<SEC-DOCUMENT>0000908834-23-000131.txt : 20231024
<SEC-HEADER>0000908834-23-000131.hdr.sgml : 20231024
<ACCEPTANCE-DATETIME>20231024142952
ACCESSION NUMBER:		0000908834-23-000131
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20230930
FILED AS OF DATE:		20231024
DATE AS OF CHANGE:		20231024
EFFECTIVENESS DATE:		20231024

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORIZON BANCORP INC /IN/
		CENTRAL INDEX KEY:			0000706129
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				351562417
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-06479
		FILM NUMBER:		231342285

	BUSINESS ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360
		BUSINESS PHONE:		2198790211

	MAIL ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORIZON BANCORP /IN/
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS MICHIANA FINANCIAL CORP
		DATE OF NAME CHANGE:	19861021
</SEC-HEADER>
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      <periodOfReport>09-30-2023</periodOfReport>
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        <name>HORIZON BANCORP INC /IN/</name>
        <address>
          <com:street1>515 FRANKLIN STREET</com:street1>
          <com:city>MICHIGAN CITY</com:city>
          <com:stateOrCountry>IN</com:stateOrCountry>
          <com:zipCode>46360</com:zipCode>
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    <signatureBlock>
      <name>Rebecca L Greenlaw</name>
      <title>VP, Trust Operations and Risk Management</title>
      <phone>219-873-2618</phone>
      <signature>Rebecca L Greenlaw</signature>
      <city>Michigan City</city>
      <stateOrCountry>IN</stateOrCountry>
      <signatureDate>10-24-2023</signatureDate>
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        <titleOfClass>Com</titleOfClass>
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        <value>196</value>
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            <sshPrnamt>2820</sshPrnamt>
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        <votingAuthority>
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            <Shared>0</Shared>
            <None>2820</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>149123101</cusip>
        <value>14</value>
        <shrsOrPrnAmt>
            <sshPrnamt>53</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <votingAuthority>
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            <Shared>0</Shared>
            <None>53</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>163851108</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>40</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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            <None>0</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>166764100</cusip>
        <value>192</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1137</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>1137</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>169656105</cusip>
        <value>176</value>
        <shrsOrPrnAmt>
            <sshPrnamt>96</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <Shared>0</Shared>
            <None>96</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>17275R102</cusip>
        <value>171</value>
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            <sshPrnamt>3185</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>3185</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>191216100</cusip>
        <value>172</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3066</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>3066</None>
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        <cusip>192422103</cusip>
        <value>1</value>
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            <sshPrnamt>20</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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            <None>0</None>
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        <nameOfIssuer>Cognizant Tech Solutions Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>192446102</cusip>
        <value>44</value>
        <shrsOrPrnAmt>
            <sshPrnamt>653</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>653</None>
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        <cusip>20030N101</cusip>
        <value>180</value>
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            <sshPrnamt>4064</sshPrnamt>
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            <Shared>0</Shared>
            <None>4064</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>20825C104</cusip>
        <value>69</value>
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            <sshPrnamt>572</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>572</None>
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        <nameOfIssuer>Corteva Inc Com</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>22052L104</cusip>
        <value>9</value>
        <shrsOrPrnAmt>
            <sshPrnamt>170</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>170</Sole>
            <Shared>0</Shared>
            <None>0</None>
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        <nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>22160K105</cusip>
        <value>260</value>
        <shrsOrPrnAmt>
            <sshPrnamt>460</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>460</None>
        </votingAuthority>
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        <nameOfIssuer>Cummins Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>231021106</cusip>
        <value>46</value>
        <shrsOrPrnAmt>
            <sshPrnamt>202</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>202</None>
        </votingAuthority>
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        <nameOfIssuer>DTE Energy</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>233331107</cusip>
        <value>54</value>
        <shrsOrPrnAmt>
            <sshPrnamt>540</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>540</None>
        </votingAuthority>
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        <nameOfIssuer>DT Midstream Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>23345M107</cusip>
        <value>14</value>
        <shrsOrPrnAmt>
            <sshPrnamt>270</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>270</None>
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        <cusip>244199105</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>14</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>14</None>
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        <nameOfIssuer>Disney Walt CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>254687106</cusip>
        <value>83</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1023</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>1023</None>
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        <nameOfIssuer>Discover Financial Services</nameOfIssuer>
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        <cusip>254709108</cusip>
        <value>4</value>
        <shrsOrPrnAmt>
            <sshPrnamt>49</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <Shared>0</Shared>
            <None>49</None>
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        <nameOfIssuer>Dominion Energy Inc</nameOfIssuer>
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        <cusip>25746U109</cusip>
        <value>40</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>900</None>
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        <cusip>260557103</cusip>
        <value>9</value>
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            <sshPrnamt>170</sshPrnamt>
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            <None>0</None>
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            <None>284</None>
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            <None>1188</None>
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        <cusip>26875P101</cusip>
        <value>101</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>794</None>
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        <nameOfIssuer>Etfmg Alternative Harvest</nameOfIssuer>
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        <cusip>26924G508</cusip>
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            <sshPrnamt>22</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>22</None>
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        <cusip>277432100</cusip>
        <value>29</value>
        <shrsOrPrnAmt>
            <sshPrnamt>377</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>377</None>
        </votingAuthority>
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        <nameOfIssuer>Eaton Vance Ltd Duration Incom</nameOfIssuer>
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        <value>6</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>625</None>
        </votingAuthority>
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        <cusip>281020107</cusip>
        <value>7</value>
        <shrsOrPrnAmt>
            <sshPrnamt>112</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>112</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>29250N105</cusip>
        <value>10</value>
        <shrsOrPrnAmt>
            <sshPrnamt>307</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>307</None>
        </votingAuthority>
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        <cusip>294429105</cusip>
        <value>26</value>
        <shrsOrPrnAmt>
            <sshPrnamt>144</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>144</None>
        </votingAuthority>
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        <cusip>30034W106</cusip>
        <value>7</value>
        <shrsOrPrnAmt>
            <sshPrnamt>134</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>134</Sole>
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            <None>0</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>30231G102</cusip>
        <value>366</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3113</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>3113</None>
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        <nameOfIssuer>Meta Platforms Inc Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>30303M102</cusip>
        <value>318</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1058</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>1058</None>
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        <cusip>31428X106</cusip>
        <value>56</value>
        <shrsOrPrnAmt>
            <sshPrnamt>210</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>210</None>
        </votingAuthority>
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        <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
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        <cusip>316773100</cusip>
        <value>230</value>
        <shrsOrPrnAmt>
            <sshPrnamt>9064</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>9064</None>
        </votingAuthority>
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        <nameOfIssuer>Finward Bancorp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>31812F109</cusip>
        <value>6</value>
        <shrsOrPrnAmt>
            <sshPrnamt>268</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>268</None>
        </votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>320209109</cusip>
        <value>67</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3426</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>3426</None>
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        <nameOfIssuer>First Trust Financials Alphadex</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33734X135</cusip>
        <value>86</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2285</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2285</None>
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        <nameOfIssuer>Flexshares Morningstar Global Ups</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L407</cusip>
        <value>1597</value>
        <shrsOrPrnAmt>
            <sshPrnamt>39488</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>39488</None>
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        <nameOfIssuer>Flexshares Quality Dividend Index ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>33939L860</cusip>
        <value>11</value>
        <shrsOrPrnAmt>
            <sshPrnamt>204</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>204</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>345370860</cusip>
        <value>14</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1165</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>1165</None>
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        <cusip>46434V381</cusip>
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            <None>108</None>
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            <sshPrnamt>15</sshPrnamt>
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            <None>0</None>
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            <sshPrnamt>84</sshPrnamt>
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            <sshPrnamt>382</sshPrnamt>
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            <sshPrnamt>141</sshPrnamt>
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            <sshPrnamt>607</sshPrnamt>
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        <value>35</value>
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            <sshPrnamt>378</sshPrnamt>
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            <sshPrnamt>321</sshPrnamt>
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            <None>321</None>
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            <sshPrnamt>50</sshPrnamt>
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            <None>0</None>
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        <value>1</value>
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            <sshPrnamt>100</sshPrnamt>
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            <None>0</None>
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        <value>49</value>
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            <sshPrnamt>121</sshPrnamt>
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            <None>121</None>
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        <value>2</value>
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            <sshPrnamt>18</sshPrnamt>
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            <sshPrnamt>115</sshPrnamt>
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            <None>115</None>
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        <value>17</value>
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            <None>1650</None>
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        <value>419</value>
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            <sshPrnamt>16963</sshPrnamt>
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            <None>16963</None>
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        <value>146</value>
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        <value>60</value>
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            <sshPrnamt>137</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>2253</None>
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        <value>423</value>
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            <sshPrnamt>973</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>973</None>
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        <value>16</value>
        <shrsOrPrnAmt>
            <sshPrnamt>18</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>18</None>
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        <value>4</value>
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            <sshPrnamt>55</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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        <value>508</value>
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            <sshPrnamt>4800</sshPrnamt>
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            <None>4800</None>
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        <value>3</value>
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            <sshPrnamt>160</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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        <value>73</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3115</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>3115</None>
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        <value>2</value>
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            <sshPrnamt>100</sshPrnamt>
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        <votingAuthority>
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        <titleOfClass>Com</titleOfClass>
        <cusip>697435105</cusip>
        <value>164</value>
        <shrsOrPrnAmt>
            <sshPrnamt>701</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>701</None>
        </votingAuthority>
    </infoTable>
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        <nameOfIssuer>Pepsico Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>713448108</cusip>
        <value>22</value>
        <shrsOrPrnAmt>
            <sshPrnamt>128</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>128</None>
        </votingAuthority>
    </infoTable>
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        <nameOfIssuer>Pfizer Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>717081103</cusip>
        <value>3482</value>
        <shrsOrPrnAmt>
            <sshPrnamt>104964</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>104964</None>
        </votingAuthority>
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        <nameOfIssuer>Philip Morris International Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>718172109</cusip>
        <value>91</value>
        <shrsOrPrnAmt>
            <sshPrnamt>978</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>978</None>
        </votingAuthority>
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        <nameOfIssuer>Phillips 66</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>718546104</cusip>
        <value>17</value>
        <shrsOrPrnAmt>
            <sshPrnamt>144</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>144</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>Portillos Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>73642K106</cusip>
        <value>1</value>
        <shrsOrPrnAmt>
            <sshPrnamt>50</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>50</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>Procter &amp; Gamble CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>742718109</cusip>
        <value>160</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1098</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1098</None>
        </votingAuthority>
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        <nameOfIssuer>Prologis Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>74340W103</cusip>
        <value>4</value>
        <shrsOrPrnAmt>
            <sshPrnamt>38</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>38</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>Proshares Tr S&amp;P 500 Dv Arist</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>74348A467</cusip>
        <value>15</value>
        <shrsOrPrnAmt>
            <sshPrnamt>166</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>166</None>
        </votingAuthority>
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        <nameOfIssuer>Prudential Financial Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>744320102</cusip>
        <value>34</value>
        <shrsOrPrnAmt>
            <sshPrnamt>356</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>356</None>
        </votingAuthority>
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        <nameOfIssuer>Public Svc Enterprise Grp Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>744573106</cusip>
        <value>46</value>
        <shrsOrPrnAmt>
            <sshPrnamt>800</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>800</None>
        </votingAuthority>
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        <nameOfIssuer>Qualcomm Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>747525103</cusip>
        <value>42</value>
        <shrsOrPrnAmt>
            <sshPrnamt>379</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>379</None>
        </votingAuthority>
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        <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>75513E101</cusip>
        <value>78</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1083</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>1083</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>Riot Platforms, Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>767292105</cusip>
        <value>18</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1900</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1900</None>
        </votingAuthority>
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        <nameOfIssuer>Rivian Automotive Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>76954A103</cusip>
        <value>0</value>
        <shrsOrPrnAmt>
            <sshPrnamt>10</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>10</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>Roper Technologies, Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>776696106</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>4</None>
        </votingAuthority>
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        <nameOfIssuer>S&amp;P Global Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78409V104</cusip>
        <value>45</value>
        <shrsOrPrnAmt>
            <sshPrnamt>122</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>122</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR S&amp;P 500</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78462F103</cusip>
        <value>216</value>
        <shrsOrPrnAmt>
            <sshPrnamt>505</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>505</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR Portfolio Morgage Backed Bond ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A383</cusip>
        <value>12</value>
        <shrsOrPrnAmt>
            <sshPrnamt>562</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>562</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR S&amp;P 500 Value ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A508</cusip>
        <value>16</value>
        <shrsOrPrnAmt>
            <sshPrnamt>377</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>377</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR Portfolio Long Term Treasury ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A664</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>179</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>179</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR Intermediate Term Treasury ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A672</cusip>
        <value>11</value>
        <shrsOrPrnAmt>
            <sshPrnamt>390</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>390</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR S&amp;P Regional Banking ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A698</cusip>
        <value>7</value>
        <shrsOrPrnAmt>
            <sshPrnamt>176</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>176</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR S&amp;P Dividend</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A763</cusip>
        <value>262</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2281</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2281</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR S&amp;P 500 Large Cap ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78464A854</cusip>
        <value>15</value>
        <shrsOrPrnAmt>
            <sshPrnamt>305</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>305</None>
        </votingAuthority>
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        <nameOfIssuer>SPDR S&amp;P Kensho New Economies Composite ETF</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>78468R648</cusip>
        <value>5</value>
        <shrsOrPrnAmt>
            <sshPrnamt>119</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>119</None>
        </votingAuthority>
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        <nameOfIssuer>Salesforce Com Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>79466L302</cusip>
        <value>196</value>
        <shrsOrPrnAmt>
            <sshPrnamt>969</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>969</None>
        </votingAuthority>
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        <nameOfIssuer>Sandstorm Gold Ltd</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>80013R206</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>478</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>478</None>
        </votingAuthority>
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        <nameOfIssuer>Schlumberger</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>806857108</cusip>
        <value>195</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3350</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>3350</None>
        </votingAuthority>
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        <nameOfIssuer>Charles Schwab Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>808513105</cusip>
        <value>85</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1540</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1540</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>SPDR Energy Select Sector SPDR</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81369Y506</cusip>
        <value>119</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1317</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1317</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Select Sect Finance</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81369Y605</cusip>
        <value>8</value>
        <shrsOrPrnAmt>
            <sshPrnamt>237</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>237</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Select Sector SPDR TR SBI Int</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81369Y704</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>21</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>21</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>SPDR Utilities Select Sector</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81369Y886</cusip>
        <value>119</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2024</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2024</None>
        </votingAuthority>
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        <nameOfIssuer>Servicenow Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>81762P102</cusip>
        <value>46</value>
        <shrsOrPrnAmt>
            <sshPrnamt>83</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>83</None>
        </votingAuthority>
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        <nameOfIssuer>A O Smith Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>831865209</cusip>
        <value>40</value>
        <shrsOrPrnAmt>
            <sshPrnamt>607</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>607</None>
        </votingAuthority>
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        <nameOfIssuer>Southern CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>842587107</cusip>
        <value>43</value>
        <shrsOrPrnAmt>
            <sshPrnamt>668</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>668</None>
        </votingAuthority>
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        <nameOfIssuer>Southwest Airlines CO</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>844741108</cusip>
        <value>3</value>
        <shrsOrPrnAmt>
            <sshPrnamt>110</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>110</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Starbucks Corp</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>855244109</cusip>
        <value>13</value>
        <shrsOrPrnAmt>
            <sshPrnamt>140</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>140</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>TJX Cos Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>872540109</cusip>
        <value>164</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1844</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1844</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>Textron Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>883203101</cusip>
        <value>41</value>
        <shrsOrPrnAmt>
            <sshPrnamt>522</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>250</None>
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        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>4725</None>
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        <cusip>911312106</cusip>
        <value>39</value>
        <shrsOrPrnAmt>
            <sshPrnamt>253</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>253</None>
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            <None>50000</None>
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            <None>0</None>
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        <cusip>921908844</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
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            <None>14</None>
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        <cusip>921937835</cusip>
        <value>57188</value>
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        <value>8</value>
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            <None>216</None>
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        <cusip>92204A108</cusip>
        <value>205</value>
        <shrsOrPrnAmt>
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            <None>763</None>
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        <cusip>92204A207</cusip>
        <value>123</value>
        <shrsOrPrnAmt>
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            <None>673</None>
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        <cusip>92204A405</cusip>
        <value>98</value>
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            <None>1214</None>
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        <cusip>92204A504</cusip>
        <value>136</value>
        <shrsOrPrnAmt>
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            <None>578</None>
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        <cusip>92204A603</cusip>
        <value>109</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>557</None>
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        <value>21</value>
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            <None>50</None>
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        <cusip>92204A884</cusip>
        <value>76</value>
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            <None>718</None>
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        <cusip>92206C409</cusip>
        <value>45</value>
        <shrsOrPrnAmt>
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        <votingAuthority>
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            <None>0</None>
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        <cusip>92206C870</cusip>
        <value>34</value>
        <shrsOrPrnAmt>
            <sshPrnamt>451</sshPrnamt>
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        <votingAuthority>
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            <None>0</None>
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        <nameOfIssuer>Vanguard Mid-Cap Value ETF Voe</nameOfIssuer>
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        <cusip>922908512</cusip>
        <value>369</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>2814</None>
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        <nameOfIssuer>Vanguard Mid-Cap Growth Index</nameOfIssuer>
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        <cusip>922908538</cusip>
        <value>375</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>1925</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>922908553</cusip>
        <value>134</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1769</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>1769</None>
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        <cusip>922908595</cusip>
        <value>377</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>1758</None>
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        <cusip>922908611</cusip>
        <value>378</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2369</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>2369</None>
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        <nameOfIssuer>Vanguard Index Fds</nameOfIssuer>
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        <cusip>922908736</cusip>
        <value>579</value>
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            <None>2126</None>
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        <nameOfIssuer>ETF Vanguard Value</nameOfIssuer>
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        <cusip>922908744</cusip>
        <value>674</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>4888</None>
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        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>185</None>
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        <cusip>92343V104</cusip>
        <value>34</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1035</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>1035</None>
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        <cusip>92556V106</cusip>
        <value>80</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>8115</None>
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        <nameOfIssuer>Visa Inc Cl A</nameOfIssuer>
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        <cusip>92826C839</cusip>
        <value>92</value>
        <shrsOrPrnAmt>
            <sshPrnamt>400</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>400</Sole>
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            <None>0</None>
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        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>190</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>190</None>
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        <cusip>929740108</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>15</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
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            <None>15</None>
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        <cusip>931142103</cusip>
        <value>65</value>
        <shrsOrPrnAmt>
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            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>406</None>
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        <value>16</value>
        <shrsOrPrnAmt>
            <sshPrnamt>725</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>725</None>
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        <cusip>934423104</cusip>
        <value>7</value>
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            <sshPrnamt>601</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>601</None>
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        <value>10</value>
        <shrsOrPrnAmt>
            <sshPrnamt>255</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>255</None>
        </votingAuthority>
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        <cusip>95040Q104</cusip>
        <value>2</value>
        <shrsOrPrnAmt>
            <sshPrnamt>26</sshPrnamt>
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        <votingAuthority>
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            <None>0</None>
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        <titleOfClass>Com</titleOfClass>
        <cusip>962166104</cusip>
        <value>33</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1067</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <None>1067</None>
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        <nameOfIssuer>Whitestone REIT</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>966084204</cusip>
        <value>4</value>
        <shrsOrPrnAmt>
            <sshPrnamt>385</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>385</None>
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        <nameOfIssuer>Yum Brands Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>988498101</cusip>
        <value>42</value>
        <shrsOrPrnAmt>
            <sshPrnamt>340</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>340</None>
        </votingAuthority>
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        <nameOfIssuer>Zimvie Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>98888T107</cusip>
        <value>0</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>1</Sole>
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            <None>0</None>
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    <infoTable>
        <nameOfIssuer>Zimmer Biomet Holdings Inc</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
        <cusip>98956P102</cusip>
        <value>127</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1135</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1135</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>AON PLC Shs Cl A</nameOfIssuer>
        <titleOfClass>Com</titleOfClass>
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</SEC-DOCUMENT>
