<SEC-DOCUMENT>0001567619-20-019232.txt : 20201112
<SEC-HEADER>0001567619-20-019232.hdr.sgml : 20201112
<ACCEPTANCE-DATETIME>20201112114806
ACCESSION NUMBER:		0001567619-20-019232
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20200930
FILED AS OF DATE:		20201112
DATE AS OF CHANGE:		20201112
EFFECTIVENESS DATE:		20201112

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORIZON BANCORP INC /IN/
		CENTRAL INDEX KEY:			0000706129
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				351562417
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-06479
		FILM NUMBER:		201304910

	BUSINESS ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360
		BUSINESS PHONE:		2198790211

	MAIL ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORIZON BANCORP /IN/
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS MICHIANA FINANCIAL CORP
		DATE OF NAME CHANGE:	19861021
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0000706129</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>09-30-2020</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>09-30-2020</reportCalendarOrQuarter>
      <filingManager>
        <name>HORIZON BANCORP INC /IN/</name>
        <address>
          <com:street1>515 FRANKLIN STREET</com:street1>
          <com:city>MICHIGAN CITY</com:city>
          <com:stateOrCountry>IN</com:stateOrCountry>
          <com:zipCode>46360</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-06479</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Rachel L. Saxon</name>
      <title>President &amp; Senior Trust Officer</title>
      <phone>219-873-2618</phone>
      <signature>Rachel L. Saxon</signature>
      <city>Michigan City</city>
      <stateOrCountry>IN</stateOrCountry>
      <signatureDate>11-12-2020</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
      <tableEntryTotal>246</tableEntryTotal>
      <tableValueTotal>70579</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
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			<nameOfIssuer>Aflac Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>001055102</cusip>
			<value>123</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3370</sshPrnamt>
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				<None>0</None>
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			<value>287</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10076</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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			<nameOfIssuer>Abbott Labs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>002824100</cusip>
			<value>929</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8540</sshPrnamt>
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			<nameOfIssuer>Abbvie Inc</nameOfIssuer>
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			<cusip>00287Y109</cusip>
			<value>220</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2508</sshPrnamt>
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			<nameOfIssuer>Aberdeen Std Silver ETF Physical Silver Shs</nameOfIssuer>
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			<cusip>003264108</cusip>
			<value>5</value>
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				<sshPrnamt>225</sshPrnamt>
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			<nameOfIssuer>Aberdeen Std Gold ETFTr</nameOfIssuer>
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			<shrsOrPrnAmt>
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			<titleOfClass>Com</titleOfClass>
			<cusip>003654100</cusip>
			<value>226</value>
			<shrsOrPrnAmt>
				<sshPrnamt>815</sshPrnamt>
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			<votingAuthority>
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				<None>708</None>
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			<nameOfIssuer>Advanced Micro Devices</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>007903107</cusip>
			<value>247</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3011</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<None>2549</None>
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			<nameOfIssuer>Alphabet Inc Cl C</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>02079K107</cusip>
			<value>341</value>
			<shrsOrPrnAmt>
				<sshPrnamt>232</sshPrnamt>
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			<nameOfIssuer>Altria Group Inc</nameOfIssuer>
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			<cusip>02209S103</cusip>
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			<nameOfIssuer>Amazon.Com Inc</nameOfIssuer>
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			<nameOfIssuer>American Electric &amp; Power CO</nameOfIssuer>
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			<cusip>025537101</cusip>
			<value>194</value>
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			<nameOfIssuer>American Express CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>025816109</cusip>
			<value>15</value>
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				<sshPrnamt>145</sshPrnamt>
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			<nameOfIssuer>Amgen Inc</nameOfIssuer>
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			<cusip>031162100</cusip>
			<value>646</value>
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				<None>592</None>
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			<nameOfIssuer>Anthem Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>036752103</cusip>
			<value>254</value>
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				<sshPrnamt>946</sshPrnamt>
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			<cusip>037833100</cusip>
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				<sshPrnamt>7556</sshPrnamt>
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			<value>83</value>
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			<votingAuthority>
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				<None>0</None>
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			<nameOfIssuer>BP PLC Sponsored ADR</nameOfIssuer>
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				<None>0</None>
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			<nameOfIssuer>Bank of America Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>060505104</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
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			<nameOfIssuer>Barrick Gold Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>067901108</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>400</None>
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			<nameOfIssuer>Baxter International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>071813109</cusip>
			<value>469</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5827</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>1627</None>
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			<nameOfIssuer>Berkley W R Corp</nameOfIssuer>
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			<cusip>084423102</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>150</None>
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			<nameOfIssuer>Berkshire Hathaway Inc Class B</nameOfIssuer>
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			<cusip>084670702</cusip>
			<value>543</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2552</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>2085</None>
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			<value>28</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>Block H &amp; R Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>093671105</cusip>
			<value>180</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11035</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1576</Sole>
				<Shared>0</Shared>
				<None>9459</None>
			</votingAuthority>
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			<nameOfIssuer>Boeing Co</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
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			<nameOfIssuer>Bristol Myers Squibb Co</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>2272</None>
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			<nameOfIssuer>Bristol-Myers Squibb</nameOfIssuer>
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			<value>6</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2540</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Brown Forman Corp Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>115637209</cusip>
			<value>192</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2543</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>416</Sole>
				<Shared>0</Shared>
				<None>2127</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cboe Global Markets Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>12503M108</cusip>
			<value>153</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1747</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>271</Sole>
				<Shared>0</Shared>
				<None>1476</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Csx Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>126408103</cusip>
			<value>310</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3990</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3270</Sole>
				<Shared>0</Shared>
				<None>720</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CVS Health Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>126650100</cusip>
			<value>362</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6201</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5225</Sole>
				<Shared>0</Shared>
				<None>976</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Carrier Global Corporation</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>14448C104</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>391</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>391</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Caterpillar Inc Del</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>149123101</cusip>
			<value>27</value>
			<shrsOrPrnAmt>
				<sshPrnamt>180</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>180</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Chemours CO Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>163851108</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>40</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>40</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Chevron Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>166764100</cusip>
			<value>109</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1520</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1095</Sole>
				<Shared>0</Shared>
				<None>425</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>17275R102</cusip>
			<value>316</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8010</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>7180</Sole>
				<Shared>0</Shared>
				<None>830</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Clorox CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>189054109</cusip>
			<value>447</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2126</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2126</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Co Diagnostics Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>189763105</cusip>
			<value>15</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1124</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1124</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Coca Cola CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>191216100</cusip>
			<value>752</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15236</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>14202</Sole>
				<Shared>0</Shared>
				<None>1034</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cognex Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>192422103</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>20</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Colgate Palmolive Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>194162103</cusip>
			<value>437</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5661</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5661</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ComcAst Corp Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>20030N101</cusip>
			<value>300</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6480</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6336</Sole>
				<Shared>0</Shared>
				<None>144</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Conagra Foods Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>205887102</cusip>
			<value>320</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8953</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>8953</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Conocophillips</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>20825C104</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>672</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>672</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cooper Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>216648402</cusip>
			<value>302</value>
			<shrsOrPrnAmt>
				<sshPrnamt>897</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>897</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Corteva Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>22052L104</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>170</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cummins Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>231021106</cusip>
			<value>226</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1069</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>159</Sole>
				<Shared>0</Shared>
				<None>910</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Davita Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>23918K108</cusip>
			<value>179</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2086</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>333</Sole>
				<Shared>0</Shared>
				<None>1753</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Deere &amp; Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>244199105</cusip>
			<value>62</value>
			<shrsOrPrnAmt>
				<sshPrnamt>280</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>280</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Disney Walt CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>254687106</cusip>
			<value>428</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3452</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2807</Sole>
				<Shared>0</Shared>
				<None>645</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Discover Financial Services</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>254709108</cusip>
			<value>61</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1060</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>727</Sole>
				<Shared>0</Shared>
				<None>333</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Docusign Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>256163106</cusip>
			<value>15</value>
			<shrsOrPrnAmt>
				<sshPrnamt>70</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>70</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Dover Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>260003108</cusip>
			<value>449</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4143</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4143</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Dow Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>260557103</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>170</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Duke Realty Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>264411505</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>80</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>80</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26441C204</cusip>
			<value>350</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3951</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3913</Sole>
				<Shared>0</Shared>
				<None>38</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DuPont de Nemours Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26614N102</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>170</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Etfmg Alternative Harvest</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26924G508</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>22</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Eastman Chemical CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>277432100</cusip>
			<value>206</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2631</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>379</Sole>
				<Shared>0</Shared>
				<None>2252</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ebay Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>278642103</cusip>
			<value>172</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3294</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>479</Sole>
				<Shared>0</Shared>
				<None>2815</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ecolab</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>278865100</cusip>
			<value>380</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1904</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1904</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Edwards Lifesciences</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>28176E108</cusip>
			<value>191</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2389</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>377</Sole>
				<Shared>0</Shared>
				<None>2012</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Emerson Elec Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>291011104</cusip>
			<value>375</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5723</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5723</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Equifax Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>294429105</cusip>
			<value>178</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1132</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>170</Sole>
				<Shared>0</Shared>
				<None>962</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Evergy Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30034W106</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>134</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>134</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Exelon Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30161N101</cusip>
			<value>44</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1232</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1232</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30231G102</cusip>
			<value>432</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12582</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>10683</Sole>
				<Shared>0</Shared>
				<None>1899</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Flir Sys Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>302445101</cusip>
			<value>141</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3946</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>627</Sole>
				<Shared>0</Shared>
				<None>3319</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Facebook Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30303M102</cusip>
			<value>205</value>
			<shrsOrPrnAmt>
				<sshPrnamt>781</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>118</Sole>
				<Shared>0</Shared>
				<None>663</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Factset Research</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>303075105</cusip>
			<value>373</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1115</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1115</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fedex Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>31428X106</cusip>
			<value>345</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1370</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>263</Sole>
				<Shared>0</Shared>
				<None>1107</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>316773100</cusip>
			<value>193</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9064</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9064</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Financial Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>320209109</cusip>
			<value>41</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3426</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3426</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Merchants Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>320817109</cusip>
			<value>60</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2604</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2604</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Trust Financials Alphadex</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>33734X135</cusip>
			<value>136</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5361</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2033</Sole>
				<Shared>0</Shared>
				<None>3328</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Flowserve Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>34354P105</cusip>
			<value>158</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5772</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5772</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ford Motor CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>345370860</cusip>
			<value>25</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3784</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3784</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fox Corp B Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>35137L204</cusip>
			<value>189</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6743</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1004</Sole>
				<Shared>0</Shared>
				<None>5739</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Franco Nevada Corp ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>351858105</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>115</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>115</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>369550108</cusip>
			<value>160</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1157</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>172</Sole>
				<Shared>0</Shared>
				<None>985</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Mills Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>370334104</cusip>
			<value>328</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5325</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5225</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Motors CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>37045V100</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Genuine Parts CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>372460105</cusip>
			<value>252</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2645</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2645</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>375558103</cusip>
			<value>287</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4545</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4545</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Graco</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>384109104</cusip>
			<value>346</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5644</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5644</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Healthpeak Pptys Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>42250P103</cusip>
			<value>56</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2077</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>448</Sole>
				<Shared>0</Shared>
				<None>1629</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Hershey CO Foods Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>427866108</cusip>
			<value>281</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1959</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1859</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Home Depot Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>437076102</cusip>
			<value>532</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1916</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1916</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Honeywell International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>438516106</cusip>
			<value>191</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1158</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1158</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Horizon Bancorp Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>440407104</cusip>
			<value>6940</value>
			<shrsOrPrnAmt>
				<sshPrnamt>687781</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>176145</Sole>
				<Shared>0</Shared>
				<None>511636</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Hormel Foods</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>440452100</cusip>
			<value>293</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5995</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5995</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Humana Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>444859102</cusip>
			<value>185</value>
			<shrsOrPrnAmt>
				<sshPrnamt>446</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>73</Sole>
				<Shared>0</Shared>
				<None>373</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Huntington Bancshares</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>446150104</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Huntington Ingalls Inds Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>446413106</cusip>
			<value>128</value>
			<shrsOrPrnAmt>
				<sshPrnamt>912</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>143</Sole>
				<Shared>0</Shared>
				<None>769</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Illinois Tool Wks Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>452308109</cusip>
			<value>901</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4664</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4664</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Illumina Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>452327109</cusip>
			<value>157</value>
			<shrsOrPrnAmt>
				<sshPrnamt>507</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>79</Sole>
				<Shared>0</Shared>
				<None>428</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Independent Bank Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>453836108</cusip>
			<value>24</value>
			<shrsOrPrnAmt>
				<sshPrnamt>461</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>461</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Intel Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>458140100</cusip>
			<value>668</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12903</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>8914</Sole>
				<Shared>0</Shared>
				<None>3989</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>International Business Machines</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>459200101</cusip>
			<value>478</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3927</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3708</Sole>
				<Shared>0</Shared>
				<None>219</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>International Paper Co Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>460146103</cusip>
			<value>241</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5947</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>761</Sole>
				<Shared>0</Shared>
				<None>5186</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Intuit</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>461202103</cusip>
			<value>192</value>
			<shrsOrPrnAmt>
				<sshPrnamt>590</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>94</Sole>
				<Shared>0</Shared>
				<None>496</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Financial Preferred ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V621</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>275</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>275</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Dynamic Pharmaceuticals</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V662</cusip>
			<value>127</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1988</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>742</Sole>
				<Shared>0</Shared>
				<None>1246</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Dwa Basic Materials</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V704</cusip>
			<value>92</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1654</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>446</Sole>
				<Shared>0</Shared>
				<None>1208</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco Dwa Energy Momentum ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46137V878</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>425</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>112</Sole>
				<Shared>0</Shared>
				<None>313</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Invesco DB Energy Fund</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46140H304</cusip>
			<value>56</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5880</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Dow Jones Select</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287168</cusip>
			<value>72</value>
			<shrsOrPrnAmt>
				<sshPrnamt>889</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>889</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Core S&amp;P 500 ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287200</cusip>
			<value>2574</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7660</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7660</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P 500 Growth Indext</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287309</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>25</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>25</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares S&amp;P 500 Value Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287408</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>51</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>51</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Tr 20 Yr Bd ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287432</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>32</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>32</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Msci Eafe Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287465</cusip>
			<value>68</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1075</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1075</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Expanded Tech Sector ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287549</cusip>
			<value>1199</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1435</Sole>
				<Shared>0</Shared>
				<None>2445</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Nasdaq Biotechnology</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287556</cusip>
			<value>169</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1251</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>469</Sole>
				<Shared>0</Shared>
				<None>782</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 1000 Value Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287598</cusip>
			<value>39</value>
			<shrsOrPrnAmt>
				<sshPrnamt>330</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>330</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 1000 Growth</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287614</cusip>
			<value>177</value>
			<shrsOrPrnAmt>
				<sshPrnamt>815</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>815</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 2000 Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287655</cusip>
			<value>57</value>
			<shrsOrPrnAmt>
				<sshPrnamt>381</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>151</Sole>
				<Shared>0</Shared>
				<None>230</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Silver Trust</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46428Q109</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>437</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>437</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Core Msci Eafe ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46432F842</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>194</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>194</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>JPMorgan</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46625H100</cusip>
			<value>181</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1860</Sole>
				<Shared>0</Shared>
				<None>20</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Jp Morgan ETF Betabuldr Deve</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46641Q688</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>235</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>235</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>JP Morgan ETF Betabuldrs Cda</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46641Q696</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>867</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>867</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Jp Morgan ETF Betbuld Japan</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46641Q712</cusip>
			<value>17</value>
			<shrsOrPrnAmt>
				<sshPrnamt>699</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>699</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Jp Morgan ETF Betbuld Europe</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46641Q720</cusip>
			<value>17</value>
			<shrsOrPrnAmt>
				<sshPrnamt>741</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>741</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>478160104</cusip>
			<value>818</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5492</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>4788</Sole>
				<Shared>0</Shared>
				<None>704</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kellogg CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>487836108</cusip>
			<value>271</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4190</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4190</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Keycorp New</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>493267108</cusip>
			<value>128</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10760</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>10760</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kimberly Clark Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>494368103</cusip>
			<value>443</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kinder Morgan Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>49456B101</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1100</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kohls Corporation WI</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>500255104</cusip>
			<value>109</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5865</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5865</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kraft Heinz Company</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>500754106</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>720</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>720</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kroger CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>501044101</cusip>
			<value>507</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14947</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>11562</Sole>
				<Shared>0</Shared>
				<None>3385</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>L3 Harris Technologies Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>502431109</cusip>
			<value>199</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1173</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>145</Sole>
				<Shared>0</Shared>
				<None>1028</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Laboratory Corp America Hldgs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>50540R409</cusip>
			<value>191</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1012</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>157</Sole>
				<Shared>0</Shared>
				<None>855</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Leidos Holdings Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>525327102</cusip>
			<value>160</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1790</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>285</Sole>
				<Shared>0</Shared>
				<None>1505</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lilly Eli &amp; CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>532457108</cusip>
			<value>585</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3953</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2915</Sole>
				<Shared>0</Shared>
				<None>1038</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lions Gate Entertainment  Corp Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>535919401</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lions Gate Entertainment Corp Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>535919500</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>539830109</cusip>
			<value>200</value>
			<shrsOrPrnAmt>
				<sshPrnamt>523</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>138</Sole>
				<Shared>0</Shared>
				<None>385</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lowes Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>548661107</cusip>
			<value>914</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5512</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5512</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Msc Industrial Direct Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>553530106</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>217</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>90</Sole>
				<Shared>0</Shared>
				<None>127</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Marathon Oil Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>565849106</cusip>
			<value>15</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3650</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1185</Sole>
				<Shared>0</Shared>
				<None>2465</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Marathon Pete Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>56585A102</cusip>
			<value>18</value>
			<shrsOrPrnAmt>
				<sshPrnamt>600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>600</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Mastercard Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>57636Q104</cusip>
			<value>207</value>
			<shrsOrPrnAmt>
				<sshPrnamt>613</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>91</Sole>
				<Shared>0</Shared>
				<None>522</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>McDonalds Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>580135101</cusip>
			<value>485</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2209</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2159</Sole>
				<Shared>0</Shared>
				<None>50</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Merck &amp; CO Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>58933Y105</cusip>
			<value>36</value>
			<shrsOrPrnAmt>
				<sshPrnamt>438</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>438</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MetLIfe Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>59156R108</cusip>
			<value>34</value>
			<shrsOrPrnAmt>
				<sshPrnamt>925</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>925</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Microsoft Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>594918104</cusip>
			<value>1486</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7064</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5819</Sole>
				<Shared>0</Shared>
				<None>1245</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Mondelez International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>609207105</cusip>
			<value>17</value>
			<shrsOrPrnAmt>
				<sshPrnamt>289</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>289</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Motorola Solutions Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>620076307</cusip>
			<value>195</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1243</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>190</Sole>
				<Shared>0</Shared>
				<None>1053</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>National Information</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>62914B100</cusip>
			<value>616</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31250</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>31250</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>New York Cmnty Bancorp Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>649445103</cusip>
			<value>25</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3072</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3072</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nextera Energy Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>65339F101</cusip>
			<value>462</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1665</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1615</Sole>
				<Shared>0</Shared>
				<None>50</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nisource Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>65473P105</cusip>
			<value>385</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17489</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>17489</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Northrop Grumman Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>666807102</cusip>
			<value>299</value>
			<shrsOrPrnAmt>
				<sshPrnamt>947</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>236</Sole>
				<Shared>0</Shared>
				<None>711</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Novartis A G Sponsored ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>66987V109</cusip>
			<value>327</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3763</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3763</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>O&apos;Reilly Automotive Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>67103H107</cusip>
			<value>106</value>
			<shrsOrPrnAmt>
				<sshPrnamt>229</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>128</Sole>
				<Shared>0</Shared>
				<None>101</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Occidental Petroleum Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>674599105</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>571</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>128</Sole>
				<Shared>0</Shared>
				<None>443</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Omnicom Group</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>681919106</cusip>
			<value>28</value>
			<shrsOrPrnAmt>
				<sshPrnamt>556</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>164</Sole>
				<Shared>0</Shared>
				<None>392</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Oracle Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>68389X105</cusip>
			<value>581</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9730</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5462</Sole>
				<Shared>0</Shared>
				<None>4268</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Otis Worldwide Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>68902V107</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>195</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>195</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ppg</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>693506107</cusip>
			<value>296</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2424</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2424</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pacwest Bancorp Del</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>695263103</cusip>
			<value>15</value>
			<shrsOrPrnAmt>
				<sshPrnamt>880</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>880</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Parsley Energy Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>701877102</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Patrick Industries Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>703343103</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pepsico Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>713448108</cusip>
			<value>822</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5931</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5500</Sole>
				<Shared>0</Shared>
				<None>431</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pfizer Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>717081103</cusip>
			<value>5032</value>
			<shrsOrPrnAmt>
				<sshPrnamt>137121</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>20384</Sole>
				<Shared>0</Shared>
				<None>116737</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Philip Morris International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>718172109</cusip>
			<value>283</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3777</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>508</Sole>
				<Shared>0</Shared>
				<None>3269</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Phillips 66</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>718546104</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>144</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>144</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Procter &amp; Gamble CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>742718109</cusip>
			<value>1018</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7322</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>7172</Sole>
				<Shared>0</Shared>
				<None>150</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Prospect Capital Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>74348T102</cusip>
			<value>13</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2560</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2560</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>747525103</cusip>
			<value>751</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6382</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>4654</Sole>
				<Shared>0</Shared>
				<None>1728</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Realty Income Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>756109104</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>125</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>125</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Regeneron Pharmaceuticals</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>75886F107</cusip>
			<value>162</value>
			<shrsOrPrnAmt>
				<sshPrnamt>289</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>44</Sole>
				<Shared>0</Shared>
				<None>245</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Roper Technologies, Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>776696106</cusip>
			<value>32</value>
			<shrsOrPrnAmt>
				<sshPrnamt>81</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>50</Sole>
				<Shared>0</Shared>
				<None>31</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ross Stores</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>778296103</cusip>
			<value>280</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3004</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3004</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78409V104</cusip>
			<value>199</value>
			<shrsOrPrnAmt>
				<sshPrnamt>552</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>84</Sole>
				<Shared>0</Shared>
				<None>468</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78462F103</cusip>
			<value>1211</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3616</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3122</Sole>
				<Shared>0</Shared>
				<None>494</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Gold Shares</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78463V107</cusip>
			<value>277</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1565</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>742</Sole>
				<Shared>0</Shared>
				<None>823</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P Regional Banking ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A698</cusip>
			<value>63</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1763</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>590</Sole>
				<Shared>0</Shared>
				<None>1173</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P Dividend</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A763</cusip>
			<value>57</value>
			<shrsOrPrnAmt>
				<sshPrnamt>620</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>251</Sole>
				<Shared>0</Shared>
				<None>369</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Dow Jones Indl</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78467X109</cusip>
			<value>278</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Sandstorm Gold Ltd</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>80013R206</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>478</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>478</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Energy Select Sector SPDR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81369Y506</cusip>
			<value>52</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1720</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>247</Sole>
				<Shared>0</Shared>
				<None>1473</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Utilities Select Sector</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81369Y886</cusip>
			<value>206</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3464</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1031</Sole>
				<Shared>0</Shared>
				<None>2433</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Service Pptys Tr</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81761L102</cusip>
			<value>13</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1600</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>A O Smith Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>831865209</cusip>
			<value>213</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4034</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>575</Sole>
				<Shared>0</Shared>
				<None>3459</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Snap On, Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>833034101</cusip>
			<value>245</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1666</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1666</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Southern CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>842587107</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>425</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>425</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Southwest Airlines CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>844741108</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>110</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>110</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Stanley Black &amp; Deck</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>854502101</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>128</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>128</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Starbucks Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>855244109</cusip>
			<value>18</value>
			<shrsOrPrnAmt>
				<sshPrnamt>210</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>210</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Stryker Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>863667101</cusip>
			<value>338</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1624</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1624</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Sysco Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>871829107</cusip>
			<value>642</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10313</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>10313</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TCF Financial Corporation New</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872307103</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>400</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Td Ameritrade Holding Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>87236Y108</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>159</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>159</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TJX Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872540109</cusip>
			<value>485</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8723</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>7701</Sole>
				<Shared>0</Shared>
				<None>1022</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>T Mobile Us Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872590104</cusip>
			<value>202</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1762</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>269</Sole>
				<Shared>0</Shared>
				<None>1493</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Target Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>87612E106</cusip>
			<value>760</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4827</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4827</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Tesla Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>88160R101</cusip>
			<value>17</value>
			<shrsOrPrnAmt>
				<sshPrnamt>40</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>40</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Textron Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>883203101</cusip>
			<value>227</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6281</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>782</Sole>
				<Shared>0</Shared>
				<None>5499</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>3m CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>88579Y101</cusip>
			<value>1252</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7818</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6809</Sole>
				<Shared>0</Shared>
				<None>1009</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Travelers Companies Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>89417E109</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Twitter Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>90184L102</cusip>
			<value>257</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5769</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>833</Sole>
				<Shared>0</Shared>
				<None>4936</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>US Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>902973304</cusip>
			<value>35</value>
			<shrsOrPrnAmt>
				<sshPrnamt>965</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>965</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>U S Concrete Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>90333L201</cusip>
			<value>3</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>United Parcel Service Inc Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>911312106</cusip>
			<value>281</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1688</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>242</Sole>
				<Shared>0</Shared>
				<None>1446</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vaneck Vectors Trust</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92189F700</cusip>
			<value>32</value>
			<shrsOrPrnAmt>
				<sshPrnamt>470</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>246</Sole>
				<Shared>0</Shared>
				<None>224</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Ftse Developed Markets</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>921943858</cusip>
			<value>45</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Ftse Emerging Markets</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922042858</cusip>
			<value>30</value>
			<shrsOrPrnAmt>
				<sshPrnamt>690</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>440</Sole>
				<Shared>0</Shared>
				<None>250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Consumer Discretionary</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A108</cusip>
			<value>439</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1870</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>638</Sole>
				<Shared>0</Shared>
				<None>1232</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Consumer Staples ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A207</cusip>
			<value>288</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1765</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>755</Sole>
				<Shared>0</Shared>
				<None>1010</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Financials ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A405</cusip>
			<value>167</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2847</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1122</Sole>
				<Shared>0</Shared>
				<None>1725</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Health Care Index Fund</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A504</cusip>
			<value>303</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1483</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>526</Sole>
				<Shared>0</Shared>
				<None>957</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Industrials ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A603</cusip>
			<value>153</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1054</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>390</Sole>
				<Shared>0</Shared>
				<None>664</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Communication Services</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A884</cusip>
			<value>99</value>
			<shrsOrPrnAmt>
				<sshPrnamt>970</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>325</Sole>
				<Shared>0</Shared>
				<None>645</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Varian Medical Systems Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92220P105</cusip>
			<value>250</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1453</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>215</Sole>
				<Shared>0</Shared>
				<None>1238</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard 500 S&amp;P ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908363</cusip>
			<value>954</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3100</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard REIT ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908553</cusip>
			<value>101</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1273</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1273</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ETF Vanguard Total</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908769</cusip>
			<value>2371</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13920</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>13920</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Verisign Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92343E102</cusip>
			<value>164</value>
			<shrsOrPrnAmt>
				<sshPrnamt>800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>129</Sole>
				<Shared>0</Shared>
				<None>671</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Verizon Communications Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92343V104</cusip>
			<value>559</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9392</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>9235</Sole>
				<Shared>0</Shared>
				<None>157</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vertex Pharmaceuticals Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92532F100</cusip>
			<value>169</value>
			<shrsOrPrnAmt>
				<sshPrnamt>622</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>100</Sole>
				<Shared>0</Shared>
				<None>522</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Visa Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92826C839</cusip>
			<value>80</value>
			<shrsOrPrnAmt>
				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>400</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>W P Carey Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92936U109</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wal-Mart Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>931142103</cusip>
			<value>814</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5815</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5485</Sole>
				<Shared>0</Shared>
				<None>330</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Walgreens Boots Alliance Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>931427108</cusip>
			<value>269</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7498</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6613</Sole>
				<Shared>0</Shared>
				<None>885</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wells Fargo &amp; CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>949746101</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2357</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1832</Sole>
				<Shared>0</Shared>
				<None>525</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Welltower Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>95040Q104</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>201</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>201</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Weyerhaeuser Company</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>962166104</cusip>
			<value>251</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8804</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1192</Sole>
				<Shared>0</Shared>
				<None>7612</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wheaton Precious Metals Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>962879102</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>50</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>50</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Yum Brands Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>988498101</cusip>
			<value>185</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2021</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>295</Sole>
				<Shared>0</Shared>
				<None>1726</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Zendesk Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>98936J101</cusip>
			<value>10</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Zimmer Biomet Holdings Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>98956P102</cusip>
			<value>358</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2626</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2614</Sole>
				<Shared>0</Shared>
				<None>12</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Axis Capital Holdings Ltd ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G0692U109</cusip>
			<value>13</value>
			<shrsOrPrnAmt>
				<sshPrnamt>300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>300</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Accenture PLC</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>839</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3713</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2756</Sole>
				<Shared>0</Shared>
				<None>957</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Brookfield Infrast Partners LP ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G16252101</cusip>
			<value>17</value>
			<shrsOrPrnAmt>
				<sshPrnamt>360</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>360</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Brookfield Renewable Partners ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G16258108</cusip>
			<value>13</value>
			<shrsOrPrnAmt>
				<sshPrnamt>255</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>255</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Eaton Corp PLC Shs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G29183103</cusip>
			<value>140</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1371</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1371</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Everest Re Group</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G3223R108</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>277</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>277</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Linde PLC</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G5494J103</cusip>
			<value>79</value>
			<shrsOrPrnAmt>
				<sshPrnamt>330</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>330</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Medtronic PLC</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G5960L103</cusip>
			<value>627</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6032</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>5906</Sole>
				<Shared>0</Shared>
				<None>126</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Te Connectivity Ltd</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>H84989104</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>112</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>112</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Check Point Software</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>M22465104</cusip>
			<value>273</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2267</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2267</Sole>
				<Shared>0</Shared>
				<None>0</None>
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</SEC-DOCUMENT>
