922042858</cusip>
			<value>27</value>
			<shrsOrPrnAmt>
				<sshPrnamt>690</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>440</Sole>
				<Shared>0</Shared>
				<None>250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Consumer Discretionary</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A108</cusip>
			<value>374</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1870</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>638</Sole>
				<Shared>0</Shared>
				<None>1232</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Consumer Staples ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A207</cusip>
			<value>264</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1765</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>755</Sole>
				<Shared>0</Shared>
				<None>1010</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Financials ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A405</cusip>
			<value>163</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2847</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1122</Sole>
				<Shared>0</Shared>
				<None>1725</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Health Care Index Fund</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A504</cusip>
			<value>286</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1483</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>526</Sole>
				<Shared>0</Shared>
				<None>957</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Industrials ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A603</cusip>
			<value>137</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1054</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>390</Sole>
				<Shared>0</Shared>
				<None>664</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Communication Services</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A884</cusip>
			<value>90</value>
			<shrsOrPrnAmt>
				<sshPrnamt>970</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>325</Sole>
				<Shared>0</Shared>
				<None>645</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Short-Term Corporate</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92206C409</cusip>
			<value>20</value>
			<shrsOrPrnAmt>
				<sshPrnamt>237</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>237</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Varian Medical Systems Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92220P105</cusip>
			<value>186</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1515</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>251</Sole>
				<Shared>0</Shared>
				<None>1264</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard 500 S&amp;P ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908363</cusip>
			<value>879</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<None>0</None>
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			<investmentDiscretion>SOLE</investmentDiscretion>
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			<investmentDiscretion>SOLE</investmentDiscretion>
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				<Sole>13920</Sole>
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			<cusip>92343E102</cusip>
			<value>171</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<cusip>92343V104</cusip>
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				<sshPrnamt>8917</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>8814</Sole>
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				<None>103</None>
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				<None>528</None>
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			<nameOfIssuer>Viacomcbs Inc Class B</nameOfIssuer>
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			<investmentDiscretion>SOLE</investmentDiscretion>
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				<Sole>0</Sole>
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				<None>562</None>
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			<cusip>92826C839</cusip>
			<value>77</value>
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				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>400</None>
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			<value>7</value>
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				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Shared>0</Shared>
				<None>100</None>
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			<value>60</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<nameOfIssuer>Welltower Inc</nameOfIssuer>
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			<cusip>95040Q104</cusip>
			<value>9</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<titleOfClass>Com</titleOfClass>
			<cusip>962879102</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<value>180</value>
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				<sshPrnamt>2067</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<sshPrnamt>100100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
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			<value>12</value>
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			<value>772</value>
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			<value>57</value>
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			<value>70</value>
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