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Allowance for Credit and Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2021
Receivables [Abstract] |
Allowance for Credit Losses | The following table represents, by loan portfolio segment, a summary of changes in the ACL on loans for the twelve months ended December 31, 2021 and 2020.
| Twelve Months Ended December 31, 2021
| Commercial |  | Real Estate |  | Mortgage Warehouse |  | Consumer |  | Total
Balance, beginning of period | $ | 42,210 |  |  | $ | 4,620 |  |  | $ | 1,267 |  |  | $ | 8,930 |  |  | $ | 57,027 |
Credit loss expense (recovery) | (1,320) |  |  | (755) |  |  | (208) |  |  | 199 |  |  | (2,084) |
PCD loans charge–offs | 984 |  |  | — |  |  | — |  |  | — |  |  | 984 |
Charge–offs | (1,368) |  |  | (159) |  |  | — |  |  | (1,272) |  |  | (2,799) |
Recoveries | 269 |  |  | 150 |  |  | — |  |  | 739 |  |  | 1,158 |
Balance, end of period | $ | 40,775 |  |  | $ | 3,856 |  |  | $ | 1,059 |  |  | $ | 8,596 |  |  | $ | 54,286 |
| Twelve Months Ended December 31, 2020
| Commercial |  | Real Estate |  | Mortgage Warehouse |  | Consumer |  | Total
Balance, beginning of period | $ | 11,996 |  |  | $ | 923 |  |  | $ | 1,077 |  |  | $ | 3,671 |  |  | $ | 17,667 |
Impact of adopting ASC 326 | 10,832 |  |  | 4,048 |  |  | — |  |  | 4,911 |  |  | 19,791 |
Initial PCD allowance | 2,786 |  |  | — |  |  | — |  |  | — |  |  | 2,786 |
Credit loss expense (recovery) | 19,198 |  |  | (184) |  |  | 190 |  |  | 1,547 |  |  | 20,751 |
PCD loan charge–offs | (2,105) |  |  | — |  |  | — |  |  | — |  |  | (2,105) |
Charge–offs | (653) |  |  | (204) |  |  | — |  |  | (2,169) |  |  | (3,026) |
Recoveries | 156 |  |  | 37 |  |  | — |  |  | 970 |  |  | 1,163 |
Balance, end of period | $ | 42,210 |  |  | $ | 4,620 |  |  | $ | 1,267 |  |  | $ | 8,930 |  |  | $ | 57,027 |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
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- References No definition available. + Details
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