<SEC-DOCUMENT>0001567619-23-006730.txt : 20230803
<SEC-HEADER>0001567619-23-006730.hdr.sgml : 20230803
<ACCEPTANCE-DATETIME>20230803090011
ACCESSION NUMBER:		0001567619-23-006730
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20230630
FILED AS OF DATE:		20230803
DATE AS OF CHANGE:		20230803
EFFECTIVENESS DATE:		20230803

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORIZON BANCORP INC /IN/
		CENTRAL INDEX KEY:			0000706129
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				351562417
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-06479
		FILM NUMBER:		231138298

	BUSINESS ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360
		BUSINESS PHONE:		2198790211

	MAIL ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORIZON BANCORP /IN/
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS MICHIANA FINANCIAL CORP
		DATE OF NAME CHANGE:	19861021
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
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      <filer>
        <credentials>
          <cik>0000706129</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>06-30-2023</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>06-30-2023</reportCalendarOrQuarter>
      <filingManager>
        <name>HORIZON BANCORP INC /IN/</name>
        <address>
          <com:street1>515 FRANKLIN STREET</com:street1>
          <com:city>MICHIGAN CITY</com:city>
          <com:stateOrCountry>IN</com:stateOrCountry>
          <com:zipCode>46360</com:zipCode>
        </address>
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      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-06479</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
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    <signatureBlock>
      <name>Rebecca L Greenlaw</name>
      <title>VP, Trust Operations and Risk Management</title>
      <phone>219-873-2618</phone>
      <signature>Rebecca L Greenlaw</signature>
      <city>Michigan City</city>
      <stateOrCountry>IN</stateOrCountry>
      <signatureDate>08-02-2023</signatureDate>
    </signatureBlock>
    <summaryPage>
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			<nameOfIssuer>Alps ETF Tr Alerian MLP</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>00162Q452</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>104</sshPrnamt>
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			<nameOfIssuer>AT&amp;T Inc</nameOfIssuer>
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			<value>80</value>
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				<sshPrnamt>5003</sshPrnamt>
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				<None>4869</None>
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			<nameOfIssuer>Ark ETF Tr</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>00214Q104</cusip>
			<value>11</value>
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			<nameOfIssuer>Abbott Labs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>002824100</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>7508</sshPrnamt>
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			<nameOfIssuer>Abbvie Inc</nameOfIssuer>
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				<sshPrnamt>2084</sshPrnamt>
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			<nameOfIssuer>CONTRA ABIOMED INC - CVR LINE</nameOfIssuer>
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			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>423</sshPrnamt>
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			<nameOfIssuer>Adobe Systems Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>00724F101</cusip>
			<value>81</value>
			<shrsOrPrnAmt>
				<sshPrnamt>166</sshPrnamt>
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			<votingAuthority>
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				<None>156</None>
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			<nameOfIssuer>Advanced Micro Devices</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>007903107</cusip>
			<value>183</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1607</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<Sole>72</Sole>
				<Shared>0</Shared>
				<None>1535</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>Alphabet Inc Cl C</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>02079K107</cusip>
			<value>105</value>
			<shrsOrPrnAmt>
				<sshPrnamt>867</sshPrnamt>
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			<votingAuthority>
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			<nameOfIssuer>Alphabet Inc Cl A</nameOfIssuer>
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			<nameOfIssuer>Altria Group Inc</nameOfIssuer>
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			<nameOfIssuer>Amazon.Com Inc</nameOfIssuer>
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				<sshPrnamt>4031</sshPrnamt>
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			<nameOfIssuer>Ameren Corp</nameOfIssuer>
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			<cusip>023608102</cusip>
			<value>65</value>
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			<nameOfIssuer>American Electric &amp; Power CO</nameOfIssuer>
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			<nameOfIssuer>American Tower Corp REIT</nameOfIssuer>
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			<nameOfIssuer>Amerisource Bergen Corp</nameOfIssuer>
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				<sshPrnamt>109</sshPrnamt>
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				<sshPrnamt>593</sshPrnamt>
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			<nameOfIssuer>Elevance Health INC</nameOfIssuer>
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			<cusip>036752103</cusip>
			<value>349</value>
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				<sshPrnamt>786</sshPrnamt>
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			<votingAuthority>
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			<cusip>037833100</cusip>
			<value>596</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3071</sshPrnamt>
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			<titleOfClass>Com</titleOfClass>
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			<value>171</value>
			<shrsOrPrnAmt>
				<sshPrnamt>835</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>28</Sole>
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				<None>807</None>
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			<value>1</value>
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				<sshPrnamt>16</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>16</None>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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			<nameOfIssuer>Berkshire Hathaway Inc Class B</nameOfIssuer>
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				<None>70</None>
			</votingAuthority>
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			<value>15</value>
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				<sshPrnamt>21</sshPrnamt>
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				<Shared>0</Shared>
				<None>21</None>
			</votingAuthority>
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			<nameOfIssuer>Blackstone Group Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>09260D107</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>238</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>238</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Boeing Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>097023105</cusip>
			<value>97</value>
			<shrsOrPrnAmt>
				<sshPrnamt>460</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>13</Sole>
				<Shared>0</Shared>
				<None>447</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Bristol Myers Squibb Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>110122108</cusip>
			<value>18</value>
			<shrsOrPrnAmt>
				<sshPrnamt>280</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>280</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Brown Forman Corp Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>115637209</cusip>
			<value>52</value>
			<shrsOrPrnAmt>
				<sshPrnamt>777</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>777</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CDW Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>12514G108</cusip>
			<value>19</value>
			<shrsOrPrnAmt>
				<sshPrnamt>101</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>101</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Csx Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>126408103</cusip>
			<value>48</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1398</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>120</Sole>
				<Shared>0</Shared>
				<None>1278</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CVS Health Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>126650100</cusip>
			<value>125</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1813</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>106</Sole>
				<Shared>0</Shared>
				<None>1707</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Caterpillar Inc Del</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>149123101</cusip>
			<value>23</value>
			<shrsOrPrnAmt>
				<sshPrnamt>93</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>93</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Chemours CO Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>163851108</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>40</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>40</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Chevron Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>166764100</cusip>
			<value>162</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1028</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>351</Sole>
				<Shared>0</Shared>
				<None>677</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Chipotle Mexican Grill Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>169656105</cusip>
			<value>36</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>2</Sole>
				<Shared>0</Shared>
				<None>15</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>17275R102</cusip>
			<value>73</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1407</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>81</Sole>
				<Shared>0</Shared>
				<None>1326</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Coca Cola CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>191216100</cusip>
			<value>82</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1366</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1366</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cognex Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>192422103</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>20</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cognizant Tech Solutions Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>192446102</cusip>
			<value>151</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2317</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>110</Sole>
				<Shared>0</Shared>
				<None>2207</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ComcAst Corp Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>20030N101</cusip>
			<value>117</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2810</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>112</Sole>
				<Shared>0</Shared>
				<None>2698</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Conocophillips</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>20825C104</cusip>
			<value>59</value>
			<shrsOrPrnAmt>
				<sshPrnamt>572</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>572</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Corteva Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>22052L104</cusip>
			<value>10</value>
			<shrsOrPrnAmt>
				<sshPrnamt>170</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>22160K105</cusip>
			<value>38</value>
			<shrsOrPrnAmt>
				<sshPrnamt>70</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>70</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Cummins Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>231021106</cusip>
			<value>154</value>
			<shrsOrPrnAmt>
				<sshPrnamt>628</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>19</Sole>
				<Shared>0</Shared>
				<None>609</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DT Midstream Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>23345M107</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>250</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Deere &amp; Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>244199105</cusip>
			<value>60</value>
			<shrsOrPrnAmt>
				<sshPrnamt>147</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>11</Sole>
				<Shared>0</Shared>
				<None>136</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Disney Walt CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>254687106</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>621</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>621</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Discover Financial Services</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>254709108</cusip>
			<value>41</value>
			<shrsOrPrnAmt>
				<sshPrnamt>347</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>16</Sole>
				<Shared>0</Shared>
				<None>331</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Dominion Energy Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>25746U109</cusip>
			<value>47</value>
			<shrsOrPrnAmt>
				<sshPrnamt>900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>900</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Dow Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>260557103</cusip>
			<value>9</value>
			<shrsOrPrnAmt>
				<sshPrnamt>170</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>170</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Duke Energy Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26441C204</cusip>
			<value>28</value>
			<shrsOrPrnAmt>
				<sshPrnamt>312</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>312</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DuPont de Nemours Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26614N102</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>763</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>36</Sole>
				<Shared>0</Shared>
				<None>727</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EOG Resources Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26875P101</cusip>
			<value>57</value>
			<shrsOrPrnAmt>
				<sshPrnamt>500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>25</Sole>
				<Shared>0</Shared>
				<None>475</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Etfmg Alternative Harvest</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>26924G508</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>22</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Eastman Chemical CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>277432100</cusip>
			<value>47</value>
			<shrsOrPrnAmt>
				<sshPrnamt>561</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>561</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Enbridge Inc ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>29250N105</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>307</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>307</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Equifax Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>294429105</cusip>
			<value>48</value>
			<shrsOrPrnAmt>
				<sshPrnamt>206</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>206</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Evergy Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30034W106</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>134</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>134</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Expedia Group Inc Com New</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30212P303</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>50</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>50</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30231G102</cusip>
			<value>290</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2701</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>42</Sole>
				<Shared>0</Shared>
				<None>2659</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Meta Platforms Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>30303M102</cusip>
			<value>220</value>
			<shrsOrPrnAmt>
				<sshPrnamt>768</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>31</Sole>
				<Shared>0</Shared>
				<None>737</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fedex Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>31428X106</cusip>
			<value>161</value>
			<shrsOrPrnAmt>
				<sshPrnamt>648</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>7</Sole>
				<Shared>0</Shared>
				<None>641</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>316773100</cusip>
			<value>238</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9064</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9064</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Finward Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>31812F109</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>368</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>368</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>First Financial Bancorp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>320209109</cusip>
			<value>70</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3426</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3426</Sole>
				<Shared>0</Shared>
				<None>0</None>
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			<nameOfIssuer>First Trust Financials Alphadex</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>33734X135</cusip>
			<value>379</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10042</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1143</Sole>
				<Shared>0</Shared>
				<None>8899</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>Flexshares Morningstar Global Ups</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>33939L407</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>126</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>126</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ford Motor CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>345370860</cusip>
			<value>26</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1714</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1714</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Fox Corp B Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>35137L204</cusip>
			<value>54</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1691</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1691</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Freeport McMoran Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>35671D857</cusip>
			<value>45</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1131</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>54</Sole>
				<Shared>0</Shared>
				<None>1077</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>GE Healthcare Technologies Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>36266G107</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>101</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>101</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Dynamics Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>369550108</cusip>
			<value>135</value>
			<shrsOrPrnAmt>
				<sshPrnamt>629</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>22</Sole>
				<Shared>0</Shared>
				<None>607</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>General Electric Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>369604301</cusip>
			<value>45</value>
			<shrsOrPrnAmt>
				<sshPrnamt>412</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>412</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>GSK PLC  ADr</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>37733W204</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>321</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>321</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Goldman Sachs Physical Gold Unit</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>38150K103</cusip>
			<value>253</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13309</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>9495</Sole>
				<Shared>0</Shared>
				<None>3814</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Grainger Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>384802104</cusip>
			<value>28</value>
			<shrsOrPrnAmt>
				<sshPrnamt>35</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>4</Sole>
				<Shared>0</Shared>
				<None>31</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Halliburton CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>406216101</cusip>
			<value>53</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1608</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>81</Sole>
				<Shared>0</Shared>
				<None>1527</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Healthpeak Pptys Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>42250P103</cusip>
			<value>30</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1495</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>24</Sole>
				<Shared>0</Shared>
				<None>1471</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Home Depot Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>437076102</cusip>
			<value>54</value>
			<shrsOrPrnAmt>
				<sshPrnamt>173</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>173</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Honeywell International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>438516106</cusip>
			<value>26</value>
			<shrsOrPrnAmt>
				<sshPrnamt>126</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>126</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Horizon Bancorp Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>440407104</cusip>
			<value>7534</value>
			<shrsOrPrnAmt>
				<sshPrnamt>723719</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>96844</Sole>
				<Shared>0</Shared>
				<None>626875</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Humana Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>444859102</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>123</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>123</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Huntington Bancshares</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>446150104</cusip>
			<value>90</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8351</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>8351</None>
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		<infoTable>
			<nameOfIssuer>Huntington Ingalls Inds Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>446413106</cusip>
			<value>54</value>
			<shrsOrPrnAmt>
				<sshPrnamt>238</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>238</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>Intel Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>458140100</cusip>
			<value>133</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3971</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>37</Sole>
				<Shared>0</Shared>
				<None>3934</None>
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		<infoTable>
			<nameOfIssuer>Intercontinental Exchange Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>45866F104</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>193</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>193</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>International Business Machines</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>459200101</cusip>
			<value>45</value>
			<shrsOrPrnAmt>
				<sshPrnamt>340</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3</Sole>
				<Shared>0</Shared>
				<None>337</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>International Flavors &amp; Fragrance</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>459506101</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>64</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>64</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>International Paper Co Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>460146103</cusip>
			<value>38</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1192</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1192</None>
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		<infoTable>
			<nameOfIssuer>Intuit</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>461202103</cusip>
			<value>182</value>
			<shrsOrPrnAmt>
				<sshPrnamt>398</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>20</Sole>
				<Shared>0</Shared>
				<None>378</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Msci Emerging Markets</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287234</cusip>
			<value>538</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13591</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1414</Sole>
				<Shared>0</Shared>
				<None>12177</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>Ishares Msci Eafe Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287465</cusip>
			<value>1045</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14420</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>917</Sole>
				<Shared>0</Shared>
				<None>13503</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>Ishares Russell 2000 Growth</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287648</cusip>
			<value>63</value>
			<shrsOrPrnAmt>
				<sshPrnamt>260</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>168</Sole>
				<Shared>0</Shared>
				<None>92</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Russell 2000 Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287655</cusip>
			<value>38</value>
			<shrsOrPrnAmt>
				<sshPrnamt>202</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>202</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Core S&amp;P Smallcap ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464287804</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>138</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>138</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Trust EAFE Small Cap ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464288273</cusip>
			<value>107</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1810</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1810</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Intermediate Government Credit ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464288612</cusip>
			<value>61050</value>
			<shrsOrPrnAmt>
				<sshPrnamt>593297</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>161599</Sole>
				<Shared>0</Shared>
				<None>426397</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>Ishares 5-10 Year Investment Grade Corp ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464288638</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>246</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>246</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Tr EAFE Value ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>464288877</cusip>
			<value>127</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2602</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2602</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Core Msci Eafe ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46432F842</cusip>
			<value>988</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14643</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>191</Sole>
				<Shared>0</Shared>
				<None>14452</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Ishares Exponential Technologies ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46434V381</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>120</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>120</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>JPMorgan</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>46625H100</cusip>
			<value>156</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1075</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>53</Sole>
				<Shared>0</Shared>
				<None>1022</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>478160104</cusip>
			<value>59</value>
			<shrsOrPrnAmt>
				<sshPrnamt>355</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>13</Sole>
				<Shared>0</Shared>
				<None>342</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kenton County School District  3.00 04/01/27</nameOfIssuer>
			<titleOfClass>Bnd</titleOfClass>
			<cusip>491089WK0</cusip>
			<value>49</value>
			<shrsOrPrnAmt>
				<sshPrnamt>50000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>50000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kite Realty Group Trust</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>49803T300</cusip>
			<value>10</value>
			<shrsOrPrnAmt>
				<sshPrnamt>466</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>466</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kraft Heinz Company</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>500754106</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>15</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kroger CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>501044101</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>150</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Kyndryl Hldgs Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>50155Q100</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>34</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>34</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>L3 Harris Technologies Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>502431109</cusip>
			<value>85</value>
			<shrsOrPrnAmt>
				<sshPrnamt>436</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>436</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Laboratory Corp America Hldgs</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>50540R409</cusip>
			<value>50</value>
			<shrsOrPrnAmt>
				<sshPrnamt>209</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>209</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Estee Lauder Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>518439104</cusip>
			<value>18</value>
			<shrsOrPrnAmt>
				<sshPrnamt>93</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>93</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Leidos Holdings Inc Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>525327102</cusip>
			<value>48</value>
			<shrsOrPrnAmt>
				<sshPrnamt>542</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>52</Sole>
				<Shared>0</Shared>
				<None>490</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lilly Eli &amp; CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>532457108</cusip>
			<value>279</value>
			<shrsOrPrnAmt>
				<sshPrnamt>595</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>18</Sole>
				<Shared>0</Shared>
				<None>577</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lions Gate Entertainment  Corp Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>535919401</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>50</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>50</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lions Gate Entertainment Corp Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>535919500</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Lockheed Martin Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>539830109</cusip>
			<value>152</value>
			<shrsOrPrnAmt>
				<sshPrnamt>330</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>14</Sole>
				<Shared>0</Shared>
				<None>316</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Msc Industrial Direct Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>553530106</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>69</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6</Sole>
				<Shared>0</Shared>
				<None>63</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ManpowerGroup Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>56418H100</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Marathon Digital Holdings Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>565788106</cusip>
			<value>28</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2030</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2030</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Marathon Oil Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>565849106</cusip>
			<value>31</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1360</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>110</Sole>
				<Shared>0</Shared>
				<None>1250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Marsh &amp; McLennan Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>571748102</cusip>
			<value>18</value>
			<shrsOrPrnAmt>
				<sshPrnamt>94</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>94</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Masco Corporation</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>574599106</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>286</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>286</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Mastercard Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>57636Q104</cusip>
			<value>220</value>
			<shrsOrPrnAmt>
				<sshPrnamt>560</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>19</Sole>
				<Shared>0</Shared>
				<None>541</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>McDonalds Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>580135101</cusip>
			<value>35</value>
			<shrsOrPrnAmt>
				<sshPrnamt>117</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>117</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Merck &amp; CO Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>58933Y105</cusip>
			<value>201</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1744</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1744</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Microsoft Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>594918104</cusip>
			<value>637</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1872</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>52</Sole>
				<Shared>0</Shared>
				<None>1820</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Mondelez International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>609207105</cusip>
			<value>127</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1748</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>96</Sole>
				<Shared>0</Shared>
				<None>1652</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Morgan Stanley</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>617446448</cusip>
			<value>26</value>
			<shrsOrPrnAmt>
				<sshPrnamt>300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>300</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Motorola Solutions Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>620076307</cusip>
			<value>62</value>
			<shrsOrPrnAmt>
				<sshPrnamt>213</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>213</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>NRG Energy Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>629377508</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nasdaq Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>631103108</cusip>
			<value>43</value>
			<shrsOrPrnAmt>
				<sshPrnamt>869</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>869</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Netflix Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>64110L106</cusip>
			<value>44</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nextera Energy Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>65339F101</cusip>
			<value>88</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1184</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>53</Sole>
				<Shared>0</Shared>
				<None>1131</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nike Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>654106103</cusip>
			<value>29</value>
			<shrsOrPrnAmt>
				<sshPrnamt>261</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>261</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nisource Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>65473P105</cusip>
			<value>464</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16963</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>16963</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Norfolk Southern Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>655844108</cusip>
			<value>24</value>
			<shrsOrPrnAmt>
				<sshPrnamt>107</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>107</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Northrop Grumman Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>666807102</cusip>
			<value>129</value>
			<shrsOrPrnAmt>
				<sshPrnamt>283</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>27</Sole>
				<Shared>0</Shared>
				<None>256</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nuveen Select Tax-Free Income ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>67062F100</cusip>
			<value>32</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2253</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2253</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Nvidia Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>67066G104</cusip>
			<value>134</value>
			<shrsOrPrnAmt>
				<sshPrnamt>317</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>12</Sole>
				<Shared>0</Shared>
				<None>305</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>O&apos;Reilly Automotive Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>67103H107</cusip>
			<value>53</value>
			<shrsOrPrnAmt>
				<sshPrnamt>55</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>6</Sole>
				<Shared>0</Shared>
				<None>49</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Omnicom Group</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>681919106</cusip>
			<value>19</value>
			<shrsOrPrnAmt>
				<sshPrnamt>196</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>19</Sole>
				<Shared>0</Shared>
				<None>177</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Oracle Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>68389X105</cusip>
			<value>462</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3878</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3878</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Organon &amp; Co</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>68622V106</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>173</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>173</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PPL Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>69351T106</cusip>
			<value>92</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3471</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3471</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Palantir Technologies Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>69608A108</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Palo Alto Networks Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>697435105</cusip>
			<value>113</value>
			<shrsOrPrnAmt>
				<sshPrnamt>444</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>24</Sole>
				<Shared>0</Shared>
				<None>420</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pepsico Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>713448108</cusip>
			<value>42</value>
			<shrsOrPrnAmt>
				<sshPrnamt>227</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>12</Sole>
				<Shared>0</Shared>
				<None>215</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Pfizer Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>717081103</cusip>
			<value>3813</value>
			<shrsOrPrnAmt>
				<sshPrnamt>103966</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>106</Sole>
				<Shared>0</Shared>
				<None>103860</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Philip Morris International Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>718172109</cusip>
			<value>198</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2025</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>70</Sole>
				<Shared>0</Shared>
				<None>1955</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Phillips 66</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>718546104</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>144</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>144</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Portillos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>73642K106</cusip>
			<value>1</value>
			<shrsOrPrnAmt>
				<sshPrnamt>50</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>50</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Procter &amp; Gamble CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>742718109</cusip>
			<value>86</value>
			<shrsOrPrnAmt>
				<sshPrnamt>570</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>570</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Prologis Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>74340W103</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>38</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>38</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Proshares Tr S&amp;P 500 Dv Arist</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>74348A467</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>166</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>166</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Prudential Financial Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>744320102</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>619</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>619</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Public Svc Enterprise Grp Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>744573106</cusip>
			<value>50</value>
			<shrsOrPrnAmt>
				<sshPrnamt>800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>800</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Qualcomm Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>747525103</cusip>
			<value>164</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1376</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>57</Sole>
				<Shared>0</Shared>
				<None>1319</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Raytheon Technologies Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>75513E101</cusip>
			<value>106</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1083</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1083</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Riot Platforms, Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>767292105</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1900</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Rivian Automotive Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>76954A103</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Roper Technologies, Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>776696106</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1</Sole>
				<Shared>0</Shared>
				<None>15</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78409V104</cusip>
			<value>170</value>
			<shrsOrPrnAmt>
				<sshPrnamt>423</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>20</Sole>
				<Shared>0</Shared>
				<None>403</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Portfolio Morgage Backed Bond ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A383</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>622</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>622</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500 Value ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A508</cusip>
			<value>18</value>
			<shrsOrPrnAmt>
				<sshPrnamt>419</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>419</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Portfolio Long Term Treasury ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A664</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>198</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>198</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR Intermediate Term Treasury ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A672</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>432</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>432</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P Dividend</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A763</cusip>
			<value>868</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7083</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>646</Sole>
				<Shared>0</Shared>
				<None>6437</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500 Large Cap ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78464A854</cusip>
			<value>18</value>
			<shrsOrPrnAmt>
				<sshPrnamt>340</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>340</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P Kensho New Economies Composite ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>78468R648</cusip>
			<value>6</value>
			<shrsOrPrnAmt>
				<sshPrnamt>133</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>133</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Salesforce Com Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>79466L302</cusip>
			<value>57</value>
			<shrsOrPrnAmt>
				<sshPrnamt>272</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>9</Sole>
				<Shared>0</Shared>
				<None>263</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Sandstorm Gold Ltd</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>80013R206</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>478</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>478</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Schlumberger</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>806857108</cusip>
			<value>104</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2110</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>110</Sole>
				<Shared>0</Shared>
				<None>2000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Charles Schwab Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>808513105</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>209</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>209</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Select Sect Finance</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81369Y605</cusip>
			<value>14</value>
			<shrsOrPrnAmt>
				<sshPrnamt>416</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>416</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Select Sector SPDR TR SBI Int</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81369Y704</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>38</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>38</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Servicenow Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>81762P102</cusip>
			<value>174</value>
			<shrsOrPrnAmt>
				<sshPrnamt>309</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>12</Sole>
				<Shared>0</Shared>
				<None>297</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>A O Smith Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>831865209</cusip>
			<value>58</value>
			<shrsOrPrnAmt>
				<sshPrnamt>801</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>801</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Southern CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>842587107</cusip>
			<value>126</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1800</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>Southwest Airlines CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>844741108</cusip>
			<value>4</value>
			<shrsOrPrnAmt>
				<sshPrnamt>110</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>110</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Starbucks Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>855244109</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>160</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>160</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Sturm Ruger &amp; Co Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>864159108</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TJX Cos Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>872540109</cusip>
			<value>78</value>
			<shrsOrPrnAmt>
				<sshPrnamt>919</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>50</Sole>
				<Shared>0</Shared>
				<None>869</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TC Energy Corporation ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>87807B107</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>59</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>59</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Textron Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>883203101</cusip>
			<value>52</value>
			<shrsOrPrnAmt>
				<sshPrnamt>776</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>84</Sole>
				<Shared>0</Shared>
				<None>692</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>3M CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>88579Y101</cusip>
			<value>25</value>
			<shrsOrPrnAmt>
				<sshPrnamt>250</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>250</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Truist Finl Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>89832Q109</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>683</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>683</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>United Parcel Service Inc Cl B</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>911312106</cusip>
			<value>144</value>
			<shrsOrPrnAmt>
				<sshPrnamt>803</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>36</Sole>
				<Shared>0</Shared>
				<None>767</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>University of Michigan Bonds 2.7500 04/01/26</nameOfIssuer>
			<titleOfClass>Bnd</titleOfClass>
			<cusip>914455MR8</cusip>
			<value>50</value>
			<shrsOrPrnAmt>
				<sshPrnamt>50000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>50000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Specialized Funds ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>921908844</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>28</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>28</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Bd Index Fds</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>921937835</cusip>
			<value>60945</value>
			<shrsOrPrnAmt>
				<sshPrnamt>838427</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>228483</Sole>
				<Shared>0</Shared>
				<None>602450</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Ftse Emerging Markets</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922042858</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>240</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>240</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Consumer Discretionary</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A108</cusip>
			<value>610</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2155</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>365</Sole>
				<Shared>0</Shared>
				<None>1790</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard World Fds ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A306</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Info Tech</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A702</cusip>
			<value>44</value>
			<shrsOrPrnAmt>
				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard World Fds ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A876</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
				<sshPrnamt>110</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>110</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Communication Services</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92204A884</cusip>
			<value>307</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2888</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>317</Sole>
				<Shared>0</Shared>
				<None>2571</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Short-Term Corporate</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92206C409</cusip>
			<value>45</value>
			<shrsOrPrnAmt>
				<sshPrnamt>598</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>598</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Scottsdale Int Term Corp ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92206C870</cusip>
			<value>36</value>
			<shrsOrPrnAmt>
				<sshPrnamt>451</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>451</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Mid-Cap Value ETF Voe</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908512</cusip>
			<value>312</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2256</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>32</Sole>
				<Shared>0</Shared>
				<None>2224</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Mid-Cap Growth Index</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908538</cusip>
			<value>318</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1546</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>22</Sole>
				<Shared>0</Shared>
				<None>1524</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard REIT ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908553</cusip>
			<value>142</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1697</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1697</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Index Funds Smallcap Growth ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908595</cusip>
			<value>314</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1368</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>19</Sole>
				<Shared>0</Shared>
				<None>1349</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Index Funds Smallcap Value ETF</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908611</cusip>
			<value>315</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1905</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>27</Sole>
				<Shared>0</Shared>
				<None>1878</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vanguard Index Fds</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908736</cusip>
			<value>457</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1615</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>24</Sole>
				<Shared>0</Shared>
				<None>1591</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ETF Vanguard Value</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>922908744</cusip>
			<value>389</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2737</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>44</Sole>
				<Shared>0</Shared>
				<None>2693</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Verisign Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92343E102</cusip>
			<value>60</value>
			<shrsOrPrnAmt>
				<sshPrnamt>266</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>266</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Verizon Communications Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92343V104</cusip>
			<value>45</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1204</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1204</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vertex Pharmaceuticals Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92532F100</cusip>
			<value>7</value>
			<shrsOrPrnAmt>
				<sshPrnamt>19</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>19</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Viatris Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92556V106</cusip>
			<value>81</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8115</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>8115</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Visa Inc Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92826C839</cusip>
			<value>95</value>
			<shrsOrPrnAmt>
				<sshPrnamt>400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>400</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Vodafone Group PLC Sponsored ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>92857W308</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>190</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>190</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wabtec Corp</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>929740108</cusip>
			<value>2</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>17</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wal-Mart Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>931142103</cusip>
			<value>60</value>
			<shrsOrPrnAmt>
				<sshPrnamt>380</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>380</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Walgreens Boots Alliance Inc</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>931427108</cusip>
			<value>21</value>
			<shrsOrPrnAmt>
				<sshPrnamt>725</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>725</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Warner Bros Discovery Inc Series A Com</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>934423104</cusip>
			<value>8</value>
			<shrsOrPrnAmt>
				<sshPrnamt>601</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>601</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>Wells Fargo &amp; CO</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>949746101</cusip>
			<value>22</value>
			<shrsOrPrnAmt>
				<sshPrnamt>519</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<sshPrnamt>26</sshPrnamt>
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			<investmentDiscretion>SOLE</investmentDiscretion>
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				<None>26</None>
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			<value>52</value>
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				<sshPrnamt>1563</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1563</None>
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			<titleOfClass>Com</titleOfClass>
			<cusip>966084204</cusip>
			<value>4</value>
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				<sshPrnamt>385</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
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				<Shared>0</Shared>
				<None>385</None>
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			<titleOfClass>Com</titleOfClass>
			<cusip>988498101</cusip>
			<value>108</value>
			<shrsOrPrnAmt>
				<sshPrnamt>779</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>25</Sole>
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				<None>754</None>
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			<titleOfClass>Com</titleOfClass>
			<cusip>98888T107</cusip>
			<value>0</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1</sshPrnamt>
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				<None>1</None>
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			<titleOfClass>Com</titleOfClass>
			<cusip>98956P102</cusip>
			<value>28</value>
			<shrsOrPrnAmt>
				<sshPrnamt>190</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Shared>0</Shared>
				<None>190</None>
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			<nameOfIssuer>AON PLC Shs Cl A</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G0403H108</cusip>
			<value>135</value>
			<shrsOrPrnAmt>
				<sshPrnamt>390</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>390</None>
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			<titleOfClass>Com</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>216</value>
			<shrsOrPrnAmt>
				<sshPrnamt>701</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>40</Sole>
				<Shared>0</Shared>
				<None>661</None>
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			<nameOfIssuer>Brookfield Infrast Partners LP ADR</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>G16252101</cusip>
			<value>20</value>
			<shrsOrPrnAmt>
				<sshPrnamt>540</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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				<Shared>0</Shared>
				<None>540</None>
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			<cusip>G16258108</cusip>
			<value>18</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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				<None>606</None>
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			<titleOfClass>Com</titleOfClass>
			<cusip>G5960L103</cusip>
			<value>11</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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			<cusip>H84989104</cusip>
			<value>16</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>111</None>
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			<nameOfIssuer>FS Energy and Power Fund</nameOfIssuer>
			<titleOfClass>Com</titleOfClass>
			<cusip>PART35670</cusip>
			<value>56</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14525</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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